← LEADERSHIP TERMINAL

UK PARLIAMENT · SITTING

Gerald Jones

MP for Merthyr Tydfil and Aberdare · Labour · United Kingdom

IN THEIR OWN WORDS

The Plaid Cymru Welsh Government marked their first 100 days in office last week with little fanfare—their achievements to date seem to be setting up Committees and commissioning reports, rather than focusing on the needs of the people of Wales.

STRENGTHENING THE UNION · 2026-09-02 · READ IN HANSARD

Many of my constituents want tougher action against the criminals who hide behind businesses such as rogue barber shops, vape shops and mini-marts, which are a blight on many high streets in my constituency.

HIGH STREETS ORGANISED CRIME UNIT · 2026-07-13 · READ IN HANSARD

I thank the Minister for his statement and the work he is doing to bring this issue to a resolution. A growing number of my constituents are affected. The response from Capita has been appalling, and correspondence is taking weeks or indeed months to get through.

CIVIL SERVICE PENSIONS · 2026-07-06 · READ IN HANSARD

I very much welcome this defence investment plan and the confidence it shows in the workers on the Ajax programme at General Dynamics in Merthyr Tydfil. I thank Ministers for their engagement with me, with General Dynamics and with the workforce.

DEFENCE INVESTMENT PLAN · 2026-06-30 · READ IN HANSARD

Illegal offroad bikes cause regular and unnecessary nuisance to residents across Merthyr Tydfil and Aberdare, and other parts of the country. South Wales police are constantly trying to deal with residents’ concerns, but the situation persists and is widespread.

BUSINESS OF THE HOUSE · 2026-05-14 · READ IN HANSARD

Even before the current conflict in the middle east, fuel suppliers in the Merthyr Tydfil part of my constituency were charging an average of 10p per litre more than those in other parts of my constituency and neighbouring towns.

FUEL COSTS: SUPPORT FOR MOTORISTS · 2026-04-28 · READ IN HANSARD

The complete record

Every one of 1,447 lines we hold for Gerald Jones, in date order, each linked to its source. Free to read, in full, without an account. Page 16 of 29.

  1. Unfortunately, I cannot share his optimism about the future of Scotland outside the UK—or indeed of Wales outside the UK—but that is something more appropriate for the debate currently taking place in the main Chamber. Overall this debate has been consensual; I want to keep it in that spirit, but there are a few points I wish to raise. When the Secretary of State delivered one of her first public speeches in her new role, we were encouraged to hear her mention the prosperity agenda and talk up buying British. In recent weeks, as exemplified at Defence questions at the start of this week, we have seen little genuine change in that direction. The fleet solid support ships are still being tendered internationally.

    NATIONAL SHIPBUILDING STRATEGY · 2019-07-11 · READ IN HANSARD

  2. Member for New Forest East (Dr Lewis), support the shipbuilding industry and talk about the variety of purpose, versatility and future adaptability of the vessels. As he has done on many occasions, he talked about the inadequacy of defence expenditure. I am afraid I do not share his optimism about the prospect offered by a new Prime Minister, particularly if it is the candidate that I think he was talking about, but that may be another discussion. We heard from the hon. Member for Dunfermline and West Fife (Douglas Chapman) about the need for the fleet solid support ships to be built in domestic shipyards. I will talk later about the expertise in the hon. Gentleman’s constituency at the Rosyth shipyard.

    NATIONAL SHIPBUILDING STRATEGY · 2019-07-11 · READ IN HANSARD

  3. It is a pleasure to serve under your chairmanship, Mr Evans, for the first time I believe. I thank my right hon. Friend the Member for North Durham (Mr Jones) for securing this debate. I declare my interest as a long-standing and proud member of the GMB trade union. As my right hon. Friend outlined, despite decline into a smaller industry, shipbuilding is still a vibrant part of our economy and needs proper support. If we want to maintain sovereign capability, we need to invest. It is not just about the jobs linked to the ships but the spin-off industries and other parts of the UK economy. As he said, it is a national endeavour across the UK and supports small and medium-sized businesses. We heard the Chair of the Defence Committee, the right hon.

    NATIONAL SHIPBUILDING STRATEGY · 2019-07-11 · READ IN HANSARD

  4. I thank my hon. Friend for the case she is making in her own inimitable style. Does she agree that more needs to be done not only on online platforms, as she mentions, but on second-hand sales between individuals, to create a much safer environment for the sale of electrical goods?

    ELECTRICAL PRODUCTS: ONLINE SALES · 2019-07-09 · READ IN HANSARD

  5. Will the Minister recognise that in the current climate, the financial pressures on local authorities make it more difficult for them to have the capacity to deal with some of the issues that she is discussing?

    ELECTRICAL PRODUCTS: ONLINE SALES · 2019-07-09 · READ IN HANSARD

  6. A recent report by the Public Accounts Committee found that less than half of personnel would recommend the housing maintenance service provided by the company, Amey. Amey’s performance is so bad that the MOD has introduced a compensation scheme for maintenance issues, but unbelievably, the Department pays even when Amey is at fault. Will the Minister outline why hard-working taxpayers are expected to foot the bill when the MOD’s contract has failed to deliver?

    OUTSOURCED CONTRACTS · 2019-07-08 · READ IN HANSARD

  7. 21. Universal credit was rolled out in my area last year. Staff at my local citizens advice bureau found that, last year, 1,882 people contacted them in relation to debt linked to universal credit. Surely that is an indication of how many people are finding difficulty in managing during that initial five-week wait. Will the Secretary of State tell me when the Government will act to end the misery of the five-week wait?

    UNIVERSAL CREDIT: ROLL-OUT · 2019-07-01 · READ IN HANSARD

  8. As things stand, we are due to leave the EU later this year and we are still unclear about the many millions of pounds that Wales currently receives as part of the EU, and how that money will be replaced by the Government. There is a need for certainty, so I have two questions for the Minister. Will the new fund be based on need, and will the Government respect devolution in their allocation of the new funding?

    EU STRUCTURAL FUNDS: LEAST DEVELOPED REGIONS · 2019-06-26 · READ IN HANSARD

  9. We were promised, as we have heard, that consultation would take place before the end of 2018, and we are now halfway through 2019. There is no sign of the consultation. As my hon. Friend the Member for Aberavon (Stephen Kinnock) has said, that is completely unacceptable. A few weeks ago in Welsh questions I asked the Secretary of State to provide clarity on the fund and how it would work, what areas of the country would benefit, and how much the fund would be—and there was no answer from the Secretary of State. I hope that today the Minister will provide some of the clarity that is needed. The people of Wales, and people across the UK, were told by the leave campaign that we would not lose a penny if we left the EU.

    EU STRUCTURAL FUNDS: LEAST DEVELOPED REGIONS · 2019-06-26 · READ IN HANSARD

  10. Friend the Member for Sheffield Central, the Thatcher Government ripped the heart out of our communities, threw countless people’s jobs on the scrapheap and decimated towns and villages across south Wales, without having any plan to replace the jobs that were lost. The economic decline of the ’80s and ’90s can still be felt today, despite the investment that the valleys have had, which stemmed from the work of the Labour Government. I have tried to outline the history of the communities that I represent, and to highlight why economic deprivation exists. We benefited from regional development funding quite simply because we needed it, which is why it is essential that we now have clarity from the Government about the future for the shared prosperity fund. The Government have not been clear about their proposal for the fund.

    EU STRUCTURAL FUNDS: LEAST DEVELOPED REGIONS · 2019-06-26 · READ IN HANSARD

  11. Friend the Member for Blaenau Gwent (Nick Smith) mentioned, and which has had a history of collisions over many years, has vastly improved because of a continuing project to create a dual carriageway. There is one more phase to complete, linking my constituency to west Wales and, to the east, through to the M50, M5 and midlands. That has all been possible with the support of regional development funding from the EU. In communities across my constituency, such as New Tredegar, Treharris, Bedlinog and Rhymney, there have been transport schemes, flood alleviation works and town and village centre regeneration, all supported through regional development funding, which has proved essential in beginning the process of regenerating communities across the south Wales valleys. As we heard from my hon.

    EU STRUCTURAL FUNDS: LEAST DEVELOPED REGIONS · 2019-06-26 · READ IN HANSARD

  12. It is a pleasure to see you in the Chair, Ms McDonagh. I congratulate my hon. Friend the Member for Sheffield Central (Paul Blomfield) on securing the debate and on the case that he outlined. For the past 20 years or so, Wales has been a net beneficiary of the European regional development fund and that funding has allowed the transformation of towns and villages across south Wales. There has been hugely significant investment in Merthyr Tydfil town centre, which has helped to regenerate the whole town centre—a new college development, and the creation of a new square that has become the focal point for a calendar of cultural events. The A465, which my hon.

    EU STRUCTURAL FUNDS: LEAST DEVELOPED REGIONS · 2019-06-26 · READ IN HANSARD

  13. 17. As has been said, this House declared a climate emergency on 1 May. In recent weeks, pupils at Abercanaid Community School and Ysgol Rhyd y Grug in my constituency have been in contact with me to urge this Parliament to do all that we can to address the climate emergency. Will the Secretary of State outline the specific actions that he will take on Government contracts, and on any other measures, to give the pupils in my constituency and elsewhere the confidence that this Government are serious and will meet their target of net zero emissions by 2050?

    GOVERNMENT CONTRACTS: CLIMATE EMERGENCY · 2019-06-20 · READ IN HANSARD

  14. Might not many of these tumble dryers have been resold in the second-hand market? If so, what is the Minister doing to assess the dangers of the resale of such machines, bearing in mind that local authority trading standards have been decimated by Tory austerity cuts?

    RECALL OF TUMBLE DRYERS · 2019-06-17 · READ IN HANSARD

  15. In August 2017, 22-month-old Pearl Melody Black from Merthyr Tydfil was killed after a runaway car hit a wall, which fell on top of her. The current legislation did not allow the Crown Prosecution Service to bring justice to my constituents, Paul and Gemma Black. I have written to the Secretary of State, to the Department and to Ministers and previous Ministers to request a meeting to see whether we can work together to bring about a change in the legislation so that other parents do not have to endure this in future. Will the Minister agree to meet me to see what can be done?

    ROAD SAFETY · 2019-06-13 · READ IN HANSARD

  16. Those who have already retired from Hoover and are older than the retirement age have not had a cap on their pensions, but only the part of their pension funds earned after 1997 will be index-linked with inflation, which means that people who worked all or most of their careers with Hoover before that date are losing income because of inflation.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  17. The pension scheme is now transferred over to the PPF, after a regulated apportionment arrangement was agreed with Hoover, along with a 33% share in the business for the scheme, and a £60 million lump sum payment. When the pension scheme entered the PPF, all Hoover employees in it who were still working and/or under the scheme’s retirement age, stopped gaining benefits. The annual value of those employees’ pensions, when they retire, was capped at the level for the scheme’s retirement age, which is 65. Retired employees now receive 90% of either the actual annual value of their pension, or 90% of the pension level for their age, whichever is lower.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  18. Changes to the pension scheme, withdrawals from the fund by Hoover to cover its financial difficulties, payments to the Government required by a short-sighted surplus tax implemented by the then Tory Government, and financial difficulties posed by the global financial downturn have resulted in the surplus shifting to become an overwhelming deficit. At the last valuation, in March 2016, it stood at approximately £500 million on a buy-out basis, and approximately £300 million with the Pension Protection Fund. Hoover had long been in talks with the Pensions Regulator and the PPF to offload the deficit pension scheme, which it could no longer support without risking the company’s insolvency and the loss of the remaining employees’ jobs.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  19. I beg to move, That this House has considered the Hoover pension fund deficit. It is a pleasure to serve under your chairmanship, Mr Robertson. We are here to discuss the Hoover pension fund deficit, which was once a surplus of more than £100 million. Hundreds of former longstanding Hoover employees from my constituency and the surrounding area have faced appalling cuts to their well earned retirement money, and they deserve justice. Like other prosperous UK pension schemes in the 1980s, the 1987 Hoover pension scheme, with 7,500 members, had a large surplus, which totalled £123 million in 1986.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  20. In Labour’s 2017 manifesto, we committed to carrying out an immediate review of current pension surplus tax and sharing arrangements, since many of the people at companies across the UK affected by this, such as Hoover, British Coal and British Steel, do not have another private fund to fall back on. The Government must now follow suit. Will the Minister commit to at least reviewing these arrangements, and to giving justice to the many former Hoover employees in my constituency who have been robbed of the pensions they worked to build and on which, having left the workplace, they now depend?

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  21. I ask the Minister how his Government can justify this legacy of the short-sighted and irresponsible actions of the 1980s Thatcher Government, which imposed the 1986 Act on hundreds of UK companies’ pension funds such as Hoover’s, thinking only of short-term gain. Will the Government now do what is right by the many hundreds of people, such as Phillip Little, who have seen their pensions hit over and over, and repay them with the money they took from the fund under that Finance Act, so that these hard-working people can have the retirement that they deserve and that they worked for decades to build?

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  22. Having been looking forward to retirement after 35 years with the company, Mr Little is devastated, and feels as though, in his words, he has been “mugged” three times over by company withdrawals from the pension scheme, payments to the Government and latterly the scheme’s transfer to the PPF. Mr Little is one of many hundreds of former long-standing Hoover employees in the Welsh valleys who have been told that the retirement money that they worked for decades to build up has had to take yet another cut and that there is nothing they can do about it. They have had to sit and watch as the company and Government take money from what was once a surplus fund and is now in hundreds of millions of pounds of debt, and their well-earned retirement has been taken away from them.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  23. When he took his pension at age 55, he faced an immediate loss of 47%, resulting from payment holidays and Government and company withdrawals from the scheme in previous years, following the Italian company Candy’s takeover of Hoover in the 1990s and its refusal to invest or contribute further to the company’s pension scheme. Now, with the Hoover pension scheme being transferred to the Pension Protection Fund, Mr Little has had to suffer a further 10% reduction in the value of his pension due to the rules and caps, meaning he has taken a hit of 57% in total, losing over half the total value of his pension. I think we would all agree that nobody should have to make do with less than half the pension they rightfully earned from their decades of hard work.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  24. The Government were incredibly over-optimistic if they assumed that 13% returns could continue into the long term. That is another classic example of the short-sightedness of a Government who placed the employer first, ignoring the employee, thinking only of short-term gain and completely neglecting the long-term potential impact of a policy on hard-working people. I want to highlight the case of one of my constituents who has had to bear the brunt of this mess: Mr Phillip Little. Mr Little worked at Hoover in Merthyr Tydfil for 35 years, working at several departments and in various jobs across the company over a long and dedicated career.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  25. It denied that it was being used to cover the £20 million in losses that it suffered from its infamous “free flight” sales promotion—when it promised two free airline tickets to customers who purchased more than £100 worth of products—but said it was for the general financial stability of the company. Hoover accordingly paid £11.2 million in tax to the Government, again under the terms of the Finance Act 1986. During the 1980s and 1990s, therefore, Hoover paid the Conservative Government a total of £29.2 million. As I have explained, the terms of the Finance Act 1986 were established based on the average annual return on UK equities being 13%, as it was between 1974 and 2000. The Pensions Commission reported a considerably lower long-term average of just over 5%.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  26. Various UK companies took pension contribution holidays or looked to make improvements to their pension schemes to eliminate the surplus. It was no different in the case of Hoover, which in 1986 looked to wind up the existing pension scheme and replace it with a new scheme with improved benefits for members. At that time Hoover had 5,500 employees in the UK, half of whom were based in Merthyr Tydfil, and the company’s UK pension scheme had a surplus of approximately £123 million, as I have mentioned. It proposed to take £87 million from the surplus, of which £42 million would go towards improved pensions and £27 million to the company’s general fund, with £18 million to be taken by the Conservative Government under the Finance Act 1986. In 1993, Hoover moved £16.8 million from the surplus to its general fund.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  27. During that time of prosperous UK pension schemes, what the Conservative Government saw as surplus funds to be taxed in a period of high equity returns were, rather, risk barriers against years of low financial profit and the rising longevity of workforces, as well as a reserve for future workers’ pensions. The Finance Act 1986, passed by the Tory Government, required companies’ pension funds to declare any surplus of 5% or more, and either remove it within five years or lose part of their tax-exempt status. Many companies made much lower pension contributions in the years after the 1986 Act came into law, but market returns during that time remained so positive that many companies still had large surpluses left in their pension funds.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  28. However, in May 2019 Hoover took the decision to move 45 jobs from Pentrebach to its headquarters in Warrington, in a move to centralise its operations, leaving only 60 posts, primarily in distribution, at the Merthyr Tydfil site. I want to give some background on how the company’s pension scheme arrived at the state it is in today. According to the Pensions Commission set up by the Labour Government in 2004, from 1974 until 2000 the average annual real return on UK equities was as high as 13%, with investments in pension schemes during that time allowing them to flourish and pension contribution rates to increase. However, by the early 1980s the Thatcher Government had become concerned that UK companies were using large contributions to their pension schemes to lower their liability for corporation tax during years of high profits.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  29. At its peak, the Hoover factory was the largest employer in Merthyr Tydfil County Borough, providing much-needed employment opportunities for generations of local people formerly employed in the iron and coal industries for which Merthyr Tydfil is famous. That proved to be the high point for the factory: in the 1990s, amid financial difficulties, Hoover was sold to the Italian manufacturer Candy, which over the next few years would decline to invest further in the company or its operations. Job cuts continued over the next 10 years and in 2009, 61 years after the factory opened, production stopped altogether. Since 2009, only 100 staff have remained employed at the Pentrebach factory, in the company’s warehousing, distribution and sales operations.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  30. Hoover has been an important employer in Merthyr Tydfil and Rhymney for 71 years, since the Pentrebach factory was established in 1948 to make the well-known Hoover washing machine. Only about 300 people were employed at the factory when it opened, but over the following 20 years, because of product demand, the figure rose by the thousands. By the time of Hoover’s 25th anniversary in Merthyr in 1973, more than 5,000 people were employed at the site, all contributing to the company’s pension scheme. Counting the company’s Glasgow plant, Hoover’s British workforce once peaked at 16,500 people.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  31. I agree 100%. The hon. Gentleman outlines the fact that people yet to reach pension age will experience a 10% reduction, which will cause huge difficulty. Unfortunately, the case of Hoover pensions is not an isolated one, and we have become used to hearing in recent months and years of cruel injustices suffered by former employees of British Coal, British Steel and BHS. The evidence also suggests that we are likely to see many more such cases in the future. Before I go into more detail, and pose questions for the Minister, I shall provide some background on the history of Hoover in Merthyr Tydfil and explain the financial background that has led to the unacceptable injustices that its former employees now face.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  32. I appreciate the Minister’s point about the Pension Protection Fund and how different the situation would have been had it not intervened. However, the central point I was trying to get across was whether there is any opportunity to review the position of surpluses taken under that Finance Act by a previous Conservative Government, maybe not to fully reinstate what the pensioners have lost but to go some way towards defraying some of the difficulties that pensioners now face, in my constituency and beyond.

    HOOVER PENSION FUND DEFICIT · 2019-06-11 · READ IN HANSARD

  33. Some 3,220 people in my constituency currently benefit from this policy. No matter which way the Secretary of State tries to dress it up, to transfer the responsibility to the BBC without the corresponding budget and then have Tory MPs line up, as they have done over the last few days, and criticise the BBC is just plain wrong, not to mention shameful. So will the Secretary of State review this situation, yes or no?

    FREE TV LICENCES: OVER-75S · 2019-06-11 · READ IN HANSARD

  34. This debate is primarily about the availability of Orkambi in England. The 540 of my constituents who signed the petition and Rebecka and Matthew Bow, who contacted me on behalf of their daughter, Sofia, are really keen to see progress in Wales. Does the hon. Gentleman agree that it is important for health across the UK that we work together to ensure that there is a co-ordinated approach with Vertex to make Orkambi available right across the United Kingdom?

    CYSTIC FIBROSIS DRUGS: ORKAMBI · 2019-06-10 · READ IN HANSARD

  35. Coming on the back of the similar announcement by Honda, this announcement by Ford will have a devastating impact on its workers and on the supply chain right across south Wales, including in my constituency. We absolutely need a co-ordinated response with the Welsh Government, local government and others, but may I ask the Secretary of State what immediate priority he will give in the coming days to ensuring that those in the company—the workers and the trade unions—are afforded all the support they need?

    FORD IN BRIDGEND · 2019-06-10 · READ IN HANSARD

  36. My paternal grandfather was killed in Ogilvie colliery in 1944 when he was just 32 and my own father was just one year old. On my mother’s side, my great-uncle was killed in 1962 at Elliot colliery in New Tredegar at just 19 years of age. Sadly, these losses were replicated all too often across the coalfields and over the decades. In addition, hundreds, if not thousands, of miners suffered poor health over many years, including my maternal grandfather, who suffered many years of ill-health due to his many years as a miner.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  37. I am pleased to be able to speak in this debate and I thank the Benchbench Business Committee for bringing it forward. I really hope that tonight’s debate will give the Government an opportunity to reflect on their position and put right the injustice felt by thousands of former miners in Merthyr Tydfil and Rhymney and across the country. We must consider what has been contributed over past decades. Thousands of miners, as we have heard, gave the best years of their lives and worked in dangerous conditions. In many cases they gave their health, and in some cases even their lives, for the coal industry. There can probably be no greater price paid for coal than the Aberfan disaster in my constituency in 1966 when 116 children and 28 adults lost their lives.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  38. I thank my hon. Friend for that intervention and agree with her. She talks about the injustice of this, which I will come on to later. I pay tribute to her for the campaigning work that she has done in Swansea East. I also pay tribute to her predecessor.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  39. Finally, membership of the scheme has decreased over the years and now stands at 160,000. The Government’s financial risk is therefore in decline, yet the 50% ratio is still the same as 25 years ago. There is a sense of urgency. The former miners are not getting any younger, and I am sure we all agree that they should get the benefit from the scheme while they are alive. We need action now, and I hope we will get some answers from the Minister this evening.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  40. People are much more informed all these years later. At the very least, the Government should conduct a review to ensure that they treat miners and their families with fairness. That does not appear to be the case at the moment. The surplus share arrangements of the pension scheme were altered in 1994 from 70-30 to 50-50. Independent legal or financial advice to offer a due diligence approach does not appear to be evident. Was it ever sought or obtained? These were and are huge sums of money belonging to the miners. At the very least, in the apparent absence of such advice, it would be fair and transparent for the Government to undertake a review, so that the evidence and opinions of those affected or involved in the scheme could be taken into account.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  41. In April, I was pleased to co-sign a letter co-ordinated by my hon. Friend the Member for Blaenau Gwent (Nick Smith), who has done so much on this issue over a number of years, calling on the Government to review their position on the sharing arrangements with the fund. It seems grossly unfair that miners are receiving an average pension of £84 per week—in some cases, a lot less. If we contrast this with the £4.4 billion the Government have received, it is hard—in fact, nigh-on impossible—to justify. It is indeed, as others have mentioned, a disgrace. It is certainly not fair, as the Government have not had to contribute anything to the scheme. They must have made far more money than was ever forecast to be the case. It is therefore time for a review. The balance of risk was very different in 1994, when British Coal ended.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  42. Miners in areas like mine, and across the country, did so much to support the generation of power for the nation. Indeed, the coal and iron works in my constituency helped to power the country for many years, going way back to the industrial revolution. Those former miners therefore deserve fairness and a guarantee that that they are looked after. Miners have had to fight injustice before, for compensation for pneumoconiosis and other diseases. Many former miners feel that the way in which the pension fund is currently administered is certainly not fair and equitable. Too often, they have been let down. My first involvement in politics was as a 14-year-old during the miners strike in 1984 when communities like mine were supporting the miners in the year-long fight for jobs against an uncaring Tory Government.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  43. I agree with my hon. Friend’s comments. The history of our coalfields is littered with examples of the sacrifices that our communities and miners made, and it is important that this is recognised. In more recent years, conditions improved and so did the terms of employment. The Government acting as guarantors for the scheme in 1994 was the right thing to do to make sure that the value of the pension fund did not decrease. That is why it is now essential for the Government to address the injustice and unfairness felt by miners over the pension scheme and the way it has been handled over the past 25 years. As we have heard, the Government have benefited from huge payments over the years. However, we must ask them to reconsider their position and whether it is still appropriate for them to benefit from such huge payments.

    MINEWORKERS’ PENSION SCHEME · 2019-06-10 · READ IN HANSARD

  44. As we have heard this afternoon, the Government are planning changes to the repayment period, which will be a maximum of 16 months, with deductions of no more than 30% of the claim. Those changes are in the right direction, but they do not go far enough. We have heard more today about looking at other debts, and that is an avenue that it is important to explore. The disappointing thing is that we have to wait until the end of the year for the changes to take effect. I ask the Minister to give us clarity about the changes and to make them a lot sooner. People need help now, because they are in debt now. They are using food banks more than ever. Will the Minister and the Government take note and take action as soon as possible?

    UNIVERSAL CREDIT AND DEBT · 2019-06-05 · READ IN HANSARD

  45. I think that that highlights the scale of the need. I want to mention advance payments. Because of the wait before people get their first payment, many fall into debt. People clearly need the advance in the initial period, as they have no money to live. However, the repayments are often too high and that leads to continuing debt problems, which cause anxiety and stress. There is much confusion about the repayment period for advance payments. In my constituency, although the maximum period is 12 months, I have heard of cases where repayment is expected within three months. Again, that causes further debt, anxiety and stress. Claimants have a choice of repayment period up to a maximum of 12 months, and up to 40% of their claim.

    UNIVERSAL CREDIT AND DEBT · 2019-06-05 · READ IN HANSARD

  46. It is a pleasure to serve under your chairmanship, Sir Henry. I congratulate my hon. Friend the Member for High Peak (Ruth George) on securing the debate. There is an argument for a simplified benefit system, but what we know of universal credit is that it has led to many cases where people are trapped in further poverty owing to the way the system is administered. In its current form, it is causing too much hardship and stress. Every week my constituency office, like many others, supports local people who have been placed in difficult situations. I also work closely with the citizens advice bureau, providing support jointly to constituents in need of advice and support. According to my local citizens advice bureau, the issue of universal credit was raised with it on 1,882 occasions last year.

    UNIVERSAL CREDIT AND DEBT · 2019-06-05 · READ IN HANSARD

  47. Geographically isolated communities often experience issues with digital inclusion because the broadband is not as strong as it is in other areas. The report and the attention that it has received is welcome. However, it must be part of an ongoing awareness campaign to ensure that we move at a pace that does not leave communities behind.

    FINANCIAL EXCLUSION: ACCESS TO CASH · 2019-05-21 · READ IN HANSARD

  48. On the Merthyr Tydfil side, the only banks that remain are in the town centre, leaving huge parts of the county borough without access to bank facilities. There are ATMs throughout the area, but many impose a charge for residents to withdraw their cash. As an example, Aberfan has three ATMs that all require a fee to be charged, and Bedlinog has two machines that are both chargeable. Along with my Welsh Assembly colleague, Dawn Bowden, I am currently working with the company LINK to identify communities that have little or no access to free-to-use cash machines. We hope that shop owners will convert to free-to-use machines. As we know, subsidies are available for cash machines located in deprived areas, with the first ATM to convert to free usage receiving the subsidy.

    FINANCIAL EXCLUSION: ACCESS TO CASH · 2019-05-21 · READ IN HANSARD

  49. Those communities have a strong community spirit and breathtaking views up or down the valley, but they are often isolated from services and support. The Access to Cash independent review established in July 2018 concluded that around 17% of the UK population would struggle to cope in a cashless society. I welcome the recommendations in the review to ensure that consumers can get cash wherever they live or work, and I look forward to the further work to consider the report’s findings. In the south Wales valleys, as in many other parts of the country, we have seen banks closing, with a 38% reduction in the number of banks since 2010. In the Upper Rhymney Valley part of my constituency, the last bank closed in January.

    FINANCIAL EXCLUSION: ACCESS TO CASH · 2019-05-21 · READ IN HANSARD

  50. We know that the use of cash is in decline, but, as we have already heard, the UK is not ready to become a cashless society, and sleepwalking into one will leave millions, including many people in my constituency, behind. The communities that I represent in Merthyr Tydfil and Rhymney are ranked in the Welsh index of multiple deprivation as some of the most deprived in the country. Deprivation is measured by a range of statistics, including health inequalities, educational attainment, income levels and access to services. In my constituency, some of the economically deprived areas are also geographically isolated communities, such as Bedlinog, Ponsticill, Fochriw, Butetown, Abertysswg, Pontlottyn, Phillipstown and Aberfan.

    FINANCIAL EXCLUSION: ACCESS TO CASH · 2019-05-21 · READ IN HANSARD