← LEADERSHIP TERMINAL

UK PARLIAMENT · SITTING

Gareth Thomas

MP for Harrow West · Labour (Co-op) · United Kingdom

IN THEIR OWN WORDS

“It is a pleasure to follow the hon. Member for Tunbridge Wells (Mike Martin). Perhaps because of the time limit, he did not dwell on the dismal economic inheritance that the Government were left by the Conservatives, which we are still having to contend with—huge national debt, public services starved of investment, and dismal levels of p…”

House of Commons28 October 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

“I welcome, in particular, the Budget’s focus on the cost of living and the support for families with their energy bills. One of the most pressing long-term challenges that our country faces is how ambitious we want to be in resetting our relationship with our European allies.”

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“An “all or nothing” choice to go in or not would be even more irresponsible than the Cameroons’ failure to prepare for the possibility of exit a decade ago. So the reset must deliver more.”

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“The further investment announced for the British Business Bank is welcome, but it needs to drive a sustained expansion of community banks, or community development finance institutions.”

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“Why cannot the bigger co-operative businesses be allowed to offset some of their corporation tax liabilities if they invest in co-op development funds that help bloody minded co-operative entrepreneurs to bring the hopes and ambitions of their communities to life?”

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“Securing affordable finance to grow a small business remains significantly difficult for many firms. It is a sustained market failure, with a gap of up to £4 billion holding back growth, and it is particularly acute for businesses outside the south-east, and for women, disabled and ethnic minority entrepreneurs.”

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The complete record

6,916 lines on record for Gareth Thomas, in date order, each linked to its source. Free to read, without an account. Most recent 500 lines shown. Search to find more. Page 1 of 10.

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  1. “The further investment announced for the British Business Bank is welcome, but it needs to drive a sustained expansion of community banks, or community development finance institutions. They must build capacity jointly with big banks such as Santander, Barclays and HSBC, which invest in community banks in the US, but as yet not in the UK. There is a neglected sector of the business community that exists not to make a profit for shareholders but to serve a social purpose, and it is crucial to delivering sustainable growth in every postcode. Those co-operative and mutual businesses do not charge the highest prices and they often cannot secure traditional bank finance, but they exist to achieve social goals for the communities in which they operate.”

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  2. “Securing affordable finance to grow a small business remains significantly difficult for many firms. It is a sustained market failure, with a gap of up to £4 billion holding back growth, and it is particularly acute for businesses outside the south-east, and for women, disabled and ethnic minority entrepreneurs. That market failure is made even more acute by high-cost credit firms offering easy-to-get loans without real affordability checks or clarity on annual interest rates, and often those who broker such loans are not open about the commission they charge. This is the payday lending scandal over again, with entrepreneurs and small-business owners being exploited.”

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  3. “An “all or nothing” choice to go in or not would be even more irresponsible than the Cameroons’ failure to prepare for the possibility of exit a decade ago. So the reset must deliver more. Greater access to the single market, of the sort the Swiss have, and a uniquely British deal, but one recognisable to our allies in Europe, would bring substantial economic gains, albeit not the full benefits of rejoining. On some of the specific measures in the Budget, I welcome very much the focus on small businesses and the sensible measures that the Chancellor set out, but we need to go further: to offer better access to capital, to help small businesses find new export markets, and to explore offering tax relief to help SMEs hire those who are not in education, employment or training.”

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  4. “I welcome, in particular, the Budget’s focus on the cost of living and the support for families with their energy bills. One of the most pressing long-term challenges that our country faces is how ambitious we want to be in resetting our relationship with our European allies. Made in Europe is the canary in the coalmine—the warning that the more distant we get from Europe, the more vulnerable British jobs dependent on European export orders will become. In the European Union our voices would be louder, our reach would go further and our economic security would be more assured. I recognise that my constituents will want to know the costs as well as the benefits of rejoining, so I very much welcome the Government’s appetite to have that honest debate. This time, however, there should be a plan B.”

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  5. “It is a pleasure to follow the hon. Member for Tunbridge Wells (Mike Martin). Perhaps because of the time limit, he did not dwell on the dismal economic inheritance that the Government were left by the Conservatives, which we are still having to contend with—huge national debt, public services starved of investment, and dismal levels of productivity and growth. It is encouraging that we are the joint fastest-growing economy in the G7, according to the OECD; that the IMF has lauded this Government’s efforts to tackle the national debt; and that unemployment is down. But the Chancellor is right that, with the war between Iran and the US driving economic uncertainty and pushing up inflation, there is still much more to do to help family finances and tackle more of the long-term challenges our country faces.”

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  6. “Work is under way to plan further investment in other local medical centres, and more than £27 million has been given by the Government to invest in new special needs places across the borough. Vital funding for electrical and safety repairs has been invested at Rooks Heath high school, Whitefriars school, Nower Hill school, Bentley Wood high school, Hatch End high school and Earlsmead school. It is proof that this Government are delivering for the people of my constituency.”

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  7. “Why cannot the bigger co-operative businesses be allowed to offset some of their corporation tax liabilities if they invest in co-op development funds that help bloody minded co-operative entrepreneurs to bring the hopes and ambitions of their communities to life? Finally, I welcome the investment in public services in my constituency that the Budget locks in. New investment in primary care in Harrow, for example at Alexandra Avenue clinic, will unlock another 100,000 face-to-face appointments with a GP, nurse or other health professional. A new state-of-the-art GP surgery and, over time, a neighbourhood health centre is coming at the White House in Harrow College in central Harrow.”

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  8. “I absolutely agree with my hon. Friend, who makes an important point about the need to do more to expand credit unions. It is for such businesses, and the communities that would benefit from other co-operatives and mutuals, that Labour Members committed to put in place policies to double the size of the co-operative sector. We now need to see enacted the capital reforms drawn up by the Law Commission, which would unlock significant investment from capital markets, crucially without requiring a co-operative or mutual business to have to sell up and demutualise. We should look at using the corporate tax regime to encourage investment in those third sector businesses.”

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  9. “There is still, however, a lot more to do in helping our constituents to feel safe and secure in the key shopping districts serving my constituency. Many councils have their own enforcement officers, but those officers, such as the ones employed by Kingdom in Harrow, have no powers of arrest. They cannot issue criminal charges or on-the-spot fines. They do not have the same powers and are not seen to be as effective as police officers. I hope that the Minister will encourage local authorities such as Harrow to go the extra mile and use the significant uplift in funding from this Government to place some police officers directly in our communities. In the longer term, I would like to see some investment in Harrow’s police station—”

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  10. “Barking and Dagenham funds four police officers; Greenwich two; Hammersmith and Fulham three; Havering almost three; Islington two; Southwark three; Tower Hamlets 26; Westminster nine. Why does Harrow council not also fund police officers in a very direct way? I welcome the Government’s commitment to an extra 13,000 additional neighbourhood police. In my constituency, we are fortunate to have seen extra police in Wealdstone and effective neighbourhood police teams across the borough, who have helped to drive down shoplifting—although there is still more work to do on that—and tackle one or two of the key gang crime hotspots in my constituency. I welcome, too, the Met’s successful crackdown on mobile phone theft.”

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  11. “I congratulate the hon. Member for Chichester (Jess Brown-Fuller) in the usual way on securing this debate. I hope that she will not mind if I focus on the challenges around community policing in suburban areas of the greatest city in the world: London. I specifically ask the Minister to encourage councils in the suburbs of London to use their powers—the so-called section 92 powers—to directly fund police officers for the local community. A number of London councils are already doing so, and I struggle to understand why Harrow council, which serves my constituents some of the time well and some of the time not quite so well, is not funding police officers similarly.”

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  12. “I pay particular tribute to the south Harrow business community for coming together to raise funds to send to Nepal and help their friends begin to recover.”

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  13. “It is therefore surely incumbent on the UK, as a long-standing friend, to continue to engage with the Nepalese and the international community to find a solution to those financing challenges. Our relationship with Nepal extends well beyond development assistance; it encompasses the Gurkha service, which has been referenced already, cultural links, educational connections and a significant Nepalese diaspora in the UK. In Harrow, I have regular contact with the significant Nepalese community, notably with Raj Tripathi, who is an active member of the Nepalese community in south Harrow. I have attended community fundraising efforts, bringing residents together to raise money for those affected by the disaster.”

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  14. “Members have already referenced, the catastrophic floods of 26 August killed at least 1,455 people in Nepal, with more than 5,000 still missing, according to the latest figures. It was good to see the UK quickly announce £5 million in emergency humanitarian assistance, delivered through UN agencies, the Red Cross and local organisations. It was also good to see the Minister’s colleague, Baroness Winterton, visit Nepal quickly in the immediate aftermath of the disaster. It is worth referencing that Nepal’s estimated recovery and reconstruction requirements are approximately £5 billion, including measures to improve resilience against future disasters. On its own, Nepal will simply not have the scale of finances available to put the right measures in place.”

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  15. “I join others in praising my hon. Friend the Member for Reading Central (Matt Rodda) for securing this very helpful debate. Nepal is a country of remarkable people, soaring beauty and extraordinary fragility. Its people are brave and resilient, but also increasingly vulnerable. The poverty levels in Nepal are still shockingly high; more than 20% of the population live below the poverty line and, on the key human development indexes, Nepal ranks 146th out of 193 countries. I first visited Nepal at the end of its civil war—a conflict that killed more than 17,000 people and left more than 100,000 displaced. The scale and length of that conflict still leave a long tail, but now it is the grim reality of climate change that headlines the ongoing story of Nepal’s vulnerability and fragility. As other hon.”

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  16. “Although India and China should and could do more in that regard, given our historical role and our links to Nepal in the Commonwealth, we can surely do more to help Nepalese businesses to access trade opportunities in the UK. Will the Minister encourage his officials to explore options for a British-Nepalese investment conference to boost trade and explore opportunities for British businesses perhaps to invest more in Nepalese businesses in the UK? Lastly, I echo my hon. Friend the Member for Reading Central in asking for an update from the MOD about the issues affecting MOD pensions for a number of Gurkha veterans.”

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  17. “The UN has highlighted extensive damage to roads, power networks and water and sanitation systems, again underlining the importance of rebuilding infrastructure in ways that reduce vulnerability to future disasters. Infrastructure is usually the preserve of the multilateral banks in the international development system. We play a key role in funding the World Bank, the Asian Development Bank and others. It would be good to hear from the Minister in this debate, or by letter if that is not possible, what role Britain is playing to make sure that the World Bank and other bits of the multilateral system are stepping up their efforts in that regard. We must recognise that there is an ongoing responsibility to support Nepal’s development beyond just providing humanitarian aid and ideas. Nepal needs more trade and investment.”

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  18. “Scientific studies and World Weather Attribution analysis suggest that climate change likely contributed to the glacier retreat and permafrost thaw, increasing instability in the mountains, although researchers have suggested that it was not the sole cause of the collapse. Experts argue that the disaster highlights the need for stronger glacial monitoring going forward, further honing of early warning systems, hazard mapping and cross-border information sharing. They note that the current coverage of such systems in Nepal and across the Himalayan regions remains relatively limited. I feel the UK could certainly add value in sorting that out.”

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  19. “Britain has a long track record of an effective development operation. Given our links to Nepal, and given its needs, surely we have a particular responsibility to stay the course, working with China and India on efforts to raise the funds and see them used in the most effective way possible to support the recovery of those communities. The last time I visited Nepal, it was to look at development work that was just beginning to help manage the impact of climate change. I mention that because, at the UN General Assembly, Balendra Shah, Nepal’s Prime Minister, described the floods as “not just a local tragedy” but “a warning to the world”, and argued that climate change is destabilising the Himalayan ecosystem.”

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  20. “I pay tribute to my hon. Friend’s constituent and to her support for his fundraising efforts. The speed with which the British Nepalese community has responded to the disaster—raising funds and getting them back to friends and families in the affected communities—has been nothing other than impressive. In his speech, will the Minister dwell on how the international community will respond to the disaster going forward? Inevitably, when a humanitarian disaster strikes there is a lot of media attention, which helps to galvanise different parts of the international community. Sadly, it is often once the media attention moves on that the most important assistance is needed, to make sure that the long effort to rebuild communities and create more effective development assistance going forward is put in place.”

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  21. “One way we can further support the Metropolitan police is by allowing it to keep more of the proceeds from successful operations, such as recovering stolen funds hidden in bitcoin assets. I congratulate my hon. Friend the Minister on her elevation to the Front Bench, and urge her to go into battle with the Treasury to help the Metropolitan police use more of the funds it recovers for investment in local policing, police stations and so on. We also need to do more about what goes on online, which feeds criminal activity in our constituencies. Will the Minister update the House on the effectiveness, as she sees it, of the Online Safety Act 2023, and on what other work crime agencies are doing with Ofcom to crack down on online hatred?”

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  22. “Mayor of London Sadiq Khan has done a huge amount to try to redirect funding from other parts of his budget to minimise the impact of that cut. I also welcome the fact that the Government have delivered on their manifesto commitment to boost police funding more generally, so that an extra 3,000 police officers can be recruited across the country. We are seeing the benefit in Harrow, where there has been an increase in police numbers, but we are certainly not back to the level of policing that we had when the last Labour Government left office in 2010. I seek assurance from the Minister that we will never again see the scale of real-terms cuts to the Metropolitan police that my constituents had to endure between 2010 and 2014.”

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  23. “Local councils such as Harrow need to invest more in youth facilities that divert young people away from crime. Some of the CCTV projects in my constituency that Harrow council has turned down—in Wealdstone, south Harrow and central Harrow—should get funding. It is not clear to me that the council is investing in drug addiction services, tackling street homelessness or tackling poor performance by the owners of large blocks of flats to prevent antisocial behaviour. More Government scrutiny of the performance of local authorities in tackling antisocial behaviour at a local level would be timely, certainly in the case of Harrow council. The Metropolitan police saw a £1 billion real-terms funding cut between 2010 and 2014. That led to a marked drop in policing in my constituency and across London more widely.”

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  24. “In particular, in Harrow, we recently saw enforcement teams contracted out to an organisation called Kingdom. The responsibility for that contract was with Harrow council. There was widespread criticism of the way some of the staff employed by Kingdom tried to levy fines on a number of young people in south Harrow, in my constituency. The council could have taken much tougher action against Kingdom. It could have used some of the funding from the contract to pay for additional police officers, instead of contracting the work out to people who are far less well trained than the police. Even at this late stage, I hope that Harrow council will use some of the funding it is spending on the Kingdom contract to fund additional police officers.”

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  25. “I also want to suggest that the Metropolitan police does not get recognition across the whole of the UK for its hugely important work in tackling national and international crime, and that perhaps more recognition of that is required in the funding formula. Lastly, I want to dwell on the issue of online crime and the hatred that gets stirred up online, which can make the job of the police much more difficult. I am struck by the criticism that I have heard in my constituency about the police. So often when one gets into the issues that people are concerned about, they are actually the responsibility of other agencies locally and it is the police having to respond to the other agencies’ failure to take action that has led to the criticism of the police.”

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  26. “I congratulate my hon. Friend the Member for Pendle and Clitheroe (Jonathan Hinder) on securing the debate and on the way in which he approached the subject. I join him and my hon. Friend the Member for Middlesbrough South and East Cleveland (Luke Myer) in paying tribute to the police officers from the Cleveland force who lost their lives so tragically just recently. I want to raise two or three points on the question of confidence in the police and the role of Government. Too often, the police get criticised for the failings of other agencies and I want to talk about that issue in the particular context of my constituency in Harrow. As other Members have already alluded to, I also think that we need to keep the funding—in the case of Harrow, that is for the Metropolitan police—under very close scrutiny.”

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  27. “I appreciate my hon. Friend’s speech, particularly her reference to what happened at Kenton synagogue, which partly serves the people of Harrow. She referred to many of the physical manifestations of antisemitism. May I draw her attention to online antisemitism? We increasingly expect Ofcom to police the very worst of social media. Is it not time that we had some clear measures of success by which we can hold the Online Safety Act 2023 and Ofcom to account, so that if we still see no reduction in antisemitism online we can consider what further steps are necessary to crack down on that source of antisemitism?”

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  28. “T8. The catastrophic events in Nepal last week have had a profound impact on the significant Nepalese community in my constituency. As well as underlining the need for further, sustained effort to tackle climate change internationally, do not those events also underline the need for continuing aid to Nepal?”

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  29. “In its 2024 advisory opinion, the International Court of Justice concluded that Israel’s policies and practices in the Occupied Palestinian Territories are contrary to international law and stated that other countries, clearly including us, have obligations not to support or assist in the maintenance of the unlawful situation created by the settlements. A comprehensive ban on settlement trade would therefore be a practical and necessary step towards meeting those obligations and challenging continued settlement expansion.”

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  30. “This has dramatically reduced the land available for Palestinian housing, infrastructure and economic development. The World Bank has repeatedly highlighted how restrictions on Palestinian access to land undermine economic growth and development. Without meaningful action to curb settlement expansion, poverty will deepen in the west bank, and the prospects for peace will recede further still. Large areas of Palestinian agricultural land have been confiscated for the direct benefit of settlers. It is clear that this is not accidental or incidental, but a deliberate policy that enjoys the active support of the Israeli Government. Last September, Prime Minister Netanyahu stated, “there will be no Palestinian state”, while advancing the E1 settlement expansion plan, which would effectively split the west bank in two.”

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  31. “If we genuinely support a two-state solution, want to respect our obligations under international law and recognise our common humanity, then Britain must act. Palestinian children in the west bank are among those suffering most from the escalating levels of settler violence. According to UNICEF, 70 Palestinian children were killed in the west bank between January last year and May this year, which is roughly one child every week. The wider trend is equally alarming. According to the UN Office for the Co-ordination of Humanitarian Affairs, March this year saw the highest number of Palestinians injured in settler attacks for two decades. Illegal settlements now physically occupy nearly 10% of the west bank, while settlement regional councils exercise control over approximately 40% of the territory.”

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  32. “Like others, I congratulate my hon. Friend the Member for Sheffield Central (Abtisam Mohamed) on securing this this debate. Like her, I support a complete legal ban on all British trade with Israeli settlements in the occupied west bank. These settlements are illegal under international law, and Britain should not permit trade that helps to sustain or profit from activity that is clearly unlawful under international law. We have both a legal and a moral obligation to act. The settlements form part of a broader pattern of land confiscation, home demolitions, movement restrictions, settler violence and the denial of basic human rights. These policies are being actively encouraged by the Netanyahu Government and are intended, at least in part, to extinguish any realistic prospect of a future Palestinian state.”

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  33. “If my hon. Friend will forgive me, I will not, just because of time. Britain would not be acting alone. Spain has already introduced a ban, while Ireland, Belgium and the Netherlands have either committed to or are advancing similar measures. If they are willing to act, why are we not? Others have already identified the fact that there is a comparable restriction on goods originating from illegally occupied Crimea and other Russian-occupied territories in Ukraine, so the principle of a ban is neither novel nor unprecedented, and, with the appropriate care and consultation, could take place here in the UK. We have the means to act and the responsibility to do so. A ban on trade with illegal settlements is both justified and overdue.”

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  34. “My hon. Friend is about to come on to property managing agents. May I add to the experiences heard by her Committee the experiences of constituents in my communities? Probably one third of the casework that I deal with relates to the poor performance of property managing agents. Does she agree that many leaseholders face real difficulty in getting proper recourse? A much tougher regime than the one currently in place, involving the property ombudsman and the property redress scheme, is urgently needed if leaseholders are to have genuine hope that their concerns about managing agents will be taken seriously.”

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  35. “Given what my right hon. Friend has rightly said about the disastrous deal negotiated by the Conservatives once we left the EU, when the next UK-EU summit does eventually happen, will it not be time— after we have successfully concluded discussions on the priorities of the UK-EU reset—to discuss the opportunity, costs and benefits for more key parts of our economy of rejoining the single market?”

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  36. “I apologise for interrupting the flow of my hon. Friend’s speech. Linked to her point about the armed forces covenant, she may be aware that one way in which the United States supports its military personnel is through encouraging membership of the world’s biggest credit union, Navy Federal. As she will know, we have military credit unions here in the UK, but more could be done to raise awareness among military personnel of the benefits of helping recruits to manage their finances both during military life and afterwards in civilian life. Does she share my view that it would be good to hear from Ministers what more they are planning to do to help raise awareness of the military credit unions?”

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  37. “Further security and defence co-operation, increased business mobility, mutual recognition agreements to remove duplicate product testing and certification to make it easier for businesses to sell British goods in European markets would make a significant difference for businesses here, for our economy and ultimately for living standards.”

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  38. “The decision to rejoin Erasmus and the coming deal on youth mobility are positive, too. A referendum in my lifetime on whether to rejoin the EU feels inevitable, and if it happens, I will be very tempted to campaign to rejoin. We are, though, a long way from such a moment. The priority, with the next UK-EU summit coming up, should be to reach agreement for a full renegotiation of the trade and co-operation agreement and to secure greater access to the single market, which would be far more beneficial than mere customs union membership. The recently concluded EU-Swiss trade deal offers a helpful pointer, with much more integration into the single market for more sectors of Switzerland’s similarly service-based economy.”

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  39. “There are two long-term changes that I believe are key to delivering sustained higher living standards, particularly for my constituents. The first will be to secure far better access to Europe’s single market; the second will be to secure far better access to finance for small businesses and the financially vulnerable. On Europe, I particularly welcome the European partnership Bill in this Gracious Speech as the next step towards a closer relationship with Europe. With the US increasingly unreliable as an ally and with the economic damage from Brexit ever clearer, Britain needs to prioritise negotiating a dramatically better trade, defence and security deal with the EU. The imminent deal lowering barriers to trade in food will reduce red tape and lower business costs.”

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  40. “It is worth remembering what the Leader of the Opposition is clearly trying to forget: after 14 years of austerity, and after the Conservatives and their friends in Reform led us out of the world’s biggest market, doing huge economic damage, our public services are still in need of sustained investment. In that regard, I share my constituents’ impatience for change. I welcome the determination in the Gracious Speech to continue to reform the leasehold system, for example to make service charges more transparent, fairer and easier to challenge. I welcome the plans to abolish NHS England, to fund more investment in expanding GP services and to bring down waiting lists and waiting times in hospitals such as Northwick Park, which serves my constituents. I welcome, too, the overdue crackdown on late payments by big firms to small businesses.”

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  41. “She is an inspiration, and I suspect I am not the only Member to feel that it is an honour to be in the same party as her. My hon. Friend the Member for Harlow (Chris Vince), who is without doubt a rising star in our ranks, made me jealous with his marathon-running skills. If hon. Members will forgive me, I will not dwell on his love letter to Harlow, but I will dwell a little bit on our shared commitment to co-operation. Together with other members of the Co-operative parliamentary party, I hope we will see progress on delivering solutions to the need for capital so that more co-operatives can expand in our country over the time covered by this King’s Speech. The biggest challenge facing our country remains how to put more money in people's pockets and drive up living standards at a time of ever-increasing global tensions.”

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  42. “I should say at the outset how much I welcome the opening remarks of my right hon. Friend the Prime Minister about antisemitism. Kenton United Synagogue and Golders Green sit very close to my constituency. The attacks were shocking and appalling; I welcome the Government’s determination to crack down on online hatred and antisemitism, and I take this opportunity to commend the courage and skill of the police officers who responded. One of the many important points that my hon. Friend the Member for Bradford West (Naz Shah) made in her excellent and humorous speech was the need for those of all faiths—and indeed those of no faith—to stand together against hatred. That point will resonate particularly in a constituency such as mine. My hon. Friend gave a brilliant speech.”

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  43. “Action to clamp down on goods coming into the UK from illegal settlements and to further sanction violent settlers is needed. Lastly, 80 years since the founding meeting took place just across from where this House meets, a renewed commitment to the United Nations has never been more necessary. For all its failings—and there have been many—it remains our best route for addressing conflicts, for tackling global health threats, for promoting the rights of all, for delivering humanitarian aid and for championing the interests of the world’s most vulnerable. With our coming G20 and G7 presidencies, we are in a unique position to support the current UN Secretary-General as he seeks to rethink and reaffirm the UN’s role for the world we are in now. I hope that we will support him in those efforts.”

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  44. “Almost every school has been destroyed or severely damaged, and 96% of households lack adequate access to water. Over 1 million children are facing a catastrophic humanitarian crisis, which I suggest demands fresh and sustained UK engagement. I strongly supported the Government’s decision last year to recognise the state of Palestine to protect the viability of a two-state solution and create a path towards a lasting peace for the Israeli and Palestinian people. Distant as that prospect may seem, in my view it remains the only path to a sustainable peace for the Palestinians and Israelis alike. The UN documented more than 1,800 settler attacks last year in the west bank—the highest on record and clearly part of a sustained campaign to reduce the possibility of a viable Palestinian state.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  45. “Proactive efforts to help credit unions expand through employers, particularly those in the public sector, offering payroll deduction options would help too. The biggest banks should actively help support the expansion of community banks; one or two do, but they need sustained private capital investment. Barclays, Santander and HSBC invest in community development finance institutions or community banks in the US, but they do not here in the UK. That should change. Let me turn to the international situation. I welcome the Government’s continuing support for Ukraine, the decision to stay out of the illegal conflict with Iran and the strong support for NATO. The situation in Gaza remains profoundly disturbing. Every child under five in Gaza is considered undernourished by UNICEF and other aid agencies.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  46. “Many suggestions for how to deliver growth are currently doing the rounds, but the scale of the impact of more investment in mutual or community banks, as this serious research suggests, raises the obvious question of what more we could achieve in this area during this Parliament by expanding the reach and scale of mutual banks, building more direct and personal relationships with more small and medium-sized businesses, offering more affordable credit options for personal customers, and creating a greater willingness to back hard-headed community ownership initiatives that help to restore pride in the places where we live. Fair banking legislation—similar to that in the US—would help.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  47. “The research—it is academic research—looks at the impact of mutual banks in France, state-run German regional banks and community development finance institutions in the US, and considers how much more lending would happen if the UK had a somewhat less centralised banking model than we have now.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  48. “Money is being taken from the pockets of the poorest, and economic growth is being stifled. This is an entrenched but fixable market failure, which I hope the coming enhancing financial services Bill may begin to address. Research published in January by the National Institute of Economic and Social Research, funded by the Treasury and the Department for Business and Trade, made the striking conclusion that if Britain had a network of mutual banks that had stronger direct relationships with their small business owners, growth would be higher by between 1% and more than 2% over its first five years, rising to between 1.7% and 3.5% over the long term. It noted, too, that investment would be almost 2% to 3.5% higher in the first five years, rising to between 2% and almost 4.5% higher in the long run.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  49. “The one thing I would agree with the hon. Gentleman on is that we need a closer relationship. It is this Government who have sought to rebuild relations with Europe, and they are doing so increasingly effectively. On the need to open up opportunities for more co-operation with Europe, I recognise that we will have to pay to access the single market more easily, but given the damage to our economy, the higher costs and the extra bureaucracy that the poorly negotiated Brexit deal brought in its wake, we should be willing to negotiate that hard bargain. The second long-term issue that we should focus on as necessary to deliver sustained higher living standards is banking. Millions of people and thousands of small businesses are locked out of affordable credit and forced into high-cost or illegal lending.”

    House of Commons13 May 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗

  50. “In Harrow, getting a free car parking space is often critical to whether someone can access vital public services, and it is crucial for local businesses, too. My right hon. Friend will therefore understand my constituents’ frustration that Conservative-run Harrow council has axed free weekend and evening parking in North Harrow, Harrow town centre and Wealdstone. With Harrow Labour determined to reverse that, may we have a debate on the guidance that Ministers might offer councils on the importance of listening to residents’ and businesses’ concerns about access to free parking?”

    House of Commons23 April 2026Contains Parliamentary information licensed under the Open Parliament Licence v3.0Source ↗