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US CONGRESS · SITTING

Brad Knott

Representative for North Carolina · Republican · United States

IN THEIR OWN WORDS

Mr. Speaker, I rise today in strong support of H.R. 6955, the Main Street Capital Access Act. For the vast majority of our Nation's history, community banks were the primary artery into progress for all Americans. That reality is being threatened today by sloppy and ineffective policies that originate right here in Washington, D.C.

CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

This stifles lending, reduces competition, and makes it harder for Americans, especially in rural communities, to access capital. Put plainly, the current regulatory climate punishes community banks, and it benefits larger international banks.

CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

Congressional Record, Volume 172 Issue 119 (Tuesday, July 21, 2026) [Congressional Record Volume 172, Number 119 (Tuesday, July 21, 2026)] [Extensions of Remarks] [Pages E722-E723] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON.

CREC-2026-07-21-PT1-PGE722-5 · READ IN THE CONGRESSIONAL RECORD

Congressional Record, Volume 172 Issue 119 (Tuesday, July 21, 2026) [Congressional Record Volume 172, Number 119 (Tuesday, July 21, 2026)] [Extensions of Remarks] [Pages E722-E723] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON.

PERSONAL EXPLANATION · 2026-07-21 · READ IN THE CONGRESSIONAL RECORD

It is time to restore a market that welcomes and protects community banks, a market that encourages competition, and most importantly, one that serves the American citizen. H.R. 6955 does just that. Mr. Speaker, I thank Chairman Hill for his important work on this legislation, and I strongly urge my colleagues to support this bill today.

CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

Government officials decide both who to target and then sit as judges over those very people. Very few, except for specialized and expensive lawyers right here in Washington, D.C., have any idea of how to navigate a challenge to an agency action that halts a project.

GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

The complete record

Every one of 21 lines we hold for Brad Knott, in date order, each linked to its source. Free to read, in full, without an account.

  1. Congressional Record, Volume 172 Issue 119 (Tuesday, July 21, 2026) [Congressional Record Volume 172, Number 119 (Tuesday, July 21, 2026)] [Extensions of Remarks] [Pages E722-E723] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON. BRAD KNOTT of north carolina in the house of representatives Tuesday, July 21, 2026 Mr. KNOTT. Mr. Speaker, due to an unforseen conflict, I was unable to cast my vote for H.R. 8823 and H.R. 4541. Had I been present, I would have voted YEA on Roll Call No. 250 and YEA on Roll Call No. 251. [[Page E723]] ____________________

    CREC-2026-07-21-PT1-PGE722-5 · READ IN THE CONGRESSIONAL RECORD

  2. It is time to restore a market that welcomes and protects community banks, a market that encourages competition, and most importantly, one that serves the American citizen. H.R. 6955 does just that. Mr. Speaker, I thank Chairman Hill for his important work on this legislation, and I strongly urge my colleagues to support this bill today.

    CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

  3. This stifles lending, reduces competition, and makes it harder for Americans, especially in rural communities, to access capital. Put plainly, the current regulatory climate punishes community banks, and it benefits larger international banks. [[Page H4727]] My home State of North Carolina has long had a proud history of vibrant community banks. Today, there are very few exceptions to this, but there are really only two choices for community banks in today's market if they want to survive. That is to grow large enough to be acquired or to merge with another institution. Whether it was Wachovia, First Citizens, BB&T, or Bank of America, each of these began in North Carolina as a local community bank before growing and becoming a key player in our economy through a merge or an acquisition.

    CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

  4. Mr. Speaker, I rise today in strong support of H.R. 6955, the Main Street Capital Access Act. For the vast majority of our Nation's history, community banks were the primary artery into progress for all Americans. That reality is being threatened today by sloppy and ineffective policies that originate right here in Washington, D.C. Whether it is the Dodd-Frank regulatory structure or the millions of rules and regulations that are in existence today, community banks have been choked out by these all-encompassing regulations. With administrative costs rising every year, local banks simply cannot afford to operate. We can see this most clearly in 1980 where there were more than 14,000 community banks in the United States. Now because of the regulatory structure of the current market, there are roughly 4,000 community banks.

    CREC-2026-07-21-PT1-PGH4707 · READ IN THE CONGRESSIONAL RECORD

  5. Congressional Record, Volume 172 Issue 119 (Tuesday, July 21, 2026) [Congressional Record Volume 172, Number 119 (Tuesday, July 21, 2026)] [Extensions of Remarks] [Pages E722-E723] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON. BRAD KNOTT of north carolina in the house of representatives Tuesday, July 21, 2026 Mr. KNOTT. Mr. Speaker, due to an unforseen conflict, I was unable to cast my vote for H.R. 8823 and H.R. 4541. Had I been present, I would have voted YEA on Roll Call No. 250 and YEA on Roll Call No. 251. [[Page E723]] ____________________

    PERSONAL EXPLANATION · 2026-07-21 · READ IN THE CONGRESSIONAL RECORD

  6. It is time that we rein in the bureaucracy and eliminate excessive regulatory burdens imposed by our Federal Government. I urge my colleagues to support this legislation. ____________________

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  7. If unreasonable activity is occurring, the government should be forced to prove it in an independent court, rather than a regulated party being forced to prove the government acted unreasonably in an agency forum. Mr. Speaker, the economic miracle that we have enjoyed in the United States was never achieved by a centrally controlled planning and regulatory force. The miracle of the United States' economy was conceived by private individuals and entities who had the freedom to build, experiment, farm, and progress in a system rooted in freedom. When the government can stop free people on a whim without any consideration of the cost, we will solidify the decline that so many of us in this country feel today. Mr. Speaker, the American people deserve a government that works for, not against, them.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  8. There, the farmer can seek to dismiss the regulatory effort simply by showing reasonable compliance with the law and/or the subject regulation. The effects of this bill are all favorable: Regulated parties will no longer be bound by the whims of the regulators. Harmless and sound economic activity cannot be stopped by a whim. More certainty in economic activity and projects will increase efficiency and lower costs. The bill will compel the regulating agencies to focus only on unreasonable activity. The farmers, contractors, builders, and States will develop many more ways to design, build, and advance in a compliant and reasonable manner. Lastly and perhaps most importantly, it will restore the balance needed between the regulator and the regulated.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  9. Not only is this unfair, but it can take years and cost millions of dollars. That is not how our government is supposed to work. Whether a farmer on their land or a local municipality building a bridge in a small town, we do not work at the mercy of a Federal agency or a nameless Federal bureaucrat. My bill changes this broken system by giving the regulated party the power to proceed quickly when stopped by a governing agency. To continue with my example, a farmer is stopped by the EPA for farming the exact same way that he has farmed for decades. Rather than having to wait on the EPA's timeline, my bill empowers the farmer to pursue the agency order in an Article III court in front of a jury of his peers and then continue on with their livelihood.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  10. Government officials decide both who to target and then sit as judges over those very people. Very few, except for specialized and expensive lawyers right here in Washington, D.C., have any idea of how to navigate a challenge to an agency action that halts a project. As an example, let's say a farmer is visited by the EPA and instructed to stop farming, simply because the EPA alleges that the farmer is violating a specific rule. Right now, the farmer cannot challenge the order to stop farming in a court of law down the street from his home. He cannot continue farming. His only recourse is to file a challenge here in Washington before a ``judge'' that is funded by the EPA. Before the challenge can be dismissed, the farmer must exhaust all administrative remedies before the EPA to show that the EPA overstepped its bounds.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  11. Put plainly: If a Federal agency wishes to stop a particular project or activity, it may do so at any time without regard to the cost that such actions incur on the parties who are being stopped. All leverage and power rests with the regulator, and there is no real recourse for the regulated. This week, I introduced the Limiting Excessive Government Obstruction Act, also known as the LEGO Act, to stop this overreach. My bill is part of a broader effort to rein in the administrative state, to protect constitutional rights, and to eliminate the Federal bureaucracy that burdens so many Americans through restricting the creative genius that comes from real liberty. Right now, administrative enforcement cases start and end inside the very agencies that write and enforce the rules.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  12. Congressional Record, Volume 172 Issue 114 (Tuesday, July 14, 2026) [Congressional Record Volume 172, Number 114 (Tuesday, July 14, 2026)] [House] [Page H4422] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE (Mr. Knott of North Carolina was recognized to address the House for 5 minutes.) Mr. KNOTT. Mr. Speaker, the Federal Government has been too big, powerful, and unaccountable to the American people for far too long. This is most clear in our Federal agencies, which have spent years acting as the investigator, prosecutor, and judge simultaneously and all without any accountability.

    CREC-2026-07-14-PT1-PGH4422 · READ IN THE CONGRESSIONAL RECORD

  13. It is time that we rein in the bureaucracy and eliminate excessive regulatory burdens imposed by our Federal Government. I urge my colleagues to support this legislation. ____________________

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  14. If unreasonable activity is occurring, the government should be forced to prove it in an independent court, rather than a regulated party being forced to prove the government acted unreasonably in an agency forum. Mr. Speaker, the economic miracle that we have enjoyed in the United States was never achieved by a centrally controlled planning and regulatory force. The miracle of the United States' economy was conceived by private individuals and entities who had the freedom to build, experiment, farm, and progress in a system rooted in freedom. When the government can stop free people on a whim without any consideration of the cost, we will solidify the decline that so many of us in this country feel today. Mr. Speaker, the American people deserve a government that works for, not against, them.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  15. There, the farmer can seek to dismiss the regulatory effort simply by showing reasonable compliance with the law and/or the subject regulation. The effects of this bill are all favorable: Regulated parties will no longer be bound by the whims of the regulators. Harmless and sound economic activity cannot be stopped by a whim. More certainty in economic activity and projects will increase efficiency and lower costs. The bill will compel the regulating agencies to focus only on unreasonable activity. The farmers, contractors, builders, and States will develop many more ways to design, build, and advance in a compliant and reasonable manner. Lastly and perhaps most importantly, it will restore the balance needed between the regulator and the regulated.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  16. Not only is this unfair, but it can take years and cost millions of dollars. That is not how our government is supposed to work. Whether a farmer on their land or a local municipality building a bridge in a small town, we do not work at the mercy of a Federal agency or a nameless Federal bureaucrat. My bill changes this broken system by giving the regulated party the power to proceed quickly when stopped by a governing agency. To continue with my example, a farmer is stopped by the EPA for farming the exact same way that he has farmed for decades. Rather than having to wait on the EPA's timeline, my bill empowers the farmer to pursue the agency order in an Article III court in front of a jury of his peers and then continue on with their livelihood.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  17. Government officials decide both who to target and then sit as judges over those very people. Very few, except for specialized and expensive lawyers right here in Washington, D.C., have any idea of how to navigate a challenge to an agency action that halts a project. As an example, let's say a farmer is visited by the EPA and instructed to stop farming, simply because the EPA alleges that the farmer is violating a specific rule. Right now, the farmer cannot challenge the order to stop farming in a court of law down the street from his home. He cannot continue farming. His only recourse is to file a challenge here in Washington before a ``judge'' that is funded by the EPA. Before the challenge can be dismissed, the farmer must exhaust all administrative remedies before the EPA to show that the EPA overstepped its bounds.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  18. Put plainly: If a Federal agency wishes to stop a particular project or activity, it may do so at any time without regard to the cost that such actions incur on the parties who are being stopped. All leverage and power rests with the regulator, and there is no real recourse for the regulated. This week, I introduced the Limiting Excessive Government Obstruction Act, also known as the LEGO Act, to stop this overreach. My bill is part of a broader effort to rein in the administrative state, to protect constitutional rights, and to eliminate the Federal bureaucracy that burdens so many Americans through restricting the creative genius that comes from real liberty. Right now, administrative enforcement cases start and end inside the very agencies that write and enforce the rules.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  19. Congressional Record, Volume 172 Issue 114 (Tuesday, July 14, 2026) [Congressional Record Volume 172, Number 114 (Tuesday, July 14, 2026)] [House] [Page H4422] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE (Mr. Knott of North Carolina was recognized to address the House for 5 minutes.) Mr. KNOTT. Mr. Speaker, the Federal Government has been too big, powerful, and unaccountable to the American people for far too long. This is most clear in our Federal agencies, which have spent years acting as the investigator, prosecutor, and judge simultaneously and all without any accountability.

    GOVERNMENT IS TOO BIG, POWERFUL, AND UNACCOUNTABLE TO AMERICAN PEOPLE · 2026-07-14 · READ IN THE CONGRESSIONAL RECORD

  20. Congressional Record, Volume 171 Issue 71 (Tuesday, April 29, 2025) [Congressional Record Volume 171, Number 71 (Tuesday, April 29, 2025)] [Extensions of Remarks] [Page E357] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON. BRAD KNOTT of north carolina in the house of representatives Tuesday, April 29, 2025 Mr. KNOTT. Mr. Speaker, due to unforeseen circumstances, I was unable to cast my vote for S. 146, TAKE IT DOWN ACT. Had I been present, I would have voted YEA on Roll Call No. 104. ____________________

    CREC-2025-04-29-PT1-PGE357-6 · READ IN THE CONGRESSIONAL RECORD

  21. Congressional Record, Volume 171 Issue 71 (Tuesday, April 29, 2025) [Congressional Record Volume 171, Number 71 (Tuesday, April 29, 2025)] [Extensions of Remarks] [Page E357] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PERSONAL EXPLANATION ______ HON. BRAD KNOTT of north carolina in the house of representatives Tuesday, April 29, 2025 Mr. KNOTT. Mr. Speaker, due to unforeseen circumstances, I was unable to cast my vote for S. 146, TAKE IT DOWN ACT. Had I been present, I would have voted YEA on Roll Call No. 104. ____________________

    PERSONAL EXPLANATION · 2025-04-29 · READ IN THE CONGRESSIONAL RECORD