Barry Gardiner
MP for Brent West · Labour · United Kingdom
“Sir Desmond, imagine that the top brains in the country’s security and intelligence community produced a report that told you how to save the world. You would want to see it, right? Well, the report we are discussing is not about how to save the world; it is about what happens if we do not.”
“The nuclear threat will rise as clashes between nuclear powers become more frequent. Those are the cold assessments of the Joint Intelligence Committee. The Government were right to think that those assessments might scare people—they scare me—but they were wrong to think that they could hide them from the public.”
“The Minister will know that the grant structure on which UKRI is based gives out grants for a maximum of three to five years. Very few are for five years—most are for three years or under—yet the sort of long-term scientific development that my hon.”
“My hon. Friend is making a superb case for the importance of funding for her deep earth facility. I had the privilege of going to the National Oceanography Centre’s deep oceans facility, and the innovative science there on carbon sequestration is superb.”
“The Prime Minister has spoken powerfully about the devolution of power and giving back control. Will he therefore ensure that the proposals for commonhold and leasehold reform, for which 5 million leaseholders in this country are waiting with bated breath, do give that power and control back to those people, through the right to enfranchi…”
“We know how much land there is in the UK, and we know the extent of our inland waters and seas, so we can know how much we have to do to protect them, as we are required to do by target 3 of the global biodiversity framework.”
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Every one of 5,406 lines we hold for Barry Gardiner, in date order, each linked to its source. Free to read, in full, without an account. Page 55 of 109.
“I rise again to speak briefly to this amendment. It is not unusual for Bills passing through this place to include Wales in their jurisdiction. My understanding is that Wales is included in the Bill for technical reasons. The Animals Act 1971, which the Bill amends, extends to both countries, and any Bill that amends that Act needs to apply its provisions to both countries. However, because the Welsh Assembly has legislated for fly-grazing separately in the Control of Horses (Wales) Act 2014, the provisions of this Bill will in effect apply only to England. The 1971 Act does not apply to either Scotland or Northern Ireland, so they do not need to be included in the Bill. I would be grateful if the Minister reassured the House that the provisions in the Bill will apply in effect only to England.”
“On that note, I shall conclude as I do not want to jeopardise the progress of this important Bill.”
“We also welcome the Government’s U-turn on the inclusion of private land; one can only speculate about why private land was not included from the start, but I acknowledge that the problem has been resolved and the Opposition are thankful for that. We have been consistent in our approach to this legislation and have co-operated fully with the Government because we recognise its importance. We want the Bill to complete its Commons stages and progress to the other place—if it fails to reach the statute book, that will not be because we have stood in its way. However, if the Bill does fail, I assure the House that, if we form the next Government, we will be determined to introduce measures that ease the burden imposed on communities and local authorities by illegal fly-grazers.”
“The problem is also expensive; the RSPCA alone spends in the region of £2.95 million a year on horses that it has taken into care. That figure excludes the veterinary costs. Many of the animals illegally fly-grazed are still not cared for and often in very poor health. The Opposition are convinced that it is vital that the issue be dealt with—not just to help communities plagued by the problem, but because we need to tackle the welfare issues arising from the illegal activity, as the hon. Gentleman suggested. As an Opposition, we have for some time been calling on the Government to act on this issue and we are pleased that the Bill is making progress through its legislative stages.”
“Gentleman’s constituency. Although it is important to stress that there are many good horse and pony owners who behave responsibly, a minority do not care about animal welfare and frequently put the welfare of their horses and ponies at risk by dumping them on other people’s land, allowing damage and other dangers to occur as a result of their irresponsible actions. There is no doubt that irresponsible breeding and a significant drop in the value of horses has provided an inauspicious context to the development of the fly-grazing problem. The issue is also not helped by the complexity of outdated legislation, which allowed unscrupulous owners to dance around the authorities and enforcement agencies, often at great expense to taxpayers.”
“I, too, heartily congratulate the hon. Member for York Outer (Julian Sturdy). This is an important Bill for many people in this country concerning a matter that needed to be tackled and required attention. The serious issue of horses illegally grazing has vexed many individuals and organisations for a long time and has been getting worse year by year. I hope that the passage of this Bill will ensure that those problems are brought to an end for many people. Recently, the RSPCA, the Blue Cross, World Horse Welfare, HorseWorld, the British Horse Society and Redwings produced a damning report that has informed much of the thinking on this Bill. That report, “Left on the verge: In the grip of a horse crisis in England and Wales” catalogued appalling neglect and animal welfare abuses all over the country, including in the hon.”
“The hon. Gentleman must know only too well that the Chinese have in fact said that their emissions will peak no later than 2030, with the expectation that they may well peak earlier. In relation to the carbon footprint of China, they are operating at a far lower per capita level than we are.”
“I would never accuse the hon. Gentleman of being far too reasonable or understanding. I ask him to accept that many people who come to this country seeking asylum are severely traumatised and have often experienced torture. Many of them do not speak the language. That is a very good reason why he should not seek to tighten the limits in the way proposed by the hon. Member for Shipley (Philip Davies). Many people are afraid of approaching the authorities because of the experiences they have had in their homeland. That trauma is deep and real and needs to be taken seriously by this House.”
“I absolutely agree with and endorse the remarks that my right hon. Friend has just made. Many asylum seekers are trafficked here; they may fall victim to the traffickers, be imprisoned or be engaged in the sex trade. There are all sorts of reasons, such as being restrained by their traffickers, why people may not be physically able to make the necessary arrangements.”
“It serves only as a superb example of how an obsession with Europe and a disregard for our natural environment can be combined with a dislike for wind turbines. There is no reason and no excuse for watering down legal protection for bats. We should let the work of Natural England—it is already engaged with this work—improve the regulation. It should run its course and we should revisit the issue when we have adequate evidence and viable alternatives on which to base a debate. The Bill is ill conceived, inconsistent and I urge the House to reject it.”
“It is offered in the form often of a phone call or an e-mail or sometimes in the form of a physical visit to the building to inspect. The visit will result in a letter detailing how to carry out the work with the least disturbance to the bats. This might mean that the work has to be carried out at a particular time of year, which might in some instances cause some of the delays to which the hon. Member for Shipley (Philip Davies) alluded. Bats are usually only seasonal visitors to roosts. Sometimes the particular materials that can be used might be affected, but it is neither possible nor desirable—nor, I believe, necessary—to take the actions set out in the Bill. The suggestion that we should remove certain buildings from the habitats directive altogether is, frankly, absurd.”
“The number of artificial roost sites has increased in the form of houses, bridges, mines and barns, but particularly churches and cathedrals. Natural England, English Heritage, the National Churches Trust and the Society for the Protection of Ancient Buildings all have excellent advice available on how to manage a building where bats are also present. If work is required on a property that has the potential to disturb a bat roost or if issues arise as a result of bats and humans living in close proximity, that advice is available for any dwelling or church. Due to the good will and expertise of a very large number of licensed volunteers in the UK, there are many instances where such advice can be offered free of charge.”
“The information currently available on bat behaviour in the UK is not sufficient to assess the threat that wind turbines may pose to populations. Anecdotal records of individual collisions exist, but no quantified data at the colony or population level are available. Natural England and Bat Conservation Trust guidance should be followed. That is all we can say based on the evidence we have, so the hon. Gentleman’s efforts go beyond what the evidence base suggests. Let me turn to bats in the built environment. Bats and people have been sharing dwellings for thousands of years. In the UK, this is most notable, of course, in our churches and cathedrals, as natural roosting sites have become scarce due to development and land use change.”
“It also seems somewhat odd that the same provision, as contained in clause 1(2), has not been inserted into clause 1(3), because in it we find that “No wind turbine for which planning permission is required shall be constructed unless prior to its construction a local bat survey has been conducted and it has been established that no bat habitat is located in the vicinity”. It might be more logical, and certainly more in keeping with the first two subsections, if the hon. Gentleman had said that it should not be provided where bat habitat is found, unless, as he has proposed in subsection (2), that “a bat box or artificial roost for each species of bat located in the vicinity” has been provided. There is an internal inconsistency in the Bill, which I am sure the hon. Gentleman will recognise and seek to rectify and remedy.”
“We should remember that one year of poor summer weather in 2012 caused a very sharp dip in the population. The Bill seeks to prevent the occupation of a new building in an area where there is existing bat habitat unless a bat box or artificial roost for each species of bat located in the vicinity is put in place. In so far as that goes, that is welcome. However, it might be more logical to say that the building could not be occupied if it was taking the space where that bat habitat had previously been unless the new bat boxes and the artificial roosts that the hon. Gentleman is seeking to provide were also occupied. That might indicate that some translocation had taken place and provide a degree of comfort, but that is not in the Bill.”
“Although all the species monitored appear to be either stable or increasing according to 2014 records, those positive results should be considered in the context of historic severe declines in bat populations. That decline was particularly great in the second half of the 20th century. More sustained population increases will be needed to indicate recovery from that extended period of decline. The increase in bat populations between 1999 and 2012 should be celebrated as a success of the current regulations. It was also a success for the Bat Conservation Trust and the public, private and voluntary organisations involved in bat conservation. However, it should not be an excuse to set aside the regulations that have precisely achieved that success.”
“The Bill may remind some hon. Members of episode 39 of Monty Python’s Flying Circus. Unfortunately, the Bill does not, in the immortal words of Michael Palin: “shine out like a shaft of gold when all around is dark.” It seems more like the stuff that that phrase was describing. I will briefly address the three issues raised by the subject of the Bill: bat habitat in the non-built environment; bat habitat in the built environment; and the legal protection of bats. First, on bat habitat in the non-built environment, during the 20th century bat numbers plummeted in parallel with dramatic changes in the countryside. Several species of bats were seriously threatened. In the past two decades, one species, the greater mouse-eared bat, became extinct as a UK breeding species.”
“Why did he not act on the uncertainties that he agreed with the NAO existed then and work up an improvement for the time break in the contract?”
“The great thing about a National Audit Office report is that it is consensually agreed between the Department and the NAO. I am afraid that rather disproves the points that the Secretary of State has tried to make. He tried to locate the original plan in 2008 under the now Leader of the Opposition, but the report says that the previous plan was designed in 2007. The Secretary of State called this the revised plan, but the NAO report is very clear that, in fact, the “Authority accepted the revised plan in May 2011”, so this is a revision of the revision that his predecessor approved. Finally, the report was produced in 2012, when the Secretary of State was in post, and states that there were significant uncertainties back then.”
“Does my right hon. Friend agree that perhaps the reason for the wording is that at any given point when the Chancellor is asked whether he has met the aim—not the target—he can say, “We are going to meet the aim because this is now the five-year rolling period and we aim to meet it in the third year”? But in no specific year will he actually be held to account for whether he has met it.”
“That is hardly surprising, because his failure is significant.”
“In fact, the Conservatives have pencilled in spending cuts to public services in the next period that are 30% greater than those they have already introduced. The hon. Member for Wolverhampton South West (Paul Uppal) said that Labour wanted to take the country back to the 1930s. He should check the figures. In fact, it is his own party that will see the level of public spending as a proportion of GDP reduced precisely to the level it last was during the great depression, the way out of which was not to cut more taxes but to make sure that the economy grew. The Government have now announced £7 billion of unfunded tax cuts. We would like all our parties’ manifesto commitments to be scrutinised by the Office for Budget Responsibility, but the Chancellor has set his face against that.”
“The Chancellor said that he was not going to balance the budget on the backs of the poor. Yet since 2010 there have been 24 tax rises that have meant that ordinary families are paying £450 a year more in VAT. Households will be £974 a year worse off by the time of the next general election because of tax and benefit changes alone since 2010. The Chancellor cut the 50p rate to 45p, which gave an extra £3 billion not to the poorest but to the richest 1% in the country, meaning that someone earning £1 million will receive a tax cut of over £42,000 a year. The Chancellor has opposed a mansion tax to improve the NHS, but he has hit the poorest and the most vulnerable in our society with the bedroom tax. Not on the backs of the poor? I think not. All in this together? I think not.”
“The country understands that there are few, but significant, levers that one can use to sort out the deficit: one can vary spending, vary taxes, and vary borrowing. However, varying spending and taxes can vary the level of tax receipts the Treasury gets in, and that level determines how much one needs to borrow to balance the books. The Chancellor said that “in this Budget all decisions are paid for. Taxes are lower but so, too, is spending”. —[ Official Report , 19 March 2014; Vol. 577, c. 784.] He should have gone on to say: “But so too are tax receipts, and social security spending is up.” The Government have failed on their fiscal mandate, but we should look at not just the Red Book but the green book, because growth cannot be built by eroding our natural environment—”
“Too many of the jobs that are being created are low paid and insecure; they are not jobs in high-paid, high-productivity sectors. As a result, our public finances have been weakened. Low and stagnant pay means that tax receipts are £68 billion lower, while receipts from national insurance contributions are £27.3 billion lower across the same period. Low pay combines with higher housing costs and failure to deliver benefit reform to drive social security costs higher. This Government are now set to spend £25 billion more on social security than they planned five years ago. The Government who came in to reform social security because it cost too much are spending £25 billion more than they said they would. In the 2014 Budget statement, the Chancellor said that he wanted a vote on an absolute surplus.”
“I am sorry, but I cannot because of the time limit. I am conscious that other Members want to speak. In 2010, the Prime Minister told the CBI: “In five years’ time, we will have balanced the books.” Some might say, “Surely that was before the general election—before he saw the books”, but it was not: it was on 25 October of that year, well after the general election. The Conservatives have broken that promise, and borrowing in 2015 is set to be over £75 billion. The Chancellor is now borrowing £200 billion more than was planned in 2010. This failure to deliver on the central goal is fundamentally linked to the Government’s failure to tackle the cost of living crisis. Wages continue to stagnate for very many workers.”
“The hon. Gentleman is absolutely right to highlight the importance of maintaining the landscape. Does he agree that certain changes in land management practice have been a real contributory factor to the problems in Somerset? In particular, there is the pursuit of maize as a crop, which leaves soil bare over winter, allowing it to flow into rivers and be washed away, and the increased subsidy for removing vegetation from the uplands. Changes to the landscape as a result of that changed land management practice have had a really important impact.”
“In addition to gradual changes in patterns of rainfall and a rise in sea level, climate change is likely to result in an increase in the frequency and severity of extreme weather events such as the floods and storms of last winter. The risk of catastrophic flooding happening in England within the next two decades, causing in excess of £10 billion in damage, now stands at one in 10—a 10% risk. That is the risk of a flood 10 times more damaging than the 2013-14 floods and three to four times more damaging than the widespread flooding of 2007. The Minister will know better than anyone that we are completely unprepared for such a flood, which would be four times greater than the largest civil emergency since the end of the second world war.”
“I begin by welcoming you to the Chair, Mr Walker, and thanking you for your guidance in the remainder of the debate. I congratulate the hon. Member for Thirsk and Malton (Miss McIntosh), the Chair of the Select Committee, on an interesting report. I echo the tribute that several hon. Members have paid to the volunteers who helped others during the floods, and to those who worked around the clock to save life and property. The risk of flooding has increased and is increasing. The Government abandoned our focus on reducing flood risk, and they abandoned the commitment they made before the 2010 election to deliver on the findings of the Pitt review, which would have reduced the cost of flooding to well-being and the economy. In that, the Government failed the country last winter.”
“It is quite clear that the Government abandoned the focus on reducing flood risk. They took it out of the Department’s priorities. That was one of the first things done in 2010. They abandoned that focus and reduced the budget dramatically, and as a result the Environment Agency was much less well prepared, financed and resourced to cope with the floods. The Minister knows perfectly well that hundreds of posts were taken out of the Environment Agency, not only back-room posts but front-line ones.”
“The Government slashed investment in flood protection when they entered office, and with that they broke the promise they made before the election to deliver on the findings of the Pitt review of the 2007 floods.”
“Last year’s floods have passed, and the broken promises to flooded communities have been forgotten. The Government think they have got away with it. I will briefly address the Government’s responsibility for the impact of the 2013 floods, but my comments will focus on how policy should have changed since the floods and how policy has not changed. Among the Government’s blunders, the 2013-14 floods stand out as an example of the real pain that incompetent Governments can cause to communities and businesses—I acknowledge that the Minister touched on that. For the communities and businesses affected, the floods were not simply a natural disaster.”
“I am grateful for your guidance, Mr Walker. I am happy to engage with the Minister— we have engaged in many debates on such issues—but he has to acknowledge that, after coming into office in 2010, his Government specifically removed flooding from the Department’s priorities. He can only accept that that meant that the country was less well prepared for last year’s floods and is now critically less well prepared for the future. I am interested to see whether the Minister will pick this up in his remarks, but we now have a 10% risk of a flood that is 10 times greater than the flooding of 2013-14 and four times more damaging than the widespread flooding of 2007. The Minister knows that that issue must be addressed, and unfortunately the Government have not even begun to address it.”
“It was interesting to hear comments earlier in the debate about the need for the Government to step in and about Flood Re, which I echo. Both coalition parties supported the Pitt review strategy that the previous Labour Government were delivering before 2010, but both parties abandoned it straight after the election because they felt they could get away with it. They crossed their fingers and hoped that no one would notice the unbuilt defences, the collapsing sea walls, the eroded riverbanks and the clogged up culverts. Forty-six of the Pitt review’s 92 recommendations have not been implemented.”
“I am happy to advise the hon. Lady that I am basing my conclusion on the reports and work of the adaptation sub-committee and the Committee on Climate Change. If she is interested, I will happily send her the references. The Government not only cut the budget for new defences; they decided to stop maintaining existing defences properly, and they cut the budget by 20%. Why? Because they cannot cut a ribbon on an essential maintenance project—they need new projects for that. The decision to remove flooding from the Department’s list of priorities was never just about the previous Secretary of State’s illiterate theories on climate change; the larger issue is the Government’s rejection of the responsibility to protect people from risks that are beyond their control.”
“I am sorry that the hon. Gentleman is getting so exercised. He was the responsible Minister in the Department at the time, and I understand that he wishes to protect his record but, equally, he must accept—I am sure he knows this—that after the 2007 floods the previous Government made huge efforts both to ramp up the funding— [ Interruption. ] He does not disagree with that.”
“Does the Minister disagree? The Government’s strategy says: “We have tested our findings against a range of possible climate change projections using the latest scenarios.” However, if we read further, we find that the strategy assumes minimal climate change. The assumptions section on page 18—I challenge the Minister to read it—states: “The main assumptions in this ‘baseline’ result are that the climate will change in line with the medium rate of change in UKCP09”— UK Climate Projections 2009— “and that no allowance is made for development in the flood plain.””
“Does the Minister agree with the Committee on Climate Change and the National Audit Office that the number of properties at risk of flooding is increasing? If not, will he give us his figure for the predicted net change in the number of properties at high and medium risk over the next five to 10 years? Will he confirm that although his 5% net reduction figure is true, it is also true that the number of properties at high and medium risk has increased? Will he have the good grace at least to blush when he acknowledges that? Will the Minister confirm that the long-term investment strategy assumes, against the evidence, that development on the floodplain will stop after 2014-15? The Committee on Climate Change says that 20,000 new properties are built on the floodplain each year, including 4,000 a year in areas of significant flood risk.”
“Limited capital investment should be protecting homes at high risk, which is a one in 30 risk, or at medium risk, which is a one in 75 to a one in 100 risk, rather than being used to provide additional protection to those at low risk, which is a risk of one in 1,000 or more. That is how the Minister gets his 5%, but it is meaningless—it is wrong. This decision will put more homes, lives and livelihoods at significant risk. In a sign of just how far the Government are willing to go to get their headline, they chose to exclude consideration of risk to life from their analysis. If the Minister wants to deny that, let him challenge me now, but the evidence is there in the impact assessment: the Government have left out of it any assessment of risk to life. How could a Minister ask their civil servants to prepare such an assessment for them?”
“Some 1,119 of the 1,400 schemes may never receive full funding, because they are eligible for only 20% grant in aid funding—the rest has to be made up by partnership funding. The black hole in the Government’s funding announcements could be as large as £830 million. The Government say their plans will reduce flood risk by 5%—true, but disingenuous, and the Minister knows that very well. The Government have put a cheap headline ahead of reducing risk for the most vulnerable. Instead of focusing on reducing risk for high and medium-risk households, they have focused on moving households at low risk into the lowest risk category. That is completely irresponsible.”
“The failure to maintain flood defences to the required standard has increased the risk of high-consequence flood defences, such as sea walls, failing. The failure of such defences would put lives as well as livelihoods at risk. I need to impress on the Minister that that is not simply my view but that of the National Audit Office and the Committee on Climate Change, and he really needs to take notice of it. The failure to maintain flood defences to the required standard has led to a huge increase in flood risk. The Government have put the headline first. Of the “over 1,400 schemes going ahead across the country” announced by the Chancellor, only 310 are fully funded, and only 97 of those 310 are new.”
“Businesses were wrecked, and many closed and never reopened. After the flood, the Government promised that they had reviewed their approach to flooding and that the autumn statement would contain a proper long-term flood risk strategy. Well, the National Audit Office and the Committee on Climate Change reviewed that investment programme and found that nothing has changed. Three quarters of flood defences in England have not been maintained according to their identified needs in 2014-15. The Government’s investment plans will see the number of properties at significant risk rise by 80,000 every five years. The budget for the ongoing maintenance of flood defences was cut by 20% in the 2010 spending review and has not been restored.”
“Thankfully, many people were protected because, as the Committee on Climate Change has pointed out, the previous Government implemented 46 of the Pitt review’s key findings to increase our resilience to flood emergencies. We established the flood forecasting centre in 2008 as a joint venture between the Environment Agency and the Met Office. As the December 2013 tidal surge hit, the Environment Agency issued 160,000 flood warnings, and an estimated 18,000 people were evacuated from homes in coastal areas. At one stage during the surge, 64 areas had the highest warning level in place, reflecting a danger to life. What lessons were learned? What has changed since the floods of last year? Many thousands of people were forced to leave their homes last winter. Transport was disrupted for weeks, in some cases months.”
“The Chair of the Select Committee alluded to the argument over the size of the pump and the capital expenditure and revenue dispute, which delayed action at the time. I agree with her call to consider this in terms of total expenditure, and I hope that change will eventually come. Her Committee makes an important point on that in its report. We all remember the Prime Minister’s cruelly disingenuous promise that money is no object, and it is difficult to decide whether the original statement or the retraction of it in November marked a lower point. Will the Minister confirm how much of the flood support package for home owners and businesses has been received by those affected?”
“Flooding ruins businesses and destroys crops and livestock. We learned from the 2007 floods that those affected by flooding display between a twofold and a fivefold increase in stress and depression. The effect of flooding on people’s lives is enormous and long lasting, which is why prevention is so important, but the Government chose to cancel new flood defences, slash maintenance and sack front-line flooding staff. The Government like to talk about competence, but we all remember the chaotic infighting between the previous Secretary of State for Environment, Food and Rural Affairs and the Secretary of State for Communities and Local Government when so much of the country was under water. We all remember the failure to recognise the emergency until it hit the south-east.”
“The hon. Gentleman has a very selective memory, because the floods were not only in Somerset. In fact, more houses were flooded on the Thames estuary than in Somerset, so he must be selective in his memory. My point is that, after 2007, the previous Government undertook a huge programme and established the Pitt review. Both the hon. Gentleman’s party and the Conservative party said they would continue to implement the review, but neither did so when they got into government. He cannot say other than that because it is the truth, as he knows. I would be happy to give way to him once again if he wants to deny it on the record, but it is the truth, and I am afraid he really has to accept that. Flooding not only destroys property, it makes homes unliveable for months and sometimes years.”
“The Prime Minister was tested in last year’s floods, and he failed that test. Shortly, the electors of our country will have the opportunity to ensure that, when the next floods come, he is no longer in charge and in a position to fail again.”
“We will deliver on the findings of the Pitt review—the other 46 recommendations, which have still not been implemented. However, a Labour Government will go further. We will introduce a new national adaptation plan based on the Committee on Climate Change’s recommendations, because that is the only way to ensure that all sectors of the economy and all communities are prepared for climate change. We will end the confusion and chaos in flood investment by establishing a national infrastructure commission to identify our long-term infrastructure needs and get cross-party support to meet them. I conclude as I began: the risk of flooding has increased, and the risk of a catastrophic flood is increasing. The Government failed the country last winter. Now, they have tied themselves to a plan that risks catastrophic failure in the future.”
“The hon. Lady and I have worked in partnership for many years, but I did not expect her to be my straight man in quite that wonderful fashion—I was just coming to that point, so I thank her very much. The point I want to press is that, instead of planning for the worst, the Government are ignoring the inconvenient truth: they are ignoring the risks and abandoning the most vulnerable. The Chair of the Select Committee asks what the Labour alternative is. The Government scrapped our approach to flooding and climate change, which was based on the findings of the Pitt review into the 2007 floods. They abandoned our focus on reducing flood risk. They abandoned our commitment to invest to protect the most vulnerable and to reduce the cost of flooding to well-being and the economy.”
“I am grateful for the Minister’s clarification of the remarks made on Flood Re. Can he expand on how he envisages Flood Re will work, over the next 25 years, to move the consumer towards risk-reflective pricing, as it is supposed to? Although Flood Re certainly postpones that question, it is not clear how the transition to risk-reflective pricing will be made.”