Kit Malthouse
MP for North West Hampshire · Conservative · United Kingdom
“We have heard time and time again that the situation that thousands of our constituents live with every single day is so horrific and appalling that even the best palliative care cannot alleviate their pain. I urge colleagues to consider what their vote may mean today.”
“I will not. Some of those Members had just a few months before been specifically rejected by the electorate and replaced in this House by others, and I am afraid that they cannot be trusted not to do the same thing again. I grant my right hon.”
“The Health and Social Care Committee of the House of Lords found that in territories that have assisted dying, palliative care generally improves, because people become less afraid of talking about death.”
“One of the most affecting people I have met over the last 11 years of campaigning on this issue is Warwick Jackson, who came to our party conference a couple of years ago. Warwick’s wife, Ann, was diagnosed with terminal peritoneal cancer. She basically knew that she was going to die a slow, suffocating death at the end.”
“I respect my right hon. and learned Friend’s expertise in this matter, but, as he has already heard on the Floor of the House, it is perfectly possible for this House to suggest amendments, negotiate them with the promoters of the Bill, place them against the legislation in the House of Lords and then have them come back to this House for…”
“As co-sponsor of the Bill once again, I am acutely conscious that there is more at stake today than merely the fate of those who are facing their end, because the conduct of the other place means that our democracy is also on trial today.”
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“Proposed they may be, but the point is whether they will make it through the inspection procedure. It still remains the right of the Secretary of State, of course, to call in proposals where they are of national importance. There are particular safeguards. I would point to the fact that the decisions are made by local democratically elected politicians. The hon. Lady raised an issue about engagement and the decisions that are made. I urge her to take that up with her confrères and colleagues on the councils concerned. She should be raising her concerns with them as well, as I hope and assume she has. She asked about local housing need. A further consideration to green-belt policy is the calculation of local housing need.”
“In conclusion, if approved, the draft regulations will allow newly established town development corporations to be overseen by local authorities, via further statutory instruments laid under the affirmative procedure. In short, the draft regulations support locally led ambitions for high-quality new development at scale. They provide an important lever for delivering the transformational housing growth we need, while ensuring that surrounding existing communities can also benefit through well-planned infrastructure and community amenities.”
“Moreover, although the draft regulations provide the mechanism for a locally led new town development corporation to be set up, they do not enable Government to simply do so at the behest of a local authority or group of local authorities. If, as we hope and expect, local authorities consider a locally led new town development corporation to be the right vehicle, we will need to undertake a public consultation, and only if we consider designating the particular new town to be expedient in the national interest would we lay a statutory instrument to that effect. It is also important to note that Parliament will have an opportunity to scrutinise each proposal for the designation of a new town, because a statutory instrument designating a new town must be debated in both Houses.”
“Some functions, such as the confirmation of compulsory purchase orders, will remain with the Secretary of State, and it will, of course, continue to be the Secretary of State who will lay the regulations that designate new towns and establish and dissolve new town development corporations. Some provisions, such as those relating to audit and accounts and planning, have required amendment to make them work in a context where the development corporation answers not to central Government but to local councils. I emphasise that the draft regulations do not change the powers of new town development corporations; they simply localise oversight of the development corporation.”
“Section 16 of the Neighbourhood Planning Act 2017 enables that to happen by providing a regulation-making power to set out the necessary detail to make it work in practice. The draft regulations effect a simple principle: the transfer of functions relating to the oversight of a new town development corporation from the Secretary of State to the local authority or authorities covering the area of the new town. As the length of the draft regulations testifies, in practice that process is not as straightforward as replacing the words “Secretary of State” with the words “local authority” in the New Towns Act 1981.”
“Where there are complex delivery and co-ordination challenges, we consider that new town development corporations may be the right vehicles for driving forward high-quality new communities at scale. With a statutory objective to secure the laying out and development of the new town and their own suite of powers, they should have the focus and heft to get things done. In line with our locally led approach to new garden towns and villages, we think it is right to provide the option for new town development corporations to be overseen not by the Secretary of State but by the local authorities covering the area for the new town. Our housing White Paper, “Fixing our broken housing market”, published in February 2017, therefore committed the Government to legislating to allow locally led new town development corporations to be set up.”
“I beg to move, That the Committee has considered the draft New Towns Act 1981 (Local Authority Oversight) Regulations 2018. It is a pleasure to serve under your chairmanship, Mr Sharma. The draft regulations were laid before this House on Monday 4 June 2018. If approved, they will allow for the establishment of new locally led town development corporations to be overseen by the local authorities covering the area designated for the new town. Currently, any newly created town development corporation is overseen by the Secretary of State for Housing, Communities and Local Government. The Government are committed to helping fix the broken housing market and close the gap in getting towards building 300,000 homes a year. Garden towns and villages are a key part of that, and we want them to have every lever at their disposal.”
“We do not want to see undue delay where there is an accepted view among local democratically elected representatives that this is what they want to do. If a robust plan has been developed, it should proceed.”
“The Secretary of State will look carefully at the robustness of the plans, particularly around some of the elements that were mentioned—community involvement, plans for the legacy, ongoing stewardship of the development corporation—and at their financial viability and deliverability before he or she, whoever the Secretary of State is, tables the regulation for the establishment of the development corporation. The House will then get a chance through the affirmative procedure to make known its own views about the likely success of the corporation being established. As far as we can see, that seems a sensible, non-bureaucratic—as lightly bureaucratic as we can get it—process to get these things established. I am sure the hon. Lady agrees with me that the housing need in this country is extremely pressing.”
“Although we encourage local authorities to ensure that local representation is embedded in the governance structure, the responsibility for that governance will fall to local, democratically elected politicians. An element of improved direct local oversight and local voices in the organisation will come about because of the draft regulations. On the public inquiry, we want to make sure that the development corporations can be established as quickly and unbureaucratically as possible. There will be an up-front assessment process.”
“It is certainly the case that we would expect to be part of the ongoing dialogue that will take place beyond the establishment of the development corporation. The hon. Lady has my commitment that that would be the case, and I hope that of my successors whenever they may come—hopefully not for a long time. We have made a significant financial commitment, as she knows, of £22 million, with £7 million available this year. We have other pots of money, in particular for infrastructure. She knows that there is a £5 billion pot is available in the housing infrastructure fund to enable and accelerate development where appropriate. On appointments, it is worth bearing in mind that we are increasing local democratic oversight.”
“It is a great pleasure on my first outing as Minister in a Delegated Legislation Committee to preside over a break-out of cross-party consensus. Obviously, great minds think alike on local control. I am pleased that the hon. Lady has seen the importance of having local control over some of the drivers of new towns and how that it is likely to inject an element of dynamism into the proposals. She has raised a number of questions; if I do not get to them all, I am more than happy to write to her and clarify. On support, there is a coincidence of interest between the Government and a group of local authorities that promote the new garden town to get the thing off the ground and get it built as quickly as possible.”
“We have debated regulations that will enable local areas to use the New Towns Act 1981—previously the preserve of central Government—to create their own locally led new town development corporations. This will give local authorities a powerful and effective tool for driving forward high quality new garden communities at scale. It is a game-changing move that puts local areas in the driving seat of developing new towns. We are really very excited—certainly I am, having campaigned on these issues in the past—to see how the measure will be picked up and used to deliver exemplary new settlements. I again commend the draft regulations to the Committee. Question put and agreed to.”
“We will look at things on a case-by-case basis, but the whole point of the regulations is to make local voices louder. Local authorities—people who have been elected by local people—are the progenitors of the idea. The hon. Lady raised issues about affordable housing, climate change and all that kind of stuff. We should not forget that the planners will be intrinsically involved. While the development corporation is able to master-plan and make proposals, the local planners will ultimately make decisions about those kinds of issues. The local voice will be very strong in these organisations. They will serve the areas they are designated in much better than they have done thus far. I am happy to elucidate further if the hon. Lady wishes. If she has specific questions, she can drop me a line and I will be happy to respond.”
“The best way to help people financially is to help them into work, and universal credit will get 200,000 more people into work. Our recent survey evidence shows that people on UC and in work had an average increase in reported earnings of £600 a year. There was also an 8% fall in the number of people on incomes of £10,000 a year or less.”
“As my right hon. Friend the Secretary of State said earlier, the close and constructive relationship between work coaches and their clients should enable them as a team to get through any hardship that arises. The hon. Lady is attempting to build a career on bashing universal credit, but she never does so in context. We have chosen to fight poverty in a different way. We have chosen to fight it with work rather than with welfare. She never points out that, under the last Labour Government, the number of households where no one worked almost doubled.”
“My hon. Friend is exactly right. I was pleased to be able to sit with him in a meeting with some of his third sector organisations, including his local food bank, his citizens advice bureau and his local refuge, to try to scotch some of the mythology that has been created around universal credit. Wherever universal credit has been in place for some time, it receives universal praise from work coaches on the frontline and very high satisfaction levels from the people who are using it.”
“Universal credit supports parents into work through better incentives, and through simplifying and smoothing their transition into the workplace—with UC work will always pay. Furthermore, the Government now provide more support than ever before to help parents with the costs of childcare; under UC people can now claim 85% of their costs, which compares with 70% under tax credits.”
“It will not surprise Members to know that I am more than happy to celebrate the results of that research and to thank my hon. Friend for the work she does in her constituency in promoting this, not least in being a champion for Manchester airport, where thousands of her constituents work, and where there is a strong capacity for growth and yet more jobs.”
“My hon. Friend has absolutely put his finger on the button. As I said in an earlier answer, in this country we have tried fighting poverty with welfare in the past and failed. The Labour Government spent some £150 billion on tax credits and hardly moved the poverty indicators at all. We have chosen the route of work as the way to human dignity, prosperity and control for people and their families. I celebrate with him the success of the entire country, and not least his constituency.”
“We are indeed delivering for families. I know it is a joy to many in this House to hear a voice of optimism from Southport at last, from a new Member who works closely with his local business community, recommending that its prosperity lies at the heart of that of many of his constituents. We know that outcomes for children, in particular, are significantly improved if the adults in the household are working and that children in workless families are more than twice as likely to fail to achieve at school.”
“As the hon. Gentleman knows, there are no cash losers from this policy: anybody who has an existing third child will continue to retain their support, and that will be preserved as they transition on to UC; we will continue to pay child benefit, no matter the number of children; and of course there will be significant childcare assistance for those who move on to UC.”
“The whole point of the new constructive relationship between work coaches and their clients is that they are able to take people’s personal circumstances into account, particularly in respect of children and childcare responsibilities. If sanctions are required, they are at all times reasonable and commensurate with the person’s circumstances. The enormous assistance that we are giving for childcare should hopefully overcome any barriers, but if the hon. Gentleman has constituency cases that he would like to bring to my attention, I would be more than happy to look at them.”
“I am more than happy to meet the hon. Gentleman and his constituent to discuss that particular issue. He will be aware that earlier this year the Government consulted on changes to the rules about child maintenance, including a power to impute an income from assets of 8.5%, and we hope to publish the conclusions from that consultation shortly.”
“I pay tribute to my hon. Friend’s work in this area. She was instrumental in securing a £39 million commitment from the previous Prime Minister towards this area of work. She knows that we are in the process of going through a procurement process for a new parental conflict programme, of which face-to-face therapy forms about 25%. We have recently published a timetable for the procurement process. I would be more than happy to meet her and the organisations to talk about what we can do to help.”
“The proportion of people in absolute poverty is now at a record low, with 1 million fewer people and 300,000 fewer children in absolute poverty since 2010. I cannot at this moment recall the number of households, but I will write to my hon. Friend with that number.”
“Universal credit continues to support victims of domestic violence through a range of measures, including special conditions for temporary accommodation, conditionality easements and same-day advances. Work coaches will also signpost domestic violence victims to expert third-party support.”
“Much more important than split payments is our ability to detect and support the victims of domestic violence on the frontline.”
“As the hon. Gentleman knows, there have been several debates on split payments, not least the Westminster Hall debate last week. The Scottish Government have of course mandated—and I think legislated for—the introduction of split payments. We are going to work with them to make that happen and we will see how it goes. The issue of mandatory split payments does, though, raise much more complexity than I think the hon. Gentleman might at first realise. There are questions about what the split should be if one person is not working and the other person is, or if one person pays more of the household bills than the other. There are lots of questions about whether people who are mandated to have split payments are able to opt out of them and, if so, whether they are doing so under duress.”
“Not at the moment, no. We have committed to enabling the introduction of split payments in Scotland, if it does indeed proceed. Work and discussions about split payments with the Scottish Government are ongoing, and I think the full truth of the complexity and the side effects of split payments is now dawning, so we shall see whether it proceeds. If it does, we will review it. As I said, I will keep an open mind about split payments and we will see what transpires in future.”
“I do not, no. We are making sure that work coaches at the frontline are able to offer and manually introduce a split payment when it is appropriate. The one thing that all of us who have been involved in work on domestic violence know is that it is critical that the victim is in control—that they have control of their own destiny and make decisions about what is in their best interests. If a split payment is appropriate, we will provide it.”
“I have to confess that I am not across the detail of that particular case, but if the hon. Gentleman would like to meet me to discuss it, I would be more than happy to do so.”
“I completely agree. It sounds like a wonderful initiative and event. I certainly hope that our locally based work coaches were involved in that event so that they could give the extensive assistance that we are now able to provide to all those seeking work.”
“At the moment, no one needs to make a specific declaration; we can signpost people to, and assist them in getting, the support they need in those circumstances. We are obviously very keen to hear from third-party organisations working with women subject to that appalling situation to make sure they get the support they need.”
“As I have said in the past, we keep all our policies under constant review. I would say to the hon. Gentleman that one of the fundamental tenets of welfare reform is that the world of welfare should reflect the world of work and that people on welfare should have to take the same decisions as those who are in work, and that includes making decisions about the number of children they may or may not have. It is worth explaining that there are no current losers from the policy, but only people in contemplation. On the particular issue of those who have children and what the hon. Gentleman calls the rape clause, we are trying to be as sensitive as we possibly can. I have made the offer to his SNP colleague, the hon. Member for Glasgow Central (Alison Thewliss), to meet her if she has ideas about a better way to handle it.”
“Let us be clear: Serco is not administering the loan. It was contracted only to provide information to individuals.”
“On a day-to-day basis, the payments will still be made at exactly the same rate, with the same frequency, in the same way and with the same purpose of maintaining people in their own homes. Let me cover some of the issues that the hon. Lady raises. On numbers, there is a significant acceleration in the number of people deciding either way. The bulk of people have now made a decision in principle. Large numbers of people are now in payment of the new support for their houses and quite a lot of people are in the process of getting through the system. The numbers are looking better and better. We expect to be on timetable for the transition to be complete later this year. We will publish statistics on SMI on a regular basis to keep the House updated. Secondly, the hon. Lady raised Serco’s involvement.”
“Lady says, to ensure that they did not go into the private rental sector or lose their homes because of temporary unemployment. Back in 1948, this was meant to be something temporary for a few months or perhaps a couple of years, not the 20 years for which some people have been on it. It was decided—we have carried this out in the execution of the scheme—that there should be as little disruption as possible to the recipients of these payments in the reformed new system. On a day-to-day basis, recipients of support for mortgage interest should see no difference between the old and new scheme. The only difference is that when the property is sold or transferred at the end, perhaps even after the owners of the house have died, the amount of accumulated loan is recovered from that property. That is the only difference.”
“In the intervening decades, the housing market has changed significantly, yet this part of the benefits system remained unreformed and unchanged to reflect the reality we now face. Back in 2015, when the reform was announced in the Budget, it was deemed to be appropriate and fair to reform the system to reflect the fact that there had been significant changes in the housing market and, as the hon. Lady outlined, to transfer this payment from a welfare payment in the benefits system to a loan. It was also decided that from a cosmetic point of view, as far as possible, there should be no change in how people see the scheme operate. It was recognised that the original scheme was designed to maintain people in their own homes and, exactly as the hon.”
“It is a pleasure to serve under your chairmanship, Mr Hollobone. I am pleased that the hon. Member for Lanark and Hamilton East (Angela Crawley) has raised the question of support for mortgage interest and I congratulate her on securing the debate. However, she seems to have developed a number of misapprehensions about the scheme, how it operates, and, in particular, how the system works. It is worth restating the principles behind the change in the policy. Back in 1948 when the policy was introduced, the housing market was a different place and mortgage products were a different thing. In those days, it was unheard of for people to take mortgages into retirement, there was no such thing as an interest-only mortgage and the average house price was about £1,700.”
“Thank you, Mr Hollobone. I was going through a number of the issues that the hon. Member for Lanark and Hamilton East raised about support for mortgage interest, and I had reached the involvement of Serco, about which she raised concerns. Let me be clear: Serco does not administer the loan scheme. Serco was contracted merely to provide some of the initial information about the scheme—the initial correspondence, the follow-up phone calls to give people information about it, and the booklet to inform people how it works.”
“We signpost people to the Money Advice Service or Citizens Advice if they need any kind of financial advice, because neither Serco nor the Department for Work and Pensions can offer such advice. As I said, there is a communication phase, which Serco handles, and the execution and administration of the loan is done entirely by DWP operations.”
“I do not accept that there has been a lack of communication. If anything, we have over-communicated about the scheme. We went out of our way as a Department to ensure that literally hundreds of thousands of letters were sent and hundreds of thousands of telephone calls were made. We are still trying to contact some people, given the lack of clarity about the data we need to make those contacts. We are taking this in a very steady and sensible way. Everyone is given plenty of time to make a decision—everyone is given up to six weeks from the loan offer to decide whether they want the loan. Once the loan documents are issued and sent off and a loan offer is made, people get six weeks to make a decision.”
“I do not accept that sending people to Citizens Advice or the Money Advice Service for advice is irresponsible. That is exactly what those organisations are there to do, and they do it very well on a daily basis. Do not forget that the six weeks are from the loan offer—the point at which someone says in principle that they would like to have a loan. They then have six weeks in which to decide, execute the documents and send them back. There is a whole period before that in which people gather information and discuss the matter with their financial advisers and, indeed, with Serco if they need more information on which to make a decision. Do not forget that the communication process started in July last year, so it has been ongoing for quite a while, and tens of thousands of people have successfully made a decision either way.”
“I stress that this change is about increasing sustainability and fairness, balancing the interests of the taxpayer against those of someone who is in extremis and needs assistance but nevertheless is in ownership of what could be a very valuable capital asset. In other parts of the benefit system, we do not necessarily allow people to accumulate capital assets. If someone applies for housing benefit, we look at their assets and if they have between £6,000 and £16,000 in cash in the bank, whatever it is that affects it. SMI is specifically about protecting people’s homes and ensuring that they are maintained in those homes for the long term.”
“We are hearing anecdotally that people are either managing to make the rest of their mortgage payments or turning to family for assistance. However, if in three or four months’ time they do not think it is manageable, they think they have got themselves into trouble or they are in arrears on their mortgage because they have not been able to make payments, it is open to them to come back to us and reapply for SMI. If they are in trouble, we will be perfectly willing to backdate that to the date of change for them, to 6 or 7 April, to clear their arrears and ensure that we do not put anyone in a difficult position.”
“They can stay in that home for as long as they like—for the rest of their natural life. The only change for them is if they sell that house or it is inherited by someone following their death and there is any equity in the house, the accumulated loan will be recovered from the proceeds. If there is no equity, we write the loan off. Do not forget that it is a very low-cost loan: the interest we charge is the same as that charged to the Government on their debt. It is in statute that it is a low-rate loan. We recognise that this is a disruption and change for people, but as we take the scheme forward we will try to make it as painless as possible. We expect that a number of people will decide not to take the loan but to try to go it on their own, making their own mortgage payments.”
“We have taken particular care over those who are vulnerable and those who might not have the mental capacity to make financial decisions on their own. In those cases, the timeframe for execution, resolution and transition has been significantly extended. We are working with people either who we know are vulnerable or who were identified during the process as vulnerable to ensure that they have an appointed financial adviser, deputy or whatever it might be to make those financial decisions for them. That process is much longer; we are able to extend it to be pretty much as long as they need to make the position clear. The hon. Lady raised a particular constituency case. I urge her to reassure her constituents that the new scheme is designed to maintain them in their home. On a day-to-day basis they will see absolutely no change whatsoever.”
“No, people do not receive correspondence prior to the Serco letter. An initial letter and an information booklet are sent out by Serco to warm them up to the change that is coming, and there is then a variety of follow-up information. Once someone has had all the information and thinks they are in a position to make a decision, they are in effect handed over to the operations people in the Department, who proceed to execute the loan—or otherwise—and load them on to the system for payment. As I said, tens of thousands of people have successfully made the transition, and many people are now receiving payment of the new support for mortgage interest. I want to move on to a couple of other issues. The hon. Member for Lanark and Hamilton East mentioned vulnerable recipients.”
“If they take the loan, we will do our best to support them to stay in their home for the foreseeable future. Question put and agreed to.”