Daisy Cooper
MP for St Albans · Liberal Democrat · United Kingdom
“As an Opposition MP myself, I must say that my party and I have been critical of the handover of power that has taken place in the Labour party, but this particular moment, on Third Reading, should belong to the families. [Hon.”
“The Liberal Democrat administration on Hertfordshire county council has made huge strides forward in improving special educational needs and disabilities provision. We were delighted when the Government lifted the improvement notice, which had been imposed when the Conservatives were running the council.”
“I associate myself and my party with the Deputy Prime Minister’s tribute to Sir George Howarth, and his remarks about the 7/7 bombings and all those who live with the consequences of that terrible day. I wish England good luck for Saturday evening.”
“It is clear that it is a two-horse race. [ Laughter. ] On a more serious and very sombre note, MI5 has defended in court an agent who they knew to be openly misogynistic and obsessed with violence. He used his position to coercively control his girlfriend, Beth, and attack her with a machete.”
“Member’s resignation until the investigation is complete, so that the good people of Clacton have all the facts before they cast their votes? Failing that, will he support our “Clacton clause”, so that, even once the hon. Member ceases to be an MP, the investigations can continue?”
“The right hon. Member for Makerfield (Andy Burnham)—the Prime Minister in waiting—has said that his approach to devolution would be one of urgency, yet we understand that there may be conversations about delaying announcements on local government reorganisation and devolution of powers, so that the new Prime Minister has the glamour of an…”
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“The Great British high street is on life support. Many bricks-and-mortar businesses are barely surviving and, where they are, it is often against the odds. Changes in our trading relationship with Europe, the covid-19 pandemic, energy prices, the cost of living and the Conservatives’ disastrous mini-Budget have all taken their toll, but for years one measure has stifled high street businesses more than any other: the broken business rates system. The business rates system is unfair on companies, bad for our local communities and damaging to our national economy. It penalises manufacturers when they invest to become more productive and energy-efficient. It leaves pubs and restaurants with disproportionately high tax bills and it puts bricks-and-mortar shops at an unfair disadvantage compared with online retail giants.”
“DJ’s Play and many others like it provide a valuable and enriching educational experience for children, but they too will struggle to keep their heads above water. The Liberal Democrats are also opposed to the Bill because it would levy a tax on education by removing the business rates exemption for private schools that are charities. We are opposed in principle to the taxation of education, because it is a public good. We believe that parents must be given choice when it comes to their children’s education. Many families feel that, whether due to bullying, SEND provision, mental health issues or other factors, the state system cannot meet their child’s needs.”
“The Save St Albans Pubs campaign says that even an average pub in St Albans, with a rateable value of £100,000, will face an additional £19,000 in its business rates bill from April. If we assume that an average pub makes 30p profit per pint, each of those pubs would need to sell an extra 60,000 pints a year, or almost 1,200 pints extra a week—and that is before factoring in the increase in national insurance contributions. Other low-margin, large-premises businesses, such as children’s soft play activity centres, will also lose out under these changes. DJ’s Play runs much-loved indoor play centres across Hertfordshire, which exist in large warehouse-style premises. The buildings are large, but the profit margins are not.”
“If I have understood it correctly, independent shops will see their relief drop from 75% to 40%, while big chains such as pubcos and supermarkets may see their relief uncapped, which could give them a tax reduction of tens of millions of pounds. I would be grateful if the Minister wrote to me to share some modelling to reassure me that that is not going to happen and that we will not see independent businesses inadvertently subsidising big chain stores and multinationals. The impact of the Government’s changes to business rates will have a massive effect on small businesses in my constituency. The oldest pub in Britain—or so they claim—Ye Olde Fighting Cocks, will see a whopping increase of £30,000 per year in its business rates alone.”
“From next April, business rates relief for retail, hospitality and leisure will be cut from 75% to 40% and this Bill does nothing to avert that blow. The Minister said he wants to rebalance business rates. I welcome that direction of travel, if it turns out to be true, but in the absence of an impact assessment, I am particularly worried about unintended consequences. I say this in the spirit of constructive opposition: it appears as though the Government are moving from a system of temporary relief to a lower multiplier. At the moment, a small business enjoys 75% business rates relief, but a very large chain has its relief capped at £100,000.”
“My hon. Friend is absolutely right that this broken business rates system is unfair in many ways and it is the big giants, online or otherwise, that are getting an easier ride. The Bill fails to address many other problems with business rates. For example, it does nothing to support businesses outside the three sectors of retail, hospitality and leisure, meaning it excludes key sectors such as manufacturing that are particularly negatively affected by the current system. It does not address the £51,000 cliff edge. Properties with a value over that threshold are not eligible for the small business multiplier, even though they are small businesses, and with rates relief going down, business rates bills for small businesses will go up.”
“Will he exclude any new investment from business rates valuations from April, so that businesses that are able to invest in their future will not see that investment pushing up their rates bills even higher? Will he think again and complete the consultation before unfreezing the rates relief, which could badly affect small businesses and our high streets? Will he confirm whether the change from a system of capped temporary relief to an uncapped lower multiplier will inadvertently end up with small businesses subsidising big corporations? The Government say that they want growth, and so do we, but these business rates changes will stifle the growth of small businesses and high streets at a time when we should be unleashing it. We urge Ministers to think again.”
“I am grateful to the hon. Gentleman for his intervention. He may know that during those coalition years, both the health and education day-to-day budgets were protected and it was after the Liberal Democrats left the coalition in 2015 that capital budgets were serially raided to pay for day-to-day spending. To return to my point, there are almost 100,000 children with SEND in private education without education, health and care plans, and it will be those families who bear the brunt of this measure. We Liberal Democrats have tabled our own reasoned amendment setting out the reasons why we are against the Bill, but I have a number of questions for the Minister that I would be grateful if he could address in his summing up. Will there be an impact assessment that sets out the impact on small businesses on high streets?”
“May I associate myself and the Liberal Democrats with the Deputy Prime Minister’s remarks on Ukraine? Ahead of the Budget, I warned the Deputy Prime Minister that increasing national insurance contributions on social care providers would make the crisis in social care worse. Now, OBR figures suggest that the increase in NICs will cost more to social care providers than the money the Government have announced for that sector in the Budget, with that measure alone withdrawing £200 million from the sector. Will the Deputy Prime Minister speak with the Chancellor to ensure that, at the very least, health and care providers are protected from taking the hit?”
“It is clear that social care providers will be worse off, so I urge the Deputy Prime Minister and the Chancellor to look again at that. Somebody else who was worried about the Budget is Cathy, a farmer in my constituency, who told me yesterday that she thinks the Government changes simply do not make sense. They mean that her family may have to pay a bill that will force them to sell land, which makes food production unviable. At the same time, the Government have not closed the land-buying tax loophole that can be exploited by equity firms and the super-wealthy. Farmers told me yesterday that they feel as though they were betrayed by the Conservatives, and they now feel— [ Interruption. ]”
“Thank you, Mr Speaker. Farmers told me yesterday that they feel as though they have been betrayed by the Conservatives, but they now feel that they have also been lied to by Labour. Will the Deputy Prime Minister think again on this measure, so that our farmers can feed Britain?”
“Will the Minister please conduct an urgent review of HMRC’s approach, with a particular focus on whether it is undermining the growth and innovation of the SME sector?”
“We welcome any reforms that will provide an effective route to growth without putting undue pressure on people’s savings, so we look forward to seeing more details from the Government. In the meantime, I press Ministers on their broader goal of getting investment in innovation. Constituents in St Albans report that their small and medium-sized enterprises have invested in innovation. They have successfully applied for research and development tax credits, only for His Majesty’s Revenue and Customs to claw them back. It is right that HMRC tackles errors and fraud, but thanks to Conservative inaction, it is now widely accepted that a number of SMEs are seeing their valid claims rejected or withdrawn, while others are simply not applying for the tax credits at all.”
“We very much hope that future applications from our and other councils will make just as much difference to people’s lives. We are very pleased to support the measure.”
“That has included investment in social housing, such as the King Offa and Hedges sites; decarbonisation and improving the energy efficiency of council homes; investment in vehicles and equipment used for recycling, street cleaning and waste collection, which has helped our district council to achieve one of the highest recycling rates in the country; and investment in a regeneration project in the heart of the city, which is providing social, rented and shared ownership homes along with commercial space to rent. Simply put, the Liberal Democrat administration at St Albans district council is really ambitious for our area, but it could not have achieved so much, or done work at such a scale to make homes warmer and cost less to heat this winter, without access to this productive borrowing facility.”
“As others have said, this legislation is uncontentious; I am happy to support it. This is a good opportunity to highlight the difference that some of these loans make to people’s lives. In my local area of St Albans, the district council has used Public Works Loan Board borrowing to help fund a range of really ambitious projects in our local area.”
“None the less, that may well be the context within which we must rebuild Britain. We Liberal Democrats believe that rebuilding Britain starts with rebuilding our NHS and social care. Never before have I heard so much desperation as at the last general election. The legacy of the last Government was to leave people saying that they could not see a GP or a dentist, and were waiting months for mental health assessments or special educational needs documents. People were asking me on the doorstep whether maybe everything was so broken that it could not be fixed at all, but we Liberal Democrats know that health and social care must be fixed hand in hand. We welcome the Government’s investment in the NHS, but they cannot remain silent on social care—they cannot dismiss it as a second-term issue.”
“It is a pleasure to follow the hon. Member for Vauxhall and Camberwell Green (Florence Eshalomi), who has given another customarily powerful speech and reminded us of the injustices facing those who fall between the cracks. We live in an uncertain and unstable world, and the US election result makes it more so. As we debate how to rebuild our great country after the mess left by the Conservatives, many of us will have a sense of apprehension today about what the presidential result means for the US—including women and minority groups—as well as for the UK, Europe and the world. Families across the UK will also be worrying about the damage that President Trump and his Administration may do to our economy and our national security, given his record of starting trade wars, undermining NATO and emboldening tyrants such as Putin.”
“I thank the right hon. Gentleman for making that point. He may remember that at Deputy Prime Minister’s questions two weeks ago, I raised precisely that point with the Deputy Prime Minister and advised the Government that if they went ahead with the rise in national insurance contributions, it would affect social care. The right hon. Gentleman will, however, remember that it was the Conservative Prime Minister Boris Johnson who stood on the steps of Downing Street in 2019 and promised to reform social care “once and for all”, but clearly failed to do so.”
“At this time, it is even more important that we look to small businesses and high streets for growth, so I urge the Government to think again and unleash the power of our high streets and small businesses, rather than hamper them.”
“However—once again, I say this in the spirit of constructive opposition—I think the Government have put all of their growth eggs in the building back basket. I understand why they may be doing that. However, given the Trump presidency and the prospects of potential tariffs and trade wars that could drive up the price of products such as semiconductors and construction materials, there is a very real risk that the investment that the Government make will not reap the rewards that we all hope for—through changes in the global climate, rather than any fault of their own. We need a resilient economy, so I praise the Government for investing, but urge them to look at the question of resilience.”
“We Liberal Democrats agree that the loopholes that are being exploited by big corporations that buy up swathes of our land must be closed, but we are concerned that the Government’s approach is rather crude—that as they try to close those loopholes, some family farms will be collateral damage. Again in the spirit of constructive opposition, I encourage the Government to look again at our proposal for a proper family farming test, as is used in some other countries. Finally, I will say a word or two about investment. We Liberal Democrats believe that the Government have done the right thing in changing the fiscal rules, and in principle, we believe in the importance of borrowing for productive investment.”
“Pubs, high street shops and the rest of the hospitality sector have been hit really hard, with the discount being reduced from 75% to 40%. That is going to have a major impact. St Albans is renowned for its pubs—as many of the more long-established Members will remember, I talk about the pubs in St Albans on many occasions. We have more pubs per square mile than anywhere else in the UK, but those pubs will now face additional business rates bills of between £5,000 and £35,000. Some fear that this could push them over the edge. Over the past few days, much has been said about food security as well.”
“In the spirit of constructive opposition, we Liberal Democrats urge the Government to think again, because we believe the burden of fixing our public services should fall on the shoulders of the big banks, the gambling companies and the big tech companies, not the small businesses that are the beating heart of our communities. Suppressing small business is not the route to growth. The business rates reforms in the Budget not only fall short of what we need, but actually make things worse in the short term. The last Conservative Government promised to reform the business rates system, but failed to do so. The current system penalises bricks-and-mortar retailers, while out-of-town retailers manage to get off almost scot- free.”
“The high street challenges are hard enough as they are” without having to face “an uncertain Christmas trading period.” Other colleagues have mentioned the impact on medical charities, hospices and GPs. In Hertfordshire, the local medical committee said: “Since 2014 we have seen 56 practices close or merge across Bedfordshire and Hertfordshire, representing 35% of the 216 practices that existed back in 2014.” GP practices need certainty as to whether any of these costs will be passed on to them at a time when they are already feeling the squeeze. I can guess what the Minister may say: he may encourage Members on the Opposition Benches to indicate how we would raise taxes instead.”
“I would be grateful if the Minister could indicate later today whether the Government intend to bring forward a high streets strategy, and if so, when we might see it. I have been inundated with messages from small businesses on my high street in St Albans. Here are just some of the quotes: one business said that “the reality of last week’s budget will mean no more investment and no further recruitment as was planned and in all likelihood redundancies.” Another small business said: “I provide employment locally, raise money for local charities and have created a much-loved addition to our town centre…I am worried about how much longer I can go on.” One business said that it “would be impacted mainly with our business rates increase and my plea is that that can’t happen.”
“I thank my hon. Friend for that excellent intervention. I absolutely agree that they should be exempt; I think the rise in national insurance contributions is the wrong thing to do, full stop, but if it is going to go ahead, there must be exemptions. In my own area, for example, one local hospice in Hertfordshire will see its national insurance contributions go up by £150,000. Its warning is very clear: that if this rise goes ahead, beds will have to close. People must see opportunities in enterprise as well, but the rise in national insurance contributions will hit small businesses hard, especially those on the high street. The success of our high streets really matters, not just for growth but for confidence: for so many people, the high street is the most visual and visceral mark of whether or not the economy is thriving.”
“As the newly appointed Treasury spokesperson for the Liberal Democrats, this is my first opportunity to welcome the Chancellor and Ministers to their places. Notwithstanding that, on the winter fuel payment, the Government need to think again. I recently spoke with representatives of Citizens Advice in St Albans, who are deeply concerned that letters from the Department for Work and Pensions will be sent out only in December to people that it believes are eligible, meaning that many people may lose out. We have urged the Government to either reverse the cut and make it taxable or look at, for example, raising the pension credit limit. Could the Government confirm whether they are going to look again at any of the measures that we have suggested?”
“Small businesses are the engine of our economy, but many of them are penalised for investing in their businesses because of the broken business rates system. Will the Chancellor ensure that investment is exempted from business rates, and will she ensure that the Budget tomorrow is the final Budget in which business rates are a permanent feature?”
“Under the Conservatives, the fiscal rules changed five times in seven years, so a change to fiscal rules is not that unusual in and of itself. However, does the Minister agree that what would be completely unforgivable is a repeat of the Conservatives’ disastrous mini-Budget, in which they tried to pursue £40 billion of unfunded tax cuts, and which left a long shadow on our public finances? Will he assure us that any additional borrowing that the Government seek will only be for productive investment that will generate growth and fix our crumbling hospitals and schools?”
“May I associate myself and the Liberal Democrats with the Deputy Prime Minister’s remarks about Chris Hoy, and about all those involved in the train crash? Our NHS is bracing itself for a winter crisis. One of the causes of the winter crisis every year is that there are thousands of people in hospitals who are fit to go home, but who cannot be discharged because there are not the care workers in place to enable people to recover at home or in a care home. Will the Deputy Prime Minister consider the Liberal Democrats’ idea of an NHS winter taskforce to winter-proof our NHS, end the cycle of the winter crisis, and put to an end the scandal of hospital patients paying the price of the social care crisis left by the Conservatives?”
“I thank the Deputy Prime Minister for her answer. We stand ready, as a party of constructive opposition, to work with the Government to fix our social care system. However, a measure that could make it harder for us to keep the carers that we so desperately need would be an increase in employers’ national insurance contributions. Were that measure to go ahead, it would affect millions of small businesses, including 18,000 small care providers. Will the Deputy Prime Minister assure the House that nothing in the Budget will make it harder for vulnerable people to access the care workers and the care that they desperately need?”
“Two days ago, the Conservative administration at Hertfordshire county council filibustered during a debate, preventing a Liberal Democrat motion on improving special educational needs and disabilities services in Hertfordshire from being debated at all. May we have a debate in Government time about the importance of scrutiny and constructive opposition at all levels of government, especially on the issue of SEND? In Hertfordshire, SEND services are failing children.”
“I know the UK Infrastructure Bank has been rebranded the National Wealth Fund, and has attracted £7.3 billion in funds already. I would be grateful if the Minister could confirm whether the new wealth fund will have an explicit remit to support the UK’s transition to net zero carbon emissions. Finally, it is no secret that Brexit has wrapped up our small businesses in red tape, and that they are dealing with reams of paperwork. We have to remove as many trade barriers to our small businesses as possible. I urge the Government to bring something forward on that front as soon as possible.”
“In my constituency, we have a phenomenal organisation called GEM Cable Solutions, a leading defence and aerospace company that makes bespoke cables and fibre optics using precision manufacturing. That means individual people making handmade cables that are flying things into space—it is extraordinary. But can the company get the highly qualified engineers that it needs in this country? No, it often cannot, because we are competing on the international stage for some of the finest engineering talent. At the same time, under the last Government, the company could not get that talent from abroad either, so I urge the new Government to bring forward a skills strategy as soon as possible, consult with other parties, and ensure that our small businesses can get those skills. My third point is about the climate jobs of the future.”
“To make it even worse, we know that in many parts of the country, where high streets are not in a good state, there are small businesses that want to invest in good environmental things. They want to invest in solar panels, insulation, ventilation and bike sheds—things that would be good for business and create a sense of community, tackle the climate emergency and improve the public realm. Yet if they invest in those things, their business rates can go up. That is absolutely nuts, and I urge all colleagues to get behind my call to make the upcoming Budget the final one in which business rates are a permanent feature. The other point I will talk about is skills. The Government have talked a lot about investing in infrastructure, housing and big things that we can build, but skills are so important.”
“They are the heartbeat of our communities, but they are really struggling to invest. There is one major reason for that: the broken business rates system. It is absolutely absurd that small bricks and mortar businesses on our high streets up and down the country see their business rates going up while Amazon warehouses see their business rates going down. It is a disgrace. I urge the Labour Government, in the strongest possible terms, to make the Budget this autumn the final one in which business rates are a permanent feature. They should be scrapped and replaced with a commercial landowner levy. I urge the Labour Government to act on that as soon as possible.”
“We also had the sheer incompetence of a Government who had forgotten how to negotiate. In my former role as my party’s health spokesperson, talking to some of the pharmaceutical companies involved in the voluntary scheme for branded medicines, pricing and access negotiations, it became patently clear that many were putting their investment abroad and not in this country. That investment was lost on the Conservatives’ watch. Even though I welcome many of the things that the Labour Government have proposed and are bringing forward, there are some notable gaps, and it is on those gaps that I wish to focus. We know today’s debate is about international investment, but I urge the Government to think about local investment in this country too. Small businesses are the engine of growth and the backbone of our economy.”
“We welcome, too, the announcements about the revival of the industrial strategy and a new strategy for the British Business Bank. We look forward to scrutinising those plans as a constructive Opposition. However, we also know that this Government have to rebuild not only the economy, but our country’s reputation. It is an enormous relief that some of the dark days of the last Government are—I hope—behind us. We had the tweeting diplomacy of two former Prime Ministers, which made us look like a small country on the international stage. We had the half-baked Brexit deal, which has wrapped up small businesses in red tape and reams of paperwork. We had the rolling back on net zero and the flip-flopping fiasco on HS2, which created uncertainty, scared off investors and put the jobs of the future at risk.”
“I welcome the Minister to her place. I also thank her for her support when she was not in this place and I was further back on these Benches, and we worked together on some of the issues under focus today. We Liberal Democrats want Britain to be one of the most attractive places in the world for business to invest. We want to see responsible, sustainable businesses investing in tackling the climate emergency and creating jobs, growth and wealth, some of which should be invested into our health, education and public services. I welcome the Government deciding to hold an international investment summit within their first 100 days. It sends an excellent signal to the world that UK plc is open for business, and we Liberal Democrats welcome and support that move.”
“This Government have talked about a duty of candour. Can the Minister give an assurance that if people working at the DWP have information about maladministration and poor management of the service that they have witnessed and wish to come forward with that information, they will be protected as whistleblowers?”
“The Minister may be aware that I lobbied Health and Treasury Ministers in the previous Government for the best part of a year and a half to review outdated Treasury rules that prevent GP practices that want to move from staying within a city centre—the outdated rules force them to move to ring-road locations, away from the populations they serve. Will the Minister look at this issue with fresh eyes, with her new glasses, and work with Treasury colleagues to review these outdated rules?”
“One issue I would flag to the Minister is that it is currently not clear whether the new regime will end up being more risky than the new EU regime, partly because a lot will depend on how the respective rules are implemented but also because different types of insurance are bought in the EU and the UK. I would be grateful if the Minister could reassure us that there are plans in place, or that they would consider putting plans in place, to review the risk that may emerge from this in years to come.”
“It is a pleasure to serve under your chairmanship, Mr Dowd. We Liberal Democrats agree in principle that Solvency II had to be reformed in the UK to encourage more productive investment. Our EU counterparts clearly felt the same, reforming Solvency II in their jurisdiction as well. Were it up to us, we might have placed a greater emphasis on dynamic alignment with the EU, to make it easier to do business across borders and to prevent the creation of additional red tape that could come from the extra reporting costs that may face firms. Additionally, we might have placed a greater emphasis on encouraging specific tax investments as well—for example, in green infrastructure. None the less, we are where we are. We welcome the fact that the reforms should lead to, in theory, more productive investment.”
“The hon. Member is making an excellent speech, and I am delighted to see that no-fault evictions will finally be banned. On the point about local government, does she agree with my party that it is imperative that local authorities are given the powers to regulate the numbers and locations of Airbnbs? We know that too many properties that are available for rent are taken out of the market for long-term renters and used for Airbnbs, because landlords can raise more money that way, and I think it is important that local authorities should have those powers.”
“The House knows that when events unfold abroad they often reverberate on our streets here at home. Despite the trauma of the last 12 months, I am incredibly proud that rabbis, imams and other religious leaders in St Albans have worked hand in glove to make a bold statement called “Five principles for dialogue: why Jews and Muslims refuse to hate each other”. They have taken that statement into our primary schools, secondary schools and community forums. It has had a profound effect in my community. Is the relevant Government Department actively seeking out examples of such initiatives to build or, where necessary, rebuild interfaith dialogue and community cohesion across the United Kingdom?”
“Will Ministers look to reform outdated Treasury rules that are preventing our integrated care boards and hospital trusts from spending and investing their funds in the GP practices and hospitals that we need? This Government say that they want growth. Well, health and wealth are two sides of the same coin, which is something the Conservatives do not understand. If Labour wants economic growth, fixing our health and social care must be its top priority. And it must be a priority without delay.”
“Does the Secretary of State accept that there is an elephant in the room: social care? Will he meet me to discuss the Liberal Democrat plans for social care, starting with free personal care? This bold idea would prevent many people from going into hospital in the first place, as well as enabling them to be discharged from hospital faster. Does he accept that it is a truth universally acknowledged that we cannot fix the NHS if we do not fix social care too? As for the dire state of our hospitals and primary care estate, well, the Conservatives have left it to fester like a wound. Will the Secretary of State give the green light to hospitals that are ready to rebuild, such as mine in west Hertfordshire?”
“Much of the content of Lord Darzi’s report has been known for some years. None the less, today’s report is a scathing summary of the complete devastation that the Conservatives have wrought on our health services and on the health of our communities. We Liberal Democrats have long argued that we need to shift healthcare from hospitals to high streets, and from treatment to prevention, because doing so improves health outcomes and saves taxpayers’ money. It is a win-win. But the report is long on diagnosis and short on prescription, so may I invite Ministers to read our fully costed manifesto to fix public health and primary care by recruiting 8,000 GPs, ending dental deserts, boosting public health grants by £1 billion, implementing our five-year plan to boost cancer survival rates, and putting a mental health expert in every school?”
“Member agree that Hertfordshire children have been really let down, not only by the Conservatives in Government but by the Conservatives in county hall?”