Simon Hoare
MP for North Dorset · Conservative · United Kingdom
“May I take the Secretary of State back to the point he was making about the Irish Government’s legislative progress being in lockstep with that of the UK Government?”
House of Commons19 October 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I have Guys Marsh prison in my constituency. It provides valued jobs, and I pay tribute to the prison officers who work there. The Minister will know that all of these policies flow from the pressure on spaces in our prison estate.”
House of Commons13 October 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Irrespective of how we voted in the referendum, I hope the Prime Minister will agree that if one wants to be called a democrat, one has to abide by that decision and make it work, but the Windsor framework illustrates that no deal is ever cast into tablets of stone and that things are capable of sensible evolution.”
House of Commons12 October 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The hon. Lady is making a principled argument that the House must listen to and respect, but she has spoken about choice and dignity, and the one thing I have never understood about this Bill is the importance of the specific time period—that it would apply to adults who have six months or fewer to live.”
House of Commons11 September 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I am grateful to the hon. Lady for giving way a second time. This is the democratically accountable House; I think we would all agree on that point.”
House of Commons11 September 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Against a backdrop of realism—things just go wrong, no matter how much money is invested in them, or how up to date they are—does it not seem slightly ludicrous that NATS has put all its eggs in one basket? There is no shadow, back-up or secondary scheme that can be used.”
House of Commons10 September 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
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“I wholeheartedly welcome the Minister’s statement and the sanctions, but I fear that those who have just been sanctioned will either shrug their shoulders and say, “So what?”, or, worse, wear them as a badge of honour among their cohort. Casting forward to next week’s conference, is the Minister alert to and seized of what is a very significant development in this place, which is the near-unanimous support for a positive declaration from His Majesty’s Government on moving towards a two-state solution and the recognition of Palestine? That would be a very big step forward, and I hope the nuance of the comments made by my right hon. Friend the shadow Foreign Secretary is not lost on the Minister. He will know that my right hon. and hon.”
House of Commons10 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“If that is the case, I apologise to you, Madam Deputy Speaker, but what has changed?”
House of Commons9 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Given the environmental importance and scarcity of chalk streams, may I urge the Deputy Prime Minister and her team to support amendments to this afternoon’s legislation that would protect those streams? They are vital, and they need as much protection as we can give them.”
House of Commons9 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I assume that because the Minister cannot find the word “sorry” in his vocabulary this afternoon, he expects pensioners in North Dorset and elsewhere to be saying thank you to him for this screeching U-turn. However, just a few weeks ago, what he has announced today was predicted to cause financial Armageddon. When should the City of London, mortgage payers and everybody else now expect the run on the pound that was predicted by the Leader of the House of Commons?”
House of Commons9 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“On a point of order, Madam Deputy Speaker. I wonder if you could fill a gap in my ignorance —I am sure you can. Earlier today, Mr Speaker announced that the hon. Member for Bournemouth East (Tom Hayes), whom I will call my hon. Friend because he is my county neighbour, would not move new clause 82, to which I am a signatory. Mr Speaker had said that the new clause would be subject to a separate decision, and anybody would interpret that to mean that there would be a vote on it. My understanding, from previous experience, is that when the principal signatory to an amendment decides not to move it, any hon. or right hon. Member who is a co-signatory to it is at liberty to move it, to test the will of the House. It may well be that the Standing Orders have changed, and that I am negligent of that knowledge.”
House of Commons9 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“My right hon. Friend is making a characteristically powerful and informed speech. He mentioned the importance of the role of volunteers, which I think the whole House will recognise. Does he, however, share my concern that, with an ageing population, we seem to be seeing a smaller cohort of people prepared to step up to volunteer? Across the Government and across this place, a noble endeavour to embark upon would be to champion and encourage more people to get involved with volunteering outside the usual catchment or cohort, because otherwise, in the not-too-distant future, these vital organisations will be so short of volunteers that they will not be able to do the jobs they need to do.”
House of Commons3 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I think the word the Leader of the House was looking for was “sorry”. There is much in this place which, as we know, is complicated and arcane, but the ministerial code is crystal clear on this point. The job of the Leader of the House is to represent this place and Back Benchers of all parties around the Cabinet table to make sure that this place hears things of such vital importance first. As important as public transport is, may I suggest that the defence of the realm is a little more important than the Government’s buses Bill, which will have no Divisions this evening? Will the Leader of the House please tell us why she thinks No. 10 is getting this so wrong and what she is doing to try to put it right?”
House of Commons2 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Further to that point of order, Mr Speaker. Given the seriousness of the issues—the defence of the realm is the first duty of Government, as we know—is there any merit in you, sir, considering suspending the House to allow those who are to be called to speak on behalf of their respective parties at least the courtesy that has clearly been extended to industry leaders and journalists? I believe that there is a precedent for that.”
House of Commons2 June 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The hon. Lady is absolutely right on the matter of eating disorders, but my understanding of the amendment is that it relates to those who effectively starve themselves into a position of becoming terminally ill without having an eating disorder—that is the thrust of the amendment. Does she see that, and how does she intend to respond to it?”
House of Commons16 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“On a point of order, Madam Deputy Speaker. I do not wish to be flippant or to test the patience of the House, but we have just heard an important speech from a former Attorney General on some key legal points. This is still a private Member’s proposal. How can the promoter of the Bill, the hon. Member for Spen Valley (Kim Leadbeater), respond to whether to accept amendments to her proposed legislation if she is not in the Chamber to hear the arguments? Is it not a discourtesy to the House and those who have spent some considerable time working on amendments, on both sides of the argument, for her not to be here to hear what they are advocating?”
House of Commons16 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Mr Speaker, to pick up on your statement, for which I think the whole House will be grateful, I am sure that my Committee will take up your clear urging for us to look at the issue with regard to the ministerial code. I know the Minister will agree that domestic abuse cannot be an issue to which lip service is paid in this House and then policies seem to neglect. I make no apologies for returning to the views of the Domestic Abuse Commissioner for England and Wales, who issued a severe warning to the Lord Chancellor yesterday, commenting: “I cannot stress the lack of consideration for victims’ safety and how many lives are being put in danger because of this proposed change.” Why does the Minister think the commissioner, with all her expertise and knowledge, has arrived at that conclusion?”
House of Commons15 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“As my hon. Friend knows, heaven rejoiceth when a sinner repenteth. Does he share my hope—let us hope it is not naive—that, with this volte-face by Members on the Treasury Bench on this important issue, the cross-party consensus about the seriousness and perniciousness of modern slavery is restored, so that the House can face up to it, whenever and wherever it manifests itself?”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“It is not quite enough to meet the magnitude of the concern from that vibrant and growing sector, which, as he rightly says, is represented in all constituencies across the country.”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“There is little doubt that the Minister takes the issue seriously—I think the House accepts that—but does he acknowledge that what he has said in answer to questions from the Opposition and from his hon. Friends will offer the sector rather cold comfort? He recognises that this is an issue, as the Government do, and argues that the Bill is not the place to resolve it, but he does not give strong leadership by setting out a clear timetable and a clear direction of travel or sharing with the House his thinking on how the issue could be solved. Many people are facing this problem today, and he is asking them to take comfort from his intention to do something at an unspecified time, with the exception of convening two working parties.”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“As such, I rise to reinforce the point that has been made over the past several days on this significant breach of the ministerial code, and to inquire of you, Madam Deputy Speaker, whether—even at this late-ish stage on a sitting day—the Chair has had any indication at all of a statement from the Ministry of Justice, so that a relevant Minister can be questioned on what this policy means for our constituents.”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“It strikes me as arrogantly cavalier that, given the very strong strictures from the Chair and on a day on which a UQ has been granted, another offence has been added to the charge sheet. This is something that affects, and should concern, all Members of this House who do not sit on the Front Bench. Parliament hears important announcements as they affect our constituents, and public safety and the removal of people from our streets through the prison system and so on are of concern to all our constituents, irrespective of where we represent. I also understand that no indication has been given of a written ministerial statement on this important issue.”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“On a point of order, Madam Deputy Speaker. You will recall that on Monday, Mr Speaker took to task those on the Treasury Bench for making a very important announcement about major policy changes on immigration to the media before it was made to this House. The hon. Member for Aberdeen North (Kirsty Blackman) had an urgent question on that issue just this afternoon, and at the heart of the matter is the ministerial code. It has been brought to my attention that this afternoon, the Ministry of Justice has announced some fairly major changes: a limit to the length of time for which some offenders can be returned to prison, under plans to ease prison overcrowding, and a major shake-up of offenders. It seems that the Government are persistent offenders themselves on this matter.”
House of Commons14 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“We all understand the need to strike the right operational atmosphere and balance in prisons, but in the interests of the retention and recruitment of prison officers, which is absolutely key if our prison estate is to work effectively, I hope that—irrespective of what the review might advise—the Minister and the Department will move speedily to a position whereby the wearing of anti-stab clothing and the carrying of Tasers and other equipment becomes de facto and routine, rather than merely happening in response to gleaned internal intelligence. Otherwise, there will be a crisis in the retention and recruitment of officers.”
House of Commons12 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“What role does the Minister envisage the Commonwealth playing as an honest broker in discussions between India and Pakistan? Will he also assure the House that, given the fact that the trade deal with India was signed just yesterday, there will be a clear demarcation of Government response and the Government will not feel in any way fettered, as a result of that trade deal, in acting as an honest broker between the two countries? This is an important matter and I hope that he can assure the House on it.”
House of Commons7 May 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I recused myself from that role for obvious reasons, but I want to assure the House—and this has been echoed by the Minister and my right hon. Friend the Member for Basildon and Billericay (Mr Holden)—that I am convinced we selected the standout candidate in a very competitive and well-qualified field. I think she will fulfil the job with great distinction, use the data available to drive improvements to public service and, as everybody recognises, represent and champion the interests and concerns of our constituents.”
House of Commons29 April 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I echo the Minister in thanking Rebecca Hilsenrath for the work she has done in stepping into an interim role and fulfilling that job with great distinction. I also thank the Prime Minister and the wider Cabinet Office for the speed with which they responded to the recommendation from the interview panel, which I had the great pleasure of sitting on as the representative of the House, as Chairman of the Public Administration and Constitutional Affairs Committee. I want to bring two things to the attention of the House. Paula Sussex underwent a pre-appointment hearing by the Committee last week, and the Committee was very impressed with her. She reports to our Committee; we scrutinise the work of the ombudsman.”
House of Commons29 April 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“What discussions has he had with the Treasury to increase the budget? Why was he deliberately, I presume, misleading farmers by pledging a six-week notice period, when it was not even six seconds?”
House of Commons12 March 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I do not know how to break this to the Minister: I do not know if he realises this, but when the thousands of farmers come to Westminster, they do not come to thank him or the Secretary of State. Yesterday, we had the sustainable farming incentive announcement. Today, there is an announcement that there is to be no extension to the fruit and vegetables aid scheme, as was mentioned by the hon. Member for Leeds Central and Headingley (Alex Sobel). That, of course, follows the family farm tax. The Minister’s announcement today speaks very ill of the financial management of his Department. I make no apologies for repeating the questions asked by my right hon. and hon. Friends. When did the Minister know that he was hitting his budget ceiling? When had he set that as a criterion?”
House of Commons12 March 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Q13. I hope the Prime Minister knows that when he travels to Washington to meet the former leader of the free world, he does so with the hopes and prayers of this House and the country; probably no more serious a meeting could be taking place. While the subject of Ukraine will clearly dominate, will he undertake to raise with President Trump the fact that Canada is a valued, respected and much-loved member of both NATO and our Commonwealth? This childish nonsense of a 51st state should be called out by the Prime Minister for what it is.”
House of Commons26 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Labour Members may speak of their support and passion for small business, but they never speak of their experience of setting up and running one. There is very limited experience of that on the Labour Benches. Does my hon. Friend agree that that is part of the problem? Having never set up and run a business, they have no idea of the impact of their policies on one.”
House of Commons26 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“In his discussions in Washington and with the other European leaders, can the Prime Minister press for urgent, collaborative and international reform of those rules, so that those frozen assets can be used to help the Ukrainians and their military to defeat Russian aggression?”
House of Commons25 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Almost on that point, Mr Speaker, what an abdication of responsibility and duty it is that not a single member of the Reform party is able to ask a question of the Prime Minister this afternoon on these precious issues of defence and security. They are treated with a very different level of seriousness by Members on the Conservative and Government Benches. Many have asked the Prime Minister about the use of Russian frozen assets. Anybody who has studied the issue with regard to Libya will know just how complicated international law and convention has made the defrosting of frozen assets so that they can be put to proper use.”
House of Commons25 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“With the exception of Nationwide, it now has no proper, traditional high street branch.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Why are we excluding them from the personal management of their financial affairs?”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The Treasury could take a more engaged and proactive leadership role on the matter.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I am afraid that determination will not quite cut it, will it? Pensioners in North Dorset who have been deprived of their winter fuel allowance and farmers who have been hit by and are now facing a massive tax burden will want to know how the Minister will reduce the cost of asylum hotels, which is, as she says, eye-wateringly high. The action and her words are not apparently matching.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The Secretary of State makes a compelling argument on the merits of breakfast for many of our young children and the benefits that it has for learning. Can she say a word or two on two points? First, will she answer the question being raised in the secondary sector about future funding beyond the agreed time period? Secondly, what incentives can she put in place to encourage schools to procure foodstuffs that are produced locally? That would give good support to our local food producers and our farmers.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“However, North Dorset is a rural constituency, and the thrust of my thesis is that the impact is felt disproportionately harder in rural communities than in an urban setting. Why do I say that? I do not believe that North Dorset is unique in how it operates. [ Interruption. ] Heckling from the cheap seats. Our market towns operate on a hub-and-spoke model: the market town grows, and the villages are magnetised towards it, which is good for businesses large and small across the sectors, as we all recognise. It is also good for community cohesion at a time when we are all rightly concerned about rural exclusion and isolation; it brings people together. Our rural areas, by accident rather than by design, contain a disproportionately high number of retired or elderly people.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“We now have the enjoyable prospect of an Adjournment debate lasting an hour and a half, which I know will fill the Minister with joy. I can see the boyish smile on his face—he just cannot contain himself. I do not intend to take an hour and a half, although a number of colleagues from across the House have indicated that they wish to intervene. I am very pleased to have secured this debate. It is clear that our banking world is going through a period of transition. There are changes in technology; there is the move—some would say at too high a speed—towards a soon-to-be cashless society; and there is the cost of running branches, which includes insurance, business rates, staff costs and the like. I know full well that the closure of a high-street bank hits an area hard, whether the area is urban or rural.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I agree. I will certainly come on to what I am asking the Government to consider, but the hon. Gentleman is right to talk about social isolation. We have lost 14 banks in my constituency since 2015. In 440 square miles, we have five banks remaining. We have had a fall of 74%. Across the county of Dorset, which includes the major conurbations of Bournemouth, Christchurch and Poole, we have had a decrease of 68% overall, with 101 branches closed and only 48 remaining in the whole of the county. Eight parliamentary constituencies are served by just 48 banks. My constituent Deborah Jones made a good point in response to a recent announcement by Lloyds that it is closing its branch in Blandford Forum, a market town in my constituency with a large village hinterland.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The hon. Lady is right. She allows me to pause to pay tribute to the Post Office and to members of the Association of Convenience Stores, which have stepped in to provide some level of service in those areas where the banks have gone. That brings me to one of my key asks of the banks, and the Minister as well. Yet again, a rubric seems to be used to argue in favour of closures that is blind to whether it is an urban or a rural setting. That differential needs to be taken into account.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I will, but I just want to make the point that was well made by my constituent in her email. She is a customer of Lloyds in Blandford and she does online banking, but during the storm, her digital services were down. She needed to do some important banking and had no way of doing it. She asks how her 92-year-old mother-in-law, who no longer drives and does not use the internet or have a mobile phone, is to contact her bank. At the moment, she is taken into Blandford every Wednesday for shopping and can pop into the bank. What will she do? She is a very independent lady and not ready to hand over all her affairs to a family member just because they have internet access. A number of organisations have drawn attention to that issue, such as Age UK in 2023. But before I get to that, I give way to my right hon. Friend.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“It is easy—dare I say it—if one represents Ealing, where the Minister is from. There are plenty of buses and tubes, and heaven knows what else, that I have no doubt will take the people around Ealing. North Dorset does not have those things, and nor do many of our rural areas, but I just do not think that point is recognised by the banks.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“My right hon. Friend is absolutely right. When a bank closed in my constituency on an earlier occasion, I remember it telling me, “If customers need to talk to an actual person, they could use the branch in Poole.” I explained that that was right, but it would take two days out of the week, because those customers would have to get a bus to Poole, book a hotel, stay over and get the return bus the following day. It did sound a little bit nonsensical. I am therefore grateful to my right hon. Friend for underlining the point that I am seeking to make: there must be rural-proofing of the rubric for these decisions in the first instance and a better understanding of the geography of our rural areas as well as of the lack of public transport or other connectivity between the two places.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Let me make a little progress and I will give way first to my hon. Friend and then to the hon. Gentleman. At the heart of everything this place does, we must think about social inclusion and trying to deliver services that meet the needs of a wide range of our population. According to Age UK, four in 10 adults over the age of 65 do not bank online, and three quarters of those who are over 65 have expressed the very clear desire that they wish to bank in person. The over-80s, people with disabilities and those on low incomes disproportionately want physical facilities, and yet they are being denied them. As the Royal National Institute of Blind People points out, in my constituency alone there are, I think, 4,170 constituents who are either blind or partially sighted. They are unable to conduct banking online.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I am grateful to my hon. Friend. His constituency, and indeed a lot of our coastal communities, will have that profile of constituents that is older and more settled, and they will want to see things delivered in the way that they are used to. That does not mean that they shun change completely, but they do have a legitimate expectation. Let me take the House briefly through the timeline narrative of justification, and then I will give way to the hon. Member for Middlesbrough South and East Cleveland (Luke Myer). You and I, Madam Deputy Speaker, as part of that great Tory intake of 2015—those were the days; it is nearly 10 years—will remember being told that there would never be a town without a bank.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Link has assessed, perfectly properly, that in Blandford there are ATMs at the local Tesco, at the local Morrison’s and at Nationwide, but just try asking an ATM to amend or set up a standing order or direct debit. A small businessman or businesswoman who wants to extend their line of credit or has a question mark over something cannot ask an ATM those questions. Saying that there is access to cash, as important as that is, is far too blunt an instrument when trying to assess the impact of these closures.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Let me just finish this point. That was the first promise, but it seemed to disappear quite quickly. Then the Post Office came in, and then there seemed to be an over-reliance on building societies. I notice that Nationwide—I think it is Nationwide; I could be wrong—is saying in its television advertisement that it pledges not to close a branch before 2028, but it is under exactly the same cost and other pressures as its high street competitors. Then we were told that the answer to the maiden’s prayer was going to be the banking hub, but there has been quite a lot of disappointment surrounding that. I suggest to the Minister that that is in part to do with the erroneous conflation of access to cash and access to banking services.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I agree absolutely. A more sensitive and refined definition of the hub-and-spoke model is also needed. If we look at the resident catchment of a market town, we can construct a compelling argument that a proposal for a hub does not stack up, but we must add in the thousands of people who live in the villages that look to it and are magnetised to it, and who will spend more money in those businesses, and the businesses themselves—not just individuals—who use those businesses.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I agree entirely with my hon. Friend who represents Surrey and part of Hampshire. I would be happy for the Minister to write to me on this point if it is easier, but it strikes me that there is scope for a little bit of wiggle room with regard to the Financial Services and Markets Act 2023. The Act did not give the Financial Conduct Authority powers to reflect on and assess wider banking services. The Minister’s party, when in opposition, was very keen that it should do so. When my party was in government, for some unknown reason we resisted amendments to that effect, and Labour, then in opposition, did not push them to a Division. I just think that there is too gaping a lacuna in all of this, in that it is only access to cash that is assessed, and not access to banking services.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“Of course, by definition, the more people move online, the more that almost hollows out the argument to justify creating a hub. I understand that initially the banks were slightly reticent, just as the mobile phone operators were about shared masts—that somehow clients would be pinched and all the rest of it—but the hubs are a shared facility jointly financed by the banks. Those banks need to remember that they are still in business principally due to the good will of the British taxpayer and the Exchequer during the financial crash of 2008, who keep our banking sector afloat. They owe a little bit of payback, as a number of my constituents have been keen to point out. The hubs seem to work and fill that gap; but as I say, marking one’s own homework and setting the rubric to decide whether a hub will work is not right.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The hon. Lady is absolutely right. Again, I hope that any of the banks or regulators who may listen in or read the report will understand that this is not an issue that divides by party; it affects constituents across the country irrespective of which party represents them in this place. The key point is to have a proper assessment of rurality and the differential of living in a rural area compared with an urban area. I commend the Government for their support for hubs, but they need to be more physical and robust in driving them forward. It is almost as if the banks are marking their own homework as to whether the argument in favour of a hub stacks up. As Sarah Coles of Hargreaves Lansdown commented a year or so ago: “The closure of bank branches is a vicious circle. The more that close, the more people move online”.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I am grateful to my hon. Friend, because again she enhances and underlines the argument that I have been deploying, and for which colleagues across the House have been kind enough to add their support. I suppose my annoyance is that the people who write the policies, whether they are the regulators or those in the bank boardrooms, do not know what living in a rural area is like. If they are in the Square Mile, they are not part of a rural community. They may have a getaway weekend retreat that they dash off to in their personalised number-plated Land Rover or Range Rover, in which they take their food down from Waitrose, before coming back to London on the Sunday, but that is not living in a rural area. That is not running a business in a rural area.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“I say to the Minister that we want our local businesses and small and medium enterprises to flourish—small, micro and family-owned businesses are very much the hallmark of a rural economy—and they have the greatest need, on a more regular basis, for that relationship with their banks. Then, the banks know the nature of the business and its long-term viability, and they can build that relationship.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗
“The hon. Gentleman is absolutely right. In many respects— [ Interruption. ] I am beginning to get paranoid; I hear voices. He is absolutely right to make the point that he does. I pay tribute to how the Post Office has stepped up. Very often, in providing that sort of transactional bank service, it has supported the continuance of rural post offices, which can often be marginal and fragile businesses themselves. Again, I think it an easy crutch to lean on to say, “Well, of course, the post office does this.” We can all applaud what post offices do, but customers cannot use them to talk to someone from their bank to discuss their overdraft, loan, mortgage, business credit card maximum or whatever it may happen to be.”
House of Commons24 February 2025Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗