← LEADERSHIP TERMINAL

DÁIL ÉIREANN · FORMER

Alan Dillon

Mayo · Fine Gael · Ireland

IN THEIR OWN WORDS

Landlords are generally not in a position to supervise day-to-day waste management practices within occupied properties. The Government therefore has significant concerns regarding both the practicality and effectiveness of these provisions.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

The Government has commissioned an independent study to examine the feasibility of moving Ireland's household waste collection system from the current side-by-side competition model to a franchise-based system. That study is examining the environmental, economic, operational and consumer implications of alternative market structures.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

If the evidence supports significant changes to the market structure, the Government will consider those recommendations carefully. If the evidence suggests improvements can be achieved through strengthened regulation, enhanced enforcement or targeted reforms within the existing framework, those options should also be considered.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

We also want to see a well-designed waste collection system that not only delivers environmental benefits but also provides householders with the opportunity to reduce their own household waste costs through reducing residual waste, correctly segregating recyclable materials and correctly segregating organic materials.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

We have a lack of capacity so we need to continue that, and investment certainty is really important in that regard but also to enable Ireland to meet both our national and European obligations, which are far reaching. These will all benefit from a stable and predictable policy framework.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

Ireland requires continued investment across the waste and resource sector. We need investment in collection infrastructure, recycling capacity, material recovery technologies, organic waste treatment, digital systems and innovation. Those making long-term investments require certainty regarding Government policy.

SITTING OF 2026-07-16 · READ THE OFFICIAL REPORT

The complete record

Every one of 1,183 lines we hold for Alan Dillon, in date order, each linked to its source. Free to read, in full, without an account. Page 18 of 24.

  1. On behalf of the Minister of State with responsibility for special education and inclusion, I thank the Senator for raising this very important matter on behalf of the families he represents in Wexford. I know myself how important school transport is. It is the lifeline of many communities. I fully appreciate the urgency of the matter. As the Senator will know, the school transport scheme is a significant operation that is managed by Bus Éireann on behalf of the Department of Education and Youth. School transport is such an important service for families across the country and I am pleased to say that the scheme has expanded significantly over recent years thanks to continued Government investment ensuring more and more children are supported with access to it.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  2. I wish to underline once again that Ireland's engagement on this issue will be guided by the European Court of Justice judgment and on the principles of international law.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  3. I must note that the negotiations on the replacement agreement have not yet fully concluded in Brussels and any further comment would be inappropriate at this stage. However, I will say that Ireland's approach has been guided by two principles, namely, respect for the rule of law and support for the United Nations-led process on Western Sahara. I reiterate that Ireland continues to keep all aspects of the negotiation process under review to ensure that any proposed arrangements will respect the conditions established by the court but also the duty of the European Union to comply with EU and international law. Ireland will be guided by those principles in finalising our position.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  4. Both Ireland and the European Union support the efforts of the United Nations to find an acceptable political solution that would provide for the self-determination of the people of Western Sahara, consistent with the principles and purposes of the Charter of the United Nations. Ireland does not have a view on the outcome of that solution so long as it is approved in a genuine exercise of self-determination.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  5. As the process has evolved, Ireland has kept progress in those negotiations under review to ensure any new proposed arrangements respect the conditions established by the court and the duty of the European Union to comply with both EU and international law. Ireland continues to be guided by these principles. Ireland’s long-standing position on Western Sahara is one of full support for the UN-led process, including the MINURSO mission and the efforts of the personal envoy of the UN Secretary-General for Western Sahara, Staffan de Mistura, to achieve a political solution to this long-standing dispute. It is our hope that these efforts will help to achieve a just, lasting and mutually acceptable political solution that provides for the self-determination of the people of Western Sahara.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  6. Second, it must provide for the proportional benefit of that people. This decision required a negotiation of a new trade deal between the EU and Morocco and the court set a deadline of 4 October 2025. Ireland has taken note of the judgment of the CJEU and the specifics of the judgment with regard to Western Sahara. In July 2025, the Commission submitted to the Council a recommendation for a Council decision concerning the opening of negotiations on the amendment of the 2018 agreement in the form of an exchange of letters between the European Union and the Kingdom of Morocco. The negotiations on the replacement agreement commenced in September with a view to meeting the deadline of 4 October 2025.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  7. The Court of Justice of the European Union ruled the people of Western Sahara must give their consent to any new agreement concluded by the EU. In the view of the court, the right to self-determination belongs to that people, and not only to the population of that territory in general, which for the most part has been displaced. This consent may be either given explicitly or implicitly. In the particular case of a people of the non-self-governing territory, the court ruled the consent of that people to an international agreement, in which it has the status of a third party, and which is to be applied in the territory to which its right to self-determination relates, may be presumed so long as certain conditions are satisfied. First, the agreement in question must not give rise to an obligation for that people.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  8. I thank Senator Higgins for raising this important matter at a critical junction of EU external trade policy and international law. While it is a complex and sensitive issue, I appreciate the opportunity to outline Ireland's position. On 4 October 2024, the Court of Justice of the European Union upheld the ruling of the General Court of 29 September 2021 annulling the Council decision on the conclusion of the 2018 agreement in the form of an exchange of letters between the European Union and the Kingdom of Morocco. This agreement concerned the amendment of Protocols Nos. 1 and 4 to the Euro-Mediterranean Agreement establishing an association between the European communities and their member states, of the one part, and the Kingdom of Morocco, of the other part.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  9. On the Department of education's commitment, the Minister and Minister of State are focused on trying to build capacity in the special education sector. That involves working with the NCSE and SENOs on the ground to allocate resources as best we can. On the ratio of three SNAs to 700 pupils, as part of the overall allocation and review, school management has its part to play in engaging with the SENO and the NCSE.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  10. I thank the Deputy for articulating the case for Scoil Mochua and the challenges it faces. It is no different than any other constituency. Indeed, I have faced many challenges regarding families and children deserving and demanding access to resources. There is a challenging environment. I acknowledge the particular circumstances the Deputy mentioned. When one engages with the NCSE, it is responsive. It is being considered as part of the review process. On Tailte Éireann, I will work with the Deputy on how we can engage with the Minister of State for local government and planning - Tailte Éireann falls under that remit in the Department of Housing, Local Government and Heritage - to see what solution can be provided regarding that opportunity for the school and for many families with children with additional needs.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  11. A review of the care needs was completed and the school was advised that there was no change to its current allocation. The school has reapplied to the NCSE for an SNA allocation review and this is progressing. The Minister cannot prejudge the outcome of this review. The NCSE has confirmed to the Department of Education and Youth that it will advise the school of the outcome of the review as a priority. Where additional SNA resources are necessary to support the needs of students in the school, they will be provided, as has been done in previous years.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  12. The NCSE manages the allocation of the SNAs to schools and it is the responsibility of the NCSE to ensure that these resources are allocated to the children with the greatest level of need. The NCSE advised each school in June of its allocation for the 2025-26 school year. Each year, schools are advised of their SNA supports, which indicates that the NCSE will undertake reviews to ensure that SNAs are allocated to the children with the greatest level of need. Such reviews can see an increased or reduced level of support or no change in allocation. This has always been part of the work of the NCSE and is necessary to ensure that resources are allocated in line with the level of need. The NCSE has advised that Scoil Mochua applied for an SNA allocation review during the last school year.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  13. SNAs help to ensure that students can access an education and enable them to achieve their best outcomes and reach their full potential. As the Deputy is aware, the NCSE has full responsibility for co-ordinating and advising on the education provision for children with additional needs. The number of SNAs available for allocation has continued to increase annually, resulting in a significant increase in the number of SNAs employed by schools. Budget 2025 provided for 1,600 SNAs, the largest number ever allocated. This means that, by the end of the year, there will be over 23,000 SNAs working in our education system committed to supporting and nurturing children with additional needs.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  14. I thank Deputy Farrelly for raising this important matter. I take his point. I was a backbencher too so I understand the frustration when you put in a Topical Issue and the relevant Minister or Minister of State is not present. I will relay that back to the Chief Whip. The Government is very much committed to supporting children with additional needs to reach their full potential, and the programme for Government makes a number of commitments to deliver on this objective. On the ground, an important way to support children with additional needs in our schools is the provision of SNAs. They play a central role in the successful inclusion of students with additional and significant care needs in our schools.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  15. Through ongoing communication and a management plan, which is currently in place for Portiuncula University Hospital by the HSE, the Department of Health will continue to engage regarding all patient safety incidents to ensure they are being managed in line with the HSE incident management framework but also that the work being delivered through the programme for Government commitment in developing an extensive national maternity strategy is developed and that the new strategy will include wider policy issues arising from the Portiuncula review and its recommendations.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  16. However, considering that the future direction of maternity services and their development will require extensive evidence-based assessment, of which the review of the implementation here is an important provision, I will relay the concerns the Deputies have raised back to the Minister.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  17. Again, I thank the Deputies for raising this important matter. I am sure they will understand that the Government and the Minister for Health are very much committed to ensuring that all women and families receive the highest standard of care, both at Portiuncula and across all maternity services nationally. The Minister and her Department officials will continue to work closely with the HSE, the clinical leads and families to ensure that the necessary improvements are delivered and sustained. Pregnancy in Ireland is predominantly a safe experience with good outcomes. Ireland compares well with other similar countries on international standards.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  18. A highly experienced external management team was put in place in January 2025 to oversee and manage maternity services at Portiuncula. This work will continue to progress over the coming months, with close monitoring and engagement within both the HSE and the Department of Health. This will include ensuring that sufficient capacity and resources are in place across the HSE west and north-west region.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  19. The HSE has communicated this to the women and families booked at Portiuncula, as well as their GPs. The HSE has advised the Department that ongoing engagement is happening with GPs with a briefing session being held this week. The reconfiguration of maternity services in Portiuncula University Hospital to move higher risk pregnancies off the site will mean some women in rural communities who previously attended Portiuncula will now need to travel to University Hospital Galway or other units for certain aspects of their maternity care. It is acknowledged these changes may create additional travel demands for expectant mothers and their families. HSE west and north-west, through the work of the implementation team, will consider what contingencies and supports can reasonably be put in place to assist women affected.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  20. An implementation team has been established to ensure the implementation of the recommendations arising from all reviews and to progress any further changes required over the coming months. There are currently 52 recommendations being implemented, arising from the seven reviews completed to date. This implementation team will also oversee the transfer of care for an expanded group of women with higher risk pregnancies from Portiuncula to University Hospital Galway or the hospital of their choice. This is in line with well-established pathways already in place for the transfer of care of complex or higher risk pregnancies within the regional maternity network. This approach has now been broadened to include women with a wide range of clinical factors known to contribute to higher-risk pregnancies.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  21. Seven of these reviews have now been completed. The individual review reports were shared with the relevant families in July 2025. The HSE has engaged individually with each family to discuss the findings of these reviews, address their questions and outline the next steps. The Minister for Health has previously met some of the families concerned and has asked Portiuncula to provide the families affected with whatever support they need. The HSE has set up an information line for women booked with the maternity unit to contact if they have any further queries. The HSE has advised that work to implement the recommendations arising from the reviews is in progress through the work of the Portiuncula external management team and the regional women’s and children’s managed clinical and academic network.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  22. I thank both Deputies for raising this important matter around concerns relating to the delivery of maternity services at Portiuncula University Hospital. I am taking this on behalf of the Minister, Deputy Carroll MacNeill, who is unavoidably absent today. The safety and quality of our maternity services are of critical importance to the women and families who use them, as well as to the Government. I understand recent developments at Portiuncula may undoubtedly cause concern and worry for many women and families who attend or plan to attend services at the Portiuncula maternity unit. However, steps are being taken to support the unit and to ensure the safety of women attending maternity services across the region. There are 12 external reviews related to maternity care at Portiuncula, which are at various stages of progress.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  23. These are real steps being taken to ensure patient flow through ensuring sufficient staff and decisions are available for UHL seven days a week. I am sure many of these improvements and those identified within the HIQA report will make a real impact on the delivery of healthcare services in the mid-west.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  24. -----are under way to determine the future direction of the services in the region. It is important to also highlight UHL's annual budget spend has increased from €265 million in 2019 to over €507 million in 2024. A package of wide-ranging reform support measures also is being implemented. It is important these measures are aimed at both capacity and reform of the healthcare system in the region. Increased staffing levels are also being prioritised. Staffing at UHL has grown by 32%, an increase of 1,465 whole time equivalents, since 2019 to August 2025. Other measures and reforms to alleviate congestion include the extension of opening hours for the medical assessment unit in the model 2 hospital in the region and the new surgical hub, which is expected to be operational by quarter 4 in 2026.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  25. We are all in agreement that the people of the mid-west rightly deserve access to responsive urgent and emergency care. The HIQA review was published today. It has an extensive range of findings across the healthcare service in the mid-west. I would be interested to hear what the Deputy disagrees with in the HIQA report.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  26. This will deliver 572 new inpatient beds in the region by 2031, including 24 new beds at Nenagh Hospital, 48 new beds at Ennis Hospital and 42 new beds at St. John’s Hospital. I would like to reassure the Deputy and all patients in the mid-west that substantial work is ongoing to improve healthcare services in the region.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  27. This includes the successful delivery of two fast-tracked 16-bed inpatient blocks, which opened in December 2024 and in June this year. More new bed blocks are being developed, which will provide up to 292 additional beds by 2028. This includes two 96-bed blocks, the first of which is starting to receive patients this week. This increase in capacity will go towards reducing the number of people waiting on trolleys. The opening of this new 96-bed block will be a major boost to increasing capacity at UHL. I know it will be welcomed by all the people of the mid-west. Bed capacity is being further expanded throughout the region through the acute hospital inpatient bed capacity expansion plan.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  28. I acknowledge the substantial work that has been undertaken by all of those who conducted and took part in this review. HIQA’s analysis finds that inpatient capacity in the region needs to be increased to meet current and projected demand. The report identifies three options, including expanding capacity at the Dooradoyle site, extending the UHL hospital campus, and developing a model 3 hospital and, consequently, a second ED for the region. The HIQA review notes that real improvements are continuing to be made at UHL and across the mid-west. This work of improvement and reform will go on while the HIQA findings are being considered. As the Deputy is aware, through Government investment, 140 new beds have opened in UHL since 2020.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  29. She also placed on the record of the House during Questions on Promised Legislation her points regarding this publication. The Minister and the Government are concerned at the significant challenges being experienced in Limerick and the wider mid-west, and the impact this is having on patients and their families in the region. I thank the hard-working front-line staff at the hospital, who continue to deliver excellent care for patients every day. The Minister and her officials will now consider the reports and advice provided, including the three options that were identified. The Minister will report back to the Government on these considerations. As the Deputy will appreciate, the reports and analyses involved are extensive and involve a stakeholder consultation, regulatory inspections, data analysis and international evidence reviews.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  30. I thank Deputy Quinlivan for the timely opportunity to address the House on capacity at University Hospital Limerick. I am taking this matter on behalf of the Minister for Health, Deputy Carroll MacNeill, who sends her apologies that she cannot be here to provide an update on the measures that are being taken to alleviate overcrowding. Since the Deputy last raised a Topical Issue on this matter in July, the work to increase capacity and alleviate overcrowding at UHL has continued at pace. In May 2024, HIQA was requested to undertake an independent and expert review of urgent and emergency healthcare services in the mid-west by the then Minister for Health. The priority for this work is ensuring safe, quality acute care. HIQA has today published this review and the Minister for Health briefed the Government on the report this morning.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  31. It is very much the Government's priority that we continue to improve service delivery, increase capacity across all the hospitals - acute, step down and community healthcare - and, indeed, reduce waiting lists and times, and also, to the Deputy's point, ensure that all patients and all citizens have access to the best medicines available.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  32. I thank the Deputy for raising this important matter. I certainly agree on the necessity around an early access programme. We are making significant progress in regards to the treatment of cancer. However, I would agree that access to medicines should not become a barrier; it should become part of the normal process. I will report what the Deputy has said here to the Minister. In regards to the Government's continued work to support the model of care through its Sláintecare programme, we are very much committed to ensuring that patients get first-class access. Indeed, we will continue to invest. We will continue to look at how we can reform the system, very much being focused on productivity but also patient care.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  33. Some 8% of consumers have plans which provide cover in mainly public hospitals and these are typically less expensive. Private health insurance is voluntary and there are many reasons that people take out private health insurance. The Government continues to support those who choose to take out private health insurance through tax relief and community rating. This spreads the risk across the system and allows more affordable access for older and sicker people. The Deputy made reference to specific areas around early access, pilot medication programmes and ensuring the removal of barriers to new innovative medicines becomes part of Government's primary policy. The Minister, Deputy Jennifer Carroll MacNeill, whom I am deputising for today, is very much focused on how we can ensure that medicines are increasingly accessible.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  34. A total of 66% of consultants have now signed the public-only consultant contract, made up of 943 new entrants and 2,147 change of contracts. This is a key reform aimed at creating a universal, single-tier healthcare by removing private practice from our public hospitals. We have also seen an 8% reduction in the cumulative daily 8 a.m. trolley count for January to August 2025. There were almost 5,700 fewer patients waiting when compared with 2024. This is despite an increase in emergency department attendance of over 10,000, or 7%. Some 2.53 million people in Ireland, or 46% of the population, currently have private health insurance. Most consumers have private health insurance plans which provide substantial cover in private hospitals, but this cover is mainly provided for semi-private accommodation.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  35. However, the latest hospital waiting list figures, for August 2025, show that important progress has also been made under the waiting list action plan approach which was implemented in late 2021. The number of patients on waiting lists has been reduced, as has the length of time they are waiting. Since September 2021, there has been a 56% reduction in the number of patients waiting over 12 months. In the same period, the total weighted average waiting time for patients on waiting lists has reduced by approximately 44%. We are seeing continued progress in terms of long waiters and the most recent figures indicate there has been a reduction of 7% in the number of patients waiting over 18 months since this time last year.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  36. I thank Deputy McGreehan for raising this important issue. Ireland's healthcare system is changing with the introduction and implementation of Sláintecare, the first cross-party plan for major health reform in Ireland which was introduced in 2017. The Sláintecare vision is to provide universal, accessible, affordable, person-centred, safe and high-quality health and social care for all the people of Ireland. As the Deputy said, it should be based on need, not on the ability to pay. The Path to Universal Healthcare: Sláintecare and Programme for Government 2025+ was published in May 2025. It includes three high-level priority areas, which are: improving access, improving service quality and delivering capacity. Good progress has been made to date in terms of access.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  37. Insurance is not a luxury; it is a pillar of economic confidence and by cutting costs and promoting transparency and opening the market, we reduce burdens on families, support businesses and enhance Ireland's attractiveness as a hub for financial services. Our message is very clear to our citizens and to the markets. Ireland is not standing by. We are reforming and embedding transparency, discipline and fairness into our insurance system. We are determined to shift from a cycle of rising premiums to a more sustainable, resilient insurance market. Insurance must protect and facilitate not penalise. With this action plan, we can ensure it does that today, tomorrow and into the future.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  38. On fraud reductions, we are strengthening penalties, Garda industry intelligence sharing and measures against uninsured drivers. As regards climate resilience, we have a long-term flood insurance strategy linked between public investment and coverage to build back better incentives. Implementation is an all-of-government approach with oversight by the Cabinet subcommittee chaired by the Tánaiste. Work has already been put in place. This delivers for SMEs in hospitality, retail and construction with fewer shop premium hikes, clearer liability costs and a more stable operating environment. For motorists, we have transparency in pricing, swifter claims and less exposure to excessive legal costs, and for insurers and investors, a disciplined, predictable market reducing risk and enabling innovation.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  39. That said, patients are strongly encouraged to check their cover in advance of the treatment so they have clarity and can avoid unexpected costs. The new action plan is designed to target this gap directly and commits to transparency for consumers through a transparency code, faster national claims, information database releases and also access to legal cost data. We are also strengthening the Injuries Resolution Board with default mediation, remittal powers and potential legal fee awards to encourage uptake on legal cost reform or including benchmarking awards and reviewing the judicial courts Act in developing scales of fees for litigation. On competition, through the expanded OPCIM, we are streamlining authorisation and EU engagement.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  40. Although this matter is primarily for the Minister for Health, Deputy Carroll MacNeill, the Government will continue to engage closely with her and her Department to ensure the insurance framework supports patients and maintains public confidence. Ireland's private health insurance system is built on the principles of both fairness and equity, community rating, open enrolment, lifetime cover and minimum benefit. The minimum benefit regulation ensures every consumer has access to a guaranteed baseline of hospital treatment cover, regardless of the plan type they hold. While insurers make their own commercial decisions on which service and provider to cover, they must do so within the framework and are regulated by the Health Insurance Authority.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  41. I want to stress the importance of having a stable and profitable sector, made up of both domestic and international firms which seek to supply the needs of all sectors within society. In this regard, one of the key priorities of the Government's new action plan is in ensuring a greater level of transparency in all aspects of our insurance market. I know the Minister of State, Deputy Troy, is very much to the fore in this regard. When reforms have shifted behaviour, such as through the Injuries Resolution Board and the personal injuries guidance, costs and delays have fallen. Where litigation still dominates, the old inefficiencies remain and this is the challenge we all face. I want to briefly touch on the matter of health insurance which has been raised in the debate today.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  42. According to the National Claims Information Database - many Deputies have referenced the NCID today - which is an independent verified database by the Central Bank, 2023 marked the first return to profitability for the insurance market occurred after years of losses. Liability insurance recorded a 13% operating profit in 2023, though the long-term average is just 2.1%. Motor insurance has shown an 8% profit with a long-term average of 5%. Global conditions in 2023 reflected a hard market with high premiums and reinsurance cost, yet Ireland's reforms have shielded many policyholders from sharper increases seen elsewhere. In 2024, conditions began to soften with competition, increasing with some premiums' reductions emerging but vigilance and reform momentum remain essential.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  43. As we conclude the debate, I want to acknowledge the Minister of State, Deputy Troy, and his officials who have been listening throughout this debate. I want to bring us all back to the essentials we are discussing here today which is that insurance is not abstract. It is a daily reality for every motorist, every small business and every household. It is the guarantee that if the worst happens - a car crash, a workplace accident or a flood - there will be compensation and life can move forward. When the cost of that guarantee spirals, however, it burdens families, suppresses entrepreneurship and damages competitiveness.

    SITTING OF 2025-09-30 · READ THE OFFICIAL REPORT

  44. In recent years, the Government has demonstrated its commitment to supporting householders to meet energy costs both with the most recent energy credits but also on targeted social welfare payments. We will continue to reaffirm this commitment through the programme for Government and the energy affordability task force, as well as our commitment to investing in key infrastructure projects necessary to facilitate a more clean and just energy transition. We will support that, again, through further consideration in budget 2026. I again thank all the Deputies for their input on this important matter.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  45. The national energy affordability task force has been established by the Government to identify, assess and implement measures that will enhance energy affordability for households and businesses, while delivering key renewable commitments and protecting security of supply and economic stability. This will be a very important element of the Government's work to improve both our competitiveness and complement the action plan on competitiveness and productivity. A key output of the task force's work will be to deliver an energy affordability action plan that will identify a comprehensive range of solutions, including measures targeting households and energy poverty.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  46. This investment will keep consumer costs down by ensuring both EirGrid and ESB Networks maintain high credit ratings and can borrow at a lower interest rate, thereby lowering the overall cost of investment. Delivering investment in our electricity grid offers one of the fastest means that can impact the overall electricity cost to consumers. While it is a hugely concerning and regrettable position that network tariffs will rise under PR6, these increases are necessary so that we can invest in and future-proof our electricity grid. Officials within our Department will continue to work in conjunction with the CRU, ESB Networks and EirGrid to ensure we have the delivery of grid projects and see where they can be accelerated, where possible.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  47. In terms of the Government's commitment to investing in our critical infrastructure, most recently, we saw that PR6 will deliver on the programme for Government's priority to ensure we have the necessary infrastructure to improve our electricity grid. The Commission for Regulation of Utilities, which is the independent regulator, is responsible for PR6, for which the consultation has now closed. The CRU is considering submissions before publishing its decision, which is expected before the end of the year. The Government is also investing €3.5 billion in equity in EirGrid and ESB Networks to ensure the required infrastructure programme is delivered.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  48. These revenues provide vital funding to support those at risk of energy poverty, as well as retrofitting programmes and agri-environmental supports for farmers. In budget 2025, an allocation of €951 million in carbon tax revenue was provided to a range of programmes supporting Ireland's transition to a low-carbon economy. This was an increase of over €163 million on 2024. This Government is redoubling its commitment to a just transition ensuring that our journey to climate neutrality leaves no one behind. This progressive use of carbon tax revenue is an important vehicle for cost sharing and the equity considerations required for this transition.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  49. The Government has also committed to continuing with the carbon tax in alignment with recommendations from scientific experts and the Climate Change Advisory Council. This approach encourages a shift away from fossil fuels and ensures those who are most vulnerable receive targeted supports, making that transition to a sustainable future fair and equitable. It is supported by research findings, including an ESRI study finding that recycling revenue raised through carbon taxation would result in a reduction in poverty and leave lower income households better off. Since 2019, we have seen increases in carbon tax that have been ring-fenced so that they go back into the pockets of those on the lowest incomes and are also used to protect the most vulnerable households and communities.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT

  50. Ultimately, as a Government, the best long-term approach for Ireland is to insulate consumers from volatility on international wholesale energy markets. That will continue to be our prime objective through investing in renewable energy generation, improving our energy efficiency, expanding electricity interconnection with neighbouring markets and deepening the internal market in energy. The climate action plan sets out the strategy that is in place to achieve these goals, which support our decarbonisation and climate objective. Cutting our dependence on fossil fuels and generating power from our own renewable sources will ensure a cleaner, cheaper energy future in the long term.

    SITTING OF 2025-09-23 · READ THE OFFICIAL REPORT