← LEADERSHIP TERMINAL

UK PARLIAMENT · SITTING

Ms Stella Creasy

MP for Walthamstow · Labour (Co-op) · United Kingdom

IN THEIR OWN WORDS

I thank the Foreign Secretary for his clear-sighted commitment not only to talk about a two-state solution, but to actually try to act to achieve it, as the only foundation of a safe Israel and a free Palestine.

ISRAEL AND PALESTINE · 2026-09-08 · READ IN HANSARD

Could he reassure the House that we will not acquiesce and bend to such pressure, and that the only action that could ever be acceptable to us to make us contemplate reversing this ban would be a halt on the E1 development and a permanent end to settler violence?

ISRAEL AND PALESTINE · 2026-09-08 · READ IN HANSARD

I start by paying tribute to the new Minister, my hon. Friend the Member for Vauxhall and Camberwell Green (Florence Eshalomi), for all the work she did on the Housing, Communities and Local Government Committee on these issues. I know that she will do a brilliant job in this role.

REPRESENTATION OF THE PEOPLE BILL · 2026-09-02 · READ IN HANSARD

I do not really understand the technology, but I know that he does, and I understand and share his fear accordingly. We come here today to debate this Bill because we all know that trust is a bygone issue in our politics.

REPRESENTATION OF THE PEOPLE BILL · 2026-09-02 · READ IN HANSARD

We would welcome her having that conversation, which might be more illuminating than whether she is concerned about Zach Goldmsith’s leaflets. I add my support to the amendments tabled by my hon.

REPRESENTATION OF THE PEOPLE BILL · 2026-09-02 · READ IN HANSARD

From today, if we do not take a stand with this Bill to tackle the ways that money has infiltrated our politics, the risk is that they will think we are acting in the interests of our own back pockets.

REPRESENTATION OF THE PEOPLE BILL · 2026-09-02 · READ IN HANSARD

The complete record

Every one of 4,976 lines we hold for Ms Stella Creasy, in date order, each linked to its source. Free to read, in full, without an account. Page 74 of 100.

  1. The Government are making that choice in return for the ability to do some of the things they are talking about doing, and we need to be honest with the public about that. There is also a question relating to the security of data. In 2009, the Conservatives made great play of turning back the “surveillance state”, but it seems to me that they are seeking to privatise the databases they told us they did not want to see developed. The Bill asks companies to hold the data, but the security of that data is not clear. We know that having to hold everybody’s internet records for a whole year will be a honeypot to hackers. That will be a massive security risk unless security processes are in place—even if data are held by private companies.

    INVESTIGATORY POWERS BILL · 2016-03-15 · READ IN HANSARD

  2. Again, it is not yet clear what that means, what protection exists in terms of encryption technologies, and what that might mean for other consumers of services. That is a real concern for many. We know that encryption is a vital part of security for services. Constituents will mention Ashley Madison and TalkTalk, or they may be aware of hospitals that did not have security measures in place and had their systems hacked. We are talking about whether the Government will require those companies to bring in those backdoor opportunities for accessing information. We need much stronger scrutiny of the Bill and of what the encryption process means, not least because removing some of the encryption requirements would create a security risk.

    INVESTIGATORY POWERS BILL · 2016-03-15 · READ IN HANSARD

  3. I am grateful to the Minister for acknowledging that the idea that one can always separate contact from content data is not viable. We need a much more honest debate about who will be able to access that information and under what circumstances. I hope that that will be discussed in Committee, because as the Bill is currently drafted, we cannot justify to our constituents the fact that their content data may be accessed—however inadvertently—because of the nature of technology. We must address that. Let me move on to the question of honesty about encryption. A lot of technology companies and the technology industry in our economy are concerned about how the Bill may affect encryption. The Bill gives the Secretary of State the power to serve technical capability notices, and to require companies to remove their electronic protection.

    INVESTIGATORY POWERS BILL · 2016-03-15 · READ IN HANSARD

  4. Q9. The Prime Minister has told us today that more money is going into the NHS, but let me tell him that my local hospital trust is spending £1.5 million a week on interest payments alone to Innisfree for its private finance initiative deal. [Interruption.] Wait for it. The Prime Minister eventually saw sense about the need to deal with the damage that high-cost credit was doing to individuals, but when will he deal with these legal loan sharks of the public sector?

    ENGAGEMENTS · 2016-02-03 · READ IN HANSARD

  5. Does that not also trouble my hon. Friend, because it goes back to the very principles of the Smith commission, pillar one of which explicitly said that one challenge faced in this new constitutional settlement was having much stronger, transparent parliamentary scrutiny of the work? It particularly identified the JEC. If we cannot get it right now, what hope do we have for the future?

    PUBLIC FINANCES: SCOTLAND · 2016-02-03 · READ IN HANSARD

  6. The Minister is setting out the discussions that have taken place and are taking place. I take him back to the Smith principles, to which he alluded, which state that there should be “pro-active reporting to respective Parliaments of, for example, the conclusions of Joint Ministerial Committee, Joint Exchequer Committee and other inter-administration bilateral meetings established under the terms of this agreement.” Is he really telling us that refusing today’s request for the minutes meets that principle, because it does not sound like it, and we have had so little detail of so much work?

    PUBLIC FINANCES: SCOTLAND · 2016-02-03 · READ IN HANSARD

  7. Let me give the Minister an example from my constituency of how some of the challenges are affecting patients. My local hospital of Whipps Cross ended up downgrading the nursing bands in an attempt to save money. As a result, it now has a big crisis in staff morale, the CQC has intervened because of the quality of care, and it has a massive agency bill. Moreover, Whipps Cross University hospital is part of Barts Health NHS Trust, which has the largest private finance initiative deal in the country. It is due to pay back £7 billion on a £1 billion loan, and last year alone it paid out £148 million—half of which was interest—on its PFI deal. What is the Minister doing to help trusts renegotiate such costs and tackle these legal loan sharks of the public sector?

    NHS TRUSTS: FINANCES · 2016-02-01 · READ IN HANSARD

  8. One thing that concerns many of us is the fact that the students we are talking about are not the same as many other students. They tend to be women or people who are returning to nursing. Does the hon. Gentleman agree that the cost of living issue—especially as those people are more likely to have dependents or existing commitments that they are trying to fund while studying—makes the change to the bursary system all the more worrying, because it will prevent even more people from being able to study to become nurses?

    NHS BURSARY · 2016-01-11 · READ IN HANSARD

  9. My hon. Friend is a near neighbour to Barts hospital trust, which is currently spending £10 million a year at Whipps Cross university hospital, our local hospital, such is the shortage. A hospital that is £941 million in debt due to its private finance initiative loans clearly needs to save money, yet it is having to pay £10 million for agency nurses. Does he think that the policy will make that easier or harder to deal with?

    NHS BURSARY · 2016-01-11 · READ IN HANSARD

  10. That work was cruelly disbelieved by the Home Office, so the report from Her Majesty’s inspectorate of prisons showing a tripling in the number of women self-harming in Yarl’s Wood should be testament to the work done by Women for Refugee Women to uncover just what the truth is about such a place in our society here in Britain in 2016.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  11. Friend the Member for Edmonton did so eloquently, to those women detained at Yarl’s Wood now and whose voices we cannot hear unless others speak out for them. We are here today to speak out for those 2,000 women, the majority of whom we know to be the victims of rape and sexual torture and of persecution in their own countries. Yet when they come to our shores, this is how we treat them. The healthcare problems are only the pinnacle of the injustice that Yarl’s Wood represents in our community. Many of the detainees have mental as well as physical healthcare problems: one in five has tried to kill themselves and 40% of them self-harm. Those figures come from the valiant work done by Women for Refugee Women to hold us to account for the existence of Yarl’s Wood.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  12. I pay tribute to my hon. Friend the Member for Edmonton (Kate Osamor) for securing the debate. For me, as for her and for the right hon. Member for Meriden (Mrs Spelman), this is a powerfully emotive subject. It is a debate about pride and shame. I am proud to be the Member for Walthamstow. When I was elected, the then Member for Blackburn told me that there were two divides in the House: between left and right; and between those who have to deal with the UK Border Agency and those who do not. That was a pretty accurate description. I am also proud to be a member of the Set Her Free campaign and to work with Women for Refugee Women—some of those women live in my community and I have been proud to campaign with them about Yarl’s Wood. Set Her Free is above all about giving voice, as my hon.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  13. They said, you are in fast track, but I didn’t know what that was. While I was in detention, I was seriously sick, I was dying. My body collapsed. There were times when I could not walk. They took me to healthcare, they said you must eat, but I couldn’t eat the food. I was skinny, I was dying.” This is 2016. We have had such debates for a number of years. It is not cost-effective, moral or effective in the modern world to have somewhere such as Yarl’s Wood in Britain. It should shame us all that it is happening on our shores. I ask the Minister, please, set her free.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  14. The best way in which to guarantee the healthcare of women in Yarl’s Wood is to close the place down altogether. Let me read this out: “When I came to England I was destitute, I was homeless. I went to Croydon to the Home Office to explain my situation. Before I could say anything, the lady said to me, you are lying. I said, God knows if I am lying…Then they took me to a room. Nobody told me they were taking me to detention. A lady said to me, they are taking you to another immigration office. They put me in handcuffs. I did not know what was going on. Since I was born I had never left my country before. They put me in the van and took me to Yarl’s Wood. They searched me. I wasn’t able to ask what was going on, because I was too scared of them. Nobody told me what was going on.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  15. I am also ashamed that all of that is futile, because two thirds of the women whom we lock up in Yarl’s Wood are then set free and, as Members have talked about, 90% of the pregnant women are set free. What is the point of putting them through that torture? I am ashamed, because it is not even value for money. As the right hon. Member for Meriden pointed out, it costs us £40,000 a year to hold those women in detention. We could find much cheaper, much more humane and much more dignified ways in which to manage our asylum system. Above all, I am ashamed that we do not hear the voices of those women. I therefore want to read directly from their testament. The right hon. Member for Meriden cited a case, but I will read from the account of a woman who was not pregnant.

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  16. I am grateful to my hon. Friend for saying that, because she brings me to exactly what shames me. I feel shame about what is happening today in our country. I am ashamed that the UK is the only European country with no limit on detention, which absolutely compounds the mental health distress felt by many of those in Yarl’s Wood. I am ashamed that the HMIP report also reveals that male members of staff are supervising women on suicide watch—as Women for Refugee Women warned us was happening. What does that mean in layman’s terms? Vulnerable women are being watched as they sleep or as they use the lavatory. How is that happening in our country, on our shores?

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  17. Will the Minister confirm whether, when the Government respond to the Shaw report, there will be clarity as to whether they consider women who are victims of rape and sexual torture—that is, two thirds of the residents of Yarl’s Wood—to be vulnerable in and of themselves, and therefore inappropriate for detention?

    HEALTHCARE: YARL’S WOOD · 2016-01-06 · READ IN HANSARD

  18. Many people in Waltham Forest are extremely shocked at the possibility that someone who lived in our community could be involved in atrocities. They would want me to make it clear that we do not consider that he represents either our community or Islam, and we condemn utterly his ideals and actions. However, the Home Secretary will also be aware that there are growing concerns that innocent individuals and families may be unfairly caught up in the activities necessary to keep our country safe. Will she meet me and other MPs representing those UK citizens who have been denied the right to travel to discuss their experiences and how we can reassure them that efforts to tackle terrorism are based on good intelligence and effective partnership, not prejudice?

    COUNTER-TERRORISM · 2016-01-05 · READ IN HANSARD

  19. Yesterday, I met people from the Waltham Forest Council of Mosques to discuss Daesh. They share the concern to tackle the threat it poses, but do have questions about the strategy. The Secretary of State said that failure was not an option, but will he set out for my constituents a bit more about what he means by either failure or success in our operations in Syria?

    DAESH: SYRIA/IRAQ · 2015-12-16 · READ IN HANSARD

  20. The Minister said that it is ultimately a growing, dynamic economy that should give people confidence about being able to find well paid jobs, but good employment practices and legislation also give them confidence. One issue that is greatly worrying a number of residents in my constituency is the use of tips and service charges to top up wages and the murky world of requirements used by employers such as Turtle Bay, a local restaurant. Will the Minister meet me and some of the campaigners from the GMB union to look into these practices further? I know he has recently conducted an investigation, but it would be incredibly beneficial to those on low wages in my local community to look at how these practices are used to top up wages or otherwise, especially ahead of the new higher minimum wage that he has talked about.

    NATIONAL MINIMUM WAGE: SPORTS DIRECT · 2015-12-14 · READ IN HANSARD

  21. 4. What assessment she has made of the effect of child and adolescent mental health services on the health, wellbeing and performance of young people in schools and colleges.

    MENTAL HEALTH SERVICES · 2015-10-26 · READ IN HANSARD

  22. A parent of a young girl in Walthamstow suffering from an eating disorder recently wrote to me giving a harrowing account of the struggle to get support for her daughter. She suggested that one of the things that would make a difference would be for child and adolescent mental health services to have a presence directly in schools so that they could intervene earlier. As my hon. Friend the Member for Scunthorpe (Nic Dakin) pointed out, we know from the IFS that real-terms funding for schools is going to be cut for the first time since the 1990s. What can the Secretary of State say directly to my constituent to reassure her that every young person will have access to mental health services directly in their schools so that such situations can be avoided in future?

    MENTAL HEALTH SERVICES · 2015-10-26 · READ IN HANSARD

  23. Does my hon. Friend agree that a Government who voted three times against a cap on the cost of credit should not be lecturing the Opposition on how to protect the vulnerable? Perhaps if they had listened earlier to the concerns expressed from the Labour Benches about people who are vulnerable and who have personal debt in this current economic climate, this country would have made much more progress.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  24. I note with pleasure the hon. Gentleman’s support for the idea that tampons, as they are called, and sanitary towels are an essential. I am an avid follower of many of his debates in Parliament, and I know that he has raised concerns before about the European Union. Having discovered his support for this proposal, I wonder whether he can update us on when he last raised in this House the issue of VAT on tampons.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  25. I am pleased to hear the hon. Gentleman talk about his concern for global gender inequality, and his support for the idea that tampons are an essential and therefore should not be zero-rated. There is another way to read the amendment, is there not? Were we to pass it and to propose these matters at the European Union and secure zero-rating on tampons across the whole EU, he would be showing solidarity with his sisters in France, Belgium, Germany, Italy—indeed, he could be helping many more women by supporting zero-rating across the European Union.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  26. I thank the hon. Gentleman for giving way again. I do not want to pursue this, not least because I am avidly waiting for the speech from my hon. Friend the Member for Dewsbury (Paula Sherriff), which I think will be compelling, but may I give him a spark of hope? It is not just on these shores that there are women—and men—fighting for zero-rating on tampons; there are others doing so in France. The proposal was put forward just this summer. Should he choose to vote with us and support the new clause, he will be joining many people across the European Union. I want him to have hope that we can win this at the European level, rather than the despair that he currently feels.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  27. Will the hon. Gentleman clarify why he thinks that purchase tax, which was also applied to tampons before our entry into the European Community, was not similarly egregious to women?

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  28. I am sad that the debates we had about child poverty and access to further education did not make such an impression on him, but I am delighted and genuinely humbled to hear that he took the issue that we raised back to the then shadow Cabinet for debate. As he knows, at the same time my headteacher threatened to exclude me should I ask the MP any more difficult questions. The parable that I think that offers for negotiations in Europe is simple: we may need courage to raise difficult issues with a respected authority figure, but—I say this to the hon. Member for Stone—look at what happens when such issues are raised. People who we think might disagree with us, in fact turn out 20 years later to be champions for social and progressive change.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  29. It is genuinely a pleasure to follow the hon. Member for Wycombe (Mr Baker). However he got to support the new clause tabled by my hon. Friend the Member for Dewsbury (Paula Sherriff), I am grateful, because tonight we have an opportunity to make progress on this issue. I am also pleased to see the hon. Member for Harwich and North Essex (Mr Jenkin) and hear his story of our meeting back in 1993—more than 20 years ago. That offers a parable for tonight’s debate, and an opportunity for the hon. Member for Stone (Sir William Cash) to have hope when it comes to difficult issues. The hon. Member for Harwich and North Essex is right to recall that, as a newly elected MP, he came to my school to speak to the girls on a wet afternoon, and got a grilling from one member of the sixth form.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  30. That is not by accident; that is by design in an unequal society in which the concerns of women are not treated as equal to those of men. Even if we were not in the European Union, there is every possibility that a purchase tax would be applied to sanitary towels and tampons but not to other products.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  31. The idea that if we do not ask a question we shall never find out the answer is an issue that is on point tonight, and one reason why this eminently reasonable and sensible new clause should garner support from across the House. This debate has not happened at the European level, and, given what happened 20 years ago, my point is that when we ask such questions and challenge people, we can be amazed at the results we secure. This debate is not about VAT or even the European Union. I recognise that the hon. Member for Wycombe was too young to take part in the vote to join the European Community, but my point in mentioning the purchase tax is that it is a bit of a red herring to think that this is about the European Union. Tampons and sanitary towels have always been considered a luxury.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  32. The issue can be resolved not necessarily by considering VAT rates, but by considering the way that VAT is described and ascribed to certain products. That is where the inequality has come from—the concept of what is a necessity.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  33. I have talked to her at first hand about those negotiations—she had to use the appropriate terms and explain that if we did not resolve this issue, men and women could be sitting next to each other, with women experiencing their periods and the difficulties that can come from that, but without that same protection because of the cost of these products. Her work was visionary. Talking to Dame Dawn Primarolo, it became clear that this is not about VAT rates but about VAT descriptions. I am looking forward to hearing what the Minister has to say about this, because there is common agreement that we wish to resolve this issue and a recognition that in 2015, a tax on women—a femitax, a vagina tax, or whatever we want to call it—is unfair.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  34. I will come on to issues of gender and equality on an international level, but I give the hon. Gentleman warning that I will not take any more interventions from him unless he uses the terms “sanitary towels” and “tampons”. It is important to use appropriate wording in the House. The inequality that women have faced in having to pay this tax has existed for generations. The question for us all is what we can do to change that, which is why I add my name to those who have congratulated the former Member for Bristol South, Dame Dawn Primarolo. She is a hero to many of us for her persistence in fighting to reduce the rate of VAT on sanitary towels and tampons in the European Union in 2000.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  35. Member for Stone about gender inequality, because he is absolutely right: our sisters in France are paying 20% on their tampons and sanitary towels because they do not have the reduced rate. This is therefore not about sanitary towels and the rate of taxation across the European Union; it is about the way in which different countries have interpreted the concept of necessity and essentials.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  36. They are cleanly shaven, and I am sure they would be concerned to be charged a higher rate of VAT. Pitta bread is zero-rated—we can probably all agree that that is a necessity. What is the kebab without a good pitta bread around it? It is a necessity. When we start looking at what is described as a “necessity” and what is a “luxury”, we see the inequalities in this debate. As I said earlier, those inequalities existed long before we joined the European Union and long before we started to work on value added tax. The question for all of us is not how to have similar rates of taxation, but how to recognise the similar descriptions. That is the way that this issue can be resolved in the European Union. It is also why working with our colleagues in other countries matters to us. I come back to the concern expressed by the hon.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  37. Gentleman will agree that that was progress—but this issue is about the way that products are described. I am sure that the Minister knows his history of value added tax, how a product is described and what is described as a “necessity”. It is important to have a concept of what is currently described as a “necessity” and is therefore zero-rated. I wonder whether Conservative Members will agree that when we change these definitions, progress can be made. For example, Jaffa Cakes are zero-rated. I am not a fan of Jaffa Cakes—let it be known that if I am offered a Jaffa Cake, I will refuse. I do not consider them to be essential to my life; I can give or take them. I recognise that razors are zero-rated, and judging by many Conservative Members the opportunity to shave every day is a human right.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  38. I thank the hon. Gentleman for mentioning the school that I attended. I was incredibly lucky to get there, having failed the 11-plus the first time I took it. I shall always be against selection because I recognise the benefits that I received from being able to take that exam a second time and get that education. That school taught me to do my homework, which is why I know that one of the rules and challenges of this issue is that zero-rated VAT is different from reduced rate VAT. At the time, Dawn Primarolo found that the issue was not about unwillingness but about the way that the rules on what a zero-rating—as opposed to a reduced rating—could be applied to had been changed. That is why she was able to secure a reduction in VAT to 5% from 17.5%—I am sure that the hon.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  39. I have been very clear with the hon. Gentleman. Unless he is prepared to talk about the actual products that we are discussing, I will not take any more interventions from him, but if he is indicating that he can say the word, I will happily give way.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  40. I am sure that when we hear that message from the Minister tonight, he will give us great succour—that he will use the appropriate terms and bring us all into the 21st century by supporting the new clause as well.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  41. Member for Stone that he does care about these issues deeply and does recognise the inequality. If he has frustration tonight, it is simply that he is not seeing progress happening quickly enough. Let me reassure him that, whether it takes 20 years or two hours of debate, it is possible to make progress. I urge him to support our new clause, so that we can send our Prime Minister to the European Union with something worth fighting for. We can all hear back from him in February whether he has made progress and been able to say to our French, German and Italians counterparts that tampons and sanitary towels should be treated as necessities in 2015.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  42. Because let us be honest, it was never part of the negotiating process in this House prior to joining the European Community. It was only part of the negotiating process because of Dame Dawn Primarolo. It is a red herring to think that this is about the European Union; rather, it is a recognition that the time has come to end these inequalities. Our sisters in France tried to bring forward legislation just this summer and were defeated. What a strong message of social progress we could send from the British Parliament today by passing this proposal and sending our Prime Minister to have that difficult conversation and to say, “How do we clarify the way in which essential items are categorised across the European Union? How do we make this work for 51% of our population?” I am sensing from the hon.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  43. And people say that progress cannot be made in this Chamber or that there cannot be cross-party agreement! The hon. Gentleman is absolutely right. In fact, 10% of girls in Africa do not go to school when they have their periods because they do not have appropriate sanitary protection, so he is right to be concerned about this. What I am saying—let us see whether we can tempt him to make further progress—is that feminism should be without borders; in which case we should be concerned about inequality in the tax rates and VAT that our sisters pay in a range of countries, including those in the European Union. Tonight we have an opportunity, here in the British Parliament, to show solidarity across the continent and make sure that this issue is part of the negotiating process.

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  44. It is incredibly welcome to hear that the Minister is going to raise this matter, but may I press him to be a bit clearer about which environment he will raise it in, and about when we will hear back? Will he also confirm that the European Commission can produce a zero rating if it is declared to be in the public interest to do so? Will he commit to raising that point as part of his negotiations with the European Commission? We all recognise the points that have been made about the technicalities of VAT, but there is a public interest exemption that he could use in his negotiations, is there not?

    FINANCE BILL · 2015-10-26 · READ IN HANSARD

  45. My hon. Friend talks about the impact of these changes. Let me give her one simple example from my Walthamstow constituency of a working mum. When her tax credits were delayed, we had to refer her to a food bank because they were literally the difference between being on the breadline and having bread. Does my hon. Friend agree that that will happen to working people across the country if these changes go ahead?

    TAX CREDITS · 2015-10-20 · READ IN HANSARD

  46. We see families for whom borrowing on a credit card or from friends and family, or taking out a payday loan, is the only way that they can make ends meet.

    TAX CREDITS · 2015-10-20 · READ IN HANSARD

  47. Nevertheless, the order in which the Government are undertaking the changes will make all the difference to the people in this country. They could decide to change the order and introduce the so-called living wage first, then look at the tax credit cuts. That would make a difference because of one matter that was sorely absent from the Exchequer Secretary’s contribution. I am surprised that he did not mention it, given that he used to be an expert on it. He is presiding over an economy in which personal debt is rising at an alarming rate. The Minister looks quizzical. He says that the burden of the Government’s changes is being distributed equally, but the burden of personal debt is not equally distributed in this country, as we see at first hand in our communities.

    TAX CREDITS · 2015-10-20 · READ IN HANSARD

  48. There is general agreement in the House that we all want to see a higher wage, lower welfare economy and higher productivity. Surely the test of every change the Government make should be whether it will achieve those things. The simple answer is that this change will not. The evidence from the Institute for Fiscal Studies shows that none of the Government’s changes to mitigate the impact of the cuts will raise family living standards. As the right hon. and learned Member for Rushcliffe pointed out, employers are raising wages. I am a little more cynical than him and suspect that they are doing so because changes in the law are coming, rather than out of benign munificence and a recognition of the benefits to productivity of paying a higher wage.

    TAX CREDITS · 2015-10-20 · READ IN HANSARD

  49. I am pleased to follow the hon. Member for Erewash (Maggie Throup) because I see a very different situation. I genuinely believe that the different situations that we see and the consequences of the tax credit cuts that the Government are introducing speak volumes about the choices that the British people face. I want to take up the challenge set by the right hon. and learned Member for Rushcliffe (Mr Clarke). He rightly said that those of us on this side of the House are not an Opposition. I agree with him: we are an alternative. I want to set out what being an alternative means and why we would take different decisions on tax credits. First and foremost, as my hon. Friend the Member for Streatham (Mr Umunna) pointed out—I am sad he is not here—the order in which change happens is crucial to the impact that it has.

    TAX CREDITS · 2015-10-20 · READ IN HANSARD

  50. The Minister kept talking about the amount of public debt that he wanted to attribute to each household, but average unsecured personal debt is now £10,000 per household. Given the vulnerability to which families are exposed when they have that level of unsecured debt, will the changes make it more or less likely that such personal debt will rise? No one in the House would argue that the changes as currently constituted will not lead to a rise in personal debt to families, and we know the consequences of that. I pay tribute to the hon. Member for South Cambridgeshire (Heidi Allen) who honestly and openly set out the consequences of debt. She explained the worries she has when she sees families who are struggling with debt, and Labour Members share those concerns.

    TAX CREDITS · 2015-10-20 · READ IN HANSARD