Mr Luke Charters

IN THEIR OWN WORDS

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436 held · 427 searchable for Mr Luke Charters. The searchable lines are below in date order, each linked to its source. Free to read, in full, without an account. Page 8 of 9.

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1. “That matters to me too, not least with recent avian influenza cases reported in Yorkshire. I had a wonderful bacon sarnie at Wilson’s farm. From the butter to the bap to the bacon, it was all locally produced, and that sent me an important message. The Government must buy local when it comes to procurement. School dinners must be local. We must promote British farming, including in this place where we could purchase more British farming products. We also need to do more to end farmwashing. Some of the farmers in my patch were telling me about quite deceptive food packaging, with red, white and blue, and tractor logos that narrowly get through advertising regulations, only for customers to turn the back of the packet and see that the product came from a farm in Spain, Ireland or elsewhere. We have to sort that. I congratulate the hon.”

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2. “Our Government are doing good work on flooding. I welcome the £60 million that the Secretary of State rapidly released for communities last month, and the investment of more than £2.4 billion over two years in flood resilience. The issue with flooding in the past is that we have needed a quicker release of funds, and I hope that will be a priority for the Government. The biggest issue for me nationally is biosecurity. This week, I will visit the Animal and Plant Health Agency in my capacity as chair of the all-party parliamentary group for food security. Whether it is the new H5N5 variant of avian influenza—which is incredibly contagious —the recent outbreak of bluetongue or African swine fever, these are all real risks that our farmers tell me they are worrying about.”

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3. “That is why I will focus my comments on flooding, biosecurity and mental health—three vital cross-party issues that we can tackle together. It is well known that we suffer from flooding in York, with two rivers—the Foss and the Ouse—in our city. When they overflow, they devastate communities and crops. The use of agricultural land is a hot topic in the House, but in York persistent flooding is a big driver of the loss of land. I will depart from party politics for a second, because I know that my predecessors in York from all parties have done a good job locally on flooding, and I intend to do the same. That is why I have already had some positive chats with the Under-Secretary of State for Environment, Food and Rural Affairs, my hon. Friend the Member for Kingston upon Hull West and Haltemprice (Emma Hardy).”

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4. “I will never get tired of saying how proud I am to represent rural communities in York Outer, especially when it comes to food production. From carrots to chicken, or parsnips to pigs, if there is a perfect place in the country to see your dinner go from farm to fork, look no further than York. Now then, on the topic of Yorkshire folk, we are a hard-working bunch. I am a prime example, trying to squeeze my Yorkshire dialect into Hansard . In all seriousness, there are few harder workers than our farmers, famed for hard graft, which is why I have been spending so much time engaging with them across York Outer. I have been to several farms in my constituency, and I have met my local NFU, but I know that supporting rural communities means focusing on the longer term, not just the here and now.”

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5. “I am proud to represent many wonderful farming communities. The young farmers I meet tell me that one of their biggest challenges is accessing rural mental health services. Does my hon. Friend welcome the record £22 billion extra going into the NHS, which will support access to rural mental health services?”

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6. “I am proud that the Government are making the most of a tough economic inheritance and meeting the needs of my constituents. I do, however, welcome the previous comments of the right hon. Member for North West Essex (Mrs Badenoch) on Budgets. She praised fuel duty freezes, backed building more homes, welcomed extra pothole funding and supported increasing the national living wage, so I presume that during her first appearance at the Dispatch Box as Leader of the Opposition on Wednesday, she will welcome this Budget. Our Budget is a downpayment to get our future back; it will protect working people, and we should be proud of it.”

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7. “Due to the crisis in special educational needs and disabilities funding, as every day goes by that child loses crucial opportunities to develop key social skills, but the extra £1 billion of funding—a 6% real-terms increase—that we have committed to will change that. Our schools will get the support they need under this Labour Government. My right hon. Friend the Secretary of State for Work and Pensions opened today’s debate, and I know that the Labour Government, as they did from 1997 to 2010, will do everything in their power to bring down poverty. I am also delighted that extra resource will be dedicated to tackling fraudsters, after the Crown Prosecution Service recently prosecuted an advanced organised crime group that defrauded taxpayers in an industrial-scale benefits fraud. I welcome the anti-fraud funding announcement.”

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8. “We said that we would protect working people’s payslips, and that is exactly what we did. Let me start with education. I know the pressure that schools faced under the Tories, not least because my wife is a genuinely inspirational teacher, so I am pleased that we have turned the page, with a £2.3 billion increase in the core schools budget, the recruitment of new teachers and action on the reinforced autoclaved aerated concrete crisis. A constituent recently wrote to me about their child, who has been unable to attend full school full time since the start of 2023 due to insufficient funding to support their additional needs.”

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9. “This weekend I held a surgery at a great place called the St Giles’ centre in Copmanthorpe. The day started with a coffee morning and ended with a beer festival. Thankfully, I was not misunderstood when requesting a strong brew, but sadly I heard some sobering stories from my constituents. I met one constituent stuck in housing full of damp, another battling for an education, health and care plan, and a sub-postmaster yet to receive compensation; these are the everyday tragedies that our constituents face after 14 years of failure. The Budget mattered to them because they have been let down for far too long, and this historic Budget—the first ever delivered by a woman—rose to the challenge. Working people want the Government to give them bang for their buck.”

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10. “York Outer has a vibrant community of Hongkongers who want to secure Jimmy Lai’s release. Can my right hon. Friend confirm that he will raise the issue of Jimmy Lai every single time he meets Chinese officials, until he is safely released?”

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11. “Iran’s monstrous state sponsorship of Hamas, Hezbollah and the Houthis is a fundamental driver of the conflict we see in Gaza, Lebanon and the Red sea respectively. Can my right hon. Friend confirm what steps the Government are taking to undermine Iran’s financial, military and logistical support for those terrorist proxies?”

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12. “Following the disastrous mini-Budget, the Bank of England was forced to undertake emergency liquidity operations to reduce volatility in markets. Does my right hon. Friend agree that the investment summit’s record £63 billion shows that this Government are creating stable conditions for long-term investment, after years of political chaos from the Conservative party?”

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13. “Brew York and Piglets Adventure Farm are just two examples of highly innovative businesses in my constituency. Does my hon. Friend agree that, from lager to lambing, businesses will play a critical role in delivering the five missions, so business engagement is key?”

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14. “When I was at the Bank of England, Sir Jon Cunliffe was highly regarded, so I warmly encourage him to look at the areas where there has been disjoin in the financial services regulator, and we should move to a centralised, smart regulator. For me, that involves looking at scrapping and replacing Ofwat. Perhaps Sir Jon could publish an interim view on that suggestion. Although it is great to see so many people engaged in today’s debate, it is still frustrating to see that we are here. It is clear to me that the Government are turning the tide against chronic underinvestment in our water industries. Water companies must be regulated properly and the regulators must have the power to regulate the sector adequately, which must be the goal. If we can make that happen after 14 years of Tory failure, we will soon be sailing in smooth waters.”

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15. “I have had constituents writing to me since I was elected about the stench of sewage seeping into Rawcliffe, water pump failures near Haxby and concerns about flood alleviation in Fulford. Although the Tories are no longer in power, those issues are not water under a bridge; they still need to be fixed. That is why today’s statement by the Secretary of State on the independent water commission is a great first step, and I am also delighted that my hon. Friend the Minister is tackling these issues at pace. At this early stage, my main suggestion is that we must take lessons from other regulated industries and regulatory failures within them when designing the future water regulation system.”

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16. “It is a pleasure to speak under your chairship today, Mr Pritchard. I genuinely thank the hon. Member for Westmorland and Lonsdale (Tim Farron) for securing this debate. The previous Conservative Government weakened water regulation, let our rivers fill with toxic pollution and allowed companies to pay themselves with huge bonuses while household bills soared, which was shameful. Many constituents in York Outer are disgusted by that situation. We have the beautiful Rivers Foss and Ouse flowing through our constituency. To watch both of those rivers being degraded is not only unforgivable but bewildering. The mismanagement and lack of regulation by the previous Conservative Government have created a plethora of issues.”

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17. “Since 2020, £41 million in executive bonuses has been paid out by companies such as Thames Water. That is a disgrace that the Conservatives allowed to happen. Does the hon. Gentleman agree that change is needed to stop companies such as Thames Water paying such ridiculous bonuses when their house is clearly not in order?”

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18. “Does the hon. Member not welcome the Government’s appointment of former deputy governor of the Bank of England Jon Cunliffe? He had that expertise as deputy governor in financial stability. Does the hon. Gentleman not think that we need to look again at the whole system when it comes to the financial instability of water companies that he and his colleagues left behind?”

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19. “Toothless water regulators have been left up the creek. Can the Secretary of State confirm that Sir Jon Cunliffe will look at scrapping and replacing Ofwat?”

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20. “By supporting renewable energy projects, we are not only protecting our environment, but safeguarding the future of food production.”

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21. “The notion that food security and renewable energy are at odds falls at the first inspection. Currently, ground-mounted solar panels occupy just 0.1% of all land in the UK. Even with ambitious expansion, this is expected to rise to no more than 0.3%. To put that into perspective, that is less than the land currently used by golf courses, and solar farms provide essential services, be that clean energy or income. Finally, solar farms are often built with temporary permissions, and can be decommissioned, returning the land to its original state. Soil disturbance during installation is minimal, and solar farms can actually benefit soil health, helping it recover from a period of intensive agricultural use. Let me be clear: climate change is itself a major driver of food insecurity.”

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22. “I can attest to this from my own constituency, where thriving farms producing everything from carrots to poultry co-exist alongside new solar schemes, like Hessay, and hopefully Elvington, too. But when a harsh season strikes—such as a devastating flood or drought—farmers face the real possibility of losing a significant portion of their harvest. In those scenarios, having additional income from solar energy can help. A striking example of this comes from Australia, where sheep farmers have turned to solar farming as secondary income. They allow their sheep to graze among solar panels, keeping the grass short while the panels provide shelter from the sun. One farm even demonstrated an increase in wool production after the installation of their solar farm. It is that kind of innovation in agriculture that we should embrace.”

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23. “Thank you for calling me, Sir Mark. I congratulate the hon. Member for Ynys Môn (Llinos Medi) on securing this debate. My perspective is informed by my work as the chair of the all-party parliamentary group on UK food security —which the hon. Member is welcome to join—and also my role as a member of the Labour Growth Group, which I suspect she may not be willing to join. I am also proud to be an MP who represents some fantastic rural communities. In all of those roles, I have seen how renewable projects offer farmers crucial opportunities to diversify their income streams in an unpredictable economic climate. The notion that food security and renewable energy are somehow mutually exclusive is a non sequitur. It does not add up, neither logically nor practically.”

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24. “What will really help is if we work towards a position of having a land management framework, so that we can have the clarity of addressing some of these challenges. Let me continue. The argument that there has to be a trade-off between food security and renewable energy is misguided. If anything, our farmers’ future depends on our commitment to both. With a small slice of land, a forward-thinking approach and a commitment to combating climate change, we can ensure that our fields are productive for generations to come. The solution is clear: renewables should be seen not as an obstacle to food security, but as a powerful tool to help secure it. As I said, golf courses will take up more land than solar projects, so let’s not get caught in the rough—we need to aim straight for the green.”

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25. “Can the Minister confirm that British sovereignty over the overseas territories is non-negotiable, and that the comments from Conservative Members are not only wrong but deeply irresponsible?”

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26. “My inbox is full to the brim with complaints about Yorkshire Water’s lack of investment, on issues from failed pumping stations to polluted rivers. Can the Leader of the House advise Members on when we can highlight the chronic under-investment in our nation’s water supply?”

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27. “This announcement is particularly fitting, as my son started preschool today. Many hard-working parents in York Outer welcome today’s news, but many feel that some providers are taking the biscuit when it comes to funded hours, abnormalities, unfair top-up fees and even restrictions on the days of the week on which funded hours can be used. Will the Minister meet me so that I can pass on York Outer parents’ concerns about the funded hours scheme?”

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28. “During the general election campaign—a stressful time indeed— I was served with a section 21 notice. Thankfully, my family supported me, but such support is not available to everyone. Does my right hon. Friend agree that ending no-fault evictions will give British families the peace and stability that they desperately need?”

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29. “That is why I urge the continuation of critical resilience funds to support farmers like the one I met. Water scarcity is a critical issue. There are real pressures, despite the wettest 18 months on record. It must be 30 years since we last built a reservoir, and farmers struggle from drought, too.”

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30. “We won seats right across the country, from Scarborough to south Pembrokeshire. The farming community has firm friends on the Labour Benches. Let me turn to work that the Government are doing, from unlocking precision breeding to launching a new deal for farmers. The Government’s work on food security transcends the work of a single Department, from seeking to secure a new veterinary agreement to launching GB Energy, which will lower production costs. We are also paving the way on flood resilience. If I may, I will draw on some local context in York. I visited a fantastic carrot farm in York Outer, but I was gobsmacked to hear that in a bad year of flooding it can lose a quarter of its crop. I dread to think about the impacts if we do not turn the tide of climate change.”

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31. “As chair of the all-party parliamentary group for food security, I have been working across the House to ensure that we work towards affordable food that is available and accessible to everyone. Yet from some of the contributions I have heard from Conservative Members, it is clear that over the past 14 years they have not reflected on how they have failed rural communities. We would not be here today if they had held the mantle on food security. Our farmers already have low confidence because the Conservatives eroded their trust, but our rural communities are not a political football. They deserve respect. They want action, not words. If the Opposition think that rural affairs is tricky ground for those on the Labour Benches, they can well and truly think again. Just look at our new crop of Labour MPs.”

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32. “I hope colleagues from across the House will join me in welcoming food retailers that put food security at the heart of their business model. I am encouraged by what Sainsbury’s is doing. I am conscious of time, but I just stress that food is one of the 13 critical national infrastructure sectors in the UK. Food security is national security, so I respectfully say to the Opposition: stop the politics and work constructively with us on food security. It is great to see the Government making progress. I look forward to working with them to safeguard Britain’s national food security.”

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33. “I thank my hon. Friend, who is a fantastic advocate for her constituents. The agriculture budget is hugely important to protect food security. Another critical issue is biosecurity, so I was disappointed to see that the Opposition left it out of their motion. At present, the UK has a number of confirmed cases of bluetongue. I was briefed by the deputy chief veterinary officer earlier today. I welcome the Secretary of State’s action on bluetongue serotype 3 vaccines. That, coupled with the exclusion zones policy, is a welcome first response to what is a complex crisis fuelled by climate change—I will not get into the intricacies of midges and the wind from the continent. That is a clear signal that the Government are taking biosecurity seriously. I want to touch on my recent engagement with Sainsbury’s.”

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34. “I beg to move, That this House has considered the impact of financial fraud and economic crime. It is an honour to serve with you in the Chair, Ms Vaz. I thank the House for allowing me to secure this debate. I also welcome the Minister to their place, and I thank the shadow Minister, the hon. Member for Hamble Valley (Paul Holmes), and the Liberal Democrat spokesperson, the hon. Member for Dorking and Horley (Chris Coghlan), for attending. I must start by declaring an interest. In my previous role before entering this place, I was head of fraud and compliance for a fintech firm, responsible for screening billions of dollars of transactions a year. When it comes to dealing with financial criminals, unfortunately I have seen it all. From the use of artificial intelligence—”

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35. “If information can be shared between the two, there is an opportunity to stop transactions at the source. Because of GDPR, there is no clear mechanism for data collaboration, but if we can find a way to create a precedent, that would provide regulatory certainty. Recommendation 5 is to create a new framework that requires banks to share payment data. If we are to make progress, we need to find a way for banks to work collaboratively on payment data sharing. I regularly meet banks and industry leaders who are receptive to that recommendation.”

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36. “That would join up the SFO, the Financial Conduct Authority, Action Fraud, the NCA, the Met police, the National Fraud Intelligence Bureau and local police forces, and it would do that with a central leadership, because our institutions are currently too fragmented to properly deal with fraud. Recommendation 3 is that this Government should replicate the previous Government’s appointment of an anti-fraud champion in Parliament. The appointment of an anti-fraud champion would ensure better co-ordination across Departments and could be a precursor to a new national anti-fraud centre. Recommendation 4 is that we should support data sharing between sectors. We have to create a framework to enable data sharing between social media companies and payment participants.”

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37. “It could be part of the Serious Fraud Office or the National Crime Agency, or it could be its own entity, but it should be able to bring charges. The Australian Labour Government launched a cutting-edge national anti-scam centre in 2023. They rightly recognised the scale of the challenge, and took it on directly. The first action was to tackle investment scams, before disrupting criminal gangs who were advertising non-existent jobs. It is time to refresh the ecosystem that will fight fraud for decades to come, with a strong new national anti-fraud centre at the heart of Government.”

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38. “Recommendation 2 is for the creation of a new national anti-fraud centre. We need a strong new anti-fraud centre to face the complex interdisciplinary challenges that fraud poses. Action Fraud has skilled individuals, but regrettably it is no longer fit for purpose. That is my view, and often the view of industry. We need to reform it, and that means a review of its shortfalls, as well as the ways in which we can build on some of its successes in receiving reports. During my career, I came across a case in which a UK business was scammed out of more than £200,000. It submitted dozens of pages of detail to Action Fraud, and did not even get a call back from the police. We should look to Australia and create a national anti-fraud centre to drive forward the Government’s fraud strategy with a clear vision and clear accountability.”

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39. “Recommendation 1 is that the new Government should set an anti-fraud target. In June 2023, the previous Government published their fraud strategy, saying that they would cut fraud by 10% on 2019 levels by December 2024. They achieved that, but the target was not ambitious enough and, importantly, excluded businesses, so the Government should commit to a fraud target that is genuinely ambitious and do so in collaboration with business. I do not want to pick an arbitrary number, because it is about focusing on action rather than aims, so one option is to set a target that we should have a lower fraud rate per capita than international peers—for example, an ambitious target that the per capita rate of fraud should be lower in the UK in five years’ time than that in France, Germany and other countries.”

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40. “There are some positives to consider: tackling payment fraud could contribute £6 billion to the UK’s GDP over five years, which would really strengthen our economy. A smorgasbord of issues are causing our downfall, so I will outline seven positive steps to begin to tackle fraud and economic crime. They come from meetings that I have had with trade bodies, consumer groups, banks and payment providers and from many industry reports. We can become a world leader in anti-fraud and economic crime. Little investment is needed from the Government, but a new regulatory apparatus and new levels of co-ordination are needed. I stand as a firm friend to the Minister and the Government in making that change happen, so I will outline some positive suggestions for tackling fraud.”

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41. “I have a constituent who attended an advice surgery just this weekend and told me that they had lost life savings, to the tune of a five-figure sum. Fraud often hurts the most vulnerable, either those on low incomes or those with lower tech proficiency, who are also more likely to fall victim. However, more than three quarters of authorised push payment fraud originates online. Research from Innovate Finance on fintech illustrates the challenge posed by online purchase scams. It found that Facebook Marketplace represented a staggering 51% of all fraud cases for the firm in question. After I secured this debate, a main UK bank got in touch with me outlining similar statistics in which a huge part of the fraud that it encountered originated from Facebook Marketplace, so we must get better at stopping fraud at the source.”

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42. “Members prefer—so that we can become a world leader in anti-fraud and protecting consumers and businesses, and become a country where companies want to do business and will not be ripped off. The prize is that our fintech, regtech and financial services sector will want to become ever more internationally competitive if we truly get to the heart of fraud and economic crime. Before I go any further on how we can make some fixes, I will quantify the challenges that we face. Fraud accounts for more than 40% of crime in the UK but receives only 1% of police resources. That statistic is chilling, but wait until we hear the cost of payments fraud to the UK economy: it is roughly £1.2 billion. There is also a cost to individuals.”

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43. “We currently suffer from relatively weak national co-ordination in tackling fraud and economic crime, which is made more complex by the fact that the perpetrator is often not in the same geographical location as the victim. This can cause local police forces to deprioritise fraud reports, but if we can fix that, we may be able to fix the foundations. Although the online fraud charter introduced by the last Government was a positive step, it is non-statutory and voluntary. Nothing in the charter addresses the issue of compensating consumers who have been defrauded by content originating online. There are no penalties for non-compliance, and that must be thought through, but we can turn the page. While this Government are in their early stages, I believe it is time to smell the coffee and grasp the nettle —whichever analogy hon.”

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44. “Criminals are smart and frequently shift their modus operandi to get around our systems. Although the responsibility to be smarter and take that proverbial step ahead falls to Government and firms, the situation is more complex than that. The risks are real, and if scams continue to increase exponentially we will have a dangerous environment for businesses. We will have more constituents telling more stories about how they have fallen victim to fraud, and the national cost could become so undesirable that we may well become the worst developed country globally per capita when it comes to fraud rates. If we do not act, there is a risk that fraud and economic crime could suffocate growth.”

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45. “From the use of artificial intelligence avatars to bypass biometric screening, to sophisticated shell companies and complex layering, to spearfishing and parasitically targeting legitimate companies to advanced cloning techniques, I cannot overemphasise the danger that fraud and financial crime now pose or the complex layers that exist behind it. Fraud places an emotional burden on victims. It ruins lives. We all know that as MPs from our surgeries. I will touch on a case that I heard about recently. The criminal aspect of fraud is not just about hobbyists in basements; we are increasingly talking about nation states who in some cases are working alongside advanced organised crime groups that are taking the mantle. They are often experienced professionals who work to circumvent the systems we use.”

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46. “With apologies to right hon. and hon. Members who will be hearing the same thing, I will start again. It is an honour to serve with you in the Chair, Ms Vaz. I thank the House for allowing me to secure this debate. I also welcome the Minister, and I thank the shadow Minister, the hon. Member for Hamble Valley, and the Liberal Democrat spokesperson, the hon. Member for Dorking and Horley, for attending. I start by declaring an interest. In my previous role before entering this place, I was head of fraud and compliance for a fintech firm, responsible for screening billions of dollars of transactions a year. When it comes to dealing with financial criminals, unfortunately I have seen it all.”

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47. “I will write to the Government outlining the recommendations, which are the culmination of meetings across industry, and I stand willing to work closely with them on implementing them, should they be interested in doing so. I look forward to hearing from colleagues across the House in the debate and to working constructively with Government and other hon. Members to tackle fraud. It is crucial we do that for financial credibility, for our constituents and for our country.”

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48. “However, following the Horizon scandal, its reputation has been damaged. The Horizon system is still fundamentally being used today for the everyday banking service, which processes billions in cash deposits and withdrawals each and every month. To give banks and consumers confidence in the Post Office, the FCA should gain direct regulatory oversight of the everyday banking service. That is critical for resilience and managing financial crime risks. I can confirm that I am in the process of writing to the FCA’s CEO to encourage them to provide an update on their work on money laundering via the Post Office. In conclusion, those are seven recommendations that I would like to implement. I think they would have a huge impact on our ability to better target fraud and economic crime.”

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49. “The Government could introduce a shared responsibility and liability for social media and telecommunications firms to tackle fraud origination and incentivise them to invest to prevent fraud. A new anti-fraud centre could govern regulatory powers over social media companies and impose penalties or issue guidance to reduce fraud. That would tackle the things we heard about earlier, such as fraud originating from Facebook Marketplace. I turn to my final recommendation: to expand the Financial Conduct Authority’s powers over the Post Office, which is the biggest cash provider in the country, through its everyday banking service, and has always played an integral role in providing access to cash for the nation. That should continue. As banks close their branches, the importance of the Post Office is growing.”

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50. “At present, banks file suspicious activity reports, but they are often unable to share suspicious payment transaction data with each other. If they did, there would be an opportunity to harness suspicious payment data to detect and block fraudulent and criminal transactions in real time. I now believe that we have an unmatched opportunity to rebuild fraud and economic crime analysis with the renewal of faster payments and a new payments architecture. In conclusion on this recommendation, much greater payments data sharing is crucial if we want to stop fraudulent transactions from being processed. Let me turn to recommendation 6, on the obligations on social media companies.”

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