Graham Leadbitter
MP for Moray West, Nairn and Strathspey · Scottish National Party · United Kingdom
“There are clearly significant challenges to work through, and that is not unusual with large-scale technology adoption, as we know. I welcome the fact that the Government are working hard to find the trigger points where measures will be reduced or suspended for periods to try to keep queues to a minimum.”
“They also said that they “don’t do this role for financial gain, but the small amount of remuneration enables those of us who are employed to respond to emergency call outs without suffering a financial loss during a cost of living crisis.” Will the Minister give an assurance on two points: that the changes will not be made until we are c…”
“My constituency has coastguard rescue services operating in Nairn, Burghead and at Gordonstoun school. One constituent who works for a local team told me: “After September, the cost would fall entirely on myself or my small business employer—this is not right”, and that the “changes will force me to no longer be available for call outs du…”
“Two years ago, Labour promised to cut bills for every household by £300. Not only are households now paying hundreds of pounds more instead of less, but Labour’s nuclear tax on household energy bills will cost Scots a further £300 million over the next decade.”
“While it is welcome that the proposed use of Cameron barracks in Inverness was ultimately abandoned, that came only after months of unnecessary uncertainty for local communities following an announcement made without meaningful engagement with the Scottish Government, Highland council or NHS Highland.”
“Will he acknowledge that, while military sites may relieve immediate pressure on the system, they do not address the underlying failures driving the accommodation crisis, including slow decision making, inadequate planning and a lack of suitable community-based housing options?”
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“There are clearly significant challenges to work through, and that is not unusual with large-scale technology adoption, as we know. I welcome the fact that the Government are working hard to find the trigger points where measures will be reduced or suspended for periods to try to keep queues to a minimum. There are two areas that I think the Government could do a bit more with. They could do even more to promote the official “Travel to Europe” app, which might help with some of the delays. Will the Government also ensure that perishable goods have prioritised access at ports? That is particularly important for fish exports and other short-life produce, which is critical to our economy.”
“They also said that they “don’t do this role for financial gain, but the small amount of remuneration enables those of us who are employed to respond to emergency call outs without suffering a financial loss during a cost of living crisis.” Will the Minister give an assurance on two points: that the changes will not be made until we are collectively satisfied that these volunteers have been treated fairly, and that a life-or-death emergency service will not be diminished as a consequence of the changes?”
“My constituency has coastguard rescue services operating in Nairn, Burghead and at Gordonstoun school. One constituent who works for a local team told me: “After September, the cost would fall entirely on myself or my small business employer—this is not right”, and that the “changes will force me to no longer be available for call outs during working hours”.”
“6. Whether he held discussions with the Scottish Government and local authorities prior to announcing potential nuclear energy sites in Scotland.”
“Two years ago, Labour promised to cut bills for every household by £300. Not only are households now paying hundreds of pounds more instead of less, but Labour’s nuclear tax on household energy bills will cost Scots a further £300 million over the next decade. The Minister knows that Scottish energy consumers pay among the highest electricity prices in the UK; he knows that there are serious alternatives that are quicker to implement and could actually reduce bills, such as geothermal energy; and he knows that the Government’s own figures for a nuclear waste disposal facility are up to £53 billion. With serious and far more cost-effective alternatives available, will the Minister listen to the Scottish people, stop the obsession with costly nuclear power that Scotland neither needs nor wants, and transfer energy power to—”
“Will he acknowledge that, while military sites may relieve immediate pressure on the system, they do not address the underlying failures driving the accommodation crisis, including slow decision making, inadequate planning and a lack of suitable community-based housing options?”
“While it is welcome that the proposed use of Cameron barracks in Inverness was ultimately abandoned, that came only after months of unnecessary uncertainty for local communities following an announcement made without meaningful engagement with the Scottish Government, Highland council or NHS Highland. Does the Minister accept that bypassing devolved partners and failing to consult local communities undermines confidence in the asylum system? Will he commit that any future decisions on asylum accommodation in Scotland will be made only after meaningful engagement with the Scottish Government, local authorities and local MPs?”
“It is a complex challenge, and there are far too many people who, like the Tories, are backing full-scale oil and gas extraction with little to no focus on renewables or, like Labour, have a full-on focus on renewables while forcing the decline of the oil and gas sector and ongoing mass job losses. Neither of those extreme positions provides a solution to the challenge. While we must strive to substantially reduce our reliance on fossil fuels, there will still be a need to use oil and gas for many years to come.”
“It is a pleasure to serve under your leadership today, Ms Furniss. I commend the hon. Member for Bromsgrove (Bradley Thomas) for securing this important debate. The North sea oil and gas sector is of critical importance for the many of my constituents who work in the sector. Businesses across the north and north-east of Scotland—and far beyond—either directly operate facilities or provide specialist services and a very substantial supply chain. The oil and gas industry lost 70,000 jobs under the previous Conservative Government, and it continues to lose them under the current Labour Government.”
“Those who wish to force the decline of the North sea without creating renewable jobs will do to the oil and gas communities what the Tories under Thatcher did to our coal and steel communities. That would be unforgivable.”
“The SNP backs new licences with the normal environmental assessments and everything that goes with that, which, the hon. Lady will understand, is part of the regulatory process that the previous Conservative Government also followed. Every Government would have an appropriate regulatory and licensing regime. The roads infrastructure, the foundations of installations, the fuels currently relied on by vessels transporting offshore wind towers and turbines, and even composite turbine blades rely heavily on oil and gas production. More significantly, the skills required to deliver the renewables revolution that will be at the heart of Scotland’s industrial economy are the same skills currently utilised in oil and gas.”
“The hon. Member probably needs to keep up a bit because that position has already been scrapped. That was articulated by the First Minister.”
“It is abundantly clear that mass job losses under the Tories and the undermining of those vital jobs by Labour are leading to economic and social pain across the north-east of Scotland. The people best placed to support the transition in Scotland and protect jobs and communities are the people who live and work in Scotland. That is why Scotland must have the full powers and control of energy policy that come with independence.”
“Scotland has enormous opportunity to reindustrialise with renewable energy technologies, but to do so requires existing North sea jobs to be protected, or the loss of those vital skills will stall that transition to renewables. There is a so-called “Goldilocks zone”, where growth in renewable jobs more than matches reductions in oil and gas jobs, but crucially, only if the transition is embraced and the oil and gas sector is protected through that transition. Other scenarios have devastating consequences for jobs and the people and communities of north-east Scotland. Pragmatism and pace must be the watchwords on energy policy if we are to make the most of this enormous renewables opportunity in front of us and ensure a future for the workers of the north-east.”
“A new report out from the Energy Transition Institute at Robert Gordon University—a highly respected Aberdeen institute—makes for stark reading. The report predicts a further 18,000 job losses in the north-east of Scotland by 2035—1,600 jobs every single year. Crucially, the report then points to the huge benefits that can be achieved from a strong transition to renewables. The report’s author states: “That is not a marginal advantage. It is a structural head start that few other regions in the UK or Europe can match.” He goes on to say: “The priority must be to prevent these losses in the first place, not simply to manage the consequences after the fact.” What this needs now is the investment, policy, alignment and co-ordination to match. That is really simple.”
“I think that the hon. Gentleman is not keeping up with the current debate because the question was about the SNP’s policy. The strategy will be published in due course. Those who believe that we should drill, drill, drill with little to no investment in the renewables transition are simply pushing the cliff edge further away without dealing with the cliff edge itself. That would also be unforgivable. The industry is clear that it needs the Government to protect oil and gas jobs while building up the renewables sector to transfer those jobs to—a focus not on one or the other, but on a transition from one to the other. It is abundantly clear that neither the Tories nor Labour has a serious focus on that transition.”
“That is not the reason for my intervention. If there is such a drive to get investment and renewables in Scotland—there is some, though it is not nearly fast enough—why did it take two years to make a decision about Ardersier? After two years, the rug was pulled from underneath that with a simple no. If that was the decision the Government were going to come to, surely it could have been made sooner, and the project could have moved on and had some investment. That has the potential for 1,500 jobs on site and a further 4,500 in the supply chain.”
“Scotland is an energy superpower, so it is particularly galling for constituents and businesses in my constituency, which is a two and a half hour drive end to end, and where road vehicles are an absolute necessity to conduct daily life, to face the prices they currently face. Will the Government commit to using the hundreds of millions of pounds of extra tax revenue from VAT for a VAT freeze for the duration of the current crisis?”
“Getting these fundamentals right supports that bigger community, aids recruitment and retention in our armed forces, and provides the opportunities that our veterans deserve when they exit service.”
“That stifles transition opportunities for personnel leaving the services and erodes the vitality of the communities of which those bases are an integral part. Defence spending needs to be significantly increased, we need a better offer for new military personnel, and we absolutely need much stronger defence resilience in a more challenging world—where dictators such as Putin are prepared to threaten peace on a shocking scale and threaten the infrastructure that is critical to our economic and social wellbeing. At the heart of this issue are the defence communities that are embedded in their wider communities. Those defence communities have the same aspirations, and want the same opportunities for themselves, as their surrounding communities and regions.”
“It is also a betrayal of North sea workers and those in the vast supply chain associated with those jobs, from skilled parts manufacturing jobs to the hospitality staff across the north of Scotland—taxi drivers, cafés and corner shops—who are seeing their revenues eroded to an unsustainable level. The Government’s policies are eroding the opportunities available to defence personnel, too, and the Conservatives are no better. Their answer is simply to push the cliff edge further away, rather than embrace a managed transition, which is what the industry wants to see. Neither of those scenarios is acceptable to Scotland or to my constituents. That brings me back to the theme of today: defence readiness. It is not attractive for people to join the military when jobs and opportunity are being eroded around key bases.”
“When it comes to energy and net zero, a sector that has always been a strong destination for retiring forces personnel, and which is very much suited to the skillsets of many who come from a military background, the current Government are intent on repeating the mistakes of the past by accelerating the decline of one sector, in this case oil and gas, at a rate that does not match either demand changes or the growth of the renewables sector. That is simply Thatcherism all over again, which saw the tearing apart of coal and steel communities in Scotland.”
“There has been a promise not to increase tax further, but there is no plan to reduce it. In constituencies like mine, where car use is necessary for accessing basic services and education, leisure and employment opportunities, that is especially disappointing. People in the north of Scotland deserve better than to be punished by Westminster just for living where they live. Defence personnel, who are often hundreds of miles from their family, also deserve better than having to incur substantial costs when they drive home.”
“There is little to nothing in the King’s Speech that seeks to reverse that £700-plus difference from Labour’s manifesto promise or that would remove the discrimination faced by households and businesses in the north of Scotland—discrimination that has gone on for decades, with no action to address it by the Conservatives, the Liberal Democrats and now Labour. Up until yesterday, there was no plan from the Westminster Government to address growing food costs—something that the SNP is tackling head-on. Seemingly, the Chancellor is now looking to do similar, but, critically, not in a compulsory way. I very much welcome the Government’s late acceptance of the SNP’s wisdom in this matter, but if the Government are going to do it, I strongly urge them to do it properly. There is no plan to cut fuel costs.”
“Like every other resident in Moray West, Nairn and Strathspey, our defence community are struggling to cover bills and are having to cope with more month than there is money. Defence personnel posted to the north of Scotland from elsewhere in the UK will experience an amazing place to live and work, but they will also experience among the highest energy prices in Europe, caused by a regulatory system that is hugely discriminatory to the north of Scotland. Labour MPs promised that people would see a £300 reduction in energy bills, but people there are projected to see a more than £400-a-year increase.”
“Many Members will focus on defence spend, defence procurement, national security threats and other direct defence issues. I agree with many of the points that have been made by hon. Members in the debate this afternoon; many of them were extremely well made. However, I contend that for around 4,500 personnel across three significant bases in my constituency and probably the same number again in family members; around 1,000 permanent defence contractors and their families; and an estimated 12,000 veterans and their families—a total of over 30,000 people with a defence connection—there are many issues that contribute to defence readiness. I turn first to the cost of living crisis.”
“While the Labour Government here in Westminster have floundered month after month, failing to address the cost of living crisis affecting all my constituents, the SNP has offered a message of hope for what Scotland can and should be, with its vast natural resources, its strategically important geographical position in the world, and the incredible talents of its people. It is particularly notable that in Scotland, support for independence is now consistently polling above 50%, and that Scotland’s voters have elected a significant majority of MSPs who support independence—more than ever before—with a clear mandate from the Scottish electorate to pursue an independence referendum. The theme for today’s King’s Speech debate is defence readiness.”
“Less than two weeks ago, the SNP secured a landslide, record-breaking Scottish election victory, including the election of two constituency MSPs who have left this place for Scotland’s Parliament. I know that regardless of political difference, there is a significant level of respect across the parties for their contributions in this Chamber and to the wider work of Parliament. That experience will stand them in good stead for what lies ahead in Holyrood. Much more respect for Scottish voters is required from the UK Government.”
“It is pleasing to see a significant number of Members in the Chamber to be part of this Adjournment debate, by hearing it and perhaps by participating. I am aware of about 15 hon. Members who have asked to intervene on me, which is a high number for an Adjournment debate. There may be more whom I am unaware of. The Minister has kindly indicated that she is also happy to take interventions, so if hon. Members feel like spreading the love when they think I have had enough, that would be much appreciated.”
“In this modern age, when there is digital banking on websites and through apps and when, frankly, fewer and fewer people are using physical bank branches, it is not a surprise to see those closures. However, it is how we respond that is important. There remain many vulnerable people and, indeed, certain types of businesses that rely heavily on cash banking and we cannot allow the rug to be pulled out from under them.”
“The following bank branches alone have closed since 2020: in Forres, the Bank of Scotland and TSB closed their branches in 2022; in Badenoch and Strathspey, the Bank of Scotland closed its branch in Aviemore in 2024; and in Grantown-on-Spey, the Bank of Scotland and the TSB closed their branches in 2020 and 2021; while in Nairn, the TSB closed its branch in 2021, and most recently, the town lost its last bank. Link, the organisation that monitors bank closures and which is tasked with determining where new shared services should be, reports the total number of bank closures across the UK as 2,237 since 2022. For the same period, 276 banking hubs have been recommended by Link.”
“I absolutely agree with that. It is important that, where there are hubs, they are open for a reasonable period of time and are accessible at different points of the day to different people with different needs. The important subject of banking hub criteria has been raised many times in this place and in Westminster Hall, and it is an issue I have campaigned on since I was elected and during my time as a councillor and a council leader. In 2015, Moray West, Nairn and Strathspey had 22 bank branches. Just 11 years later, the number has dropped to just six in the latest data from January this year; that is a 77% reduction. That is six banks for almost 100,000 people living in the fifth largest constituency by geographical area in the UK—a constituency that it takes about two and half hours to drive from end to end.”
“I absolutely agree. I am pleased to see the Bill coming forward, as it will provide opportunities to make progress on this important issue. There is also the vital question of community sustainability. The loss of banking services in rural communities makes it harder to attract people to live and work there. It also means the loss of local banking jobs that have long provided access to respected professional jobs and the potential of a career in financial services.”
“Certainly; there are some areas, particularly large estates in urban areas, where we can see services disappearing simply because of how people live their lives. It is important that the state takes action to protect those critical services that people access. I was a student in Glasgow, and I see lots of places where there were banks that I used when I was a student which simply do not exist any more.”
“I absolutely agree about face to face, particularly for vulnerable people, but also for businesses or maybe somebody who might be thinking about starting up in business. Being able to talk to a community banker who can give them a little bit of early advice about access to basic business services is really helpful.”
“Absolutely. That consistency is vital, but flexibility within the criteria is also vital. I will come on to that as well. It is frankly hard to stomach that the big high street banks use the argument of increased digital banking to justify local bank closures while building large, centralised banking centres in our cities. Surely the same argument can be applied to push workforce and management out to existing bank branches in local communities and enable that local workforce to carry out tasks on national functions such as mortgage services and business banking using the very same digital technology.”
“Yes, and I thank the hon. Member for that intervention. We are down to six bank branches in an area that takes two and a half hours to drive around. It is simply impossible for many people in those areas to access those services.”
“I thank the hon. Gentleman for that. After the election, the Government said they were working closely with industry to roll out 350 banking hubs across the UK, which is very welcome, and that the banking sector was committed to deliver those hubs by the end of this Parliament. But that is not far off just one for every two constituencies, and we need more and much better targets than that.”
“Absolutely. I would consider those to be basic services that people should be able to access as close to their own community as they possibly can. I was perplexed to read, in response to a written question from November last year, that the Government do not hold any bank closure data at all, despite the figures that I have quoted from Link. That is concerning when it is considered alongside the policy of 350 banking hubs, as neither the Government nor we who provide scrutiny can determine definitively how many closures have occurred and, by extension, how much damage requires to be mitigated.”
“That gets to the heart of the matter. There is not an understanding by either the regulators or the banks themselves of the impacts that those closures have on communities that view themselves as being neighbours and part of a wider community, and the cumulative impact of that is significant.”
“Alternatives are in Forres and in Inverness, but people cannot reasonably travel to and from those towns on public transport in under two hours, in addition to the time taken to transact their banking business. Finally, I would like to point to an area not related to access to cash but to the other critical services offered by banks through banking hubs.”
“A banking hub would be a great way to boost the local economy, which is reliant on tourism and hospitality—traditionally a more cash reliant part of the economy. For Grantown, a market town, its nearest non-Post Office banking service is now a 30-minute drive away in Forres, on a road with snow gates and snow poles that I can assure Members are necessary on numerous occasions over the winter. A banking hub would reduce journey times, costs and banking uncertainty for residents. In Nairn, another busy town with significant tourism and a population of approaching 10,000 people, which is much higher in the summer with the tourist population added, there are no more banks in town.”
“The lack of banking facilities in Lossiemouth, for example, means that many businesses have to rely on services in Elgin, which is five to six miles away. Although that may not sound like a significant distance, travel times, paid parking and the impact of these repeat journeys to Elgin on smaller businesses’ workforces pose severe problems for Lossiemouth-based customers. For the towns of Newtonmore, Kingussie and Aviemore, their last banks have all closed. The closest bank is in Inverness, which is up to an hour’s drive away across a distance of 30 to 45 miles. That is especially concerning as Aviemore is the UK’s principal ski resort, but locals and visitors alike do not have a bank to use.”
“Bus and train services to even relatively close alternatives still require significant journey planning and, indeed, cost for people who had previously been able to access facilities for free within walking distance. What may seem a relatively short distance can see a bus going off the most direct route into other communities, en route to the destination, and the return journey is not always available immediately on concluding banking transactions. In inclement weather, this process is even less appealing, and in mid-winter it is deeply concerning that elderly people may be waiting for buses in temperatures well below zero. That is very common through the winter months in the Cairngorms area where several of these communities are located.”
“Friends in Kinross in Perthshire, while not in my constituency, noted that one criterion their community failed to meet was the retail centre requirements. They are sandwiched between a loch and a motorway, so the town can only realistically expand in two directions, resulting in smaller retail hubs rather than a bigger central area. Surely the answer is not reclaiming the loch or moving the motorway to get support for banking facilities. Equally, the lack of progress on potential banking hubs in Grantown, Lossiemouth, Nairn and Aviemore in my constituency tells me that the current criteria are simply not good enough. Current population criteria ignore the needs of smaller hub towns in rural areas.”
“Absolutely. I turn to the inadequacies in the current framework, and I will try to make some progress. Current criteria include the number of remaining branches, the population size and the retail centre size, which is frankly ridiculous when some communities can be compact while others can have a narrow spread over a greater distance, often constrained by physical landscape and infrastructure features, such as rivers, railway lines, roads and, in some cases such as in my constituency, the foot of a mountain range. Transport distance, public transport links, population vulnerability and existing cash services are also all considered by Link. It is, however, the flexibility of those criteria that is the problem and the lack of cognisance of the wider geographic and population context, especially in areas such as the north of Scotland.”
“I am sure that they will have noted the number of hon. Members from all political parties who are contributing to this debate and making their views and those of their communities known on this important issue. It is important that the regulators and the independent reviewer hear that breadth of opinion, because that will inform the response to the review.”
“Paying utility bills, depositing cheques and, for local charitable groups, even depositing the proceeds from a coffee morning or a raffle stall at a Highland Games, can make the difference between succeeding or struggling. The golden thread in all of this is that without banking hubs in the areas that need them, current policy is making it harder for people to buy their own homes, to run their own businesses and even to simply access cash in these areas. I am pleased to acknowledge the Government’s announcement last week of an independent access to cash review, which will report in October 2026. I would have liked that work to have been done and concluded by now, but now it is in place I do not want to be churlish or grumpy about it. I know that those engaged in that review will be paying close attention to debates like this.”
“Absolutely. I am about to talk about the critical services offered by banks through banking hubs, which addresses the hon. Gentleman’s point. Community bankers located within banking hubs can offer much needed savings, loan and mortgage advice. Recently, a local community leader in Grantown made the strong point that basic business support, such as collecting change, depositing and withdrawing cash, transferring money between business accounts, making payments, managing cards, fraud support and money advice and even offering simple advice on how to open a business bank account, can be the difference between a business thriving and a business failing in a rural community.”
“Absolutely. Again, that goes back to the point I made about people needing a business service and basic business advice without having to travel dozens of miles to access that. Setting up a business is hard at the best of times, and having simple access to somewhere that will answer simple questions is really important. To conclude my 12-minute speech that has now lasted for 20 minutes, banking hubs would make a massive difference to communities like Lossiemouth, Grantown, Aviemore and Nairn, and to the many other communities that Members from across the House have mentioned in the debate. I trust that the Minister will recognise the firm but constructive approach that I and other Members have taken on this important issue.”