← LEADERSHIP TERMINAL

UK PARLIAMENT · SITTING

Carla Lockhart

MP for Upper Bann · Democratic Unionist Party · United Kingdom

IN THEIR OWN WORDS

Yesterday, in a session of the Northern Ireland Affairs Committee, Mr Eddy Montgomery—a senior Home Office official—revealed to my right hon. Friend the Member for Belfast East (Gavin Robinson) that this Government are focusing purely on the ports.

EUROPEAN ENTRY AND EXIT SYSTEM · 2026-07-08 · READ IN HANSARD

Does the Secretary of State accept that while there can never be any excuse for criminal disorder, there is equally no excuse for a border policy that leaves Northern Ireland exposed? How many more incidents will it take before he and this Government deal with the open border with the Republic of Ireland, which is being exploited daily?

RECENT DISORDER · 2026-07-08 · READ IN HANSARD

I thank the right hon. Member for giving way; he is speaking very eloquently. The British people believe in a simple principle: if you do the crime, you should do the time.

EARLY RELEASE OF PRISONERS · 2026-07-07 · READ IN HANSARD

Last year, a Government-funded agency approved more than £50 million of taxpayers’ money for solar geoengineering projects, one of which endeavours to dim the sun.

ENERGY PRICES: HOUSEHOLD SUPPORT · 2026-07-07 · READ IN HANSARD

Q14. Last week in Northern Ireland, a former Member of this House was convicted of the most horrific child sexual abuse against two girls. I commend the victims for their extraordinary bravery in coming forward; it was their courage that secured a conviction, and I have no doubt that their resolve will help others to find their voice.

ENGAGEMENTS · 2026-07-01 · READ IN HANSARD

The Minister talks about protecting the steel industry, and we can all agree with that, but steel users in Northern Ireland have been left with confusion, uncertainty and rising costs, and price gouging from suppliers is already happening.

STEEL TARIFFS: NORTHERN IRELAND · 2026-06-30 · READ IN HANSARD

The complete record

Every one of 602 lines we hold for Carla Lockhart, in date order, each linked to its source. Free to read, in full, without an account. Page 10 of 13.

  1. I welcome the Secretary of State to his position. Will he further outline what discussions he is having with groups and organisations who represent innocent victims? Will he assure the House that in repealing this legislation, there will be no pandering to those who were the victim makers? What meaningful engagement is he having with the Irish Government, who oppose the Act but have disgracefully refused to deal with the many allegations of state collusion with the Provisional IRA? I am thinking specifically about the long-awaited public inquiry into the Omagh bombing.

    NORTHERN IRELAND TROUBLES (LEGACY AND RECONCILIATION) ACT: REPEAL · 2024-07-24 · READ IN HANSARD

  2. Since 2020, 50 banks in Northern Ireland have closed and only one banking hub has opened. Does the Minister agree that that is just not acceptable? The criteria do need changing. We have heard great plans from the Government to help to change it, but when will that happen? When will the criteria change, and when will the Government take this on board?

    ROYAL BANK OF SCOTLAND BRANCH CLOSURES · 2024-05-14 · READ IN HANSARD

  3. What else are the Government not telling us about where the EU has overreach into Northern Ireland, and where people in Northern Ireland are once again in limbo between two regulatory entities? Will the Secretary of State and the Government do the right thing and stop stringing the people of Northern Ireland along by simply appealing the decision, and will the Secretary of State commit to legislate to get rid of the EU supremacy on human rights contained in article 2 of the Windsor framework?

    ILLEGAL MIGRATION ACT: NORTHERN IRELAND · 2024-05-14 · READ IN HANSARD

  4. I commend the hon. Gentleman for securing this timely debate. He will be aware that the investigation concluded that 44% of drivers think dazzle could be caused by badly aligned headlights. Does he agree with me that there is more that MOT centres across the United Kingdom could do to ensure that lights are aligned adequately?

    ROAD SAFETY: HEADLIGHT GLARE · 2024-05-08 · READ IN HANSARD

  5. T5. The consistently high price of fuel is making drivers dig deep just to go about their daily business. With a rise of 10p reported since the start of the year and the average cost of filling a family car now £82.50, what efforts will the Government make to help those people in my rural constituency and across the United Kingdom who have little or no access to public transport and are dependent on their vehicles for work and family life?

    TOPICAL QUESTIONS · 2024-05-07 · READ IN HANSARD

  6. Will the Prime Minister challenge and call out those actions, and confirm what representations he has made to the Irish Prime Minister and the Irish Justice Minister about the integrity of our UK border?

    ENGAGEMENTS · 2024-05-01 · READ IN HANSARD

  7. Q11. Hypocrisy needs to be called out. Everyone in this House will recall the former Irish Prime Minister in Brussels with a photograph of a bombed customs post, lamenting that any border between Northern Ireland and the Republic of Ireland was unworkable, in breach of the Belfast agreement and could result in such troubles again. The hypocrisy of the Irish Government position has not been not lost on us, with the Irish police now tasked to patrol the border to protect from the unsubstantiated, unfounded 80% of asylum seekers who supposedly—actually, the reverse is true—make their way to the Republic of Ireland from the UK via Northern Ireland.

    ENGAGEMENTS · 2024-05-01 · READ IN HANSARD

  8. I speak today not as someone who has not experienced a loved one’s suffering from terminal illness—I know the journey, but I also know the one thing that these people do not need is the law telling them that their lives are not worth living or that they are costing too much. We need to tell such people that they are valued, that they are important, and that we care for them—no matter the cost. We must put our money where our mouth is and ensure that all those who need it can access high-quality, specialised palliative care.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  9. Like many today, I find this topic emotional to deal with. On 11 June last year, my dad passed away aged 66, having suffered from cancer for almost five years. Loved beyond measure, my dad had great faith and never feared dying because he knew he was going to his heavenly home, but his cancer was absolutely horrendous. It was a thief, and it caused him immense pain and suffering, particularly in the last years of his life, but despite the suffering my dad knew there was an appointed time for him—for his home-calling—and that it was not for him or any other to decide on that time. The palliative and cancer care that my dad received was exceptional. With further investment, such care could be even better.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  10. I am grateful to speak on this important issue, and it is an honour to follow the hon. Member for Devizes (Danny Kruger). The supporters of the petition want to alleviate suffering at the end of life. That is a commendable motivation, and something we can all agree on. However, making it legal for doctors to help people to kill themselves is simply not the answer. It is so important that we are all clear about what we are talking about today: we are dealing with assisted suicide, not assisted dying. We need to be clear, because politicians and the public need to know what they are being asked to consider. We are all in favour of helping people in their dying moments, comforting them and relieving their pain, but that is categorically different from bringing in a law that says that killing yourself is an acceptable thing to do.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  11. Whenever assisted suicide has been legalised, however tight the initial safeguards and however sincere the assurances that it will be a narrowly defined law for rare cases, the practice has rapidly expanded.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  12. As we have heard and as I will go on in my speech to say, when the law is introduced it is expanded and the potential safeguards are not safeguards at all—it is a slippery slope. By investing in social care, by continuing to be a world leader in palliative care, and by being a society that respects life and upholds the dignity of the elderly and of people with disabilities, we can give hope to the hopeless and create a society where assisted suicide is not needed. The consequences of introducing assisted suicide are not a matter for speculation. The practice has been implemented in other countries not unlike ours, and when assisted suicide is permitted, it is a slippery slope.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  13. Having considered the issue in detail, including examining the evidence from supposedly safe places such as Oregon, it concluded: “The only thing that will be able to protect the lives…of those who are most vulnerable in society will be a ban without exception.” It is time to invest in better palliative care and support those who go over and above to support those in their dying hour. Leave the law as it is. We must resist this change.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  14. I am going to make progress. In Canada, it took only five years from the 2016 introduction of assisted suicide for those whose death was “reasonably foreseeable” to be expanded to the ill-defined “serious and incurable illnesses” criteria in 2021. In Oregon, in the US, people have been given assisted deaths because of diabetes, hernias, arthritis and anorexia, with the “terminal illness” interpretation now wide and wieldy. In the Netherlands and Belgium, child euthanasia has been legalised, as well as euthanasia for mental illness and dementia. I conclude by quoting the national Danish Council of Ethics.

    ASSISTED DYING · 2024-04-29 · READ IN HANSARD

  15. Having seen the drone attacks on Israel at the weekend, it is disappointing to watch the Government and the US Administration basically telling the Israelis to roll over and accept this aggression by Iran. It was, however, encouraging to see an alliance of air forces assist the Israelis to protect their people. I wonder why there is little condemnation of this aggression against Israel and little continued acknowledgement that had 7 October never happened, none of this would be happening. What are the Government doing to ensure that both Gazans and Israelis are free from Hamas and Iranian aggression respectively and can live normal lives? As we say in the UK, Israel has the right to defend itself.

    HUMANITARIAN SITUATION IN GAZA · 2024-04-17 · READ IN HANSARD

  16. The shadow Secretary of State is making a powerful speech, particularly about the impact on the lives of the sub-postmasters. The 28 or so in Northern Ireland have experienced the same turmoil as those in Great Britain. We thank the shadow Secretary of State for his endorsement of Northern Ireland’s inclusion in the Bill. We would make a further call for that today.

    POST OFFICE (HORIZON SYSTEM) OFFENCES BILL · 2024-03-20 · READ IN HANSARD

  17. I thank my hon. Friend for raising this important issue. Unfortunately, all our constituencies are impacted on a daily basis by those who peddle illegal drugs. I have no time for them; they ruin lives and communities, and they should face the full force of the law. Does my hon. Friend agree that we have a particular difficulty in Northern Ireland because our police resourcing and recruitment levels are at an all-time low? I trust the Minister will refer to the fact that we are running a major deficit in our police forces, so the Government need to step up with regard to police recruitment so we can get a grip of the problem.

    ILLEGAL DRUG USE AND ORGANISED CRIME · 2024-03-06 · READ IN HANSARD

  18. This is a wonderful debate and I commend the hon. Member for Selby and Ainsty (Keir Mather) for bringing it to the Floor of the House. I thank the Minister for permitting me to intervene. He will be very aware of my interest in the increase in insurance premiums, as we had a Westminster Hall debate on that last week. People are now deciding not to insure their vehicle and still go on the road, which is increasing risk. Does he agree that action is needed to ensure that we support young drivers to get on the roads, but to do so safely? Will he further consider the graduated driver licensing scheme, which I believe would help with that safety element for young people?

    ROAD SAFETY: NORTH YORKSHIRE · 2024-02-27 · READ IN HANSARD

  19. I thank the Minister for his statement and his efforts. He will be aware of correspondence from the Northern Ireland Executive and the Department of Justice; my Northern Ireland colleagues have alluded to it. It is a rarity for three parties in Northern Ireland to agree on something, but I believe it is outrageous that Northern Ireland is being excluded from the legislation. Will the Minister redouble his efforts and rethink that? This Parliament is sovereign. Time and again, this Parliament has intervened with laws and legislation on devolved matters in Northern Ireland, so will he go away and urgently relook at this situation?

    POST OFFICE HORIZON: COMPENSATION AND LEGISLATION · 2024-02-26 · READ IN HANSARD

  20. It is quite extraordinary that the UK Government agree that movements of goods within the United Kingdom should be subject to a border imposed by 27 other states that regulate movements from one part of our country to another through their customs code, regardless of how demanding or undemanding that code is.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  21. The alternative border experience for customs that constitutes the UK internal market system is actually defined by the Commission delegated regulation EU 2023/1128, which my right hon. Friend the Member for East Antrim (Sammy Wilson) referred to earlier. The formal EU description of that regulation is: “amending Delegated Regulation (EU) 2015/2446 to provide for simplified customs formalities for trusted traders and for sending parcels into Northern Ireland from another part of the United Kingdom”. The provisions thus simplify customs formalities, but do not remove them. Rather than removing those movements from the remit of the EU customs code, they have the effect of amending how the EU customs code deals with them.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  22. The really odd thing about today is that although we are gathered here to affirm that article 6 and the rights that it confers are not only important but are, in the words of the Humble Address, of “foundational importance”, on 8 February 2023, paragraph 68 of the Supreme Court judgment ruled that they are in part suspended. We cannot withdraw, even temporarily, anything that is foundational without inviting the structure that it supports to topple, or ensuring that it does so. Part of the partial suspension of the economics provisions under article 6 results in Northern Ireland being cut off from the rest of the UK through a customs border that has to be crossed, whether it is approached through the red lane or the internal market system.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  23. Part of the answer lies in the text of the Humble Address, which tells us that the economic provisions provided by article 6 of the Acts of Union are of “foundational importance”. That is absolutely correct. In the 21st century, being part of the same country means being part of the same internal market, which means that goods can flow freely within it without encountering border control posts, demanding customs, and SPS paperwork and checks that increase costs and can make the difference between whether a domestic economic venture is viable or has to fall by the wayside. Having the right to border-free access within the internal market of the country of which we are a part is certainly, from the vantage point of today, a basic right of economic citizenship.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  24. We have often been blamed for many of the problems that have flowed from that unforgivable move on the part of our Government back when the iniquitous protocol was implemented. I welcome the improvements but, as has been said, there remains much work to be done. I, along with colleagues on the DUP Bench, am all too aware of the work that lies ahead. I, too, take this opportunity to raise issues of which the Secretary of State will be very aware, including horse movements from GB to Northern Ireland and vice-versa, rare breeds and plants, and so on. All those issues have been raised with me in my role as agriculture spokesperson. I look forward to the engagement that has been promised and to getting results on those issues.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  25. In my approach to the Humble Address, I hope it is in order, by way of introduction, to comment on the “Safeguarding the Union” Command Paper. It has been a very wide-ranging debate, so I assume that that is appropriate. I acknowledge those within my party who have worked hard to improve the unacceptable situation that we found ourselves in. I welcome provisions including, among other things, the monitoring committee, the East-West Council, the new provisions on rest-of-world products, and the UK Government’s commitment to stand by Northern Ireland in the absence of a resolution on veterinary medicines. The DUP has unfortunately had to take steps, for which it is often criticised, to address the far-reaching implications of the protocol.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  26. There remains much work to do. This has been a sensible debate that has allowed many issues to be raised constructively. I look forward to engaging with the Minister on many of these matters.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  27. In that context, the UK Government should declare the treaty void, and, acting on the determination set out in this Humble Address, declare that article 6 is of foundational importance, and look for the earliest opportunity for Parliament to un-suspend—and thus fully restore— article 6, so that the people of Northern Ireland are not alienated, however temporarily, from any aspect of this provision, which is, as the Humble Address rightly acknowledges, of “foundational importance”. Many in Northern Ireland have welcomed the restoration of the Northern Ireland Assembly and its ability to deal with health, education and infrastructure. I, for one, will raise many of those issues with our colleagues in the Assembly. I trust that we will see much change in those issues, which have a daily impact. However, we must not paper over the cracks.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  28. The truth, as was pointed out in the other place, is that the Windsor framework is an invalid treaty. There are rules about what makes a treaty valid or invalid, and one of the most basic is respect for the territorial integrity of states, which involves states renouncing claims to make the laws of other states. The Windsor framework involves 27 states refusing to recognise the territorial integrity of the UK, seeking to divide our country in two, and then claiming the right to make some of the laws for part of our country.

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  29. I thank my hon. Friend for making that valid point. The Minister will, in his new role, be extremely busy in dealing with the many remaining issues. Some might say, “Well, if the EU sought to change the customs code to increase the demands on trusted traders, we could refuse to accept the change.” That goes to the heart of the matter. If we were prepared to refuse such a change from the EU under those circumstances, why would we accept them under the current circumstances, through arrangements that involve the partial disenfranchisement of 1.9 million UK citizens who can no longer stand for election to make all the laws to which they are subject and, under the brake, must instead make do with the right to stand for election to try to stop laws already made for us by a foreign Parliament?

    NORTHERN IRELAND · 2024-02-26 · READ IN HANSARD

  30. Although I will labour the insurance element today, I am also acutely aware of the difficulties that young people face in even reaching the stage of getting out on the road, particularly with our broken test facilities, the lack of resources and manpower, the lack of appointments and the volume of young people who have to wait literally months before they even get to sit their tests.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  31. Maybe, like me, other Members flicked through Auto Trader from about the age of 15, dreaming of their first car, probably unaware of the unaffordability of that choice. But we are all allowed to dream. Those were the days of buying a Vauxhall Corsa, Ford Ka, Peugeot 106 or Citroën Saxo—the list goes on—when 17-year-olds could avail themselves of free insurance as part of a deal, or be a named driver, which helped with the premium. That incentive was a game changer for many. I am probably showing my age with my vehicle choice, but what a distant memory that feels, given that young drivers are now facing insurance premiums that are not helping them to get on the road, but are actually driving them off it.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  32. I beg to move, That this House has considered Government support for young drivers. As ever, it is a pleasure to serve under your chairmanship, Mrs Latham. It is encouraging to see Members here to participate in this debate, which is of significance to many young people across the United Kingdom. It is good that young people can look to this House and see and hear that their voices are being heard. I thank the Minister in anticipation of his response, as well as his officials, who have been very helpful in this regard. I am raising this issue following a significant number of messages on social media and WhatsApp, and conversations generally with young people and their parents across Upper Bann. We can all remember the excitement we felt at the prospect of turning 17 and finally getting on to the road to drive.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  33. In that context, we must look to the Government to support young drivers—to support them to get on to the road and to be safe on the road—which, in turn, will impact insurance premiums in the future. These issues are interlinked. If we look at insurance costs, Confused.com—the price comparison firm—said that, on average, 17 to 20-year-olds had seen insurance rise by more than £1,000 compared with the same time last year.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  34. That barrier to the road impedes access to employment, socialising, broadening their life experience and even travelling to study. The effect is particularly acute in rural areas, such as my constituency and, indeed, vast swathes of Northern Ireland, where public transport linkages are lacking in choice and frequency. Evening and weekend services are often reduced or withdrawn altogether, making the ability to travel via public transport non-existent. The importance of driving and access to a vehicle is acute in these areas for the whole community, including our young people. I have no doubt that Members present from similar constituencies across the United Kingdom will reflect the same challenges faced by their constituents.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  35. Absolutely. We experience the same difficulties in Northern Ireland with the availability of testing. We find that people are ready for their test but no tests are available, and they then have to continue with lessons, or stop lessons and go back to them later. It is a dreadful situation. This is about ensuring manpower and resources are available in rural areas, as the hon. Member outlined. What has prompted so many people to get in touch with me is specifically the exorbitant cost of insurance, particularly in the context of the cost of living crisis, where household budgets are already strained. Where once the bank of mum and dad stepped in, many parents just cannot do that to help to meet the cost of insurance. That leaves young people unable to benefit from the freedom that driving brings, which many of us enjoyed.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  36. In conclusion, I stress the importance of allowing young people the freedom to drive and the necessity for that to be affordable to all. I urge the insurance industry to heed the plight of young drivers and, through transparency and fair pricing, to avoid any accusation of profiteering or unfair practices. I also urge the Government to explore the viability of providing some direct support and to look at how our licensing system can be modernised to help cut both the casualties and the cost of driving for young people.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  37. Can the Minister outline progress towards that becoming a reality in England, so that help can be given to young drivers in relation to both safety and insurance? The Government could also support young drivers through financial assistance for installing telematics in vehicles. Those devices can monitor driving and driving behaviour, thus helping to encourage safer driving. However, they can be expensive and, in the context of this debate, which covers cost as an inhibitor to driving, it would be good if the Government explored means of supporting the provision of those devices to young drivers. I am conscious that other hon. Members want to contribute to the debate and I look forward to hearing other ideas about how we can assist young drivers in our constituencies.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  38. All those measures seem fair and compatible with getting young people on the road soon after they turn 17, but more safely. GDL has significant public support. Research shows that the savings, both in terms of lives in road accidents and financial cost, would be significant. The Government’s 2019 road safety statement indicated a commitment to reviewing GDL in the UK, but that has not been progressed yet. It is my hope that a restored Northern Ireland Executive can progress the agreed policy of GDL in Northern Ireland soon. Indeed, as envisaged by the previous Minister, the right hon. Member for Hereford and South Herefordshire (Jesse Norman), that could be a testing ground for the policy’s effectiveness.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  39. However, given the situation with insurance costs, we must look at all ways for young drivers to force the hand of insurers to reduce those premiums. A graduated driving licence scheme is one such initiative. A graduated driving licence is the most effective intervention in reducing incidents and fatalities for young drivers. Based on extensive analysis, the scheme could include a minimum 12-month learning period before the driving test can be taken, a ban on intensive driving courses, lowering the age at which young people can learn to drive to 16 and a half, a restriction on the number of young passengers a young driver can carry, a restriction on their driving during nighttime hours, or a lowering of the blood alcohol concentration for drivers aged 17 to 24.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  40. Faced with an industry that provides this basis for the increase in premiums, how can the Government help young drivers towards the rite of passage that is driving? The direction taken by Government must be to support better, safer driving. Let me be clear: most young people drive responsibly and safely, but, as with so many aspects of life, the majority suffer because of the actions of the minority, and that is undoubtedly the case here. The Government could bring forward a number of measures to help reduce the number of accidents involving young people and thereby reduce the premiums for young drivers. Many of them may not be what young drivers want to see explored, as they all bring some form of restriction on the freedom that they desire.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  41. Many insurance companies known to us have merged and have left the market as a result, exiting from even insuring in the United Kingdom because of the high claims culture and the issues that I have raised. We therefore need to create an environment for these people to come back. They must know that the Government are implementing safety measures that help to drive insurance premiums down. I note the Government’s response to a petition on this matter, which emphatically ruled out a Government commission. The Government have ruled out any investigation or interference in the market. Although I am realistic about the prospect of a Government U-turn, I believe that other steps can and should be taken to get young drivers on to the road, and importantly, to do so safely for themselves and other road users.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  42. However, the largest single factor is repair costs, which jumped 32% in quarter 3 to £1.6 billion of the total £2.54 billion. That reflects a mixture of labour costs, rising energy costs, which we are all too aware of, and the fact that vehicles are becoming more sophisticated, with the likes of electric vehicles requiring even more specialist expertise to repair. I have written to the Treasury suggesting that the Government, in their engagement with the Financial Conduct Authority, press for closer scrutiny of the industry to determine whether the basis for price increases cited by the ABI and facing drivers is a fair reflection of the pressures on the insurance industry.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  43. The over-representation in fatal or serious collision statistics is also represented in the Department for Transport’s road safety accident statistics and Great Britain driving licence data, which was used in a House inquiry on this issue that reported in March 2021. We must also factor in the inflationary pressures on motor repairs and claims. While like-for-like quarter 4 figures for claim costs are yet to be finalised, previous quarterly and annual claims data have shown a clear picture of spiking costs for insurers. Payouts for vehicle thefts rose 35% in quarter 3 2023 versus 2022, longer repair times drove up the costs of providing replacement vehicles by 47% in the same period, and the cost to replace written-off vehicles has increased as the average cost of new cars has risen 43% over a five-year period.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  44. The industry view appears to be supported by data, so we are not coming to this debate without data, because we know that according to the statistics, young people, and particularly older people, are much more likely to be involved in an accident. This is supported by statistics from the Department for Infrastructure and the Northern Ireland Statistics and Research Agency, which show that young drivers are over-represented in Northern Ireland’s collision statistics. In 2021, 17 to 23-year-old drivers were responsible for 23% of all fatal or serious collisions, yet they accounted for just 7% of car-driving licence holders. They also show that young drivers were responsible for 73% of the casualties in collisions involving drivers aged between 17 and 23.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  45. By way of background, insurance is based on pricing the risk of claims being made and the cost of those claims. ABI data shows that, for drivers aged 18 to 20 and 86 to 90, the frequency of claims and average cost of claims is higher, which can impact premiums for those age groups. One of the largest elements that the pool of motor insurance premiums pays for is bodily injury to other drivers, passengers, pedestrians or the driver themselves. That is because serious collisions can mean life-changing injuries, with compensation sometimes running into millions of pounds. The insurance industry states that young drivers are also more likely to be involved in crashes with multiple injuries and which involve a greater number of people. Insurers’ costs of dealing with associated claims can be very high.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  46. My hon. Friend is pre-empting my speech, and I agree with everything he said. For 17-year-olds, premiums surged by an average £1,423, to £2,877. For 18-year-old drivers, the average policy price reached £3,162. Constituents have contacted me after having had quotes of between £5,000 and £7,000 for a vehicle worth half the price. Since securing this debate, I have had positive discussions with the Association of British Insurers and local insurance brokers across Upper Bann, who are at the mercy of insurance companies across the United Kingdom. I thank Alastair Ross from ABI for his constructive engagement on this matter. The insurance industry cites a range of factors for the increase in premium costs, and it is worth highlighting those to enable us to explore how Government might help on this matter.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  47. We need to ensure that our young people can get on to the roads safely with premiums that are affordable. I thank all who contributed and I thank you, Mrs Latham, for your assistance from the Chair. Question put and agreed to. Resolved, That this House has considered Government support for young drivers.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  48. I am still thinking of him with black gloves on. As he said, it is unjust, unfair and unaffordable—those three are key words. We need to learn from that. I thank the SNP spokesperson, the hon. Member for Paisley and Renfrewshire North (Gavin Newlands), for bringing us the lived experience of his daughter and mentioning the need to support young people. He also mentioned learning in Australia. I thank the shadow Minister, the hon. Member for Sefton Central (Bill Esterson), for his contribution. He mentioned research by the FCA and the CMA into hidden fees. We really should start to delve and dig into that issue. The key thing is pushing the Financial Conduct Authority to do a market study into this to try to identify ways and means of driving the price of insurance down for young people.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  49. I thank the Minister for his response and for committing to take on board issues such as the roundtable. He mentioned the THINK! campaign, which I think needs to be promoted further, and the graduated driving licence and what will come out of the initiative that was introduced in 2019. I thank him for his response, and I encourage him to continue to push this issue. I thank all those who have contributed, including the hon. Member for North Herefordshire (Sir Bill Wiggin), who spoke very eloquently and mentioned learning in Australia. That is really important. He also mentioned the idea of parents being first educators and awareness of safety issues. I thank my hon. Friend the Member for Strangford (Jim Shannon). He is ever the encourager and always brings issues from Strangford to the table.

    YOUNG DRIVERS: GOVERNMENT SUPPORT · 2024-02-20 · READ IN HANSARD

  50. Continued restrictions to veterinary medicines remain a very real threat to local agriculture. The British Veterinary Association Northern Ireland Branch president has said that a serious risk is posed to public health and animal welfare if a permanent solution for access to veterinary medicines in Northern Ireland is not found. While the Command Paper signals a welcome focus on this issue, with a working group to deal with it, can the Minister confirm that the Government will act unilaterally by spring if it is not resolved?

    VETERINARY MEDICINES: NORTHERN IRELAND · 2024-02-01 · READ IN HANSARD