YouSaid · the spoken record
Ramit Sethi
- lines on the record
- 143
- first
- 2019-05-21
- most recent
- 2019-05-21
- sittings or episodes
- 1
- sources
- podcast
Every line below is reproduced as it was said and linked to the record it came from. Nothing here is summarised or generated. Directory · Search · Corrections
“Episode. Get the book. It's on Amazon. And come visit me at any of these social places and the site and the newsletter. And would love to talk more with everyone about their rich life.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“And I was like, you know what? 10 years ago, that wouldn't have been meaningful to me, but now I'm actually appreciating being represented. So that's what I wanted in this book.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Look at those Yeah, we're looking at a comic book right now. I wanted to show people that rich, a lot of people think rich looks a certain way, but I wanted to put photos of these readers, men, women, black, white, young, old. Every one of us has someone we want to see ourselves represented. You know, I saw an ad on the train for an Indian dad in Hindi.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Just that intentionality of writing it down and putting it on the calendar, even the intentionality of everyone listening and saying, what are the four things that I want to accomplish every week? I want to call my mom or dad. I want to train. I want to whatever. I want to read a book for 10 minutes and then putting those down on your calendar. It doesn't matter if it's in the morning or night, whatever works for you. That instantly separates you from being opt-in, from being buffeted by the winds left and right and just going wherever the world takes you, you decide. Don't let the world decide for you.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Dude, everything that's important in life should be opt out. Everything. It should be by default, it's going to happen. It's on the calendar. And whether that is call your mom every Sunday evening, whether that is go train at the gym three, four, five times a week, whatever it is.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I think that's weird. I would rather plan ahead. I would pick some things I want to do differently and just be unapologetic about it. So I think it's really cool that you're sharing that, including down to like, what are the questions because I'm going to take some of those and take it back to my wife and we're going to do those.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I want to give her proper credit. Totally. I think that's an example where the ritual itself may be even more important than the content. The ritual of having the time, having it on the calendar, respecting it, always showing up, being mentally present, and tracking it, that is like 90% of the ball game. And that just shows this awesome mutual respect you both have for each other. And the fact that you take it seriously and it's not weird to write down an agenda, I think so many people are, they think about things as weird. Oh, it would be weird to have a Google agenda or it'd be weird to say for an engagement ring. I'm not even dating anyone. Well. I think it's weird to live life as most people.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“So, one of the things that I love about this, first of all, thanks for sharing those things. Super helpful as we are starting this ritual on our own. I think this is a great example”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“About it. Also, not just from the avoiding bad, but doing more of the good. Yeah. Like imagine after a year, you go and you're like, oh my God, like we have been super consistent. And like, look at the things we used to talk about and look at the things we're talking about now. Yeah.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“That's cool. An interesting part of it too is like each person will have some skin in the game in terms of recording it. And then I have an”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Something got you here to a very elite level, and it would be easy to just be like, Oh my God, I'll just keep doing what I'm doing because I won that game, but you're playing a different game now.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“It's like two cavemen talking to each other. Yeah. Good. Okay, great. Like, that would be We're fucking good because I don't really feel like having this conversation. Yeah, we're good. Okay, great.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Yeah, okay. So this is amazing. I love meeting smart people who apply their intelligence to a different part of life. Like, for example, there's a book out by Gretchen Rubin, who we both know, and she's just so smart. And she decided to write a book about keeping her house and workspace organized. And I'm like, yep, bought it. And the stuff she writes about in there is clever, interesting. It's exactly what you would think a smart person applying themselves to something for like a year would come up with. And the fact that you and your girlfriend have, we call it a touch base or a check-in, and you have a consistency. It's on the calendar. Like, I love that. And, you know, I want to know what's on that. What surprised you? Because we're going through building our own one and we're tweaking it.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Doing it until you're 60 years old, you're not going to magically do it at 60 years old in one day. So I would encourage people to start building the muscle just like you've told them and realize that doing creative things, trying different things is a muscle. I found myself getting lazy with this in New York. I looked at where I'd gone to in the city like over the course of the last six months. And I was like, I live in this amazing city and I'm not even taking advantage of it. So I put it into my calendar once a quarter minimum. I'm going to do a cultural event, like a show or a tea tasting, whatever the case may be, something that I could only do in New York. And so now it's like on the calendar. And you can say it sounds unromantic, but I'm like, that's what I needed to do that to keep building my muscle of trying new things. So whatever works for people, do it, but I would say don't wait until you are retirement age.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“What do I want to do? There's more spending on things like wellness and vacations and experiences. And we're seeing that in the economy as well. What I tell people is a couple of things. Number one, You may not think right now that you want to retire, but when you look at what everybody else who reaches a certain age does, if everyone does something, it might be true. And so plan for it. Like I don't want to buy a house, but almost everybody else does. So I saved enough for a down payment. I don't need to use it, but it's there if I need to. Similarly, don't wait, right? And think bigger. So don't wait means go take a trip for three days and think bigger is like your retirement doesn't have to just be sitting around. It can actually be much bigger, that money dial, turn it to 10. And it could be traveling with a fixer. It could be going for a month, a year, or two months. But in order to do that, you need to build a muscle now of thinking bigger. People have this linear belief that once this bifurcation of retirement happens, then the curtain opens and I get to do all this cool stuff. Dude, if you haven't been”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Yeah. Well, I don't believe that most people are automatons that sit down and say, here's my 50-year goal, and let me break it down and reverse engineer it to what I'm going to do this week. I know about two people like that. And they're special on their own, but most people don't do that. Most people are very simple. They want to wake up. They want to have a good day at work. Maybe they want to have a little bit of fun or watch Netflix or have a good conversation with their partner or their friends. And that's a good day. And that's okay. To kind of push people out of that and make them think a little bit bigger, it might be taking a vacation they may not have done. It might be going to a tea event that they may have never thought of going to. It's these experiences that people remember. I would say that your comment about retirement is really true for people our age. I don't hear anyone saying like when I retire or this, that, my pension, like those conversations are not happening with our generation. So there's more of”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Well, in your book, you had a great example of mini retirements, and you want to buy a Ferrari, why don't you just rent it for a week? Yeah. Great example.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I think what I have learned along the way, like when I wrote the book, for example, I was a bit judgmental about what the rich life was in the first edition. I was like, this is how you should invest, follow the principles. And like, this is where you end up. Now, 10 years later, there's a lot of people in the fire community, for example, that's financial independence retire early. And many people are happy to acquire enough to basically be able to live on 30K a year, live a very simple life. And if they want to have a fun afternoon, maybe they'll go to the park. And they're like, we don't need materialistic stuff. We're happy. And back then, I think I would have been pretty judgmental about it. Now I've realized, look, there's lean fire, there's fat fire, there's all kinds of different fire. And some people don't want to fire. In fact, most Americans will never fire. They will work until they're of retirement age. But rich life looks different to different people. And part of that comes from how are we raised? What do our parents tell us?”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Totally agree. And I think there's value in the diversity of how we think. There's also value in knowing that those will change over time, right? So as I've gotten married, I'm like, oh, wow, there's this whole world I didn't understand before. And now I'm learning that and I'm growing with my wife. I think as we've gotten in relationships, we've talked about how that's changed us. Wow. And that's like a pretty interesting topic. And then if we had like if we had anybody else here who maybe didn't look like us or if we they weren't our gender, we had all different kinds of diversity opinions. We would have even more ways of thinking about how we approach problems.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Okay, I agree with you on that. I think that's really good. And I think the way you articulated deduce what Tripit, what the principles behind you using Tripit are is critical. I do the same thing. We use it for the same reasons, but I also take that same principle and apply it to what I do in the morning and how I decide what place to meet someone for coffee. All that stuff has been automated so I don't have to think about it ever again. So that's a good point.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Tools. I think that tools are super valuable. People love to talk about tools. But, you know, you give Andre Agassi a wooden record. He's going to kick my ass. So I think like when you ask, well, if somebody asked me, like, what apps do I use? My apps are horrible. I don't use, I use like Tripit. That's it. But I think the more powerful things are the psychology, are the systems which are run through a Google Doc. That's my take on tools, and so that's those are my two areas of disagreement. Curious to hear what you think about the tools and also if you disagree with me on anything”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“This month, she told me how many clients she's done. She's totally booked up for two or three more months. It's amazing what she's accomplished in 18 months. She never would have believed it. But you forget and you forget fast the tiniest details of what it means to wake up in the morning and say like, wow, the last four weeks I haven't gotten one client. Am I going to do it different today? So I just, big shout out to every entrepreneur who's starting out out there. It's tough. And you should always put in context the advice that you hear. And thanks for bringing it up because people need to know it's not all roses. Like shit is hard when you start. It's hard for everyone. It actually should be hard. But if you stick with it, hopefully you're doing the right thing. You can get escape velocity.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“When I started off, that shit was not easy. I would go weeks without getting one person joining any of my programs. And I forgot how emotional it is. The highs are so high and the lows are so low. And half the game in this is just living to fight another day. It's just not giving up and improving just a tiny bit every day. And I watched it and I heard her and I saw her go through the ups and the lows. And it's amazing now.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Is a great point and so powerful. By the way, this is why I love your podcast because here we are two people who seemingly disagree on something, but now we're getting into the nuances and we can really crack the code of what's the differences and similarities. I will totally agree with what you just said about the more successful you get or the more time you get away from something, the less details you remember. I'll give you an example. My wife started, she used to be a senior buyer at Equinox. She left to start her own styling business about 18 months ago. I would hear her doing sales calls in our living room. And I would see her sometimes closing a client and sometimes going weeks without closing a client. And, you know, I've got a business now. I've got amazing employees. We've got traffic that's”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I scroll Instagram. Literally, the first thing I do is I get on Instagram while I'm in bed. It's like the worst possible thing, but I'm like, I like it.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Oh my god, I love this. I think that we disagree on morning routines. I think they're overrated. I think that the best morning routine is decided a year ago. It's about your psychology. It's about how much you sleep. It's about what have you outlined in your calendar. It's all those softer details. And I think that I get people asking me every day, what's my morning routine? And I'm like, who gives a shit? Like you think if I ask Michael, I'm not saying I'm Michael Jordan at all, but if I ask Michael Jordan what shoes he wears or what his morning routine is, am I going to be like Mike? No. And similarly, if you find out what kind of coffee I drink, you're not going to be doing what I do either. But I know that you're not saying that.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Yeah. I don't know the math off the top of my head, but it's like every week it changes depending on whatever my goals are. And I think the meaning there is really important. And then there are certain things for CAS that, you know, she likes or she doesn't like, and I'll do trash is a perfect example. I just kind of discovered, like, she really doesn't like taking the trash out. No problem. It's easy for me to take it out. So getting those on the same page and developing this just life playbook of general rules of thumb you're going to use, especially for stuff that's not important man that really frees you up to really get into the stuff that is important.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Love it. But that's it. Got it. So I love that you're explicit, and I love that one to 10. I have to think about that. I've overheard my wife talking to her parents. And I grew up with my mom cooking food for us every night, right? Every night, like right off the stove, she would be giving us rotis or whatever she was making. And we all ate together as a family. And I really love that. Every night my wife will either make food or she'll have cooked it a couple times and then she'll bring it to me. And like, that is so meaningful to me because it reminds me of my childhood. And by the way, the food that we eat is extremely inexpensive. Like we're not getting the fanciest cuts of meat. We don't care about that, but we track all of our macros and all that stuff. So we care about that. But really, it's about the meaning behind it.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Oh, dude, I take the trash out. Okay. And it just got revealed because I would notice the trash filling up and then she would take it out once in a while, but really she would say, like, would you mind taking the trash out? And it just became very clear in any relationship. There are certain things that one person does or doesn't like to do and like the same thing true for cooking, ironing clothes.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Over the course of the next few months, let's kind of come up with some basic rules. For example, if you're traveling over five hours business class, or if we're staying just the two of us, we don't need a fancy hotel, whatever the case, make a basic guideline so that we don't have to think about it all the time. And even down to like who's taking out the trash? Like, let's just kind of articulate that and be explicit so that it's all on the table. And that way it clears up any misconceptions. So I love this general playbook for life, especially who...”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“And then also, so this is what my wife and I have been talking about recently let's come up with some rules for our relationship too. These are guidelines. We can change them, but we were planning a vacation. We're going to stay with a friend for their birthday in Mexico City, and we're looking at flights. And I find that we're deciding which flight, should it be economy, should it be business, what hotel, this or that. And I said, like, hey, let's get into it. Let's kind of figure out where we like to travel together and what style.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Unlimited. There's no, if you love strawberries, like when I grew up, I loved strawberries, but we had a big family and strawberries were expensive. There is no amount of strawberries that will ever cause me any material difference in my life. It's three bucks, four bucks, five bucks, six bucks, doesn't matter. Buy it. Have something. It could be as small as strawberries. It could be as big as whatever. Eat the same for this is for me personally. A lot of people don't agree, but eat the same thing, mostly the same thing every single day. I do it. It's just easy decision fatigue.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Have a couple of areas in your life where you have absolutely no budget. Doesn't matter how much you spend, you just love it.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Sub accounts, boom. When I eat at a restaurant now, my joy is if I see anything that looks good, I just order it. And I also tell the people eating with me, do the same, don't even think about it. And so like my co-workers love eating with me because I'm like, disorder it all. Like I got the bill.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“At all. So I believe just like you have a playbook, I believe in a playbook for life. Here's a couple playbook rules that I have. One, I call it Ramitz book buying rule. If you ever see a book you're even remotely interested in, buy it. Don't debate it. Don't ask if it's the second best. Just buy it. It's $10 is the best money you ever spend. Have a year of cash. Have it available. Liquid. And if you don't have it, build up to it. Save up for big expenses. Engagement ring, wedding, honeymoon, all that stuff. House. Subaccount.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“That's where day to day financial stuff comes in. And that's another area where I think you use the I Will Teach You to be rich stuff, the systems, the idea that you don't really want to be spending your valuable cognition on like who's buying deodorant or rice, like have a system automate it, boom.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Start with the emotions. We have buffer. So if we overspend a little bit on eating out right now, that's okay. We'll dial in the numbers later. Like what I've realized is the numbers really come last. And so we are both really thankful we went through the process, although I wish we could have been some guidance, really. But funny enough though, once you sign it, It's not like you're reviewing it every single day, it's gone. It's the day-to-day now. It's literally the littlest things like who's picking up X at the store.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Okay, you know what's crazy about this whole thing now? So once you sign it, it's done. In fact, at least in our case, we're like, all right, thank God, we don't want to look at this now, like file it away. Good. The real challenge actually since we got married just about a year ago has been like day-to-day spending. And now using the tools we learned from this therapist and also going slow to go fast, like my dream, my fantasy was to have this just beautiful financial model. Okay, that's what I wanted like this model that we look at and everything's like going from side to side. We've built that. It's taken like eight or nine months. What I realize now is emotions first. What does it mean? Who's cooking dinner? Who's taking the trash out? Let's get all that stuff done. The model part is like the last part of it. And because we had these tough conversations earlier on, now we're like, okay, let's.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Wow, like my wife is that important to me. And I realized, yes, she is. So I don't know. I don't have a good answer for you on that, but I will tell you, I really swung emotions. I felt resentful and I hate feeling resentful. It's one of the most toxic emotions. But I think there's something larger than like being right in this. Maybe that's just what I tell myself”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“And one of them might be this, but really that's not the point. The point is not for me to win. That's what I learned along the way. At least this is my lesson. Some people might think differently. My point in retrospect was not to win this negotiation. It was to win our marriage, meaning both of us get there together as a team. And if I have to compromise a few things, which in business I would never have made a couple of the compromises I made, but this is more important than my business, right? This is the person that I'm going to spend my last days with. So that actually really put things in perspective for me. It's like, oh, shit. Sometimes you learn about yourself just by observing what you yourself do. And I was like, did I really just agree to that? That one tent term we've been discussing for a month? Yes, I did.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I mean, it's like the worst opportunity time. If you could sequence it out, you're like, don't do that. You know, I think that it's a question that I don't have a good answer to. I think that the basic There are certain things in life that are just not fair.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“So, to find myself going from nervousness in bringing this up to pride that I wanted to talk about the numbers and I was very proud of what I had accomplished and what it meant for us. And then resentment. I definitely felt resentful because, you know, to me, I'm like, look at the spreadsheet. Like I have gone above and beyond. And like, how can you not acknowledge that? I found myself experiencing these emotions I hadn't honestly ever felt about money. And I think that's where a therapist helped me, but I should have done it sooner because it really was not healthy to just sort of soak in them for literally months. And remember, we're like seeing each other day to day. And so that definitely affects you as you're planning a wedding with your partner.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Me too. I mean, I think remember when I said that like I was proud of what I had accomplished and you go through so many emotions in this process. And the funny thing is when it comes to money, I'm not emotional at all. Like day to day, I'm super, I call it hot to cool. I think most people or some people, particularly those in debt, money is like a phantom or a gremlin. It's a beast that they're fighting, right? They need to break the shackles of this debt. I've overcome those things. To me, it's a tool. And I use it for convenience, things like that.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Because we're both very curious and we both want to get better. So if she had said no, I would have never written this stuff. I would have never come on here and talked about this. But she actually said yes, go on there and tell him our experience because other people should know this. Whether you do it or not, you should know.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“The meaning, right? Go slow to go fast. And the second one was always remember the North Star. The North Star here is not getting an extra dollar or protecting an extra $2. We're going to be married day to day for the rest of our lives. That's the North Star. And like putting that in perspective, like as the lawyer is saying this or that, I had to constantly remind myself, so did my wife. And by the way, I just want to say She was excited for me to come here and talk about this. She actually encouraged me because I wrote about it in my book. I wrote some more details. And I asked her, I said, are you okay if I share this? And we talked about it. We both realized going through this that both of us were pretty alone. No one was talking about this publicly. And we're both big fans. You know, she's a stylist. I do what I do. We love shining the light on things that people are not really talking about publicly.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“That's why I think it's really important. A couple principles came up for me. One is go slow to go fast. I should have done a better job of this, of like, let's talk about.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Was discussing with my attorney, and that attorney was negotiating with my wife's attorney, I had to compromise on things that I normally would not compromise on. And that, just to put it bluntly, like I haven't had to compromise financially in the last 25 years. So suddenly I'm like, what? What does this taste in my mouth? I haven't tasted this taste of compromise. Yeah, it's like, but”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“Me put it this way if at the point where you're sort of already thinking about like, let me engage all these divorce attorneys, which I don't even know if that works or not. I've heard it's a rumor, but like I feel like there's a larger problem going on there, a much larger problem. These lawyers are not stupid. They're all very good. They've seen it all. And the thing is to negotiate in good faith. You have to remember, you're not trying to get one over on your partner. You were just trying to get one over like a car dealer, you're trying to maximize it because it's a one time transaction. This is the partner you're going to be with for the rest of your life. So that actually necessitates a different way of negotiating. Like when I”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“I would say that I've spoken to a lot of different attorneys, both in getting married, but also as a CEO. And one of them told me something really interesting. They said that the people with the lawyers with the most interesting stories are criminal lawyers, of course. The second most interesting lawyer stories are workplace attorneys. I would be willing to bet that the third is divorce attorneys because the stories are just like out of this world. I didn't really approach it like that, to tell you the truth. I didn't plan on the marriage ending. I simply wanted to account for what might happen financially.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT
“About money, as opposed to, let's go through the numbers. The numbers are like the last part of these. I was going to say.”
2019-05-21 · The Tim Ferriss Show · #371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More · IDENTIFIED FROM THE TRANSCRIPT