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UK PARLIAMENT · SITTING

Pat McFadden

MP for Wolverhampton South East · Labour · United Kingdom

IN THEIR OWN WORDS

In his review Alan Milburn considered that issue and said that, “the UK’s NEET crisis is much more long-term and deep-seated than any decisions taken in the last few years.” As I said earlier, 400,000 more people are in work this year than last year, and the number of young people in employment is up since the election.

YOUTH GUARANTEE · 2026-06-29 · READ IN HANSARD

Since our last DWP questions, both Alan Milburn and the Pensions Commission have published their respective interim reports on young people and on the current state of saving for retirement. I look forward to receiving their final reports later in the year.

TOPICAL QUESTIONS · 2026-06-29 · READ IN HANSARD

As Alan Milburn pointed out in his recent report, the UK’s NEET crisis is much more long-term and deep-seated than any decisions taken in the last few years. There are 400,000 more people in work than last year. The number of young people in employment is up by 74,000 since the election.

YOUTH HUBS · 2026-06-29 · READ IN HANSARD

I thank the right hon. Gentleman and send him commiserations for whatever has left him reliant on his crutches today. I am happy to congratulate the businesses he mentioned in his constituency. He raises a serious point: it is important not only to come up with the right policy, but to make it simple for businesses to use.

YOUTH GUARANTEE · 2026-06-29 · READ IN HANSARD

My hon. Friend is right, and I thank Cardiff football club for being a partner. We are supporting nearly 1 million young people and creating up to half a million opportunities for jobs and training.

YOUTH HUBS · 2026-06-29 · READ IN HANSARD

We are making strong progress on expanding youth hubs, with around 130 already in operation across Great Britain. In March, I announced the locations that we want to open in this year, and I have just announced a further 180 locations for the following two years.

YOUTH HUBS · 2026-06-29 · READ IN HANSARD

The complete record

Every one of 5,181 lines we hold for Pat McFadden, in date order, each linked to its source. Free to read, in full, without an account. Page 17 of 104.

  1. The Deputy Prime Minister’s statement touches on a number of issues, and I have some questions about them. Will he say more about the Government’s assessment of Chinese motives? Does he believe, for example, that Beijing wants to disrupt our democratic process, or instead to gather data about our citizens for some other reason? On the specific issue of the Electoral Commission and the electoral register, why does he think that the Chinese Government hacked what is a publicly available database? Does he believe they were after the details of those who may not be on a public register for good reasons, for example because they might be employed in security-sensitive areas? Does he believe they were after details and the personal data of political donors, or was there some other motive?

    CYBER-SECURITY AND UK DEMOCRACY · 2024-03-25 · READ IN HANSARD

  2. I thank the Deputy Prime Minister for his statement, and for advance sight of it. It is a statement about which there has been significant briefing in the press over the past couple of days. On questions of national security, Labour will support the Government in efforts to counter attempts by China, or any other state, to interfere with or undermine the democratic process, or attempts to stop elected representatives going about their business, voicing their opinions, or casting their votes without fear or favour. With that in mind, I pay tribute to the efforts made every day by the intelligence and security services to protect the public, and to protect our democracy and way of life. The economic relationship between the United Kingdom and China can never mean compromising on national security or our democratic integrity.

    CYBER-SECURITY AND UK DEMOCRACY · 2024-03-25 · READ IN HANSARD

  3. As the Minister has seen, many questions have been asked today on the infected blood scandal. Will he confirm that it is no part of the Government’s decision-making process on the timescale of granting compensation payments to create the fiscal headroom needed for the much anticipated pre-election tax cuts in next week’s Budget?

    TOPICAL QUESTIONS · 2024-02-29 · READ IN HANSARD

  4. Baroness Mone and her husband made a £60 million profit on a £200 million contract for personal protective equipment, much of which the NHS deemed unusable. The couple, reportedly, have had £75 million of assets frozen, but they also have a horse running in Britain’s favourite horserace, the grand national. That is not racing’s fault, but would it not be a grand national disgrace if the owners were able to walk away with winnings while taxpayers are still waiting to get their money back from being sold a mountain of unusable PPE?

    TOPICAL QUESTIONS · 2024-02-29 · READ IN HANSARD

  5. (Urgent Question): To ask the Secretary of State in the Cabinet Office if he will make a statement on the UK’s resilience to recent extreme weather events, including Storm Isha and Storm Jocelyn.

    EXTREME WEATHER EVENTS: RESILIENCE · 2024-01-24 · READ IN HANSARD

  6. Last week, the Public Accounts Committee said the flood protection budget put in place has been underused since it was announced and is now expected to cover 40% fewer properties than was first claimed. That leaves more than 200,000 homes vulnerable to flooding. What is the Government’s plan for them? Jocelyn may be the latest storm, but it will not be the last. The very least the public have a right to expect is that their Government| understand that, and are focused on the job and not on whatever is the latest episode in the Tory psychodrama that has distracted the governance of the country for far too long.

    EXTREME WEATHER EVENTS: RESILIENCE · 2024-01-24 · READ IN HANSARD

  7. Of course, Ministers cannot control the weather—indeed, ex-Ministers on the Conservative Benches cannot even control themselves—but the greater regularity and severity of extreme weather demands a response from the Government. Let me therefore ask the Minister: given the frequency of extreme weather events, why do the Government not have a standing flood resilience taskforce, as part of the Cobra system, with a specific responsibility for building up long-term protection? Local resilience forums have been neglected since the passing of the Civil Contingencies Act 2004 under the Labour Government. What more can Ministers do to revive them and make sure they are properly supported?

    EXTREME WEATHER EVENTS: RESILIENCE · 2024-01-24 · READ IN HANSARD

  8. I thank the Minister for his response. Recent days have seen the UK battered by two severe storms, first Storm Isha and then Storm Jocelyn—the 10th named storm of this winter. Liz Bentley, chief executive of the Royal Meteorological Society, has said that these storms are “some of the worst in the last 10 years”. Our constituents across the country have been hit by widespread damage, flooding, power outages, and the cancellation of flights, ferries and trains. In the most tragic circumstances, four people are reported to have lost their lives. I want to pay tribute to the emergency service workers, electrical engineers and other response teams who have been working to help people, restore power and get transport moving, often at risk to themselves, in very severe conditions. We owe them all a debt of thanks.

    EXTREME WEATHER EVENTS: RESILIENCE · 2024-01-24 · READ IN HANSARD

  9. I echo the condolences that have been given to the family of Tony Lloyd. Further to the question about flooding, yesterday the Public Accounts Committee said that over 200,000 properties in England were vulnerable to flooding, and the budget for flood protection is now expected to cover 40% fewer properties than the Government originally said it would. We have seen the devastation that flooding can do in recent weeks and the terrible consequences for those affected. Given the Cabinet Office’s responsibility for resilience, can the Secretary of State explain why the plan is so far behind schedule and what the Government will do to protect the 200,000 properties that may now be left without adequate flood protection?

    TOPICAL QUESTIONS · 2024-01-18 · READ IN HANSARD

  10. This week, Gareth Davies, the head of the National Audit Office, said that Ministers could save up to £20 billion a year of taxpayers’ money by modernising IT systems, tackling fraud and better management of major projects such as HS2. He also said that out-of-date IT exposes the UK to a greater risk of cyber-attacks, and we have heard reference this morning to the cyber-attack on the British Library. Why is it that time after time, the Government reach for tax rises—such rises will leave a typical family paying £1,200 a year more in tax—instead of saving money by getting a grip of these IT projects and major infrastructure projects, as has been called for by the National Audit Office?

    TOPICAL QUESTIONS · 2024-01-18 · READ IN HANSARD

  11. The perennial question for a cross-departmental strategy such as this one is whether it is driven by the Departments or by the centre. Given the traditional strength of Departments in the Whitehall system, how can he ensure that the centre over which he presides is strong enough to enforce preparedness and deliver the national resilience that Members on both sides of the House want to see?

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  12. With that in mind, why have the Government been so slow to implement the recommendations of the Intelligence and Security Committee in its report on Russia, which was published a couple of years ago? The Committee called Russian influence in the UK “the new normal”, citing connections at the highest level with “access to UK companies and political figures,” and said that Russia carries out “malicious cyber activity in order to assert itself aggressively,” for example by interfering in other countries’ elections. In the face of those findings, how will the Government ensure that our forthcoming election is protected against interference, either from Russia or by any other actors? Finally, may I ask the Secretary of State about the governance of the strategy?

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  13. That should not be too much to ask. Of course, not all risks are physical, and we have both opportunities and challenges in the development of artificial intelligence. We have seen cyber-attacks in recent years, such as the WannaCry attack on the NHS and the ongoing attack on the British Library. I appreciate that that is a major challenge; the old distinctions between state and non-state actors are blurring. What more can the Government do to protect critical systems from cyber-attacks? That brings me to perhaps our most important asset: our democracy itself. With an election coming some time in the next year, I am sure that the Secretary of State would agree that we need to do all we can to ensure that it is conducted in a free and fair manner.

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  14. The invasion of Ukraine and the subsequent energy crisis exposed the short-sightedness of getting rid of gas storage, ditching home insultation programmes and being exposed to hugely volatile energy spot markets. Why is the Government’s new policy to roll back on the transition mandated by their own net zero legislation and prolong our reliance on international fossil fuel markets? For those failures, the British public have paid a heavy price. How will the Government increase resilience in the public estate? Schools’ capital budgets were cut back on the Prime Minister’s watch when he was Chancellor. School roofs are falling in, disrupting children’s education. When will the Government be able to ensure that children do not have to be taught in classrooms in which the ceilings are held up by temporary supports?

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  15. We should have a broad concept of resilience, be it physical, cyber, financial, in supply chains, in the public realm, in our values or in our democracy, so let me ask the Secretary of State about some of that. The need for greater resilience has been underlined by the recent history of our country. Covid exposed huge flaws in advance planning, which ended up costing the taxpayer billions of pounds, some of which was wasted on dodgy contracts, some lost to downright fraud. Never again should the country be put at the mercy of inside tracks, VIP lanes and special access for those who happen to know ministerial phone numbers. What lessons have the Government learned from the huge degree of waste and fraud in covid contracts, and why has so little taxpayers’ money been recovered compared with the vast amount that was lost in the first place?

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  16. I thank the Secretary of State for advance sight of his statement. He is right that resilience is a critical function for the Government, local government, public services, business and society in an ever more volatile world. I congratulate him on surviving the year between the publication of the national resilience framework and the delivery of this statement. That is a rare achievement in a Government in which the principle is that everybody gets to be famous for 15 minutes. I congratulate him on his longevity. I also welcome the Secretary of State’s announcement of the UK resilience academy and the volunteering hub. He is right that, given the chance, the British public will step up to help their fellow citizens.

    RISK AND RESILIENCE: ANNUAL STATEMENT · 2023-12-04 · READ IN HANSARD

  17. I welcome my old friend and sparring partner, the right hon. Member for Salisbury (John Glen), to his post. Questions have been raised about whether all benefits in kind received by the Foreign Secretary while he acted as a lobbyist for Greensill Capital have been properly declared. Will the Minister confirm whether his tax affairs were examined and considered by the House of Lords Appointments Commission before approving his appointment? If not, will the Government now investigate to see if all such matters, including any use of offshore trusts, were properly declared and taken into account before the appointment was made?

    FOREIGN SECRETARY: DECLARATIONS OF INTEREST · 2023-11-23 · READ IN HANSARD

  18. I want to ask about an angle of the matter mentioned by my hon. Friend the Member for Mitcham and Morden (Siobhain McDonagh). The Foreign Secretary received fulsome praise from the China Harbour Engineering Company for his role in promoting the Port City Colombo project in Sri Lanka. Can the Minister tell the House who the ultimate client was when the Foreign Secretary received payment from KPMG Sri Lanka for his role in promoting that project? Was it the Sri Lankan Government or the China Harbour Engineering Company, which is owned by the Chinese state?

    FOREIGN SECRETARY: DECLARATIONS OF INTEREST · 2023-11-23 · READ IN HANSARD

  19. I begin by associating myself with the Secretary of State’s comments on marking the anniversary of the death of the late Queen. The responsibilities of the Cabinet Office include the National Security Council and co-ordinating the Government’s response to crises. Last night, we learned of a major breach of security with the escape from Wandsworth prison of Daniel Abed Khalife, a terror suspect who was accused of gathering information that could be useful to a hostile state. Can the Secretary of State update the House on the search for Mr Khalife, and whether—in the light of his Department’s responsibilities for national security and resilience—he has asked why such a terror suspect was being held at a lower security category prison such as Wandsworth in the first place?

    TOPICAL QUESTIONS · 2023-09-07 · READ IN HANSARD

  20. I thank the Secretary of State. I can only say to him that the hair may go but the skin remains the same, so in solidarity I wish him well in the current heat. It is reported that Mr Khalife managed to escape by clinging to the underside of a food delivery van. This is obviously an extraordinary situation, given the strict procedures that are supposed to govern the entry and exit of vehicles on the prison estate, so can the Secretary of State outline how those procedures will now be reviewed; what other aspects of prison security will also be reviewed, and over what timescale; and when the public and Parliament will be informed of any changes made as a result of this very serious breach of security?

    TOPICAL QUESTIONS · 2023-09-07 · READ IN HANSARD

  21. He said there would be no new money, but he also said that the pay rise for teachers was fully funded with new money. Which is it, and can he clarify the two things that he said in his statement about that? The economic backdrop colours everything in this statement. It is no longer a matter of judging whether the Conservative Government will fail; the fact is that they have already failed. That is why the general election cannot come soon enough.

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  22. Gentleman that if we had continued with Labour’s rate of economic growth, the Treasury would be tens of billions of pounds a year better off than it is today. What is the Government’s estimate of the impact on public services of funding the rises in the way he has set out? The Chief Secretary to the Treasury talked of “reprioritising”. Does that mean that the Government will cut back on capital investment in schools and hospitals in order to fund those increases? What is the estimated impact of the civil service recruitment freeze that he announced for the Ministry of Defence? What will be the impact on the NHS recovery programme that has been set out, and what will it mean for the shocking level of waiting lists and waiting times that we see under this Government?

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  23. The long waiting lists and waiting times are not just a health issue, but an economic issue. After the Conservative party put a bomb under mortgage rates last autumn, UK homeowners are now paying £2,000 a year more than those in France, £1,200 a year more than those in Belgium, and £800 a year more than those in Germany. It is not all global. The Chief Secretary to the Treasury made a contrast with the Labour party, but Labour’s record on public services, which are at the heart of his statement, was investment and reform in the NHS, shorter waiting times and waiting lists, the highest levels of public satisfaction with the NHS since its foundation in 1948, and a fraction of the days lost to industrial disputes that we have seen under this Government. We also had better economic growth. When it comes to sound money, I remind the right hon.

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  24. Every month when the figures come out, they are higher than expected. Core inflation was up last month, not down. Food prices are rising 20% faster in the UK than in France, and three times faster than in the United States. Low growth, high prices, creaking public services—that is the legacy we have after 13 years of the Conservatives in power, with longer waiting times and waiting lists, and more than 3 million days lost to industrial action this year alone. In his statement, the Chief Secretary to the Treasury talked of sound money, but the Government’s failings on public services have become economic failings too. Let me give the House one example. As the OBR pointed out in its risk report today, if we got labour force participation back to pre-covid levels by reducing ill health, we could reduce borrowing by £18 billion.

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  25. Just a couple of hours before the Chief Secretary to the Treasury gave us his statement, we heard news that the UK economy shrank in size last month. Even more worryingly, that comes after four years in which there has been no meaningful economic growth at all. Today’s Office for Budget Responsibility fiscal risk report describes what it calls a “disappointing decade” for economic growth. That disappointing decade means that, in reality, incomes for households, including the workers we are speaking about today, have stagnated and sometimes fallen. The country is less prosperous and more exposed to shocks than it should be, and that is the backdrop to today’s statement. Ministers want to claim that all these problems are global, but inflation in the UK is the highest in the G7.

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  26. I thank the Chief Secretary to the Treasury for the advance copy of his statement. Let me begin by praising the efforts of our NHS staff, teachers, police officers and members of the armed forces. The nurse who looks after someone when they are ill, the teacher who opens up new horizons for a pupil, the soldiers and police officers who keep us safe—we owe them all a great debt of gratitude. They are what make the good society, and we all rely on the public services they provide every day. Like all workers, they deserve a decent pay rise, and like all workers, they are living in a wider economic context. The Government set out a plan at the start of the year, and then the economy intervened on their plan. They say that a plan does not survive contact with the enemy, but this Government’s plan has not even survived contact with reality.

    PUBLIC SECTOR PAY · 2023-07-13 · READ IN HANSARD

  27. The instability that it created has carried on and on, and the price is still being paid. The Prime Minister set out a target to halve inflation, but last week core inflation went up, not down. Once again, it was higher than expected and, once again, it was the highest in the G7.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  28. Their hope was that they would steady the ship, possibly get some small amount of economic growth and then offer tax cuts either this autumn or next spring, after which a general election would be called. After 13 years of policy failure, that was all they had left. They certainly could not run on their record, because nothing is working better now than it was when they inherited it in 2010. They certainly could not run on hope for the future, precisely because their record is so poor and no one would believe them. But even the plan they had has turned to dust, because reality has intervened—their own economic mismanagement has intervened. Their plan turned to dust because the Tory mini-Budget was not the end of something; it was the start of something.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  29. In Selby, it is £2,700 a year. And it is not just mortgage holders who are affected, but renters too, because the people they rent from are seeing their mortgages rise as well. Last year, private sector rents rose by more than 10%, and the proportion of people’s income being used to pay rent is rising too. The inflation and interest rate figures we saw last week showed an economy and a plan that has been blown off course, because this was not the plan that the Prime Minister and the Chancellor had—this is not how it was supposed to be. Their plan was to bury last year’s disastrous Tory mini-Budget under 10 feet of concrete. If it was to be remembered at all, it was supposed to be thought of as a bad dream, from which we had all mercifully woken up, but their preference was for it never to be spoken of again.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  30. They have done what generations did before them: they have worked hard, saved for a deposit and taken pride in having a home of their own. The security that comes with that has for many turned to dread, as month after month they receive a letter from their lender telling them that their bills are going up by hundreds of pounds a month. In my constituency, 6,800 households face paying an extra £1,800 a year for their mortgage, and that comes on top of the extra that people are already paying for energy, food and everything else. The Resolution Foundation says that the average figure across the country is £2,900 a year more, but we must remember that that is an average. Depending on where someone lives—we have heard this through the debate—the real figure could be higher. In Uxbridge, for example, it is £5,200 a year.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  31. She forgot to tell us that 9,000 households in Stourbridge are going to be facing an increase of £2,400 a year in their mortgage payments. She was followed by the hon. Member for North West Norfolk (James Wild), and he forgot something too. He forgot to tell us that 8,000 households in his constituency are facing an increase in mortgage payments of £2,800 a year because of the Tory mortgage bombshell. Just in case it slips the Minister’s mind when he stands up to make his own speech, he should tell us that 10,500 households in Arundel and South Downs will be facing increases of £5,200 a year. Those figures show the level of pain among mortgage holders and that will only grow in the coming months. We should remember that those who have bought their own homes have done nothing wrong.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  32. I thank everyone who has contributed to this afternoon’s debate. I cannot help noticing that the vast majority of them are Opposition Members, so I thank my hon. Friends the Members for Halton (Derek Twigg), for Bootle (Peter Dowd), for Bradford West (Naz Shah), for Harrow West (Gareth Thomas), for Dulwich and West Norwood (Helen Hayes), for Birmingham, Hall Green (Tahir Ali), for Battersea (Marsha De Cordova), for Merthyr Tydfil and Rhymney (Gerald Jones), for Blackburn (Kate Hollern), for Newport West (Ruth Jones), for Reading East (Matt Rodda) and for Stockton North (Alex Cunningham). We did hear a couple of speeches from Conservative Members. I thank the hon. Member for Stourbridge (Suzanne Webb) for her speech, but she forgot something.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  33. It is time for an election and a new start, and the sooner they come, the better.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  34. From Brussels to the blob and now the Bank of England, there are no scapegoats left. Their sense of entitlement to rule is matched only by their total unwillingness to accept any responsibility for anything that happens while they do rule. The Prime Minister says he is “on it”. What a reassurance to working people! I do not know what he is on—usually, a helicopter—but I know it is not working. The Government cannot fix the problem, because they are the problem. The answer for the country is not another iteration of a Tory project that has already failed over and over again. It has failed on the cost of living crisis. It has failed on public services. And it is failing on mortgages, too. It is time for change, but the Tories cannot offer it. It is time for recovery, but they have failed to deliver it.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  35. Time after time, they have no ideas of their own; all they have left is a pale imitation of what we have already proposed. We wanted a mandatory plan, and that is what is at the heart of our motion today. The truth is that the Tory party has shredded its own economic credentials—the Tory party of sound money, which saw debt top 100% of GDP last week; the Tory party of low taxes, which has lifted the tax burden to the highest level in living memory. There is literally no point to this Government. They are running out of options and they are running out of road. We are not speculating about what might happen in the future. We are talking about a real crisis, with a real cost of living squeeze on real people, right now, and it has all happened on their watch. After 13 years, they have run out of excuses and run out of people to blame.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  36. The Chancellor and the Prime Minister were supposed to be the fix-it crew, but things have not been fixed at all. Borrowing costs are even higher now than in the wake of the disastrous Tory mini-Budget last year. Let me be clear with Treasury Ministers: if they are doing worse than the last Prime Minister and the last Chancellor, they are not fixing anything. That begs the question, what is the point of them? They have nothing left to offer. They are caught between telling the country not to risk it with Labour, with their little dossiers full of made-up pledges, and then adopting pale imitations of our policies, whether on the windfall tax, the NHS staffing plan or the voluntary mortgage proposals that they announced on Friday.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  37. We are not going to join the chorus of Government Members attacking the Bank of England. I thought the hon. Gentleman was rising to raise the issue of the 15,000 households in his constituency that are facing an increase in mortgage payments of more than £3,000 a year. We all wanted to see a recovery, but we do not have a recovery. We have deepening financial difficulties for millions of households. The Government were desperate to say that the worst was over, but for anyone remortgaging over the next couple of years, the worst is not over—it is still to come. Most people on fixed rates have not refinanced yet, and the rolling financial thunder of mortgage renewals will continue month by month, as households receive those letters from their banks and building societies. That is the reality of the Tory mortgage bombshell.

    MORTGAGE AND RENTAL COSTS · 2023-06-27 · READ IN HANSARD

  38. The only thing that grew as a result of what the Government did last September was people’s mortgage payments. Two-year fixed rates are now more than 6%, and payments for householders are up £2,900 over the next year. Have the Government learned the lesson from the previous Prime Minister’s decision—I stress that word; it is nothing to do with international events—to use the country as a giant economic experiment that hurt homeowners, pushed up interest rates and shook international confidence in the United Kingdom? If they have, will the Minister now apologise to the householders who are paying the price for that mistake?

    GROWTH PLAN OF 23 SEPTEMBER 2022 AND COST OF MORTGAGES · 2023-06-20 · READ IN HANSARD

  39. Back to 2023. This is a real crisis, affecting real people as a result of the real decisions of the Minister’s Government. Figures out today show that the average UK tenant is spending more than 28% of their income on rent, and rents have gone up by more than 10% in the past year. Rents are being forced up because the landlords who people rent from are seeing their mortgages go up, too, and sometimes even faster than mortgages in general. The Chancellor and the Prime Minister were supposed to be the team that would come in and sort everything out. Can the Minister tell us what went wrong?

    GROWTH PLAN OF 23 SEPTEMBER 2022 AND COST OF MORTGAGES · 2023-06-20 · READ IN HANSARD

  40. (Urgent Question) : To ask the Chancellor of the Exchequer what assessment he has made of developments in the mortgage market in recent days.

    MORTGAGE MARKET · 2023-06-13 · READ IN HANSARD

  41. Now, instead of trying to help hard-pressed homeowners, the Conservatives are fighting like rats in a sack over an honours list and a disgraced Prime Minister. It is clear that they cannot focus on the problems of the country; the only way to do that is to change the Government and let them fight it out in opposition.

    MORTGAGE MARKET · 2023-06-13 · READ IN HANSARD

  42. Since then, because inflation in the UK has been higher for longer than in many similar economies, the expectation is that interest rates will be higher for longer too, and that is what is driving up mortgage rates and piling on the pressure. While the Ministers responsible rack up speaking fees around the world, the British public are still paying the price for the economic irresponsibility and recklessness of the Conservative party. Will the Economic Secretary now apologise for the Conservative mini-Budget last September and the lasting effect it has had on homeowners and renters around the country? Will the Government take responsibility for the decisions that they made and the consequences that followed, or is it, as they always claim, someone else’s fault?

    MORTGAGE MARKET · 2023-06-13 · READ IN HANSARD

  43. The UK’s homeowners are under increasing financial stress, with two-year fixed rates at 5.86%—up by over 0.5% in just a month—products being withdrawn, and the Resolution Foundation saying that the average mortgage holder is facing an increase in payments of £2,300 this year. This is not just about homeowners; it is about renters too, because the landlords they rent from are also facing increased borrowing costs and that in turn is forcing up rents. All this pressure was multiplied by the irresponsible decision of the Conservative Government last year to use the country for a giant economic experiment that put booster rockets under mortgage rates. While they enacted their teenage right-wing pamphlet fantasies, using the country like lab rats, homeowners and renters were left to pay the price.

    MORTGAGE MARKET · 2023-06-13 · READ IN HANSARD

  44. Can the Minister confirm whether, after marching their troops up to the top of the hill and getting the Back Benchers very excited, the Government are keeping the sunset clause to have all this done by the end of the year?

    WITHDRAWAL FROM THE EU: ECONOMIC IMPACT · 2023-05-09 · READ IN HANSARD

  45. I am never quite clear why, if we do not like trade barriers, the answer is to erect even more of them. The Government said that through the Retained EU Law (Revocation and Reform) Bill, they would get rid of 4,000 laws built up during our time in the EU. The Prime Minister even got his shredder out to show us what this would look like, and the Government said there would be a sunset clause to make sure all this happened by the end of the year. Voices from both business and the trade unions have said that this could cause even more chaos and uncertainty and undermine workers’ rights, in breach of the promises made by Ministers at the time of the referendum.

    WITHDRAWAL FROM THE EU: ECONOMIC IMPACT · 2023-05-09 · READ IN HANSARD

  46. Can the Minister tell us why the Government are picking this of all moments to add these new costs and price rises to UK consumers who are already struggling to make ends meet because of the biggest cost of living crisis in decades?

    WITHDRAWAL FROM THE EU: ECONOMIC IMPACT · 2023-05-09 · READ IN HANSARD

  47. I think business certainty might be improved by an answer to the question. Inflation is at 10%, the highest in the G7, and food inflation is at 19%. The former Prime Minister—the right hon. Member for Uxbridge and South Ruislip (Boris Johnson), to avoid confusion, because there are a few former Prime Ministers—promised us that “there will be no non-tariff barriers to trade”, but we already know that many small businesses are giving up exporting to the EU altogether because of costs and delays. With inflation already at those levels, the Government have picked this moment to impose a new system for checks on EU goods that is estimated to add £400 million a year to the cost of goods coming into the UK.

    WITHDRAWAL FROM THE EU: ECONOMIC IMPACT · 2023-05-09 · READ IN HANSARD

  48. Knife crime is taking a devastating toll on our communities, with young lives cut short and families torn apart and living with the heartbreak for the rest of their lives. Last year, my constituent Ronan Kanda was killed in a knife attack just yards from his own front door. Ronan was only 16. He had his whole life in front of him. His mum Pooja, his sister Nikita and his wider family miss him every day; I spent time with the family on Friday evening. Can I urge the Minister to bring in this ban on the sale of machetes and similar knives as soon as possible, as one step towards tackling knife crime and trying to ensure that fewer families have to face the grief felt by the Kanda family over the loss of Ronan and the many other families carrying a similar burden of grief?

    MACHETES: CONSULTATION · 2023-04-18 · READ IN HANSARD

  49. The Conservative party wants to pretend that last September’s mini-Budget and its impact on mortgages was all a bad dream, but it is more than a bad dream for the 4 million households who will face a mortgage rise this year on either fixed or variable rates. The average two-year fixed rate deal is now around £2,000 a year more than it cost in August last year. That is real money and real costs. What is the Government’s estimate of the total cost of September’s mini-Budget to UK homeowners?

    MORTGAGE RATES · 2023-03-21 · READ IN HANSARD

  50. The Minister either does not know or will not say what the total cost was. Is it not interesting that it is always someone else’s fault? One of the first things that the Prime Minister did when he took office was to give in to his Back Benchers on house building targets. The Home Builders Federation now says that the supply of new housing is likely to fall to its lowest level since the second world war—less than half the Government’s target. How will building fewer homes as a result of a back-stairs deal inside the Conservative party help young people in our constituencies who dream of owning their own home and getting on the property ladder?

    MORTGAGE RATES · 2023-03-21 · READ IN HANSARD