US CONGRESS · SITTING

Monica De La Cruz

Representative for Texas · Republican · United States

IN THEIR OWN WORDS

“Mr. Speaker, I include in the Record the CBO estimate for this bill. H.R. 8278, FOSTERING THE USE OF TECHNOLOGY TO UPHOLD REGULATORY EFFECTIVENESS IN SUPERVISION ACT, AS REPORTED BY THE HOUSE COMMITTEE ON FINANCIAL SERVICES ON JUNE 24, 2026 ------------------------------------------------------------------------ By fiscal year, millions o…”
House of Representatives14 September 2026Source ↗

“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I rise today in support of my bill, H.R. 4646, the Whistleblower Protection Act, which passed with bipartisan support out of the Financial Services Committee. Texas families are stretching every dollar right now while scammers are cashing in on taxpayer-funded programs.”
House of Representatives14 September 2026Source ↗

“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, today, I rise in support of H.R. 8278, the Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act, or the FUTURES Act. This bipartisan, commonsense measure addresses a real challenge.”
House of Representatives14 September 2026Source ↗

“It does so by providing Congress with a clear picture of the technology regulators currently use, where critical gaps exist, and what barriers stand in the way of closing those gaps.”
House of Representatives14 September 2026Source ↗

“Mr. Speaker, I rise today in support of Republican Conference Chairwoman McClain's Common Cents Act. Rather than spending more money producing a coin than the coin itself is worth, this straightforward, commonsense bill ensures that Congress is a good steward of taxpayers' dollars by providing long-term fiscally responsible solutions.”
House of Representatives14 September 2026Source ↗

“However, we also need to make sure we are not solving one problem by creating another. If we stop making pennies, then Americans are likely to use more nickels, and at nearly 14 cents to produce nickels, they aren't exactly a bargain either.”
House of Representatives14 September 2026Source ↗

The complete record

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“Mr. Speaker, on that I demand the yeas and nays. The yeas and nays were ordered.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself the balance of my time for closing. Mr. Speaker, for the reasons I explained earlier, I urge my colleagues to support this bill. I yield back the balance of my time.”
House of Representatives14 September 2026Source ↗
“This legislation fixes that by providing much-needed clarity to HUD and ensuring that whistleblower protections apply to every HUD contractor, regardless of when a contract was signed. This is something HUD has even asked for, most recently in their fiscal year 2027 budget request to Congress. We must never allow retaliation against people who are simply trying to act in the taxpayers' best interests, and I will never stop rooting out corruption and cutting government waste, fraud, and abuse of taxpayer dollars. Mr. Speaker, I ask my colleagues to join me in supporting my bill, the bipartisan Whistleblower Protection Act, and I reserve the balance of my time.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I rise today in support of my bill, H.R. 4646, the Whistleblower Protection Act, which passed with bipartisan support out of the Financial Services Committee. Texas families are stretching every dollar right now while scammers are cashing in on taxpayer-funded programs. While Texas families play by the rules, scammers and corrupt leaders shouldn't get rewarded. That is why I am working to stop the abuse and bring accountability back to Washington, and this bill brings us closer to that goal by strengthening whistleblower protections for those wanting to rightfully blow the whistle on waste, fraud, and abuse in our government. Whistleblower protections are one of the most effective tools that we have to combat waste, fraud, and abuse throughout our government.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I ask unanimous consent that all Members may have 5 legislative days to revise and extend their remarks and include extraneous material on this bill.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, on that I demand the yeas and nays. The yeas and nays were ordered.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself the balance of my time. Mr. Speaker, for the reasons I explained earlier, I urge my colleagues to support this bill, and I yield back the balance of my time.”
House of Representatives14 September 2026Source ↗
“All of my colleagues at the Financial Services Committee supported this bill, and I urge the rest of my colleagues in the House to join us in passing this important bipartisan bill. Mr. Speaker, I thank Mr. Stutzman and Mr. Foster for their leadership, and I reserve the balance of my time.”
House of Representatives14 September 2026Source ↗
“This is a critical step to create a more transparent and efficient supervisory environment for financial institutions and market participants of all sizes. The bill also takes a look at whether agencies can recruit, train, and retain the technical experts needed to meet their missions. Just as we hold our financial institutions to rigorous standards on cybersecurity and vendor oversight, we should equip our regulators to meet the same high bars. I look forward to the insights this bill will generate and how they will guide future engagement to improve supervision across the Federal financial system. I supported this bipartisan, commonsense bill last Congress and during our committee markup in May, and I am pleased to do so today.”
House of Representatives14 September 2026Source ↗
“It does so by providing Congress with a clear picture of the technology regulators currently use, where critical gaps exist, and what barriers stand in the way of closing those gaps. If our regulators and supervisors cannot keep pace with a constantly evolving market, there is a legitimate risk to both financial market stability and the broader economy. We must equip agencies with the tools they need to effectively oversee the ever-changing landscape of global finance. A crucial first step in doing so is to remove roadblocks, outdated agency practices, procurement barriers, and needless bureaucracy that slows the adoption of cutting-edge supervisory technology. The FUTURES Act would identify and address these roadblocks and help enable more effective, realtime oversight of markets and institutions.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, today, I rise in support of H.R. 8278, the Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act, or the FUTURES Act. This bipartisan, commonsense measure addresses a real challenge. As technology evolves at unprecedented speed and banks and financial firms adopt new tools, do our financial regulators have the technology and expertise they need to keep pace? I am proud to support the FUTURES Act, led by Representatives Marlin Stutzman and Bill Foster, which takes important steps toward modernizing our Federal financial regulatory agencies. The FUTURES Act provides Congress with a comprehensive view of the roadblocks hindering our supervisors' ability to effectively regulate and supervise their financial institutions.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I include in the Record the CBO estimate for this bill. H.R. 8278, FOSTERING THE USE OF TECHNOLOGY TO UPHOLD REGULATORY EFFECTIVENESS IN SUPERVISION ACT, AS REPORTED BY THE HOUSE COMMITTEE ON FINANCIAL SERVICES ON JUNE 24, 2026 ------------------------------------------------------------------------ By fiscal year, millions of dollars-- ----------------------------------- 2026 2026-2031 2026-2036 ------------------------------------------------------------------------ Direct Spending (Outlays)........... 0 1 1 Revenues............................ 0 * -1 Increase or Decrease (-) in the 0 1 2 Deficit............................ Spending Subject to Appropriation 0 1 ** (Outlays).......................... ------------------------------------------------------------------------ * = between -$500,000 and zero. ** = not estimated.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I ask unanimous consent that all Members may have 5 legislative days to revise and extend their remarks and include extraneous material on this bill.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I move to suspend the rules and pass the bill (H.R. 8278) to require certain supervisory agencies to assess their technological capabilities, and for other purposes, as amended.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself the balance of my time. Mr. Speaker, for the reasons I explained earlier, I urge my colleagues to support this bill, and I yield back the balance of my time.”
House of Representatives14 September 2026Source ↗
“This bipartisan bill takes a commonsense approach by strengthening coordination between Federal, State, local, and Tribal law enforcement, while providing the resources needed to investigate and disrupt financial fraud. More importantly, the GUARD Act will help protect seniors and retirees who have worked hard their entire lives and deserve to be protected from predatory actors. I thank Representatives Nunn, Fitzgerald, and Gottheimer for their leadership on this important bill. Mr. Speaker, I urge my colleagues to support H.R. 2978, and I reserve the balance of my time.”
House of Representatives14 September 2026Source ↗
“{time} 1930 The GUARD Act helps address this challenge by allowing State, local, and Tribal law enforcement agencies to use existing Federal grant funding to investigate financial fraud. This bill also gives law enforcement greater access to modern investigative tools by allowing Federal agencies to assist State and local authorities with blockchain tracing and related technologies. These tools can help law enforcement follow the money, identify bad actors, and recover funds that have been stolen from victims. As scammers continue to develop new ways to exploit Americans, our law enforcement agencies must have the tools and information necessary to keep pace.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I note that although H.R. 2978 has not been reported out of Judiciary Committee, which also received a referral for the bill, the Judiciary Committee supports H.R. 2978 being considered today under suspension of the rules. I thank Chairman Jordan for his committee's support. Mr. Speaker, I rise today in support of H.R. 2978, the Guarding Unprotected Aging Retirees from Deception Act, or GUARD Act. Financial fraud is one of the fastest-growing threats facing hardworking Americans, particularly seniors and retirees who have spent decades saving for the future. Today, sophisticated scammers are using technology to target vulnerable Americans through increasingly complex schemes.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I ask unanimous consent that all Members may have 5 legislative days to revise and extend their remarks and to include extraneous material on this bill.”
House of Representatives14 September 2026Source ↗
“Pursuant to the rule, the gentlewoman from Texas (Ms. De La Cruz) and the gentleman from California (Mr. Sherman) each will control 20 minutes. The Chair recognizes the gentlewoman from Texas. General Leave”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I move to suspend the rules and pass the bill (H.R. 2978) to permit State, local, and Tribal law enforcement agencies that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes, as amended.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield 3 minutes to the gentlewoman from Michigan (Mrs. McClain), the House Republican Conference chairwoman and sponsor of this bill.”
House of Representatives14 September 2026Source ↗
“The Federal Government should not spend more money to make something than it is worth itself. We should look for savings where we can, modernize outdated practices, and ensure businesses and consumers have certainty at the register. Mr. Speaker, this is what responsible stewardship of taxpayer dollars looks like. Mr. Speaker, I urge my colleagues to support Chairwoman McClain's bipartisan Common Cents Act, and I reserve the balance of my time.”
House of Representatives14 September 2026Source ↗
“However, we also need to make sure we are not solving one problem by creating another. If we stop making pennies, then Americans are likely to use more nickels, and at nearly 14 cents to produce nickels, they aren't exactly a bargain either. That is why this bill gives the Treasury Secretary the flexibility to move a lower-cost composite for the nickel, again, saving taxpayers money. The bill also provides a clear uniform standard for rounding cash transactions to the nearest nickel when exact change isn't available, ensuring our small businesses have the certainty they need. Importantly, the bill keeps Congress informed by requiring Treasury to notify the House and Senate and explain their reasoning before discontinuing any additional circulating coins. This is very simple.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I rise today in support of Republican Conference Chairwoman McClain's Common Cents Act. Rather than spending more money producing a coin than the coin itself is worth, this straightforward, commonsense bill ensures that Congress is a good steward of taxpayers' dollars by providing long-term fiscally responsible solutions. Mr. Speaker, let's look at the numbers. According to an audit of the United States Mint, it costs $3.69 to make a 1-cent penny. In fact, for 19 consecutive years, the U.S. Government has spent more than one penny to make one penny. In 2024 alone, taxpayers lost more than $85 million producing pennies. Chairwoman McClain's bill eliminates that wasteful spending by codifying President Trump's directive to the Mint to stop producing new pennies for circulation.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I include in the Record the CBO estimate for this bill. EFFECTS ON DIRECT SPENDING AND REVENUES OF LEGISLATION CONSIDERED UNDER SUSPENSION OF THE RULES IN THE HOUSE OF REPRESENTATIVES, WEEK OF SEPTEMBER 14, 2026 ---------------------------------------------------------------------------------------------------------------- Suspension Bill Bill Number Title Effect on Direct Effect on Revenues Text at Spending docs.house.gov ---------------------------------------------------------------------------------------------------------------- H.R. 10167...................... Common Cents Act.. Increase by Less None.............. https:// Than $500K.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I ask unanimous consent that all Members may have 5 legislative days to revise and extend their remarks and to include extraneous material on the bill.”
House of Representatives14 September 2026Source ↗
“Mr. Speaker, I move to suspend the rules and pass the bill (H.R. 10167) to direct the Secretary of the Treasury to stop minting the penny, to require cash transactions to be rounded up or down to the nearest 5 cents, and for other purposes.”
House of Representatives14 September 2026Source ↗
“For 100 years, their mission has remained unchanged: to serve with honor and with bravery. We are grateful to the Falfurrias Volunteer Fire Department for keeping Brooks County safe. Recognizing Special Interns Ms. De La Cruz. Mr. Speaker, I would like to quickly recognize that we have special interns from the district that are celebrating their birthday today. I would like to wish a happy birthday to David Rodriguez and Joseph Uribe. We wish them many blessings, today and always. God bless them. ____________________”
House of Representatives21 July 2026Source ↗
“His legacy will forever be defined by his faith, devotion to his family, and his servant's heart. 100th Anniversary of Falfurrias Volunteer Fire Department Ms. De La Cruz. Mr. Speaker, today I rise to honor the incredible men and women of the Falfurrias Volunteer Fire Department for 100 years of service to south Texas. The department's history traces back to 1926, when local citizens formed a bucket brigade to fight a fire breaking out in Falfurrias. Recognizing the need for an organized operation, the brave community members officially established the department. From its earliest days, operating with an old Jeep carrying a single barrel of water, the department has grown into a modern emergency response powerhouse with a fleet of over 15 trucks, covering more than 500 square miles across Brooks County.”
House of Representatives21 July 2026Source ↗
“Born and raised in McAllen, Major Gallegos answered the call to duty in 1968, enlisting in the Air Force and serving a tour of duty in south Vietnam. He dedicated 30 years to the Air Force Reserves, ultimately retiring at the rank of major. His service to our Nation did not end when he took off the uniform. For over two decades, Major Gallegos worked as a licensed professional counselor at the McAllen Vet Center, helping his fellow veterans heal from the invisible wounds of war. He served as a commander of the VFW Post 8788 for over 20 years, where he stood in the honor guard to provide final military honors to Rio Grande Valley veterans. His lifetime of selflessness earned him the national Hands and Heart Award from the Secretary of Veteran's Affairs.”
House of Representatives21 July 2026Source ↗
“Mr. Speaker, today I rise to honor former mayor, Dolly Perez, on her retirement after nearly four decades of service to the city of Premont. Dolly's deep commitment to her hometown is a family legacy, inspired by her father who served on the city council over 70 years ago.”
House of Representatives21 July 2026Source ↗
“Mr. Speaker, I ask unanimous consent that all Members may have 5 legislative days in which to revise and extend their remarks and include extraneous material.”
House of Representatives31 March 2025Source ↗
“Mr. Speaker, I rise today to honor Border Patrol Agent Hector Moreno, Jr., for his 27 years of service. Born and raised in McAllen, Texas, Mr. Hector Moreno, Jr., pursued a career of selfless service to our community. He joined the Border Patrol in 1997 and, for nearly three decades, has set a high standard for his fellow agents by upholding their core values of service to our country, integrity, and vigilance.”
House of Representatives11 March 2025Source ↗
“Mr. Speaker, I rise today to honor Amigo Power Equipment in Edinburg, Texas, for 50 years of service to our community. Founded in 1974 by Janice and Kent Johnson, Amigo Power Equipment sold tractors and combines to farmers and ranchers throughout south Texas. As the Rio Grande Valley grew, so did their business.”
House of Representatives25 February 2025Source ↗
“Madam Speaker, I rise today to celebrate an extraordinary milestone for an extraordinary man, Live Oak County Sheriff Larry Busby. Sworn in on New Year's Day for his 12th consecutive term, Sheriff Busby has cemented his place in history as Texas' longest serving sheriff.”
House of Representatives6 February 2025Source ↗
“Mr. Speaker, today I rise to honor Guadalupe County Commissioner Greg Seidenberger on his well-deserved retirement after a lifetime of extraordinary service to both our country and our community. Greg began his career with 20 years in the United States Air Force, serving as a command pilot during the Vietnam war and leading the squadron operating out of the Seguin Auxiliary Airfield.”
House of Representatives15 January 2025Source ↗
“Mr. Speaker, I rise today to honor Guadalupe County Commissioner Greg Seidenberger on his well-deserved retirement after a lifetime of extraordinary service to our country and community. Greg began his career with 20 years in the United States Air Force, serving as a command pilot during the Vietnam war and leading the squadron operating out of Seguin Auxiliary.”
House of Representatives15 January 2025Source ↗

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