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UK PARLIAMENT · FORMER

Mervyn Storey

North Antrim · Democratic Unionist Party · Northern Ireland

IN THEIR OWN WORDS

I thank the Minister for his statement. It will be noted that there are those who cry much about the environment and purport to be the champions of the environment who did not have the courtesy to come to the House and be present when the statement was being made.

OFFICIAL REPORT, 2022-03-24 · READ THE OFFICIAL RECORD

I thank the Minister for his statement. Clearly, there are some in the House who want to continue with the same old, same old and get the same outcomes at a huge cost to the public purse and to farms in Northern Ireland. The Minister is absolutely right: it is a scourge.

OFFICIAL REPORT, 2022-03-24 · READ THE OFFICIAL RECORD

I am sure that the Minister will be aware, having listened to the Member who spoke before me, that the farmers of North Antrim will make an informed choice about who best supported farmers during this mandate of the Assembly.

OFFICIAL REPORT, 2022-03-24 · READ THE OFFICIAL RECORD

A pilot scheme has been operating with the Education Authority, the PSNI and the South Eastern Health and Social Care Trust across 60 schools in the south Down area since September 2021 and was extended to a further 77 schools in the Newry and south Armagh areas at the start of February 2022.

OFFICIAL REPORT, 2022-03-22 · READ THE OFFICIAL RECORD

As Chair of the Justice Committee, I am pleased to welcome the motion. It implements the provisions taken forward by the Committee in the Domestic Abuse and Civil Proceedings Act (Northern Ireland) 2021 to establish an Operation Encompass model in Northern Ireland, which is, as the Minister has outlined, a police and early intervention pa…

OFFICIAL REPORT, 2022-03-22 · READ THE OFFICIAL RECORD

We had our final meeting of that Committee this morning, and I want to place on the public record our appreciation and thanks to our Committee staff of for all the work that they have done.

OFFICIAL REPORT, 2022-03-22 · READ THE OFFICIAL RECORD

The complete record

Every one of 2,983 lines we hold for Mervyn Storey, in date order, each linked to its source. Free to read, in full, without an account. Page 58 of 60.

  1. I thank the Member and welcome him to the Chamber to ask questions today. I said some weeks ago that there were two things that we needed to address in homelessness and housing provision generally. The first is to change the language that we use; the second is to change the financial structure. In the Housing Executive, a definition is given to homeless, and I have repeatedly asked the Housing Executive to tell us how many people are really homeless — how many people in Northern Ireland tonight will not have a home. It is very hard for it to give us a definite figure. I have seen figures of 22 or 23. However, housing need is a completely different issue. I have had discussions with the Simon Community.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  2. Yes, the regulatory impact and the difficulties that regulation brings have been raised across a number of organisations. Obviously, that falls within the remit of the social housing reform programme, which is a vast programme covering a variety of elements in organisations, tenants and all the component parts. Given the improved performance of housing associations over the past few years, I am keen to consider what changes we can implement to the inspection regime and how we can make that process less intrusive and onerous while still achieving an appropriate level of assurance. That was the assurance that we gave at the conference, and I am working through how we will deliver the promise that we made that would make it less arduous for housing associations to deliver on their programmes.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  3. That indicates that progress has been made. However, I still believe, as I indicated when I spoke at the housing associations' annual conference, that there is a journey that we have now embarked on and there is still some progress that we need to make.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  4. I thank the Member for her question. If she had asked me whether there had been any improvement in the performance of the Housing Executive, I might have taken longer to answer, because it is no secret that, since coming to office, I have had concerns about the capacity of the Housing Executive. However, we have had a number of meetings, and we will continue with those over the next number of weeks. <BR /> <BR />I am pleased to report that, over the past five years, there has been a significant improvement in the performance of housing associations. For example, only four housing associations have failed the inspection, as opposed to 10 in 2010. I can also advise that, in 2010, 42% of the social housing stock was being managed by associations that had failed the maintenance element of inspections, and that is now down to 3%.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  5. The Member raises a point that, just this week, I have asked for a discussion with the Minister for Employment and Learning about. As you will know, when we come to the implementation of welfare reform, I have particular concerns in relation to jobs and benefits offices, where you have Social Security Agency and DEL staff. We have asked the permanent secretaries to meet on this issue, and Minister Farry and I have had a brief discussion about it and intend to meet. That is one example, but there may be others. I am quite happy to look, and will undoubtedly be put in a position over the next number of weeks where we will have to look, at inventive ways of ensuring that we stay within our budget but, equally, that we continue to deliver the service that the public expects us to deliver.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  6. I think that it equates to almost 26% of the Northern Ireland Civil Service complement. So it is an issue. I will come back to the Member with the specific numbers of staff at grade 5.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  7. I thank the Member for his words of congratulation. I can give him the assurance, as I have given all Members, that I will endeavour to have a listening ear to the issues that were raised by him, whether it is in Strangford or any other part of Northern Ireland. <BR /> <BR />I do not have the specific figures for the number of staff at grade 5 in my Department, and you would not expect me to have them. However, because of the Budget process, we now have a situation in which, over the next number of weeks, I will have to look seriously at the issue of staff, not only in the programmes that the Department delivers but the complement of staff. The Department for Social Development covers a range of organisations, including the Social Security Agency, the Child Maintenance Service, voluntary and community and the Housing Executive.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  8. Yes, I will be more than happy to meet the Member. As the House knows, I have endeavoured to ensure that where those requests have come, I have accepted them, much to the annoyance of my diary secretary and, maybe more importantly, the Minister of home affairs, who is my wife. My diary has been completely chock-a-block over the last few weeks and will continue to be so. However, it is a priority for me to ensure that where a Member raises particular concerns, I am quite happy to meet the Member and those whom he wants to identify. I will also ensure that, before that, we have more information for the Member, particularly around the issue of allocations in his constituency.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  9. In fact, in Charlemont, just a few weeks ago, I cut the first sod on a new social housing scheme, and one of the homes will be a bespoke wheelchair bungalow. So, needs are beginning to be met. However, I still think that there is further work that we need to do in relation to the issue that the Member raises.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  10. I thank the Member for his question and for the work that he has done on the issue. He is one of the Members who continues to bring to his work a commitment and focus that reflect his personal priorities. He is to be commended for that. <BR /> <BR />On 31 March 2014, there was a total of 21,781 bungalows in the social housing sector. That equates to almost one fifth of the social housing stock, which means that the majority of need can be met through the current bungalow stock. However, I understand that the Housing Executive is reviewing the bungalow provision in the housing development programme. Even though a restriction has been applied in my Department's housing association guide to ensure that land is maximised to its full potential, it does not mean that bungalows are prohibited.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  11. It is very challenging for my staff and for those who are involved in the Child Maintenance Service, and I believe that this is something that has been of benefit. However, I sound a note of caution because there can be no complacency. There are undoubtedly many challenges facing communities and families, and we want to be there to ensure that the organisation is there to help and to make a positive contribution to families who are in particular need.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  12. Reducing the non-paying cases and getting more money flowing has contributed to reducing the amount of child maintenance that is outstanding. Our recently published accounts show that the amount of outstanding child maintenance debt during 2013-14 had fallen by £2·69 million. During the same period, we reduced our non-paying cases by almost 1,000. Therefore, there is a clear link between arrears and the complaint cases. <BR /> <BR />There is no doubt that today's Child Maintenance Service is a totally different organisation from that which was established some 20 years ago. These results are the culmination of some very hard work by the staff in the service. I pay tribute to them, because it is an exceptionally difficult field of work.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  13. That is something that we should be considerably pleased about. Last year, we achieved 98% accuracy levels across the work. Again, that outperformed GB, which achieved only 95%. Therefore, CMS increased the quantity and quality of what it does, which has meant more money for more children across Northern Ireland.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  14. This is another example of success. It came about as a result of reorganisation within the Child Maintenance Service. Although we would prefer that we did not need to have such a provision, it is obviously vital for families. <BR /> <BR />During 2013-14, the Child Maintenance Service collected or rearranged £27·2 million, which supported 22,123 children across Northern Ireland. That was a record amount of money collected, from which a record number of children benefited. We did that by reducing the number of non-paying cases. In March of this year, almost 91% of cases with a current liability were contributing. That was another record high. To give Members some context, the number of cases contributing in the United Kingdom in March stood at 85%. That means that we significantly outperform GB, getting more of our cases paying on time.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  15. I thank the Member for his question. The Housing Executive has advised that 50 of its properties in South Down still have room heaters: 24 in the area covered by the Banbridge office; 18 in the area covered by the Downpatrick office; and eight in the area covered by the Newry office. The Housing Executive confirms that all those tenants were offered the option of changing their heating system as part of the heating replacement programme but chose to retain their original system. The Housing Executive will continue to offer those tenants an upgrade. Housing associations advise that they do not have any properties in South Down that are heated with glass-fronted coal fires.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  16. Yes. We will continue to do that. Obviously, when we come to the end of this programme, we will have to look at how we continue to roll it out. Given its success and the very positive feedback, I believe that it is of value and worth. I have no difficulty with government offices or Departments being criticised for a lack of ingenuity or forward thinking, but this campaign has brought real benefit to individuals, families and communities. Remember that people are entitled to this money, and we need to continue to encourage that. We will give serious consideration to further roadshows.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  17. I do not believe in premonitions, but I was pleased that, when the Department for Social Development launched the campaign in 2013, my constituency of North Antrim was selected, and I had the opportunity to launch it in Ballymoney. However, had I known then what would happen to me, I might have been a bit more reluctant to use North Antrim as the launch pad for the scheme. <BR /> <BR />I encourage all Members to ensure that the campaign is highlighted in their constituency offices. In the work that we are doing with food banks, we include in the food that goes out a leaflet that informs people of the importance of the Make the Call campaign and the access that they have to it.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  18. I thank the Member for his question. Since the introduction of the Make the Call advertising campaign in 2011-12, over 36,000 people have been helped with their benefit entitlement, resulting in the generation of £10·8 million of additional income. The 2013-14 campaign led to nearly 12,000 people receiving assistance, which led to over £4·6million in additional income being generated, a 63% increase on the 2012-13 figure. The 2014-15 campaign, consisting of television, press and outdoor advertising, is being completed over two stages. The first set of adverts was broadcast during June 2014, and the second set commenced in October 2014 and will run until February 2015. The results will be published later. <BR /> <BR />Make the Call is one of the success stories.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  19. That is a key component of a good and stable community and environment.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  20. The Member raises the valid point that it is not just the type of provision that you make but the location that is important. The difficulty is ensuring that we meet demand. It is interesting that I have just made enquiries about the number of times when people who have made an application have refused an application. A large percentage of people have refused the second and third offer, and that makes it difficult to deal on an ongoing basis with the demand and with meeting that need. Space and available recreation provision is always a challenge. That needs to be looked at, not only in conjunction with the council and the Housing Executive but with other providers to ensure that we are not only building the appropriate type of dwelling but giving communities the space that they need.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  21. The latest figures that the Housing Executive has provided to me show that there are 1,485 Protestants and 1,587 Roman Catholics on the waiting list in North Belfast. Those figures clearly demonstrate the need for social housing for both communities in North Belfast. We have to move away, if we can, from the arbitrary distribution of homes solely on the basis of a person's religion. However, that is the reality of where we are, and I have to deal with that reality. To ensure that we meet the need across the community, I am committed to that, and that is a message that I have conveyed to the Housing Executive.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  22. I thank the Member. I thought that I was going to escape from addressing issues in the North Belfast constituency, but I will not ignore the needs of the people in North Belfast or those in East Belfast, South Belfast or West Belfast. We had better not forget the four component parts of the city. <BR /> <BR />I have to say that it is an issue, and, across the North Belfast constituency, there is a high demand for social housing from all communities. I will give the latest figures that the Housing Executive has made available to me, but I have to say to Members that I find it somewhat difficult to give these figures. I will give you the figures and then say why I find it difficult.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  23. <BR /> <BR />The specific needs of individuals are an issue that I am happy to raise with the Housing Executive, and I am happy to raise the category of individuals to which the Member referred.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  24. However, in 2014-15 to date, 198 units have been completed in the first eight and a half months, with a further 63 due for completion shortly. This will make a total of 261 completions during this financial year, the largest to date. <BR /> <BR />There are factors that influence when dwellings are completed, including the size and length of construction, the contract and the time of the year that the construction commenced. Over the last five years, North Belfast has experienced the highest number of completions of any parliamentary constituency. It is also fair to say that there remains a robust social housing building programme in North Belfast, with 229 starts in 2012-13 and 182 in 2013-14. That gives us a sense of it.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  25. Let us take a moment or two to put the situation in North Belfast in some context. Since coming to office, I have endeavoured to ensure that, irrespective of the location — in this case, it is North Belfast, but it could be any part of Northern Ireland — we do not accept the failure of the Housing Executive or any other agency to deliver services to the community. That is a challenge for us. It is a challenge for me, as a Minister, and it is something that I take seriously. Let us look at the figures. You cannot look at the figures for North Belfast in isolation, because, if you did, it might suggest that there has been a drop in the number of houses completed in North Belfast. Let us look at the completions over the last number of years. In 2011-12, there were 179 units. In 2012-13, there were 182 units. In 2013-14, there were 124 units.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  26. Through new builds and relets, much has been done to address housing need in the area, and we will continue to do all that we can within the constraints of the serious financial challenges that we face. The Member will appreciate the comments that I made to the Member who asked the previous question: it will be a challenge for us. However, on the basis of what we have done to date, it is clear that a commitment has been given and that delivery has been provided for in relation to the constituency that the Member represents.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  27. I thank the Member for his question. I recognise that there is a high demand for social housing across all communities in North Belfast, but I do not consider it to be a housing crisis. In terms of provision of new social homes, my Department and the Northern Ireland Housing Executive have invested heavily in social housing in the area. In fact, over the past five years, almost 1,000 new social homes have been delivered in the North Belfast parliamentary constituency at a cost of £140 million. A further 260 new social homes are under construction, and the social housing development programme contains plans to deliver more than 370 additional homes over the next three years.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  28. However, I give this assurance: the importance that I place on the provision of affordable as well as social homes means that it is on my priority list.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  29. Let us remember when the change of policy came. Let us remember that it was not when my colleague was in post that the focus changed in terms of how we deliver housing; it was when Margaret Ritchie and the SDLP were in possession of the Department for Social Development that we saw a change in focus and emphasis. <BR /> <BR />In terms of the affordability of any of the schemes, they all are under financial pressure. The reason for that is that the envelope or the money that we have to spend to deliver any element in my Department will solely be dependent on how I can ensure that the money that I have to save is found and on the impact that that will have on a variety of schemes. That will be an extremely difficult and challenging place for me to be in, and there is no doubt that it will generate criticism and concerns from many.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  30. I do not accept the premise of the question. It is just a typical assault by a party that wants to have the privilege of being in government but not take responsibility for any of the decisions that happen to flow from a five-party mandatory coalition. I know that the Member has difficulty understanding that that is the case, but here is the situation.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  31. It is something that I think we need to look at as a very good financial model, and it is something that I believe gives first-time buyers, but not exclusively first-time buyers, the opportunity to be in possession of their own home.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  32. It plays a very important role. Coownership homes that are offered on a shared equity basis provide an alternative to social housing for people who want to purchase their own homes but who cannot afford to do so without some help or intervention. There has been a high and sustained public demand for the scheme, mostly from first-time buyers who want to grasp the opportunity to take the first step onto the property ladder but at a lower cost. It also provides an alternative housing solution to those who would otherwise join the social housing waiting list or become part of the private rental market. It is something that I want to continue to encourage.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  33. <BR /> <BR />So, while the Member talks about other specific areas, it is important to ensure that, in those areas, those who see the need are raising the concern because the system operates on a demand-led basis and because of the potential of those homebuyers to approach the association with a property already selected. If the Member wants further detail on Strabane, or any other part of his constituency, I am quite happy to furnish him with further information.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  34. I thank the Member. Obviously, this is an issue. It is not that long ago — in fact, it was just when I took up office — that I made a comment, which I stand by, about the important role that coownership plays in the provision of housing. We have ensured that the financial model that we use has to be revised because I do not believe that we have all the financial tools in place to give us the outcome that we have. It is also important to remember that coownership housing is necessarily demand-led and that potential housebuyers approach the association.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  35. I thank the Member for his question. Between May 2011 and 31 October 2014, the last date for which data is available, the Northern Ireland Co-Ownership Housing Association received 163 applications and has supported the purchase of 77 affordable homes in the West Tyrone constituency area at a total value of £8 million at the time of purchase. A further 17 properties are in the process of being purchased in the area at a total value of almost £2 million. It is important to remember that the shared equity housing that coownership provides is demand-led and that potential homebuyers approach the association with a property already selected.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  36. That could have led us to a position where we would have looked at particular locations where dereliction is the case. <BR /> <BR />I am quite happy to consider what the Member said, in light of the ongoing review of the future of housing provision in Northern Ireland. I share the concern that the Member raised: there are locations where you have dereliction and it becomes very difficult to find out who the owner is and who, ultimately, is responsible for addressing that need.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  37. I thank the Member for his question. When you look at any jurisdiction, you will see variances in how they apply policy. When you come to the area of housing, you have a variety of approaches. The Member will be aware that there was a proposal to have a regeneration and housing Bill. In that proposal, reference was made to powers that would be given to local councils. Unfortunately, other Members felt that those provisions were a step too far. When I came into office, I expended considerable time trying to address those concerns. As a result of that, we now have a different Bill, which primarily focuses on the regeneration element and does not primarily give consideration to the housing elements. One of those elements would have been around houses in multiple occupancy.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  38. Yes, I think I am. Since coming to office, I have discussed this with officials and a number of Members. We will have to have a discussion. While a number of reviews are going on, and the Department, in conjunction with the Housing Executive, has set out a policy direction, I think that there are issues that we need to address about how we deliver for specific areas and needs. I am quite happy to have those discussions with Members, the Committee and the organisations. It is my intention to keep social housing provision in the public sector, but we have to make progress on how the Housing Executive, in particular, delivers.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  39. I am quite happy to give the assurance that it will not be done in a way that in any way ignores the concerns raised by tenants.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  40. The stock condition survey that is under way will provide a firm basis to enable a strategic decision to be taken regarding what properties are to be included in the revised programme. It is not possible to predict the results of the survey or to comment on the possible outcome of any specific areas at this stage. However, once a revised programme is agreed, the Housing Executive will write to all the affected tenants to clarify whether they are to remain in the programme and, if so, the timescales involved. I am quite happy to give the Member an assurance that this will be done with the agreement and consent of the residents. That is a vital issue. I am well aware of the concerns that have been expressed to me by him and others in regards to concerns that tenants have about elements of the process.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  41. Once a revised programme is agreed, the Housing Executive will write to all the affected tenants to clarify whether they are to remain in the programme and, if so, the timescales that will be involved. <BR /> <BR />Additionally, given the delays in the programme to date, I have agreed that stalled planned maintenance schemes for the properties that had been included in the original stock transfer programme can now proceed. The Housing Executive will also continue to undertake normal response maintenance works where necessary.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  42. I thank the Member for his question. A review of the stock transfer scheme was commissioned in February 2014. The review group concluded that the current model will not deliver the announced programme, and therefore a different approach has been proposed. It focuses on a smaller number of schemes, with each scheme comprising larger bundles of properties. That has been endorsed by the Housing Executive board. I have also approved the proposals. <BR /> <BR />I have written to the chairman of the Housing Executive asking him to develop a revised programme of stock transfer schemes as one element of a wider initiative to improve and invest in Northern Ireland Housing Executive properties.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  43. It is a personnel issue. As I would not release information on any individual in my Department, I would not do so on this issue. For those of slow hearing or learning, I repeat that this is a matter for my predecessor. That is where the issue remains.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  44. It is quite clear that there are others who are more interested in this issue than they are in matters that relate to the Department. Since I came into office, my focus and attention has been on ensuring that I get to grips with the responsibilities that I have as Minister. When we look across the piece at the many issues that the Member and others in the House have, that should be the priority and focus. I repeat that it was an issue for my predecessor. I believe that that particular matter rests there. He made the decisions that he made. As far as I am concerned, that is where the issue remains.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  45. It is quite clear that the Member is not aware of how legal advice is retained in the House. Equally, I remind the Member that the issue was dealt with by my predecessor. There is where it rests.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  46. It would not be appropriate for me to outline the findings of the fact-finding investigation, as the report relates to a personnel matter. It is an established principle that such information be treated as confidential.

    OFFICIAL REPORT, 2014-11-18 · READ THE OFFICIAL RECORD

  47. At the outset, I am pleased by the consensus across the Assembly and the comments that the Chair of the Committee for Social Development has made. I thank Mr Maskey and the Committee for the positive way in which they have dealt with them. It is important that trustees, employers and scheme members are clear about which benefits fall within the term "money purchase benefits" and that members' benefits continue to be protected as intended. I commend the motion to the House.

    OFFICIAL REPORT, 2014-11-17 · READ THE OFFICIAL RECORD

  48. The regulations also add decisions made by the board of the Pension Protection Fund that relate to benefits affected by the clarified definition to the list of matters that are subject to review under schedule 8 to the Pensions (Northern Ireland) Order 2005. Under that provision, an interested person can ask the board to review the decision, and the board must refer the matter to a reconsideration committee. <BR /> <BR />In summary, the regulations, together with the transitional regulations, ensure that there will be consistency so that members, employers and trustees understand which benefits fall within the definition of money purchase benefits and have clarity about how their schemes should operate. That will ensure that the protections designed for benefits that could be affected by funding deficits can operate as intended.

    OFFICIAL REPORT, 2014-11-17 · READ THE OFFICIAL RECORD

  49. In particular, the regulations provide an alternative method for trustees or managers to revalue certain types of benefits, known as cash-balance benefits. A cash-balance benefit is where a pot of money, which may be a notional pot, is built up through contributions but there is some form of promise about the amount accumulated. No promise is made about the level of pension to be provided. The cash-balance method allows the sum available for a cash-balance benefit for a deferred member to be revalued by any method that is applied to the benefits of active members, where the trustees think it appropriate to do so.

    OFFICIAL REPORT, 2014-11-17 · READ THE OFFICIAL RECORD

  50. Section 27 has retrospective effect to ensure that, where appropriate, schemes can have their past actions validated. It is anticipated that only a very small number of schemes will be affected, the majority of which will be those offering a mixture of money purchase and non-money purchase benefits. The regulations make consequential and supplementary amendments to primary legislation in light of the commencement of section 27. <BR /> <BR />A further set of regulations, the Pensions (2012 Act) (Transitional, Consequential and Supplementary Provisions) Regulations 2014, make amendments to subordinate legislation, including transitional arrangements.

    OFFICIAL REPORT, 2014-11-17 · READ THE OFFICIAL RECORD