Daisy Cooper
MP for St Albans · Liberal Democrat · United Kingdom
“As an Opposition MP myself, I must say that my party and I have been critical of the handover of power that has taken place in the Labour party, but this particular moment, on Third Reading, should belong to the families. [Hon.”
“The Liberal Democrat administration on Hertfordshire county council has made huge strides forward in improving special educational needs and disabilities provision. We were delighted when the Government lifted the improvement notice, which had been imposed when the Conservatives were running the council.”
“I associate myself and my party with the Deputy Prime Minister’s tribute to Sir George Howarth, and his remarks about the 7/7 bombings and all those who live with the consequences of that terrible day. I wish England good luck for Saturday evening.”
“It is clear that it is a two-horse race. [ Laughter. ] On a more serious and very sombre note, MI5 has defended in court an agent who they knew to be openly misogynistic and obsessed with violence. He used his position to coercively control his girlfriend, Beth, and attack her with a machete.”
“Member’s resignation until the investigation is complete, so that the good people of Clacton have all the facts before they cast their votes? Failing that, will he support our “Clacton clause”, so that, even once the hon. Member ceases to be an MP, the investigations can continue?”
“The right hon. Member for Makerfield (Andy Burnham)—the Prime Minister in waiting—has said that his approach to devolution would be one of urgency, yet we understand that there may be conversations about delaying announcements on local government reorganisation and devolution of powers, so that the new Prime Minister has the glamour of an…”
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“From what colleagues across the House have said, we know that the current threshold deters sole traders and others from earning more, which is really bad for growth. Many people want to avoid the complicated form-filling, and I hear from my constituents that they also want to avoid the misery of sitting on the phone trying to get through to HMRC. We have all heard horror stories of people calling time and time again, only to have their calls cut off, unable to get through or get the advice they need. Will the Minister give an update on what is happening in HMRC to provide additional support for small businesses in particular? We know that those who are incredibly wealthy have a direct line to HMRC, but our small businesses—the engines of growth—often struggle to get the advice they need.”
“Member for Strangford (Jim Shannon) that although he wishes he had the same Brexit as everyone else, he should be careful what he wishes for. I am sure he will know from Liberal Democrat research that since the Conservatives botched the Brexit deal small businesses have had to complete 2 billion extra pieces of paperwork thanks to Brexit red tape—enough to wrap around the world 15 times. I am sure none of us want to see additional red tape for small businesses and sole traders. We have heard compelling arguments that the Government should at the very least look at the VAT regime. Do they have any plans to change it or review the threshold? We Liberal Democrats would welcome a review and would be keen to see any impact assessment that the Government might commission. There have been compelling arguments about simplifying the system.”
“I am proud that the Liberal Democrats have tabled various amendments to Government legislation to call for impact assessments on measures that affect small businesses, including the changes to national insurance contributions, the Employment Rights Bill and the business rates changes. The jobs tax will hit small businesses particularly hard. The change in the threshold as well as the rates particularly gets small businesses. The Government’s proposals on business rates will be very difficult for small businesses. It is not just about the changes this year, with the bills going up; next year, under the Government’s proposals, small independent businesses will effectively subside the larger chains. I say with some affection to the hon.”
“It is a pleasure to serve under your chairship, Mr Vickers. I congratulate the hon. Member for Mid Leicestershire (Mr Bedford) on securing this important debate. It is a pleasure to wind up on behalf of the Liberal Democrats. As we have heard from a number of colleagues, small and medium-sized enterprises are the heartbeat of our local economies. It is not just that they are the engine of growth: they have enormous social impact too. Whether it is the physios or beauty technicians who travel to people’s homes, sometimes to visit older people who are less mobile and cannot get out, or market traders selling the wares they have made at home, sole traders and small businesses bring real vibrancy to our local economies, and we must do everything we can to support them.”
“Every medical college has retained a neutral position. By my count— [ Interruption. ] I will go on. By my count, two or three medical colleges have said expressly that they welcome specific amendments to the Bill, and all MPs will have received the letter from senior psychiatrists, who include a former president of the college, who said: “We believe the draft legislation is workable, safe and compassionate.” A number of safeguards have been included in the Bill. Does the right hon. Gentleman recognise that additional safeguards have been included and have been welcomed by various royal colleges?”
“In light of reports that President Trump is seriously considering joining the war between Israel and Iran, launching a US strike against Iran’s nuclear facilities, can the Deputy Prime Minister confirm that if President Trump does take such action, today’s Labour Government will not blindly follow the US into war again?”
“On behalf of my party, may I associate myself with the Deputy Prime Minister’s remarks about the Air India crash? In a week that we remember the murder of Jo Cox and David Amess, our party’s thoughts are with their friends and families and all those in this House who lost their beloved friends. We also remember those who died in the Grenfell tragedy. In 2003, we Liberal Democrats were incredibly proud to lead the campaign against the Iraq war—a war in which the UK blindly followed the US in a move that was not backed by the United Nations.”
“I am grateful to the Deputy Prime Minister. We support those efforts. Today, the Government are set to unveil their plans to cut personal independence payments and carer’s allowance, a prospect that one of my constituents described as “terrifying”. Liberal Democrat analysis of the Government’s own data suggests that 1.3 million disabled people are at risk of losing some support. Can the Deputy Prime Minister honestly say, hand on heart, that that is the change that 1 million disabled people and their carers were promised?”
“I strongly urge the Chancellor to ignore those who talk down Britain’s economic potential, to rip up the red tape holding British business back, and to strike a properly ambitious trade deal with Europe that will turbocharge our economy and bring in billions to rebuild our public services. The Government say that their No. 1 mission is growth. That is the way to deliver it.”
“Perhaps she might even look again at the growth-crushing jobs tax and the other changes affecting our high streets, small businesses and family businesses, and consider instead the fairer ways of raising the same amount of revenue that we Liberal Democrats have set out time and again: asking the big banks, social media giants and online gambling companies to start paying their fair share of tax. After years of chaos and incompetence under the last Conservative Government, this was a unique opportunity to draw a line under the social care crisis, squeezed budgets and sluggish economic growth.”
“Will she ensure that investing in our national security becomes a lever for economic growth, putting much greater emphasis on British steel producers and SMEs as we scale-up our defences, and ensuring that British start-ups can use defence innovation for the public good? Before I conclude, I must thank the Chancellor for finally completing the world’s slowest U-turn, on the unfair winter fuel payment cut. Now that she has U-turned, will she do the right thing and backdate the payment for all those who lost out on support last winter but who are now eligible under the new rules? And now that she has U-turned once, will she make it a hat trick and also change course on the PIP and carer’s allowance cuts?”
“If the Chancellor can U-turn on the winter fuel payment thanks to a skinny EU trade pact worth just 0.2% in extra GDP, just imagine how many more U-turns she could perform with a proper trade deal worth ten times as much. We Liberal Democrats strongly support the allocation of 2.5% of GDP on defence, but we want Ministers to go further and faster to bolster our national security in today’s uncertain world. Will the Chancellor agree to cross-party talks in which we can work together to set a pathway to 3% of GDP well ahead of 2034? Will the Government use some of today’s investment to reverse the Conservatives’ irresponsible cut of 10,000 troops?”
“Yes, we know she was faced with the fallout from the most reckless, out-of-touch Conservative Government in recent memory, but being responsible is not just about making tough decisions; it is about having the moral courage to make the right ones. Yet this Government seem determined not to adopt the one policy that could put rocket boosters on our economy and raise billions for our public services: a proper trade deal with Europe. A new, bespoke customs union with the European Union could boost our GDP by more than 2.2%, securing additional revenue to the tune of £25 billion a year—a huge boost to businesses and our struggling public services.”
“Will the Government finally act with urgency by committing to conclude the social care review by the end of this year, not in three years’ time? On housing, we warmly welcome the Government’s investment in social homes. Will they now commit to the Liberal Democrats’ target of building 150,000 social homes every year? Other public services are crying out for investment, too. Our communities need proper neighbourhood policing to feel safe, our farmers need fair support payments to keep putting food on our tables, and people of all ages deserve access to training and skills to build their future and to power our economy forward. That is why it is so disappointing that the Chancellor has today made things so difficult for our public services by cutting unprotected budgets by billions.”
“The Chancellor knows, the Health and Social Care Secretary knows, this whole Parliament knows: today’s investment in the NHS will be like pouring water into a leaky bucket if hospitals cannot discharge patients who are well enough to leave because there are no care workers to help them recover at home. The fair pay agreement that the Chancellor talked about is of course welcome, but it is barely a baby step, and it is nowhere near enough to bring social care back from the brink. At a bare minimum, we need a higher minimum wage for our care workers to stop the sector haemorrhaging staff to other sectors. When will the Chancellor finally recognise that we will never fix the NHS if we do not fix social care too?”
“Will she promise that the Government will meet the Prime Minister’s own pledge for 92% of routine operations to take place within 18 weeks? Will she and the Health Secretary—they are sitting side by side—set up a crumbling hospitals taskforce to look at creative funding ideas, bring construction dates forward and put an end to the vicious cycle and false economies of delayed rebuilds leading to rising repair costs, as we saw under the previous Government? Then, of course, there is the elephant in the NHS waiting room: the crisis in our social care services.”
“As long as the Government fail to truly tackle the red tape and trading barriers blocking British businesses, the Government’s grip on economic growth is more akin to a handbrake than an accelerator. The last Conservative Government left our NHS on its knees. On their watch, waiting lists were soaring, hospitals were crumbling and our high street healthcare was hollowed out. Can the Chancellor confirm that this funding will deliver the extra 8,000 GPs needed to guarantee everyone an appointment within seven days, or within 24 hours if the matter is urgent? Can she confirm that this funding will bring dentists back into the NHS and put an end to dental deserts? Will she promise that this funding will mean that every cancer patient starts treatment within 62 days?”
“It has been almost a year since Labour swept to power with the promise of change, but we are still not seeing the scale of ambition needed to turn the country around. We welcome the announcement of investment in the NHS, but it will not work unless the Government invest in social care too. We welcome the investment in infrastructure, but it will not work unless the Government invest in skilling up the workforce that we need to build it. Cutting billions in real terms from departmental budgets seems unnecessary when the Government could instead go for growth and get a much deeper trading relationship with Europe—a move that could raise an extra £25 billion a year for the public purse.”
“I congratulate the hon. Member not only on securing this debate, but on leading the charge on this issue in the House and commanding such enormous and widespread cross-party support. Does he agree that justice delayed is justice denied? We all agree with what he is calling for, and we hope the Minister may agree with it later, too. However, it is not good enough just to agree. There is a real urgency about getting justice for those women who were affected, and for their descendants and families, to whom we all pay tribute.”
“I hope sincerely that the Government recognise that gap, come to the right conclusion and respond with urgency and with compassion. That is the very least that the affected women, their families and their descendants deserve.”
“This is an absolute travesty; we have heard of this situation time and time again, with many different examples. I personally pay tribute to Philomena—my constituent—and to her daughter Jane and her grandson Josh, who are here today, for their courage in speaking about their story. I repeat my congratulations to the hon. Member for Beckenham and Penge (Liam Conlon) on securing this debate and on leading the charge in this House. Many organisations have been campaigning on this issue, and I hope that the Minister will deliver good news today and also convey a sense of urgency. We can hear from the speeches in this debate the jarring gap between the profound sense of wrong that happened on the one hand and the “Computer says no” system on the other.”
“It is not unusual in this House for Ministers to say that things are actively under consideration. In a previous Parliament, I have been in this room when Ministers have said that repeatedly. If it is under active consideration, can the Minister please say when that might conclude? Is he in a position to give us a deadline today, or is he able instead to write to every Member that has contributed to this debate within the next 14 days with a deadline?”
“I know that the Minister is just about to respond to the fact that we have heard powerful testimony. I understand that he is not in a position to set out any deadlines today, so I implore him to make a different commitment. Will he please commit today, in front of the many people who have joined us, to use his good offices to facilitate a meeting between our constituents who are affected by this issue and the relevant Minister, so that they can speak directly to those in power who may be in a position to make decisions in due course? Will he please commit to doing everything he can to ensure that our constituents have their voices heard by those at the top?”
“Why has Skills England been set up as an executive agency of the Department for Education rather than having employers at its heart, as was promised? And why are the Government scrapping the level 7 apprenticeship when we know that it supports social mobility, including into engineering? We welcome this investment into transport infrastructure, but that transport infrastructure will not build itself; we need the people skilled to do it.”
“From Shropshire to the south-west, from Cumbria to Cornwall, and from Norfolk to Newton Abbot, rural areas once again feel as if they have been forgotten. Will the Government therefore bring forward a rural growth strategy? May I also ask the Minister about Wales? We know that HS2 and the Oxford-Cambridge line have been designated England-Wales lines, as opposed to England-only lines. Can he explain to the people of Wales why that has happened and why they are set to lose out on Barnett consequentials? There is one big piece missing from the puzzle. Many of us rightminded people want to see investment in infrastructure, but if we want to build stuff, we need skilled people to build it. Will the Government now fix the apprenticeship levy so that it can be spent on skills and training? When will the Government produce their skills strategy?”
“We Liberal Democrats believe that when the economy is growing, every nation, every region and every person should feel and see the benefits, so we are pleased to see investment in public transport and public infrastructure, but I must ask the Minister: where is the plan and the money for rural areas? He will remember that, at the Budget, we Liberal Democrats supported and welcomed the Government’s changes to the fiscal rules that allowed for borrowing and more productive investment, and we are delighted to see that one of the beneficiaries of today’s announcement is the Metrolink to Stockport, which is a testimony to the hard work of the Liberal Democrats, who have been campaigning on this for far longer than the mayor and the combined authority have even existed.”
“In the Budget the Government reduced business rates relief, which is hitting small businesses hard. Under current plans, in the next financial year small independent businesses could see their rates go up by 80% and chains could see theirs go down by 40%. I have shared that analysis with Ministers; will the Chancellor please promise that she will look at it personally to ensure that this—I think—unintended consequence does not come to pass and independent businesses do not close, leaving even more of our high streets looking the same?”
“Yesterday the Chancellor said that she understands the concerns that some people have about the limit at which the winter fuel payment is removed. Does she therefore now agree that restricting the eligibility so tightly was a mistake?”
“I supported the Bill on Second Reading on condition that it would be strengthened to tackle the issue of capacity. Does the right hon. Lady accept that the Bill that we see today is very different from the one that we saw on Second Reading? There is a requirement for capacity. If there is any doubt at all, a doctor is compelled to report that person for additional assessment, and independent advocates have been introduced for people with learning disabilities, autism or mental disorders. Social workers are now included in the panel of experts, specific training on mental capacity is required, and there is a disability advisory board too. Does the right hon. Lady—”
“The Minister made her case very well. The Liberal Democrats recognise that there is no viable widely adopted method for pension funds to meet the CCP margin requirements without harming pension outcomes. Although we all recognise how important clearing is for broader market stability, we also recognise that enforcing it on pension funds right now could do more harm than good. In that spirit, I add our support to the cross-party agreement on the draft regulations, which will create a permanent exemption.”
“I urge the Minister again, as I have done many times in previous months, to look at some of the suggestions from the Liberal Democrats and to engage in those conversations about how we raise tax in a fairer way and support those who are struggling at this very difficult time.”
“We have suggested that a home insulation scheme not only would be good for the planet by reducing carbon emissions, but would reduce people’s energy bills, meaning that the money that they do have would go further. Equally, by improving investment in our farming and reducing the cost of healthy, locally grown food, people would not have to spend so much of their money on food bills. I thank Mr Frost again, and everybody who signed the petition. We as policymakers should take this challenge very seriously. We see it as a cry for help from those who are struggling the most at this incredibly difficult time.”
“We have suggested that the Government look at increasing the remote gaming duty on those big gaming companies that made an enormous amount of money—billions of pounds in profits—during the pandemic, who we believe could pay a little bit more to help public services back on their feet. We know that the Labour Government have gone some way to reforming capital gains tax. We have suggested alternative ways of reforming it to raise even more money than the Labour Government have raised, but also that we should raise that money from the 0.1% richest—the super-wealthy. There are fairer ways in which this Government could raise taxes from those with the broadest shoulders—those big corporations—to bring in billions of pounds in order to support people at the other end of the ladder. There are other things that the Government could do.”
“Liberal Democrat research has shown that since the Brexit deal came into effect, small businesses have had to fill in 2 billion pieces of paper—enough paper to go round the world 15 times. The cost of that red tape is falling on to the shoulders of small businesses and, through them, their customers as well. Sorting out that trading relationship and ripping away that red tape will improve our economic growth. We have also said that there are fairer ways of raising taxes. We have suggested that the Government look at increasing the digital services tax on the 20 largest online social media platforms and search engines.”
“We have a toxic combination that means that people are seeing their seeing their taxes go up but not seeing services improve. It is leading to that cry for help. As has been mentioned, the House of Commons Library briefing estimates that this measure alone would cost around £50 billion, and additional measures to equalise it with national insurance could cost £60 billion to £65 billion. If I remember correctly, I think the pandemic cost £40 billion, so this would be 1.5 pandemics, which is a staggering amount of money. None the less, we should not dismiss the call. There are other things that we could do. We Liberal Democrats have said that the key to sorting out the public finances is to get more economic growth. We think that a key way of doing that is to improve our trading relationship with the European Union.”
“As the Liberal Democrat spokesperson, I am incredibly proud that our policy when we were in government was to raise the personal allowance. That went through, and by April 2015, more than 3 million people had been taken out of paying income tax all together. It remains our priority to raise the tax-free personal allowance, as the best and fairest way of cutting tax when the public finances allow. And there is the rub, because the public finances are under enormous pressure and strain and, at the same time, there are very few signs of economic growth. We know that the public finances are in a terrible state in large part because of the mess left behind by the Conservative Government; in part, too, because of the growth-crushing Labour Budget, but also because of President Trump’s trade war.”
“Even when they become pensioners, they may well still be working. I hear time and again that pensioners want certainty. They have worked for their entire lives, they know how much money they have coming in and they need to know how much money is going out. They need to budget. When a shock comes along—whether something like the mini-Budget, a cut to the winter fuel payment or sky-high energy prices—they do not know what to do. They have far less capacity than other people to increase their income. Increasingly, pensioners have caring responsibilities, not just for their spouses but for their children, grandchildren or, even in some cases, their great-grandchildren. I take the petition as a cry for help.”
“It is a pleasure to serve under your chairmanship, Mr Stuart. I start by thanking Mr Frost for launching this petition and the 250,000 people who have signed it. The number of people who have signed it speaks to the strength of public feeling about this issue, which is a serious policy challenge for all political parties. Indeed, I think the petition does more than showing the strength of feeling that exists. I regard it as a cry for help, because right around the country there are struggling families gripped by a cost of living crisis, there are high streets and small businesses gripped by the cost of doing business crisis, and people are crying out for the change they were promised. Most ordinary folk work hard, play by the rules, pay their taxes and expect certain public services to be there for them when they need them.”
“Film studios are a really important part of our economy in Hertfordshire and give opportunities, jobs, apprenticeships and work experience to people in my constituency. As the Minister has recognised, it is not remotely clear yet how the tariffs will operate, and many have said that they are unworkable, but if America goes ahead and we have to take action in this country to ensure that our film industry is competitive, I urge him to look at the business rates regime with the Treasury. Sky Studios Elstree near my constituency has seen its business rates go up by more than 600%—they now account for 30% of its operating costs. I encourage the Minister to look at tackling that regime, as one measure to ensure that we protect our creative industries and the film sector here in the UK.”
“My hon. Friend mentions the inordinate delays that occur with regard to applications for capital funds. I have watched with horror as my local hospital trust in West Hertfordshire has had to submit business case after business case while watching the costs rack up. Does she agree that one way to spend the allocated money more efficiently would be by devolving those budgets to local hospital trusts, rather than having a centralised programme that drives up the costs?”
“On the point of trust, the Conservatives completely blew trust with the constituents of West Hertfordshire. They promised a new hospital—they even said in 2023 that it would be fully funded, and it clearly was not. At the most recent general election, the Labour party promised that Watford general hospital would be a priority. Will the Minister make a new promise to keep that trust by coming to visit that hospital this year?”
“On promises not meaning much, the hon. Lady will be aware that the previous Conservative Government promised West Hertfordshire a new hospital. In 2023, they said it was fully funded, yet there is still not a spade in the ground. Can she explain where that money disappeared to, please?”
“The Secretary of State referred to rare ecological rivers that can be damaged by sewage pollution. In my constituency, we have a very rare chalk stream, the River Ver. Thames Water says that many of the sewage spills happen because the pipes are old and porous. Part of the solution is to line them, but when Thames Water is lining pipes, it is not prioritising pipes that are close to rare chalk streams. Will the Secretary of State meet me to discuss my Chalk Streams (Sewerage Investment) Bill, which would make water companies prioritise those pipes that are close to chalk streams, because of their rare ecological status?”
“Finally, I have a comment for the Minister in the spirit of constructive opposition: there are lots of rumours flying around at the moment about whether and how the Government may change various ISAs, and whether they are looking at a particular cap, and that has created a little uncertainty. I have heard from a few constituents anxious about what the changes might be, and what they might mean for them. We all want to make sure that our constituents are well informed and do not take rash decisions because of rumours they have heard, so I urge the Minister to assure us that whatever plans the Government may bring forward will be phased in and that people have no cause to panic or be anxious about what may change. Such reassurances would be well received by some of our constituents.”
“We see warnings on an almost weekly basis about such scams, and we would like the Government to do more to tackle them, especially on social media platforms, and guarantee that protections would not be watered down in any future Trump trade deal. We need to see greater stability more generally, of course. I also urge the Government to consider more long-term, responsible investment opportunities for individuals. At the moment, a lot of people’s confidence in retail investment might be a little shaken because of global headwinds and the geopolitical situation that. None the less, there is still a very strong argument for longer-term investment, and the rewards that can provide.”
“I am interested in the calls to revisit tax exemptions so that we incentivise people to invest in companies that genuinely contribute to building Britain and the British economy and to providing more secure jobs. In addition to the financial literacy, that call for a campaign to, effectively, democratise investment is a really good idea. We Liberal Democrats would be keen to hear more from the Government on that point. On green investment, we know there is a green stocks and shares ISA. The Government have talked about a social impact investment vehicle; it would be interesting to hear whether they have more to say on that, perhaps before we get to the spending review. I urge the Government to consider tackling crypto scams.”
“People have more agency when they can choose between different products, and I would be wary about throwing the baby out with the bathwater; if more information is available about the differences between the ISAs, choice is a good thing. Increasingly, people want to choose how they invest their money. They may want to invest in a particular sector. They may want to make investments in line with their outlook on the world, whether those are green investments or something that has another impact. Some people are willing to sacrifice a bit of financial return if they feel they are using their money for a good cause. I urge the Government and colleagues to reflect on that point.”
“I think we can all welcome that as well, particularly long-term, low-risk investments for those people who want to get going. I am sure that, irrespective of political party, we can agree with calls for greater financial literacy. It is vital that we do more on all these fronts because people are missing out on financial returns and companies are missing out on investment and choosing to go elsewhere. I was particularly interested in some of the recommendations and calls for action from the hon. Member for Buckingham and Bletchley. I wholeheartedly agree with his call for a long-term retail investment strategy, and I hope that the Minister will say a little more about that. I urge some caution around the call to simplify the four ISAs. Many individuals are fairly au fait with choice, and choice in itself is a good thing.”
“Our public services remain on their knees, so individuals and families are increasingly saving money, whether for social care, knee operations, private education, healthcare assessments or mental health appointments. Clearly, we need get our public services back on their feet. Boosting people’s confidence in public services will convince them that they will not have to pay out when they should be relying on public services. We have seen many moves by different agencies to address some of these problems. The Financial Conduct Authority is looking to offer more than just generic guidance on how to invest, and we can all welcome that. Some banks are calling for a badging scheme to identify entry-level investment products.”
“The net effect is that individuals are missing out on financial returns and on having a stake in our economy, and companies are missing out on investment. That leads many companies to choose not to list here in the UK; they list in other countries where they can secure higher valuations and more capital investment. Other Members have rehearsed some of the reasons for that. Some individuals cannot afford, or feel that they cannot afford, to invest, while others are risk-averse. There are those who lack the knowledge or confidence about how to invest. Some choose to invest in property: house prices and building prices in this country continue to go up and up, and that often means that people choose to invest in that. As has been highlighted, people are often saving for a rainy day.”