YouSaid · the spoken record

Howard Lindzon

lines on the record
179
first
2026-05-08
most recent
2026-05-08
sittings or episodes
1
sources
podcast

Every line below is reproduced as it was said and linked to the record it came from. Nothing here is summarised or generated. Directory · Search · Corrections

  1. “Now it would be lots of new apples, but at the beginning, it was like I bought a green apple. And I'm like, that's spam. So I sent Fred Wilson the first message. And I'm saying like, and back then, Blackberry was the hot stuck. And I'm like, I just bought dollar sign R-I-M. And Fred Wilson is the godfather of all this and was an investor in Twitter. Sent me back to Texas. This is genius. You need to start a company. And that's what set me down the stock to its past.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  2. “Twitter came out and I thought it was stupid. You thought it was stupid. We all thought it was stupid. It was just annoying. Andy Swan, an old friend, was like, I get this. This is financial. Because, you know, at the beginning, we all had our Blackberry. It wasn't even a native mobile app. It was just the web and it was all venture capital. And my shtick in 2006, 2007 was, I just peed at the Grammarcy. So the VCs loved me. They were like, who's this idiot talking about his bowel movement? And then Andy Swan said, you know, this is like financial. This is like a new Bloomberg, right? And I just, so the hashtag was a thing. And I'm like, it was all spam. Like if you went to Apple, like hashtag AAPL or hashtag Apple, it's like I went to the store and bought a green apple. That's literally what people were saying. It was so...”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  3. “So, anyways, they had just bought my company and literally a month later I'm like, you made the wrong acquisition. You need to buy Twitter. Like Twitter is to Quincy, who had bought my company at CBS. And I remember there was no iPhone yet.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  4. “Yeah, yeah, yeah. They said, by the way, as they wrote, as Les Mundaz wrote to Chet, he goes, I can't believe we're writing an idiot like this, a check. That's the quote. I said, please write that. Like you and your book, please write that you're so angry.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  5. “So, this is the Jack and Ed story. So, again, I didn't want to start a company, I just sold Wall Strip, which you know, which was my best work. But again, stupid word. No, personally, I'm most proud of it. You sell a company to CBS when you are literally an idiot is the dream. I think that's a fair.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  6. “So, my pitch to Jack and Ev with Fred Wilson was like slow down the feed because 99% of the population and the way we're there anyways with AI, no one gets the real-time feed. Slow down the feed. Your phone will ring for the people that know that the feed's not in real time and they will pay you infinity.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  7. “Because immediately I checked the futures and they had already moved. And that's because of Twitter, right? Because some guy in Pakistan saw it in the futures move. Like that's when it should have clicked is like shut down everything, delay the feed 30 seconds, and you know what's going to happen? Goldman will call you Reuters, Bloomberg. They'll see that you're off by 30 seconds and they'll pay you fortunes to get the real-time fee You and me, Schmuck two and three don't need real time one second.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  8. “It's not about they didn't understand What they had meaning ads against something that Goldman Sachs will pay infinity for, meaning a new pipe where Bloomberg's charging $2,000 to get real-time information. Now, like Osama bin Laden getting killed, the future is like an 08, whenever Osama was finally killed. 11-12. I know where I was.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  9. “No, they weren't massive for the financial guys. They were Kumbaya guys. They were builders. So my pitch fell on like, who are you?”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  10. “What are you talking about, Kim Kardashian taking a poop on Kanye West? That's not interesting. You know what's interesting? The president's going to tweet one day and the markets are going to move. Like this is literally my pitch to Jack and F set up by Fred Wilson who was, they were like Kumbaya, plane lands on a Hudson. Right.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  11. “And trade It's pretty funny. Now, that idea in 07 when I had it, Jack and Ev, like as a Twitter guy, I went to Jack and Ev. Yeah, and Av and Fred Wilson put me in the room with them. And I'm like, guys.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  12. “25 bits. And if you switch, you switch, but they have so much assets, so switching costs. So we could talk about this forever. I was in the right place at the right time, right people pitched me, right valuation, everything worked. I could tell you a hundred stories of like everything lined up and it doesn't work. Robin Hoe would have worked whether I showed up or not. So we did 100,000. Now, obviously, we help them tremendously with stock tots. We were like responsible for hundreds of thousands of early signups because StockTwits users loved the idea. Of course.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  13. “VCs do not like doing investment now. They do because there's so much money in sovereign, you know, you can get so much money and charge 2%. But back in 2013, it was like, so make something that's working. I want to be the Uber of that. So to take a year off and go get SEC approval, to go do those things, they deserve to be laborious. And you had to wait. You couldn't just go launch it and get sued.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  14. “So, no one wanted to do the deal. Because who needs another brokerage? And by the way, building a brokerage, getting SEC approval. VC is like doing work. They don't like waiting a year.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  15. “I don't know what it was, but I was immediately like, what? And two dorks, but they showed me the app. They had this guy, Joe, who was their designer who had been at Facebook. And he showed me the app, and that's when I knew. It wasn't live. They didn't have their Finra. They didn't have their broker. So it was really early. But because of StarkToots and Twitter, I knew that if you build it, they will come. If you build a design like Uber, if you build Uber for trading. What people didn't get again was they were all betting hundreds of millions have been invested in betterment and wealth run at the time. So the Silicon Valley was leaning into the Vanguard model.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  16. “Baju and Vlad, I flew up because they called me because of stock to it. So they called me and said, we have this app. They were out of money. And I flew up to Silicon Valley. And they showed up wearing Google Glass. Two idiots. Like, I'm like, immediately I'm out. Like, no one, you know what I mean? Like, remember that era?”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  17. “We did a hundred, like we had a, it was our first fun. So we were writing $100,000 checks. So it was $100,000 at $8 million. I thought it was expensive. At an $8 million valuation, like at the time we were doing $3 million valuations. So, you know, like I met them.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  18. “Interface, you know, it's just ripping me off. And I was the right guy to get that pitch at the right time. So of course I had to do that deal. It would have been why the podcast with the guy who passed, if I passed on Robin, I'd be a more interesting guest. So how did you put it?”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  19. “The wrong thing. At the time, it was like wealth front betterment. The VCs were enamored with assets under management, AUM They felt like Vanguard was the one to disrupt. So everybody wanted to be the next, if you're a venture capitalist, you want to be the next Vanguard. I thought that was flawed. I thought that was flawed because margins are tiny. And you're never going to build something 10 times better than Vanguard. Meaning, wait a minute, what's wrong with Vanguard? Versus E-Trade. I'm like, it's...”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  20. “No, so we were talking about Robin Hood. So the great thing about Robin Hood is it's not that I got it right. It's like if I didn't get that right, I'm nobody. Meaning I had to get that right. Yahoo finance user, street.com guy, e-trade baby. You know what I mean? Twitter user, Stark Twitch founder. And if I had any nerve or any tech skills or any like real balls or whatever we're going to call it, I'd build my own brokerage. Like I was there to do all that. But in 2010, even until Robin Hood started, no one wanted to start it. Brokerage ideas are a terrible ideas. So you have to understand that in 2013, when I saw Robin Hood, no one in America, that's shocking that no one wanted to build e-trade 2.0. But what the venture capitalists were doing, they were enamored, and this is where venture capitalists, I always goof on venture capitalists, they were enameled with...”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  21. “No, no. The thing about Ramanad, because I was there from day one, and by day one, I mean, it was another company. Right. Research before. They were like high frequency guys and math guys. But you could only, this is about, you ask about investing. The life I've led boots on just curiosity, your eyes, nose, ears, feet. You become a great investor by like it touching, feeling. You got to be on street level. The best investors are street level. I'm talking about private markets. Public markets are different thing. So let's talk about.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  22. “Yeah, it was just like a plan where some people will call me and go, Oh, you guys do social investing. I go, it's the last thing I do. Meaning there's no impact. It was just the play on words of financial leverage to leverage leverage.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  23. “Social leverage, where the financial lever, of course. Well, that was pre-cancelled. So I'm saying my thesis was, oh my God, an idiot like me who knows the right three people can just grow their network for free forever. And so that was the birth of the name social leverage.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  24. “People didn't have to. My dad, when I grew up with my dad in Toronto, if you did an acquisition, it was like 700 pieces of paper with pencil taped together, then Excel comes in. Which, of course, nothing, you know, everything's made up at that point and one sell off can change the world. But we became a world, the stacking things, financial leverage, right? That was the banking era. And the end of the financial leverage era came in 2006, 2007, at the same time that social media came out. So the play on words was I want to do as an early adopter of social media, I was like, If an idiot like me, so the idea was social leverage, you can implode.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  25. “So you and I both lived through this, the great financial crisis. And that was an era of, so up until 2007, 2006, we lived in a world of financial leverage. Meaning, and we know what happened at the end of that, stacking. Excel came out.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  26. “And it was a miracle. That was our first success. So I was very much, that was my first internet success. So when did my first success?”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  27. “So we created this $19 three pack that had soft, medium, and I swear to God, you can't make this up. And soft medium and firm. And QBC just kept Mark on stage all day and the numbers would go.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  28. “No, QVC picked us up. And Mark used to go on TV. And back in the 90s in QVC, if it was selling, they just kept you out there like a cartoon character. They hadn't scientifically gone to the profit per second. Because they were surprised at their success. So the grip appealed to like 70 year old women who had carpal, like they just like squeezing the arthritis.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  29. “Start, so we'd be buying cars, it was just a two person company, like a bunch of staff. And so we'd go out to lunch and buy cars because we were paid before we even started making the product. And so we were like, that's how I learned business, kind of like, and you started this”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  30. “Made it in the stakes. We made it in the States. All our money was trying to figure out how to machine make these in the 90s and we wasted so much money trying to like get humans out of the process. Compaq would order a million, pay you.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  31. “There's no returns. And so we just had this pet rock business where Compaq would call us, we need a million balls for ComDex and we just hire people, illegal aliens, and they would come into Phoenix and they would all cut their fingers off by making these things. But”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  32. “We did 60, 70 million in sales. Get out. And the margins were crazy because unlike retail, if you put bed bath and beyond or compaq on a ball, they own it.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  33. “Well, that industry was huge in the 90s, corporate giveaways, right, with trade shows and whatever. And we just got the right product at the right time. It worked. Oh my God. We were just the ball. There's so many ball jokes, but they'd all get deleted here. We were the ball boys of the 90s.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  34. “The sucker for a good sales pitch. Well, he was promoting himself, and I was trying to sell him something. He sold me on his company. So it turned out to be a home run company. He was a dropout, Mark Scattered, a unbelievable entrepreneur. And he had made this product with five balloons wrapped around this Siberian millet. And we were the largest Siberian millet orderers in the world in the 90s because we were making millions of balls a month by hand and selling them a corporate logos on them during the whole 90s round the pharmacies. And it's just a desk.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  35. “So I made a cold call while I was a stockbroker to this kid thinking he was rich because back in the 90s it was just like the movie Walter Street. On the Brad Streets, you would get a newspaper and decide who you were going to cold call that. Right. So I hated my job. That was my first job at a college and I was cold calling to get rich clients. And I called this kid and he ended up needing money. Like he was just promoting himself. He reverse pitched you. He reversed pitched me. And I had to cobble up 25 grand from my mom and friends. And I hated and I'm like, I'm in. And then he paid off his Amex with that 25. By the way, every...”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  36. “Meaning there was the whole of Philadelphia was just old people on the phone saying, yes, yes, we'll take your order and your credit card. And if you were on QBC was a studio like this, we had a product called the Grip. I recall this. And it's in the QVC Hall of Fame.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  37. “So my first successful investment was a cold call that I made pre-internet in a company. We probably talked about on the last show called the Grip. So I had the good fortune of being an hour before the internet, before the internet, an hour before the internet, the thing before the thing was QVC.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  38. “I just would sit and wait for articles to come out. And Yahoo Finance. So the message boards, Pearlman, was on the message board.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  39. “I'm saying this is 30 years. That was my introduction to retail investing because I couldn't afford a Bloomberg. Still can't.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  40. “Yeah, that was the retail Retail idiot. So I grew up, like I said, I went to ASU. You're going to be a furrier. Right. That's your chance, and a bad one. So the internet comes along. I fall in love with stock market because I had made someone.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  41. “So the first company I invested in was so dumb. Cars Direct. Dirac 1998, the tippy top. As my wire left digitally my fingertips or whatever bank it was coming from. It was worthless. Meaning like it was a series Q. You were just early. Yeah, yeah, yeah, yeah. Pet stop.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  42. “Now you can see it. Watch all your favorite podcasts from start to finish right inside the free iHeart Radio app. Gets the blood going up? Catch every laugh and eye roll. On shows like The Tom Green Farmcast and Park the Bus. Now with full video. We're building a ramp for Tony Hawk. It's the same hosts and the same chemistry with all the hilarious moments you've been missing right on your screen. Open the free iHeart Radio app. Search video podcasts and tap watch”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  43. “All I thought about was like, is the ambulance going to charge too much? And should I bleed at the neighbor's house? Those were my first two thoughts. My wife will Kill me that I'm bleeding in our yard.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  44. “questioning that. I'm just questioning it'll never have been easier than when I made money. And I'm cool with that. That's the imposter. I don't.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  45. “Closed Like Elon owns the pipes, Zuckerberg owns the pipes. True Social owns their version of a pipe. TikTok has an algorithm. How do you break through?”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  46. “Possible. So the internet left this opening and I snuck through it and it's fun to look back with some humor at the whole thing. You're going to let it. I think there's close.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  47. “Cash, like, let's carry All our money in a stagecoach pulled by horses at three miles an hour. What are the The odds we get killed, it's”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  48. “Early days of Hey So I'm saying I come along like tweeting, stock tweets. It Enabling communication. Listen, I'm very proud of this stuff. But I'm also can laugh. Laugh about how stupid it is. Like, I don't have another trick. The internet left this opening, kind of like Discovering California. If you're early to discover California, maybe it pass the Indians and the mountains. Didn't get robbed. Get robbed by like mur”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  49. “We need fire. That was such a great commercial because only Larry David or I know the guys who wrote the commercial. What made that commercial grade is Larry David gets the joke. You're idiots in on it. You're in on the fact that, of course, you made money. You worked at Facebook. It grew because the product was genius and tricked people into signing up. You did nothing except ride the train. No, I'm not saying smart people didn't work there, but let's remember Game of Thrones were all dead. The people that are successful today are Mark Andreessen, Chamar, the people that I can't hilarious to me. They have no humility is that Game of Thrones era were all dead first, second, first scene. There's a hand. a hammer in our heads and and you and i might have a chance because we're the court jesters right”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source

  50. “And I feel it's with my kids and everything, it's with the injury and everything, you have to have some humility. We need to get back to having some humility and laughing at our success and going, wait a minute, it was a bull market, zero interest, the reserve. There was the free internet, AWS. You had YouTube. Here's my question. If you aren't successful. Be more interesting. I want to talk to the guy like the Larry David commercial with FTX when he's like, oh, the circle, fire, who needs.”

    2026-05-08 · Masters in Business · Winning the Degenerate Economy with StockTwits CEO Howard Lindzon · IDENTIFIED FROM THE TRANSCRIPT · source